45 Cliff St

3,253 Sq. Ft.
$154 / Sq. Ft.
3,253
Sq. Ft.
$154
per Sq. Ft.

Description

Well-maintained 4-unit multifamily with separate tenant-paid utilities. Strong rental income ($4,775 monthly) makes this an excellent opportunity for both seasoned investors and first-time buyers. Many units and have been recently updated with paint, flooring, and appliances. This property can be purchased with 39 Cliff St and 51 Cliff St next door. MLS #s 24149335and 24149391.Well-maintained 4-unit multifamily with separate tenant-paid utilities. Strong rental income ($4,775 monthly) makes this an excellent opportunity for both seasoned investors and first-time buyers. Many units and have been recently updated with paint, flooring, and appliances. This property can be purchased with 39 Cliff St and 51 Cliff St next door. MLS #s 24149335and 24149391.
  1. Listed by Michael P Doherty • eXp Realty
    P: (866)-828-3951 C: (860)-941-9996 mike@dohertyhometeam.com

Property Details for 45 Cliff Street

Basement Description
Full
Direct Waterfront
No
Neighborhood
N/A
Style
Units on different Floors
Swimming Pool
No
LISTING UPDATED: 01/16/2026 10:14 PM

Property Details for 45 Cliff Street

StatusActive
MLS #24149375
Days on Market7
Taxes$9,389 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti-Family / 4 Family
Year Built1880
Lot Size0.11 AC / 4,791 SF
CountyNew London County

Location

Listing Courtesy of eXp Realty, Michael P Doherty
Add your commute

Building Information for 45 Cliff Street

Stories-Residences4Year Built1880Building Size-Lot Size0.11 AC / 4,791 SF

Payment Calculator

$3,219 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,437

Property Taxes

$782

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 45 Cliff Street

Summary
Property and Location
  • Acres Source: Public Records
  • Directions: cliff st
  • Elementary School: Per Board of Ed
  • High School: Norwich Free Academy
  • Latitude: 41.524947
  • Longitude: -72.071624
  • State: Connecticut
HOA and Fees
  • Home Owner's Assocation: No
  • Tax Year: July 2025-June 2026
  • Property Tax: $9,389
Interior and Exterior Features
Exterior Features
  • Waterfront Description: Not Applicable
Interior Features
  • Cooling System: None
  • Heat Type: Steam
  • Attic YN: No
  • Fireplaces Total: 0
  • Rooms Total: 20
Property
Property and Assessments
  • Construction Description: Frame
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block, Stone
  • New Construction Type: No/Resale
  • Roof: Asphalt Shingle
  • Year Built: 1880
  • Year Built Source: Public Records
  • Bank Owned Property: No
  • Living Area SQFT Per Public Records: 3253
Lot Information
  • Lot Description: City Views
  • Parcel Number: 2029441
  • Sq Ft Est Heated Above Grade: 3253.0
  • Sq Ft Total: 3253.0
  • Zoning: CC
Utilities
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: 40 Gallon Tank
  • Sewage System: Public Sewer Connected
  • Water Source: Public Water Connected
Multi Family
Income and Expenses
  • Occupied By: Tenant
  • Total Number of Units: 4
  • Total Rooms Multi Family: 20
Unit 1
  • Lease: Leased
  • Lease Expires: 05-31-2026
  • Unit Entry Order: 3
  • Unit Full Baths: 1
  • Unit Modified Date: 01-16-2026
  • Unit Monthly Rent: $1,025
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 5
Unit 2
  • Lease: Leased
  • Lease Expires: 05-31-2026
  • Unit Entry Order: 4
  • Unit Full Baths: 1
  • Unit Modified Date: 01-16-2026
  • Unit Monthly Rent: $1,500
  • Unit Num Bedrms: 3
  • Unit Num Rooms: 6
Unit 3
  • Lease: Leased
  • Lease Expires: 05-31-2026
  • Unit Entry Order: 1
  • Unit Full Baths: 1
  • Unit Modified Date: 01-16-2026
  • Unit Monthly Rent: $1,000
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 5
Unit 4
  • Lease: Monthly
  • Unit Entry Order: 2
  • Unit Full Baths: 1
  • Unit Modified Date: 01-16-2026
  • Unit Monthly Rent: $1,250
  • Unit Num Bedrms: 1
  • Unit Num Rooms: 4
  • Unit Occupied By: Tenant

Property History for 45 Cliff Street

DateEvent & SourcePriceAppreciation
Jan 3, 2023

Closed (Public Record)

Public Record #1503838690

$289,000

+8.7% / yr

Oct 13, 1998

Closed (Public Record)

Public Record #92666786

$38,000—
DateEvent & SourcePrice
01/03/2023

Closed (Public Record)

Public Record #1503838690

$289,000

+8.7% / yr

10/13/1998

Closed (Public Record)

Public Record #92666786

$38,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 45 Cliff Street

Taxable ValueLand$24,800Additions$207,200Total$232,000
Tax Record2024$9,389 ($782 / month)
Home Facts
Baths4Total Finished SqFt3,253 SqFtAbove Grade Finished SqFt3,253 SqFtUnfinished Basement SqFt1,477 SqFtStories2Lot Size4,792 SqFtStyleMulti-Family Dwelling (2-4)Year Built1880ZoningCCCountyNEW LONDONAPNNWCH M:102 B:5 L:53

Schools near 45 Cliff Street

This home is within Norwich School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - K to 5
Public - K to 5
Rating
School
Distance
Veterans' Memorial School
PublicPK to 5

Kelly Middle School
Public6 to 8

Aba Autism Program
PublicK to 5

Special Needs Program
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

45 Cliff Street is a multi-family home for sale in Norwich, CT 06360. This property was listed for sale on January 16, 2026 by eXp Realty, it's currently listed at $500,000. It has been on the market for a total of 7 days and was last sold on January 3, 2023. This listing's school district is Norwich School District. Nearby schools include Veterans' Memorial School, Kelly Middle School and Aba Autism Program. 45 Cliff Street is a 8-bed, 4-bath, 3,253 sqft multi-family home built in 1880.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of eXp Realty, Michael P Doherty

Based on information from one of the following Multiple Listing Services: Darien MLS, Smart MLS and Greenwich Multiple Listing Service. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Darien MLS, Smart MLS and Greenwich Multiple Listing Service is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.