4460 Clipper Cove

Destin, FL 32541

$1,300,000
Price
4
Beds
2,522 Sq. Ft.
$515 / Sq. Ft.
2,522
Sq. Ft.
$515
per Sq. Ft.
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Description

Welcome to 4460 Clipper Cove — a stunning coastal retreat in the heart of Destin's coveted Crystal Beach community. Perfectly positioned within walking or golf-cart distance to the sugar-white sands of the Gulf, Destin Commons, Publix, and an array of upscale shops and restaurants, this charming beach home places the very best of Destin right at your doorstep. This 4-bedroom, 3-bath home offers a spacious and inviting layout designed for both relaxation and entertaining. The light-filled interior...Welcome to 4460 Clipper Cove — a stunning coastal retreat in the heart of Destin's coveted Crystal Beach community. Perfectly positioned within walking or golf-cart distance to the sugar-white sands of the Gulf, Destin Commons, Publix, and an array of upscale shops and restaurants, this charming beach home places the very best of Destin right at your doorstep. This 4-bedroom, 3-bath home offers a spacious and inviting layout designed for both relaxation and entertaining. The light-filled interior features hardwood floors, solid-surface countertops, and an upgraded chef-inspired kitchen complete with a Haier wine cooler and a Kenmore Pro gourmet gas range. The dining area—set just off the kitchen—boasts a cozy fireplace, while the open-concept living space creates a warm and and welcoming gathering area for family and friends. The first floor includes two comfortable bedrooms connected by a convenient Jack-and-Jill bathroom, located adjacent to the laundry room. Upstairs, you'll find a private guest bedroom and a spacious Master Suite, featuring its own sitting area and direct access to the home's viewing tower, where you can soak in beautiful neighborhood and coastal views. Outside, the home's picturesque curb appeal, charming wraparound porch, and white picket fencing enhance its quintessential beach-house charm. The property is vacant, impeccably maintained, and truly move-in ready. If you're seeking an investment property, you're in luckshort-term rentals are allowed, and while this home has never been on a rental program, comparable properties generate $80,000-$100,000+ annually. Whether you're looking for your next full-time residence, a second home near the beach, or a high-potential vacation rental, 4460 Clipper Cove is an exceptional find. Make an offer today and start living the Destin lifestyle!
  1. Listed by Michael P Taylor • Brokerage DRE #224832 • Ocean Reef Realty Inc
    P: (850)-585-0763 C: (850)-585-0763 mtaylor@oceanreefresorts.com

Property Details for 4460 Clipper Cove

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
CRYSTAL BEACH COTTAGES PH 2
LISTING UPDATED: 11/18/2025 06:29 PM

Property Details for 4460 Clipper Cove

StatusActive
MLS #989908
Days on Market104
Taxes$2,855 / year
HOA Fees$100 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1993
Lot Size0.12 AC / 5,227 SF
CountyOkaloosa County
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Location

Listing Courtesy of Ocean Reef Realty Inc
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Building Information for 4460 Clipper Cove

Stories3Year Built1993Building Size-Lot Size0.12 AC / 5,227 SF

Payment Calculator

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$6,674 per month

30 year fixed, 6.15% Interest

Principal and Interest

$6,336

Property Taxes

$238

HOA Dues

$100

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Property Information for 4460 Clipper Cove

Summary
Location and General Information
  • Community Features: Pets Allowed, Pool
  • Directions: Traveling south on Crystal Beach Drive. Turn right on Luke, Clipper Cove will be on the left
  • Road Frontage Type: City Street
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.38474
  • Longitude: -86.424532
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: CRYSTAL BCH COTTAGES PH II LOT 62
  • Project Facilities: Pets Allowed2, Pool2, Short Term Rental - Allowed
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee2: $100
  • Tax Legal Description: CRYSTAL BCH COTTAGES PH II LOT 62
  • Parcel Number: 00-2S-22-0583-0000-0620
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $2,855
  • Listing Info Tax Legal:Last Taxes: $2,855
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Garage
  • Garage Spaces: 1.0
  • Parking Features: Garage3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 60x85
  • Lot Size Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Sidewalk
  • Building Area Total: 2522.0
  • Lot Size Square Feet: 5227.2
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: City Road, Paved Road
  • Lot Features: Sidewalk
  • Lot Features:Coastal Barrier Zone: Yes
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1993.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding Vinyl
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Construction Materials: Siding Vinyl
  • Stories: 3.0
  • Pool Features: Pool Type
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Flooring: Floor Hardwood, Floor Tile
  • Room Type: Family Room, Dining Room, Kitchen, Bedroom, Laundry, Master Bedroom, Sitting Room
  • Rooms Total: 9.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 4.0
  • Bathrooms Full: 3.0
  • Interior: Floor Hardwood, Floor Tile, Furnished - None
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 17.0
  • Room Dimensions: 17 x 17
Room 2
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 7.0
  • Room Dimensions: 12 x 7
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 9.0
  • Room Dimensions: 13 x 9
Room 6
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 4.8
  • Room Width: 6.8
  • Room Dimensions: 4.8 x 6.8
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Dimensions: 12 x 12
Room 8
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 20.0
  • Room Width: 12.0
  • Room Dimensions: 20 x 12
Room 9
  • Room Type: Sitting Room
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 8.0
  • Room Dimensions: 12 x 8
Multi Family
Multi Family Information
  • Furnished: Furnished - None
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 4460 Clipper Cove

DateEvent & SourcePriceAppreciation
Nov 19, 2025

Listed (Active)

ECAR #989908

$1,300,000—
Aug 18, 1993

Sold

ECAR #31356

$149,000—
Jun 4, 1993

Pending

ECAR #31356

—
Apr 1, 1993

Listed (Active)

ECAR #31356

$149,000—
DateEvent & SourcePrice
11/19/2025

Listed (Active)

ECAR #989908

$1,300,000
08/18/1993

Sold

ECAR #31356

$149,000
06/04/1993

Pending

ECAR #31356

—
04/01/1993

Listed (Active)

ECAR #31356

$149,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4460 Clipper Cove

Taxable ValueLand-Additions-Total-
Tax Record2025$2,946 ($245 / month)
Home Facts
Beds3Total Finished SqFt2,522 SqFtAbove Grade Finished SqFt2,522 SqFtStories3Lot Size5,249 SqFtStyleSingle Family ResidenceYear Built1993CountyOKALOOSAAPN00-2S-22-0583-0000-0620

Schools near 4460 Clipper Cove

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4460 Clipper Cove, Destin, FL 32541

4460 Clipper Cove is a single family home for sale in Destin, FL 32541. This property was listed for sale on November 19, 2025 by Ocean Reef Realty Inc, it's currently listed at $1,300,000. It has been on the market for a total of 104 days and was last sold on August 18, 1993. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 4460 Clipper Cove is a 4-bed, 3-bath, 2,522 sqft single family home built in 1993.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Ocean Reef Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.