4497 Clipper Cove

Destin, FL 32541

$995,000
Price
3
Beds
1,805 Sq. Ft.
$551 / Sq. Ft.
1,805
Sq. Ft.
$551
per Sq. Ft.
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a living room with furniture fireplace and a large window
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a kitchen with stainless steel appliances granite countertop a refrigerator a sink dishwasher a stove and white cabinets with wooden floor
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a bathroom with a granite countertop sink and a toilet
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Description

Fabulous Beach Cottage! As you enter, you are greeted by wood plank floors which grace the living area, while soft carpeting provides comfort in the bedrooms. The open-concept layout seamlessly connects the living room, dining room and kitchen, creating a welcoming flow for gatherings. The kitchen boasts granite countertops, white cabinetry, stainless steel appliances, a farmhouse sink and a spacious pantry. The master suite includes a luxurious bath and walk-in closet, while the second and third...Fabulous Beach Cottage! As you enter, you are greeted by wood plank floors which grace the living area, while soft carpeting provides comfort in the bedrooms. The open-concept layout seamlessly connects the living room, dining room and kitchen, creating a welcoming flow for gatherings. The kitchen boasts granite countertops, white cabinetry, stainless steel appliances, a farmhouse sink and a spacious pantry. The master suite includes a luxurious bath and walk-in closet, while the second and third bedrooms share a stylish hall bath. Accessible from both the kitchen and master bedroom, one of the property's many standout features is the inviting side porch, perfect for relaxing with morning coffee or evening relaxation. Both the front and side porches offer cozy spots to unwind and enjoy the coastal breeze. Additional features include a gas-log fireplace, ten-foot ceilings, an oversized storage room off the screened porch, a fenced backyard, irrigation system, lush landscaping, groundskeeping and a security system. Best of all, this gem is just one and a half blocks from the beach. Ideally situated on the idyllic single-outlet street of Clipper Cove, the property enjoys low traffic and the added bonus of a fenced community pool directly across the street for the enjoyment of owners and guests. This beach cottage truly offers a slice of coastal paradise!
  1. Listed by Ed & Terri Smith • Brokerage DRE #1006027 • RE/MAX Coastal Properties
    P: (850)-837-5500 admin@floridabrokers.com

Property Details for 4497 Clipper Cove

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
CRYSTAL BEACH COTTAGES PH 2
LISTING UPDATED: 02/16/2026 04:48 PM

Property Details for 4497 Clipper Cove

StatusActive
MLS #962676
Days on Market480
Taxes$7,829 / year
HOA Fees$1,151 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1996
Lot Size0.11 AC / 4,800 SF
CountyOkaloosa County
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Location

Listing Courtesy of RE/MAX Coastal Properties
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Building Information for 4497 Clipper Cove

Stories1Year Built1996Building Size-Lot Size0.11 AC / 4,800 SF

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$5,598 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,849

Property Taxes

$652

HOA Dues

$96

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Property Information for 4497 Clipper Cove

Summary
Location and General Information
  • Community Features: Pets Allowed, Picnic Area, Pool
  • Directions: From Hwy 98 turn south on Hutchison St, left on Luke Ave. & then first right into Crystal Beach Cottages. Turn left on Clipper Cove. Home on the left.
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.385289
  • Longitude: -86.42377
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: CRYSTAL BCH COTTAGES PH II LOT 16
  • Project Facilities: Pets Allowed2, Picnic Area, Pool2
Taxes and HOA
  • Association Fee Frequency: Annually
  • Association Fee Includes: Accounting, Ground Keeping, Recreational Faclty
  • Association Fee2: $1,151
  • Tax Legal Description: CRYSTAL BCH COTTAGES PH II LOT 16
  • Parcel Number: 00-2S-22-0583-0000-0160
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $7,829
  • Listing Info Tax Legal:Last Taxes: $7,829
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 2.0
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Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 60X80
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Lot Features: Covenants, Sidewalk, Within 1/2 Mile to Water
  • Building Area Total: 1805.0
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road, See Remarks5
  • Lot Features: Covenants, Sidewalk, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1996.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
  • Electric: True
  • Utilities: Electric, Gas - Natural, Phone2, Public Sewer, Public Water, TV Cable, Underground
  • Energy: AC - Central Elect, Ceiling Fans
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fenced Back Yard, Hurricane Shutters, Sprinkler System
  • Stories: 1.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Porch, Porch Screened
  • Fencing: Fenced Lot-Part
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Fenced Back Yard, Fenced Lot-Part, Hurricane Shutters, Porch, Porch Screened, Sprinkler System
Interior Features
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Fireplace Features: Fireplace Gas
  • Window Features: Window Treatment All
  • Room Type: Family Room, Dining Area, Kitchen, Laundry, Full Bathroom, Bedroom, Master Bedroom, Master Bathroom
  • Rooms Total: 9.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace Gas, Lighting Recessed, Owner's Closet, Pantry, Renovated2, WasherDryer Hookup, Window Treatment All
  • Appliances: Microwave, Refrigerator WIceMk, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 25.0
  • Room Width: 18.0
  • Room Dimensions: 25 x 18
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Dimensions: 15 x 12
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 15.0
  • Room Dimensions: 15 x 15
Room 4
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 8.0
  • Room Dimensions: 10 x 8
Room 5
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 8.0
  • Room Dimensions: 10 x 8
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Dimensions: 15 x 12
Room 7
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Dimensions: 15 x 12
Room 8
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 18.0
  • Room Dimensions: 20 x 18
Room 9
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 8.0
  • Room Dimensions: 15 x 8
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 4497 Clipper Cove

DateEvent & SourcePriceAppreciation
Feb 16, 2026

Price Change

ECAR #962676

$995,000—
Jan 7, 2025

Price Change

ECAR #962676

$1,050,000—
Nov 8, 2024

Listed (Active)

ECAR #962676

$1,075,000—
Dec 12, 2019

Sold (Public Record)

Public Record #659878992

$555,000

+4.0% / yr

Dec 12, 2019

Sold

ECAR #824624

$555,000—
Oct 23, 2019

Pending

ECAR #824624

—
Sep 20, 2019

Price Change

ECAR #824624

$565,000—
Jun 7, 2019

Listed (Active)

ECAR #824624

$649,900—
Jan 7, 2002

Sold (Public Record)

Public Record #83223957

$272,500—
Jan 4, 2002

Sold

ECAR #318629

$272,500—
Nov 24, 2001

Pending

ECAR #318629

—
Nov 11, 2001

Listed (Active)

ECAR #318629

$279,900—
DateEvent & SourcePrice
02/16/2026

Price Change

ECAR #962676

$995,000
01/07/2025

Price Change

ECAR #962676

$1,050,000
11/08/2024

Listed (Active)

ECAR #962676

$1,075,000
12/12/2019

Sold (Public Record)

Public Record #659878992

$555,000

+4.0% / yr

12/12/2019

Sold

ECAR #824624

$555,000
10/23/2019

Pending

ECAR #824624

—
09/20/2019

Price Change

ECAR #824624

$565,000
06/07/2019

Listed (Active)

ECAR #824624

$649,900
01/07/2002

Sold (Public Record)

Public Record #83223957

$272,500
01/04/2002

Sold

ECAR #318629

$272,500
11/24/2001

Pending

ECAR #318629

—
11/11/2001

Listed (Active)

ECAR #318629

$279,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4497 Clipper Cove

Taxable ValueLand$471,904Additions$289,524Total$761,428
Tax Record2025$8,572 ($714 / month)
Home Facts
Beds3Total Finished SqFt1,805 SqFtAbove Grade Finished SqFt1,805 SqFtStories1Lot Size5,570 SqFtStyleSingle Family ResidenceYear Built1996CountyOKALOOSAAPN00-2S-22-0583-0000-0160Fireplace TypeHas Fireplace

Schools near 4497 Clipper Cove

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4497 Clipper Cove, Destin, FL 32541

4497 Clipper Cove is a single family home for sale in Destin, FL 32541. This property was listed for sale on November 8, 2024 by RE/MAX Coastal Properties, it's currently listed at $995,000. It has been on the market for a total of 480 days and was last sold on December 12, 2019. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 4497 Clipper Cove is a 3-bed, 2-bath, 1,805 sqft single family home built in 1996.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Coastal Properties

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.