44850 Joy Chapel Rd

4,241 Sq. Ft.
$307 / Sq. Ft.
4,241
Sq. Ft.
$307
per Sq. Ft.

Description

Welcome to a luxuriously crafted waterfront home where design and comfort meet the tranquility of coastal living. Perfectly positioned to capture sweeping views of Cuckold Creek, this residence showcases exceptional finishes and attention to detail throughout. The Hardie board exterior, accented by lush landscaping and a charming gazebo overlooking the shoreline and pier, evokes a timeless Dutch Colonial aesthetic with modern coastal flair. Step inside and experience luxury and scenic water views...Welcome to a luxuriously crafted waterfront home where design and comfort meet the tranquility of coastal living. Perfectly positioned to capture sweeping views of Cuckold Creek, this residence showcases exceptional finishes and attention to detail throughout. The Hardie board exterior, accented by lush landscaping and a charming gazebo overlooking the shoreline and pier, evokes a timeless Dutch Colonial aesthetic with modern coastal flair. Step inside and experience luxury and scenic water views at every turn — from the stunning owner’s suite, to the heated floors, to the showstopping kitchen featuring top-of-the-line appliances, including a Miele coffee system, and beautifully detailed cabinetry. The inviting living and dining spaces provide the perfect backdrop for entertaining or relaxing fireside while taking in the water views. Enjoy the convenience of TWO laundry rooms, one postured conveniently in the owner's suite and on the lowest level. Outside, your waterfront lifestyle continues with an impressive pier setup that includes a dock building equipped with an ice machine, refrigerator, and fish-cleaning station — plus power, water, and an outdoor shower. A 20,000 lb. boat lift makes accessing the open water effortless. New irrigation system installed with space available to add a detached garage or pool, this property offers both refined living and room to grow. Come experience the unmatched beauty, craftsmanship, and serenity of this one-of-a-kind waterfront home.
  1. Listed by Matthew A Burgan • Infinitas Realty Group
    P: (240)-925-2224 matt@infinitasrealty.com

Property Details for 44850 Joy Chapel Road

Tax ID Number
1906013716
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Dutch, Colonial
Levels/Stories
3
Waterfront
Yes
LISTING UPDATED: 05/11/2026 03:46 PM

Property Details for 44850 Joy Chapel Road

StatusClosed
MLS #MDSM2029234
Days on Market39
Taxes$7,750 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1973
Lot Size0.58 AC / 25,414 SF
CountySt. Mary's County

Location

Listing Courtesy of Infinitas Realty Group

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Building Information for 44850 Joy Chapel Road

Stories3Year Built1973Building Size-Lot Size0.58 AC / 25,414 SF

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$7,192 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,546

Property Taxes

$646

HOA Dues

$0

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Property Information for 44850 Joy Chapel Road

Location
Location
  • In City Limits: No
  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138839208
  • SchoolDistrictSource: Listing Agent
  • County: SAINT MARYS
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: Yes
  • Water Body Type: Creek
  • Water Frontage In Feet: 99.0
  • Riparian Rights Y/N: Yes
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2023
  • Tax Assessed Value: $972,300
  • Zoning: R
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 0
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 3
  • # Bathrooms Full All Upper Levels: 3
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 3
  • # Bathrooms Full Upper Level: 3
  • # Bathrooms Half Upper Level: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 0
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 0
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 0
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Year Major Reno Remodel: 2007
  • Total Finished SQFT: 4,241.00
  • Total Finished SQFT Source: Assessor
  • Total SQFT: 4,352.00
  • Total SQFT Source: Assessor
  • Main Entrance Orientation: South
  • Construction Materials: HardiPlank Type, Shake Siding
  • Roof: Shingle
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Dry Wall, High, Masonry, Tray Ceilings
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Heated, Tile/Brick
  • Basement Type: Partially Finished
  • Foundation Details: Slab
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Upper Level 1-3
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Boat House, Gazebo, Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Bulkheaded, Landscaping, Private
  • Road Surface Type: Paved
  • Road Responsibility: City/County
  • Location Type: Creek/Stream
  • Parcel ID: 14999943
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway, Off Street
  • Num of Attached Garage Spaces: 1
  • Total Garage Spaces: 1
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Oversized
Interior Features
Interior Features
  • Interior Features: Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Combination Kitchen/Dining, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s), Wood
  • Appliances: Built-In Microwave, Central Vacuum, Dishwasher, Dryer, Dryer - Front Loading, Extra Refrigerator/Freezer, Icemaker, Oven - Wall, Cooktop, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Washer/Dryer Hookups Only
  • Accessibility Features: None
  • Door Features: Atrium, French
  • Window Features: Screens
  • Laundry Type: Basement, Upper Floor
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: BBQ Grill, Extensive Hardscape, Exterior Lighting, Flood Lights, Outside Shower
  • Outdoor Living Structures: Balcony, Patio(s)
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Cable TV, Electric Available, Propane
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat, Zoned
  • Cooling Fuel: Electric
  • Heating Type: Central, Heat Pump - Oil BackUp, Programmable Thermostat
  • Heating Fuel: Electric, Oil, Propane - Owned
  • Hot Water: Oil
  • Water Source: Well
  • Sewer Septic: Septic Exists
Confidential Data
Listing Office
  • List Agent AOR: Southern Maryland Association of REALTORS
  • List Agent URL: MattBurganHomes.com

Property History for 44850 Joy Chapel Road

DateEvent & SourcePriceAppreciation
May 11, 2026

Closed

BRIGHT #MDSM2029234

$1,300,000
Mar 29, 2026

Pending

BRIGHT #MDSM2029234

Mar 29, 2026

Active Under Contract

BRIGHT #MDSM2029234

DateEvent & SourcePrice
05/11/2026

Closed

BRIGHT #MDSM2029234

$1,300,000
03/29/2026

Pending

BRIGHT #MDSM2029234

03/29/2026

Active Under Contract

BRIGHT #MDSM2029234

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 44850 Joy Chapel Road

Taxable ValueLand$319,700Additions$652,600Total$972,300
Tax Record2023$7,750 ($646 / month)
Home Facts
Beds0Baths3.5Total Finished SqFt4,241 SqFtAbove Grade Finished SqFt3,316 SqFtFinished Basement SqFt925 SqFtStories2Lot Size25,414 SqFtStyleSingle Family ResidenceYear Built1973ZoningRNCCountyST. MARY'SAPN06-013716Fireplace TypeHas Fireplace

Schools near 44850 Joy Chapel Road

This home is within St. Mary's County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Hollywood Elementary School
PublicPK to 5

Esperanza Middle School
Public6 to 8

Leonardtown High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Infinitas Realty Group

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/11/2026 03:46 PM