45 Union St

Oneonta, NY 13820

$280,000
Last Sold Price
4
Beds
2,300 Sq. Ft.
$122 / Sq. Ft.
2,300
Sq. Ft.
$122
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 2/18/26
Closed 2/18/26

Description

You can feel the love in this classic 4-bedroom 2&½ bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room...You can feel the love in this classic 4-bedroom 2&½ bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneonta’s most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hurry, schedule your private viewing today
  1. Listed by Jennifer Armstrong • Keller Williams Upstate NY Properties
    P: (607)-431-2540 C: (802)-258-8650 jenarmstrong@kw.com
  2. Listed by Joan G. Fox • Keller Williams Upstate NY Properties
    P: (607)-431-2540 C: (607)-434-4679 joangfox@kw.com

Property Details for 45 Union Street

Styles Of Residence
Colonial, Two Story
On Waterfront
No
Parking Description
Detached, Garage, Storage
Nearest Cross Street
Mary
LISTING UPDATED: 04/15/2026 09:30 PM

Property Details for 45 Union Street

StatusClosed
MLS #R1644053
Days on Market69
Taxes$6,745 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1935
Lot Size0.12 AC / 5,227 SF
CountyOtsego County
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Location

Listing Courtesy of Keller Williams Upstate NY Properties

Sold By Bordinger Realty, LLC

Add your commute

Building Information for 45 Union Street

Stories2Year Built1935Building Size-Lot Size0.12 AC / 5,227 SF

Payment Calculator

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$1,972 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,410

Property Taxes

$562

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 45 Union Street

Summary
Location and General Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
  • Village: Not Applicable
  • Human YN: No
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Oneonta-City-361200
  • Tax Annual Amount: $6,745.00
Property
Lot Information
  • Building Area Total: 2300.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Units: Acres
  • Parcel Number: 361200-288-014-0003-033-000-0000
  • Road Frontage: City Street
  • Lot Number: 33
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $182,000
  • Year Built: 1935
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Community Features: Trails Paths
  • Construction Materials: Frame, Spray Foam Insulation, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Fence
  • Fencing: Partial
  • Foundation Description: Poured
  • Pool Features: Community
  • Roof Description: Asphalt, Shingle
Interior Features
  • Appliances: Built In Range, Built In Oven, Double Oven, Dryer, Dishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • Num Fireplaces Total Calculated: 2
  • Fireplace YN: Yes
  • Floor Description: Carpet, Hardwood, Laminate, Tile, Varies
  • Heating: Gas, Baseboard
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Ceiling Fans, Separate Formal Dining Room, Entrance Foyer, Eat In Kitchen, Separate Formal Living Room, Kitchen Family Room Combo, Pull Down Attic Stairs, Solid Surface Counters, Natural Woodwork, Convertible Bedroom, Bath In Primary Bedroom
  • Laundry Features: In Basement
  • Levels: Two
  • Sq Ft Total: 2300.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 10
  • Window Features: Thermal Windows
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 45 Union Street

DateEvent & SourcePriceAppreciation
Feb 18, 2026

Sold (Public Record)

Public Record #1930715602

$280,000—
Feb 18, 2026

Sold

WNYREIS #R1644053

$280,000—
Dec 19, 2025

In Contract

WNYREIS #R1644053

—
DateEvent & SourcePrice
02/18/2026

Sold (Public Record)

Public Record #1930715602

$280,000
02/18/2026

Sold

WNYREIS #R1644053

$280,000
12/19/2025

In Contract

WNYREIS #R1644053

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 45 Union Street

Taxable ValueLand$13,400Additions$168,600Total$182,000
Tax Record2024$6,035 ($503 / month)
Home Facts
Beds4Baths1.5Total Finished SqFt1,816 SqFtAbove Grade Finished SqFt1,816 SqFtStories2Lot Size5,227 SqFtStyleSingle Family ResidenceYear Built1935Year Renovated1980Zoning120CountyOTSEGOAPN361200 288.14-3-33

Schools near 45 Union Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Greater Plains Elementary School
Public - K to 5
Oneonta Middle School
Public - 6 to 8
Oneonta Senior High School
Public - 9 to 12
Riverside Elementary School
Public - K to 5
Rating
School
Distance
Greater Plains Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public9 to 12

Riverside Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Keller Williams Upstate NY Properties

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