45 Cree Terrace

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New
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$389,900
4 beds1,856 sqft$210/sqft
45 Cree Ter, Rising Sun, MD 21911
Est: $2,227/moGet pre-approved

Description

Welcome to your beautifully renovated retreat in desirable Ontario Lakes! Freshly painted and move-in ready, this spacious 4-bedroom, 2-bath bi-level home offers the perfect blend of modern updates and peaceful natural surroundings. Step inside to discover a bright, inviting interior with fresh paint throughout and a functional layout designed for comfortable everyday living. The upper level features a spacious living area, an updated kitchen, and 3 generously sized bedrooms, while the fully finished...Welcome to your beautifully renovated retreat in desirable Ontario Lakes! Freshly painted and move-in ready, this spacious 4-bedroom, 2-bath bi-level home offers the perfect blend of modern updates and peaceful natural surroundings. Step inside to discover a bright, inviting interior with fresh paint throughout and a functional layout designed for comfortable everyday living. The upper level features a spacious living area, an updated kitchen, and 3 generously sized bedrooms, while the fully finished walk-out basement provides additional living space—ideal for a family room, home office, recreation area, bathroom and a large bedroom. With four bedrooms, two full baths, a walk-out lower level, and a serene location, this home offers the perfect combination of privacy, space, and convenience. Don’t miss your opportunity to make this move-in-ready home your own!
LISTING UPDATED: 08/07/2026 09:23 AM

  1. Listed by Andrea L Barker • Integrity Real Estate
    P: (443)-309-5801 annieandnickbarker@gmail.com
  2. Listed by Neil Mauro DeMatt IV • Integrity Real Estate
    P: (443)-553-7049 neilwiththebarkerteam@gmail.com

Property Details for 45 Cree Terrace

Status
Active
MLS #
MDCC2022530
Days on Market
1
Taxes
$2,902 / year
HOA Fees
$40 / year
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Fee Simple
Year Built
1998
Lot Size
0.45 AC / 19,558 SF
County
Cecil County
Tax ID Number
0808012717
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Split Foyer
Levels/Stories
2
Waterfront
No
Views
Trees/Woods
Garage
No
Subdivision
OCTORARO LAKES
Subdivision
OCTORARO LAKES (CECIL MD)
Legal Subdivision
OCTORARO LAKES
Central Air
Yes
Basement
Yes
Above Grade Finished SQFT
1,262.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
594.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
594.00
Total Below Grade SQFT Source
Assessor
New Construction
No

Location

Listing Courtesy of Integrity Real Estate
Add your commute

Building Information for 45 Cree Terrace

Stories2Year Built1998Building Size-Lot Size0.45 AC / 19,558 SF

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$2,227 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,982

Property Taxes

$242

HOA Dues

$3

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Property Information for 45 Cree Terrace

Location
Location
  • In City Limits: No
  • School District Name: CECIL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139799812
  • SchoolDistrictSource: Listing Agent
  • High School: RISING SUN (CECIL MD)
  • County: CECIL
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: OCTORARO LAKES COMMUNITY CENTER
  • HOA Phone: 410-877-4852
  • HOA Condo Coop Fee Includes: Common Area Maintenance
  • Property Manager Y/N: No
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $297,600
  • Year Assessed: 2026
  • County Tax: $2,842
  • Improvement Assessed Value: $263,900
  • Land Assessed Value: $109,500
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 2
  • Zoning: RR
  • Tax Lot: 182
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main
Building Info
Building Info
  • Total Finished SQFT: 1,856.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 1,856.00
  • Total SQFT: 1,856.00
  • Total SQFT Source: Assessor
  • Construction Materials: Block, Vinyl Siding
  • Roof: Asphalt
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8052/4497/6118/805244976118_512_384_WM_1r5XhH4Dp0E9iD31.jpg
  • Wall and Ceiling Types: Dry Wall
  • Flooring Type: Carpet, Engineered Wood
  • Basement Type: Connecting Stairway, Daylight, Full, Heated, Interior Access, Outside Entrance, Walkout Level
  • Basement Finished Percent: 25.00
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bedrooms-Lower Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 4479912
Parking
Parking
  • Type Of Parking: Driveway
  • Parking Features: Paved Driveway
Interior Features
Interior Features
  • Interior Features: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining
  • Fireplace: No
  • Appliances: Dryer, Stove, Water Heater, Washer
  • Accessibility Features: None
  • Window Features: Bay/Bow
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Cable TV, Phone Available
  • Heating: Yes
  • Cooling Type: Other, Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Private Septic Tank
  • Electric Service: 100 Amp Service
Confidential Data
Listing Office
  • List Agent AOR: Cecil County Board of REALTORS

Property History for 45 Cree Terrace

DateEvent & SourcePriceAppreciation
Aug 7, 2026

Listed (Active)

BRIGHT #MDCC2022530

$389,900—
Jun 3, 2026

Closed (Public Record)

Public Record #1941375437

$272,880—
Jun 3, 2026

Closed

BRIGHT #MDCC2021248

$272,880—
DateEvent & SourcePrice
08/07/2026

Listed (Active)

BRIGHT #MDCC2022530

$389,900
06/03/2026

Closed (Public Record)

Public Record #1941375437

$272,880
06/03/2026

Closed

BRIGHT #MDCC2021248

$272,880

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 45 Cree Terrace

Taxable ValueLand$61,500Additions$198,200Total$259,700
Tax Record2025$2,695 ($225 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,856 SqFtAbove Grade Finished SqFt1,262 SqFtFinished Basement SqFt594 SqFtStories1Lot Size19,558 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated1998ZoningRRCountyCECILAPN08-012717

Schools near 45 Cree Terrace

This home is within Cecil County Public Schools.
Rating
School
Type
Grades
Distance
Conowingo Elementary School
Public - PK to 5
Rising Sun Middle School
Public - 6 to 8
Rising Sun High School
Public - 9 to 12
Perryville Elementary School
Public - PK to 5
Rating
School
Distance
Conowingo Elementary School
PublicPK to 5

Rising Sun Middle School
Public6 to 8

Rising Sun High School
Public9 to 12

Perryville Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 45 Cree Terrace, Rising Sun, MD 21911

45 Cree Terrace is a single family home for sale in Rising Sun, MD 21911. This property was listed for sale on August 7, 2026 by Integrity Real Estate, it's currently listed at $389,900. It has been on the market for a total of 1 days and was last sold on June 3, 2026. This listing's school district is Cecil County Public Schools. Nearby schools include Conowingo Elementary School, Rising Sun Middle School and Rising Sun High School. 45 Cree Terrace is a 4-bed, 2-bath, 1,856 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Integrity Real Estate

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.