4464 Neptune Dr

$675,000
Price
3
Beds
1,697 Sq. Ft.
$398 / Sq. Ft.
1,697
Sq. Ft.
$398
per Sq. Ft.

Description

Motivated seller! With lots of upgrades including new paint on 1st and 2nd level, new epoxy floors on the first level, and a new seawall cap. Are you eligible for a va loan? Reach out to the listing agent for information on assuming the owners va loan at a low interest rate and very little down! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully...Motivated seller! With lots of upgrades including new paint on 1st and 2nd level, new epoxy floors on the first level, and a new seawall cap. Are you eligible for a va loan? Reach out to the listing agent for information on assuming the owners va loan at a low interest rate and very little down! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully designed 3-bedroom, 3-bath home features a desirable 3 bedroom 2 bath split floor plan on the main (second) level, plus an additional bathroom and fully equipped bonus suite on the ground level. Step inside the bright and airy main level, where tall ceilings, fresh paint, and NEW vinyl flooring, and new light fixtures set the stage for modern waterfront living. The open-concept kitchen, dining, and living area flows seamlessly to a covered rear deck overlooking the water — perfect for entertaining or relaxing with a view. The kitchen boasts NEW stainless steel appliances, a gas cooktop, quartz countertops, eat-in island, pantry, and of course, breathtaking water views. The spacious primary suite features a recently updated bathroom with dual vanities, a walk-in shower, and a luxurious garden tub. Laundry hookups are conveniently located on both levels. The far end of the home has two bedrooms that share a Newly updated bathroom. Downstairs, enjoy the versatility of a bonus room with a newly updated full bath, laundry area, and its own entrance. The garage side of the first level features a 12-ft tall door with parking for up to 4 vehicles in the tandem bays that are also deep enough to park a boat trailer. The ground level is finished with weather-resistant PVC and block walls for durability and peace of mind. Outside, the oversized fenced yard has ample room to build the pool of your dreams and the side yard has plenty of space to park your RV or boat. Plus, the floating dock and pre-installed pilings make boating a breeze—skip the wait with an already open, transferable permit for your future lift. Additional updates include a new AC in 2017, new 1st floor mini-split 2024, and new roof in 2022. With all of the wind mitigation upgrades on this property the home owners insurance is only $2474 and transferable flood insurance is $2141. Seller has estimates for a new pool in the backyard at $55k and can be installed within 4 months. Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.
  1. Listed by Sarah Hill • Brokerage DRE #1059513 • JT REALTY & ASSOCIATES
    P: (352)-279-0076 C: (352)-279-0076 sarah.hill.realtor@hotmail.com

Property Details for 4464 Neptune Drive

Architectural Style
Coastal
Subdivision Name
GULF COAST RET
Township
23S
Garage Spaces
4
View
Water
Waterfront
Yes
Water View
Canal
LISTING UPDATED: 12/20/2025 03:40 PM

Property Details for 4464 Neptune Drive

StatusActive
MLS #TB8391203
Days on Market152
Taxes$466 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2000
Lot Size0.14 AC / 6,000 SF
CountyHernando County

Location

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill
Add your commute

Building Information for 4464 Neptune Drive

Stories2Year Built2000Building Size-Lot Size0.14 AC / 6,000 SF

Payment Calculator

$3,374 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,335

Property Taxes

$39

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4464 Neptune Drive

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2105.0
  • Building Area Units: Square Feet
  • Community Features: Community Boat Ramp, Golf Carts OK
  • Direction Faces: West
  • Directions: Head North on Shoal Line Blvd, Slight left onto Calienta St, Turn left onto Flamingo Blvd, Turn right onto Neptune Dr. Property will be on the right.
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Street Dead-End
  • Senior Community: No
  • Unit Number: No
  • Street Number: 4464
  • Street Name: NEPTUNE
  • Street Suffix: DRIVE
  • State: FL
  • City: HERNANDO BEACH
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: RV Garage, RV Parking
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 26
  • Tax Book Number: 6-95
  • Tax Legal Description: GULF COAST RET UNIT 4 BLK 26 LOT 3
  • Tax Lot: 3
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, Near Marina, Street Dead-End
  • Parcel Number: R1222316201002600030
  • Total Acreage: 0 to less than 1/4
  • Water Access: Canal - Saltwater, Gulf/Ocean
  • Water Access: Yes
  • Water Body Name: GULF
  • Water Extras: Bridges - No Fixed Bridges, No Wake Zone, Seawall - Concrete
  • Water Extras: Yes
  • Water: Bridges - No Fixed Bridges, No Wake Zone, Seawall - Concrete
  • Zoning: R1B
  • Living Area: 1697
Property and Assessments
  • Year Built Numeric: 2000
  • Flood Zone Code: AE
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 16E
  • Public Survey Section: 12
  • Dock YN: Yes
  • Dock Description: Dock - Wood, Floating Dock, Other
  • Dock Dimensions: 8x16
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Wood Frame
  • Exterior Features: Balcony, French Doors, Lighting, Sliding Doors
  • Fencing: Chain Link
  • Foundation Details: Pillar/Post/Pier, Stilt/On Piling
  • Levels: Two
  • Patio And Porch Features: Rear Porch
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Features: Canal - Saltwater, Gulf/Ocean
  • Waterfront Feet Total: 60
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Vinyl
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Window Features: Blinds
  • Bathrooms Half: 0

Property History for 4464 Neptune Drive

DateEvent & SourcePriceAppreciation
Nov 24, 2025

Price Change

MFRMLS #TB8391203

$675,000—
Oct 28, 2025

Price Change

MFRMLS #TB8391203

$695,000—
Oct 10, 2025

Listed (Active)

MFRMLS #TB8391203

—
Oct 10, 2025

Price Change

MFRMLS #TB8391203

$699,000—
Aug 20, 2025

Temporarily Off Market

MFRMLS #TB8391203

$675,000—
Aug 18, 2025

Listed (Active)

MFRMLS #TB8391203

—
Aug 11, 2025

Pending

MFRMLS #TB8391203

—
Jun 29, 2025

Price Change

MFRMLS #TB8391203

$690,000—
May 30, 2025

Listed (Active)

MFRMLS #TB8391203

$695,000—
Apr 28, 2023

Sold (Public Record)

Public Record #1512174123

$669,000—
Apr 28, 2023

Sold (Public Record)

Public Record #1512174123

$669,000

+16.2% / yr

Apr 28, 2023

Sold

MFRMLS #W7853584

$669,000—
Apr 28, 2023

Sold

SASJMLS #2230653

$669,000—
Apr 2, 2023

Pending

MFRMLS #W7853584

—
Mar 25, 2023

Listed (Active)

MFRMLS #W7853584

$679,000—
Mar 24, 2023

Listed (Active)

SASJMLS #2230653

$679,000—
Apr 12, 2019

Sold (Public Record)

Public Record #644475338

$365,000—
Apr 12, 2019

Sold (Public Record)

Public Record #644475338

$365,000—
Apr 12, 2019

Sold

MFRMLS #W7803628

$365,000—
Apr 12, 2019

Sold

SASJMLS #HC2194426

$365,000—
Feb 21, 2019

Pending

MFRMLS #W7803628

—
Aug 2, 2018

Listed (Active)

MFRMLS #W7803628

$385,000—
Aug 2, 2018

Listed (Active)

SASJMLS #HC2194426

$375,000—
Sep 13, 2007

Expired

MFRMLS #W7266009

$495,000—
Mar 24, 2007

Listed (Active)

MFRMLS #W7266009

$495,000—
Mar 13, 2007

Expired

MFRMLS #W7256228

$495,000—
Feb 8, 2007

Listed (Active)

MFRMLS #W7256228

$495,000—
DateEvent & SourcePrice
11/24/2025

Price Change

MFRMLS #TB8391203

$675,000
10/28/2025

Price Change

MFRMLS #TB8391203

$695,000
10/10/2025

Listed (Active)

MFRMLS #TB8391203

—
10/10/2025

Price Change

MFRMLS #TB8391203

$699,000
08/20/2025

Temporarily Off Market

MFRMLS #TB8391203

$675,000
08/18/2025

Listed (Active)

MFRMLS #TB8391203

—
08/11/2025

Pending

MFRMLS #TB8391203

—
06/29/2025

Price Change

MFRMLS #TB8391203

$690,000
05/30/2025

Listed (Active)

MFRMLS #TB8391203

$695,000
04/28/2023

Sold (Public Record)

Public Record #1512174123

$669,000
04/28/2023

Sold (Public Record)

Public Record #1512174123

$669,000

+16.2% / yr

04/28/2023

Sold

MFRMLS #W7853584

$669,000
04/28/2023

Sold

SASJMLS #2230653

$669,000
04/02/2023

Pending

MFRMLS #W7853584

—
03/25/2023

Listed (Active)

MFRMLS #W7853584

$679,000
03/24/2023

Listed (Active)

SASJMLS #2230653

$679,000
04/12/2019

Sold (Public Record)

Public Record #644475338

$365,000
04/12/2019

Sold (Public Record)

Public Record #644475338

$365,000
04/12/2019

Sold

MFRMLS #W7803628

$365,000
04/12/2019

Sold

SASJMLS #HC2194426

$365,000
02/21/2019

Pending

MFRMLS #W7803628

—
08/02/2018

Listed (Active)

MFRMLS #W7803628

$385,000
08/02/2018

Listed (Active)

SASJMLS #HC2194426

$375,000
09/13/2007

Expired

MFRMLS #W7266009

$495,000
03/24/2007

Listed (Active)

MFRMLS #W7266009

$495,000
03/13/2007

Expired

MFRMLS #W7256228

$495,000
02/08/2007

Listed (Active)

MFRMLS #W7256228

$495,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4464 Neptune Drive

Taxable ValueLand-Additions-Total-
Tax Record2024$466 ($39 / month)
Home Facts
Beds3Total Finished SqFt1,697 SqFtAbove Grade Finished SqFt1,697 SqFtStories2Lot Size4,356 SqFtStyleSingle Family ResidenceYear Built2000Year Renovated2010CountyHERNANDOAPNR12-223-16-2010-0260-0030

Schools near 4464 Neptune Drive

This home is within Hernando.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 5
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

4464 Neptune Drive is a single family home for sale in Hernando Beach, FL 34607. This property was listed for sale on May 30, 2025 by JT REALTY & ASSOCIATES, it's currently listed at $675,000. It has been on the market for a total of 152 days and was last sold on April 28, 2023. This listing's school district is Hernando. Nearby schools include Westside Elementary School, Fox Chapel Middle School and Weeki Wachee High School. 4464 Neptune Drive is a 3-bed, 3-bath, 1,697 sqft single family home built in 2000.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of JT REALTY & ASSOCIATES, Sarah Hill

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 12/20/2025 03:40 PM