Last Sold Price
2 beds1,475 sqft$214/sqft
445 Victoria Street, Ludlow, KY 41016

Description

Big ticket items? Done. Charming, inviting, and truly move-in ready! This thoughtfully updated 2-bedroom, 2-full-bath home offers the perfect blend of timeless character and modern comfort, set on a quiet street. Major systems have already been taken care of, with the roof, HVAC, and mechanicals all just two years old, offering peace of mind for years to come. The open layout flows effortlessly into a light-filled kitchen with crisp white cabinetry and updated finishes, ideal for everyday living...Big ticket items? Done. Charming, inviting, and truly move-in ready! This thoughtfully updated 2-bedroom, 2-full-bath home offers the perfect blend of timeless character and modern comfort, set on a quiet street. Major systems have already been taken care of, with the roof, HVAC, and mechanicals all just two years old, offering peace of mind for years to come. The open layout flows effortlessly into a light-filled kitchen with crisp white cabinetry and updated finishes, ideal for everyday living or easy entertaining. A full bathroom on each level adds flexibility and convenience. The walkout leads to a fully fenced backyard—ideal for pets, hosting friends, or just enjoying your own outdoor space. And the true unicorn? A rare 4-car (tandem) garage with tons of storage, perfect for cars, hobbies, bikes, or future projects. Updated where it matters, cute where it counts, and located in the heart of Ludlow.
LISTING CLOSED: 02/25/2026 12:00 AM

  1. Listed by Annie Venerable • Pivot Realty Group
    P: (513) 600-1087 C: (513) 600-1087 anniev@kw.com

Property Details for 445 Victoria Street

Status
MLS #
638985
Days on Market
10
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1920
Lot Size
0.10 AC / 4,356 SF
Has View
Yes
Architectural Style
Traditional
View
Neighborhood

Location

Listing Courtesy of Pivot Realty Group

Sold By Pivot Realty Group

Add your commute

Building Information for 445 Victoria Street

Stories-Year Built1920Building Size-Lot Size0.10 AC / 4,356 SF

Payment Calculator

$1,737 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,601

Property Taxes

$136

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 445 Victoria Street

Summary
Location and General Information
  • Longitude: -84.552244
  • Latitude: 39.093165
  • Directions: Rt 8 To Oldham To L Victoria
  • MLSArea Major: K02 - Bromley/Ludlow Area
  • MLSArea Minor: K02 - Bromley/Ludlow Area
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: LU - Ludlow
Taxes and HOA
  • Association: No
  • Parcel Number: 026-33-05-009.00
  • Tax Rate: 17.99
Distance To
  • Distance To Bus Comments: 1 Block
School Information
  • High School District: Ludlow Indep
  • Elementary School: Mary A. Goetz Elementary
  • Middle Or Junior School: Ludlow Middle School
  • High School: Ludlow High
Parking
  • Parking Features: Off Street, On Street, Garage
  • Attached Garage: No
  • Garage: Yes
  • Garage Spaces: 4.0
Property
Lot Information
  • Road Frontage Type: City Street
  • Lot Size Units: Acres
  • Lot Size Square Feet: 4400.0
  • Lot Features: Corner Lot, Near Public Transit
  • Lot Size Acres: 0.101
  • Lot Size Source: Realist
  • Lot Size Dimensions: 40 X 110
  • Lot Size Area: 0.1
  • Road Surface Type: Asphalt, Paved
  • Lot Features: Corner Lot
Property and Assessments
  • New Construction: No
  • Year Built: 1920
  • Building Area Total: 1475.0
  • Property Condition: Existing Structure
  • Living Area: 1475.0
  • Living Area Units: Square Feet
  • Land Lease: Yes
  • Living Area Source: Public Records
  • Property Attached: No
  • Land Description: Less than .5 Acre
Building Features
  • Levels: Two
  • Structure Type: House
  • Foundation Details: Poured Concrete
  • Construction Materials: Wood Siding
Utilities
  • Utilities: Natural Gas Available
  • Sewer: Public Sewer
  • Electric: 220 Volts
  • Water Source: Public
  • Gas Company: Duke
  • Electric Company: Duke
  • Water Company: NKWD
  • Sanitation Company: SD1
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Dishwasher, Refrigerator, Electric Range, Electric Oven
  • Cooling: Central Air
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Vinyl Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Unfinished
  • Interior Features: Ceiling Fan(s), High Ceilings, Built-in Features, Chandelier, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Storage, Walk-In Closet(s)
  • Rooms Total: 5
  • Laundry Features: Lower Level
  • Heating: Forced Air, Natural Gas
  • Fireplace Features: Inoperable
Exterior Features
  • Fencing: Wood
Room Information
Room 1
  • Room Features: See Remarks
  • Room Type: Kitchen
  • Room Length: 22.0
  • Room Level: First
  • Room Width: 12.0
  • Room Dimensions: 22 x 12
Room 2
  • Room Features: See Remarks
  • Room Type: Dining Room
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 3
  • Room Features: See Remarks
  • Room Type: Family Room
  • Room Length: 16.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 16 x 13
Room 4
  • Room Features: See Remarks
  • Room Type: Primary Bedroom
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 5
  • Room Features: See Remarks
  • Room Type: Bedroom 2
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 10.0
  • Room Dimensions: 13 x 10
Room 6
  • Room Features: See Remarks
  • Room Type: Primary Bath
  • Room Length: 10.0
  • Room Level: Second
  • Room Width: 6.0
  • Room Dimensions: 10 x 6
Room 7
  • Room Features: See Remarks
  • Room Type: Bathroom 2
  • Room Length: 8.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 8 x 10

Property History for 445 Victoria Street

DateEvent & SourcePriceAppreciation
Feb 25, 2026

Sold (Public Record)

Public Record #1930441606

$315,000

+42.5% / yr

Feb 25, 2026

Sold

Northern Kentucky Multiple Listing Service #638985

$315,000
Jan 23, 2026

Contract Signed

Northern Kentucky Multiple Listing Service #638985

DateEvent & SourcePrice
02/25/2026

Sold (Public Record)

Public Record #1930441606

$315,000

+42.5% / yr

02/25/2026

Sold

Northern Kentucky Multiple Listing Service #638985

$315,000
01/23/2026

Contract Signed

Northern Kentucky Multiple Listing Service #638985

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 445 Victoria Street

Taxable ValueLand$10,000Additions$115,000Total$125,000
Tax Record2025$1,632 ($136 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,475 SqFtAbove Grade Finished SqFt1,475 SqFtStories2Lot Size4,400 SqFtStyleSingle Family ResidenceYear Built1921CountyKENTONAPN026-33-05-009.00Fireplace TypeHas Fireplace

Schools near 445 Victoria Street

This home is within Ludlow Independent School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Private - 1 to 12
Private - K to 11
Rating
School
Distance
Mary A. Goetz Elementary School
PublicPK to 6

Ludlow High School
Public7 to 12

Pleasant View Christian School
Private1 to 12

Gospel Light Academy
PrivateK to 11

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 445 Victoria Street, Ludlow, KY 41016
$315,000
2
1,475
4,356
$91,500
4
1,747,191,600
$178,800
5
2
2,727
8,250
3
1,490
3,850
$80,500
3
$13,000
2,760
2,750

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Pivot Realty Group

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.