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Description

Opportunity abounds! Calling all visionaries to this expansive 5-bedroom, 3-bath colonial nestled on 0.5 acres in Upper Saddle River. Offering approximately 3,300 SQFT. of living space, this home is the perfect canvas for a project located in one of Bergen County’s most coveted top-ranked school districts. The versatile layout features formal living and dining rooms, a great room, eat-in kitchen and a rare first-floor bedroom with an adjacent full bath. Upstairs, find a primary ensuite plus three...Opportunity abounds! Calling all visionaries to this expansive 5-bedroom, 3-bath colonial nestled on 0.5 acres in Upper Saddle River. Offering approximately 3,300 SQFT. of living space, this home is the perfect canvas for a project located in one of Bergen County’s most coveted top-ranked school districts. The versatile layout features formal living and dining rooms, a great room, eat-in kitchen and a rare first-floor bedroom with an adjacent full bath. Upstairs, find a primary ensuite plus three additional spacious bedrooms and a hall bath. The large, partially finished basement offers endless potential for a recreation space, home gym, or media room. Set on a quiet street with a 2-car attached garage and a backyard with a porch overlooking an in-ground pool. Bring your tools and your vision to create a masterpiece in a prime location!
  1. Listed by Christina L. Gibbons • Christie's International Real Estate Group-Ridgewood
    P: (917)-837-8853 christina@christinagibbonsgroup.com

Property Details for 45 Lake Road

Style
Single Family Residence
Sub style
Cntr Hl
Waterfront
None
Garage
Attached
LISTING UPDATED: 01/20/2026 09:16 PM

Property Details for 45 Lake Road

StatusActive - Active
MLS #26002258
Days on Market1
Taxes$17,286 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built-
Lot Size-
CountyBergen County

Location

Listing Courtesy of Christie's International Real Estate Group-Ridgewood, Christina L. Gibbons
Add your commute

Payment Calculator

$5,803 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,362

Property Taxes

$1,441

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 45 Lake Road

Summary
Location and General Information
  • Area name: Upper Saddle River
  • Flood plain: None
  • Street Name: Lake
  • County Name: BERGEN
  • Status: Active
  • Street Number Numeric: 45
  • Street Direction: None
  • Zip Code: 07458
Taxes and HOA Information
  • Other Charges: True
  • Association: None
  • Additional subst: Center Stairwell
  • Tax: $17,286
School Information
  • Senior High School: NORTHERN HIGHLANDS
Owner
  • Ownership: Private
Property
Lot Information
  • Lot description: Corner Lot
  • Year Built: 1990's
  • Views exposure: None
  • Miscellaneous: Deck / Patio, Hdwd As In
Property and Assessments
  • Photo Number: 28
  • CourtAppYN: No
Utilities
  • Heatcool: Baseboard, Natural Gas
  • Cooling Type: Central Air
Interior and Exterior Features
Interior Features
  • Bedrooms: 5
  • Baths full: 3
  • Baths partial: 0
  • Basement: Finished
  • Basement Description: FINISHED, RECREATION/MEDIA ROOM, 2ND LIVING AREA, STORAGE
  • Number of rooms: 11
  • Lifestyle: Close/Parks, Close/School, Close/Shopg, Close/Trans
  • Full Baths Total: 3
  • Num of Baths: 3.0
Exterior Features
  • Exterior: Brick, Vinyl Siding
  • Miscellaneous: Deck / Patio, Hdwd As In
  • Pool Type: In Ground
Agent
Sale and Listing Information
  • Management Phone: 917-837-8853
  • Search Class: RES, Residential
  • List Price: $895,000.00
  • Listing Date: 01-20-2026
  • Status Date: 01-19-2026
Showing Information
  • Internet Remarks: OPPORTUNITY ABOUNDS! Calling all visionaries to this expansive 5-bedroom, 3-bath colonial nestled on 0.5 acres in Upper Saddle River. Offering approximately 3,300 SQFT. of living space, this home is the perfect canvas for a project located in one of Bergen County’s most coveted top-ranked school districts. The versatile layout features formal living and dining rooms, a great room, eat-in kitchen and a rare first-floor bedroom with an adjacent full bath. Upstairs, find a primary ensuite plus three additional spacious bedrooms and a hall bath. The large, partially finished basement offers endless potential for a recreation space, home gym, or media room. Set on a quiet street with a 2-car attached garage and a backyard with a porch overlooking an in-ground pool. Bring your tools and your vision to create a masterpiece in a prime location!

Property History for 45 Lake Road

DateEvent & SourcePriceAppreciation
Jan 19, 2026

Listed (Active)

NJMLS #26002258

$895,000
DateEvent & SourcePrice
01/19/2026

Listed (Active)

NJMLS #26002258

$895,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 45 Lake Road

Taxable ValueLand$248,000Additions$419,400Total$667,400
Tax Record2024$16,992 ($1,416 / month)
Home Facts
Beds0Total Finished SqFt3,250 SqFtAbove Grade Finished SqFt3,250 SqFtStories2Lot Size20,909 SqFtStyleSingle Family ResidenceYear Built1990CountyBERGENAPN63 00809-0000-00017

Schools near 45 Lake Road

This home is within Upper Saddle River School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Robert D. Reynolds Elementary School
PublicPK to 2

Edith A. Bogert Elementary School
Public3 to 5

Emil A. Cavallini Middle School
Public6 to 8

Northern Highlands Regional High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

45 Lake Road is a single family home for sale in Upper Saddle River, NJ 07458. This property was listed for sale on January 20, 2026 by Christie's International Real Estate Group-Ridgewood, it's currently listed at $895,000. This listing's school districts are Northern Highlands Regional High School District, Upper Saddle River School District. Nearby schools include Robert D. Reynolds Elementary School, Edith A. Bogert Elementary School and Emil A. Cavallini Middle School. 45 Lake Road is a 5-bed, 3-bath, single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Christie's International Real Estate Group-Ridgewood, Christina L. Gibbons

The data relating to the real estate for sale on this website comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than (insert office name) aremarked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. All information deemed reliable but not guaranteed. Last date updated: 01/21/2026 01:33 AM. Source: New Jersey Multiple Listing Service, Inc. © 2026 New Jersey Multiple Listing Service, Inc. All rights. The data relating to the real estate for sale and sold listing information on this website comes from the New Jersey Multiple Listing Service, Inc. Virtual Office Website (VOW) program. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Sold listings may have been listed and/or sold by a real estate brokerage other than (insert office name). All information deemed reliable but not guaranteed. NLMLS makes no representation or warranty regarding the accuracy of the data. This data and information is protected under federal copyright laws which prohibit the unauthorized copying or alternation of all or any part of copyrighted materials, including certain compilations of data and information. Copyright violators may be subject to severe fines and penalties under federal law. Source: New Jersey Multiple Listing Service Inc. Last date updated: 01/21/2026 01:33 AM © 2026 New Jersey Multiple Listing Service Inc. All rights reserved.