Last Sold Price
3 beds1,392 sqft$305/sqft
446 Mcmurray Lake Rd, Toccoa, GA 30577

Description

Welcome to your own slice of North Georgia paradise! Nestled on 9.71 lush acres, 445 McMurray Lake Rd in Toccoa offers the rare opportunity to own a private lakefront property surrounded by nature's finest. This one-of-a-kind retreat features a serene spring fed private lake, peaceful walking trails, and over 100 varieties of native Georgia plants and trees, creating a botanical sanctuary just minutes from town. You'll find blackberries, blueberries, crab apples, persimmons, grapes, wild blueberries,...Welcome to your own slice of North Georgia paradise! Nestled on 9.71 lush acres, 445 McMurray Lake Rd in Toccoa offers the rare opportunity to own a private lakefront property surrounded by nature's finest. This one-of-a-kind retreat features a serene spring fed private lake, peaceful walking trails, and over 100 varieties of native Georgia plants and trees, creating a botanical sanctuary just minutes from town. You'll find blackberries, blueberries, crab apples, persimmons, grapes, wild blueberries, pawpaw's, fig, elderberries, muscadines, and more! The 3 bedroom, 2 bath home offers comfortable living with tranquil lake views and plenty of natural light. Step outside to explore the craft cottage, potting shed, and large workshop - perfect for hobbyists, gardeners, or anyone seeking a creative escape. Bonus - there is an office space inside the home just off the kitchen. The detached shop is heated and cooled and is 24x30 with a 10x9 roll up door and a half bath in the shop with a temperature-controlled storage loft. RV Pad with electrical 30 & 50 amp and sewer hookups. The craft cottage is heated and cooled as well and is the cutest space to get creative! Located in the heart of Stephens County, just a short drive to downtown Toccoa, Lake Hartwell, and the scenic foothills of the Appalachian Mountains, this property blends privacy and convenience in a way that's hard to find. If you've been dreaming of a lakefront home in the North Georgia mountains, this is your chance to make it a reality. Schedule your private showing today and experience the unmatched beauty!
LISTING CLOSED: 07/14/2025 04:00 AM

  1. Listed by Sarabeth Adams • BHHS Georgia Properties • Sarabeth Adams

Property Details for 446 Mcmurray Lake Road

Status
MLS #
10519313
Days on Market
39
Taxes
$1,468 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1992
Lot Size
9.71 AC / 422,967 SF
Subdivision
0100 - PRIMARY - AC
Style
Ranch
Fees Include
None
Parking
Side/Rear Entrance, RV/Boat Parking

Location

Listing Courtesy of BHHS Georgia Properties, Sarabeth Adams

Sold By Talan Properties LLC, Nicole Heaton

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Building Information for 446 Mcmurray Lake Road

Stories1Year Built1992Building Size-Lot Size9.71 AC / 422,967 SF

Payment Calculator

$2,283 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,160

Property Taxes

$122

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 446 Mcmurray Lake Road

Summary
Location and General Information
  • Elementary School: Liberty
  • ES Bus: Yes
  • High School: Stephens County
  • High School Bus: Yes
  • Middle School: Stephens County
  • Middle School Bus: Yes
  • Amenities: Lake
  • Directions: GPS works - dead ends in to property
  • Lot Description: Level, Sloped, Private
Taxes and HOA
  • Association: No
  • Parcel Number: 034 189
Interior and Exterior Features
Interior Features
  • Total Fireplaces: 1
  • BAF Lower: 0
  • BAF Main: 2
  • BAF Upper: 0
  • BAH Lower: 0
  • BAH Main: 0
  • BAH Upper: 0
  • BR Lower: 0
  • BR Main: 3
  • BR Upper: 0
  • Fireplace Features: Family Room, Factory Built
  • Interior: Tile Bath, Vaulted Ceiling(s)
  • Rooms: Laundry, Office
  • Laundry Features: In Mud Room
  • Basement Description: None
  • Appliances: Dishwasher, Oven/Range (Combo)
  • Flooring: Tile
  • Window Features: Double Pane Windows
Exterior Features
  • Roof Type: Tin
  • View: Lake
Property
Utilities
  • Cooling: Central Air
  • Green Energy Efficient: Water Heater
  • Heating Type: Central
  • Water/Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
  • Water Source: Public
Property and Assessments
  • Tax Year: 2024
  • Below Grade Finished: 0
  • Construction: Vinyl Siding
  • Stories: One
  • Other Sturctures: Workshop, Outbuilding
  • Leased Land: No
  • Property Condition: Resale
  • Electric: 220 Volts
Lot Information
  • Waterfront Description: 1
  • Setting: Waterfront
  • Water Description: Lake, Floating Dock, Creek
  • Above Grade Finished: 1392
  • Foundation Details: Pillar/Post/Pier
Farm Information
  • Vegetation: Grassed, Partially Wooded

Property History for 446 Mcmurray Lake Road

DateEvent & SourcePriceAppreciation
Jul 14, 2025

Sold (Public Record)

Public Record #1909763630

$425,000

+12.6% / yr

Oct 11, 2019

Sold (Public Record)

Public Record #654940569

$215,000
DateEvent & SourcePrice
07/14/2025

Sold (Public Record)

Public Record #1909763630

$425,000

+12.6% / yr

10/11/2019

Sold (Public Record)

Public Record #654940569

$215,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 446 Mcmurray Lake Road

Taxable ValueLand$41,195Additions$43,381Total$84,576
Tax Record2025$1,342 ($112 / month)
Home Facts
Total Finished SqFt1,248 SqFtAbove Grade Finished SqFt1,248 SqFtStories1Lot Size422,968 SqFtStyleMobile / Manufactured HomeYear Built1992Year Renovated2018ZoningARCountySTEPHENSAPN034 189

Schools near 446 Mcmurray Lake Road

This home is within Stephens County School District.
Rating
School
Type
Grades
Distance
Public - 1 to 2
Public - 6 to 8
Public - 9 to 12
Public - 5
Rating
School
Distance
Liberty Elementary School
Public1 to 2

Stephens County Middle School
Public6 to 8

Stephens County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 446 Mcmurray Lake Road, Toccoa, GA 30577
$425,000
3
1,392
422,967
$100,000
2
1
816
74,923
$5,800
101,059
$255,000
3
1,400
200,376
938
122,404
$264,000
3
1,400
71,002

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of BHHS Georgia Properties, Sarabeth Adams

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.