4500 Filer Cove Rd

$5,999,000
Price
4
Beds
4,315 Sq. Ft.
$1,390 / Sq. Ft.
4,315
Sq. Ft.
$1,390
per Sq. Ft.

Description

Picture perfect Sunset Views over the open water at this 12-Acre waterfront compound located on Big Torch Key, a coastal community of large private estates located just 30 minutes outside of Key West. Driving down the gated 300' scenic driveway balmy breezes and tropical landscape lead you to the 4,315 sq. ft. open water residence. Once here you will enjoy world-class fishing and diving just minutes to the Ocean and Gulf from the protected canal front dockage complete with concrete dock, davits and...Picture perfect Sunset Views over the open water at this 12-Acre waterfront compound located on Big Torch Key, a coastal community of large private estates located just 30 minutes outside of Key West. Driving down the gated 300' scenic driveway balmy breezes and tropical landscape lead you to the 4,315 sq. ft. open water residence. Once here you will enjoy world-class fishing and diving just minutes to the Ocean and Gulf from the protected canal front dockage complete with concrete dock, davits and boat house for gear storage. With over 2,000' of waterfront there is a massive amount of room for all of your toys. After a day out on the water you will want to play in your brand new infinity pool overlooking Keys famous sunsets over the open water and accessed directly from the Great Room. In the evening friends and family can gather on the pool side Porch or in the colossal Great Room featuring soaring ceilings and stunning views of the water while you cook up your catch in the Chef's Kitchen offering abundant cabinetry, breakfast bar, large pantry and premium appliances. At the end of the day Guests will retire in the main house Guest Suite or for more privacy in the separate 1,052 sq. ft. 2 Bedroom Guest Cottage while you retire in the 1,333 sq. ft. 2nd Story Master Suite, accessed by a grand cherry wood staircase or elevator, with private veranda overlooking the water. 2 roof top decks, one for garden and the other to view 360 degree panoramic views. The 12-acre property is completely private and has lots of amenities including paddle board and kayak access, nature trails, and waterfront Tiki to take in those wonderful sunsets.
  1. Listed by Lisa H Ferringo • Coldwell Banker Schmitt Lower Keys (KW)

Property Details for 4500 Filer Cove Road

Waterfront
Bay Front, Open Water
Waterfront
Yes
Zoning
SS - Sparsely Settled Residential District
Subdivision
Misc Big Torch Key (28.0)
Directions
From Overseas Hwy, turn bayside onto Middle Torch Rd. Turn left onto Big TorchKey Rd. Turn left onto Osprey Ln. Let on Filer Cove Rd. Follow to the end.
Vehicle Storage
Carport, Trailer Storage, RV Parking Open, Off Street Parking, Open Parking
Pets
Pets Allowed
LISTING UPDATED: 11/07/2025 01:30 PM

Property Details for 4500 Filer Cove Road

StatusActive
MLS #614997
Days on Market228
Taxes$8,561 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1994
Lot Size12.86 AC / 560,181 SF
CountyMonroe County

Location

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)
Add your commute

Building Information for 4500 Filer Cove Road

Stories2Year Built1994Building Size-Lot Size12.86 AC / 560,181 SF

Payment Calculator

$30,357 per month

30 year fixed, 6.28% Interest

Principal and Interest

$29,643

Property Taxes

$713

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4500 Filer Cove Road

Summary
Location and General Information
  • Waterview: Bay/Gulf View, Open Water View
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.430363
  • Control Depth: 4
  • Listing Board: Key West Association
  • Side: Bay/Gulf
  • Mile Marker: 28.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Other Area Features
  • Key/Island: Big Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Negotiable
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Acres: 12.86
  • Parcel #: 00112640-000100
  • Land Size: 10 or more Acres
Property and Assessments
  • Legal: 13 66 28 PT LOT 1 BIG TORCH KEY
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: AE,VE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 84
  • Document Count: 1
  • Building Style: Above Flood: Yes
  • Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Whole House Generatr, Municipal Sewer, Cistern
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: Yes
  • Pool Info: Concrete, Decked
  • Porch/Balcony: Open Porch/Balcony, Roof Top Deck, Patio, Widow's Walk
Interior and Exterior Features
Interior Features
  • Floor: Tile
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Pull Down Stairs, Bar, Walk-in Closet(s), Storage, Elevator, Granite Counter Top, Pantry, Fireplace(s), Cathedral Ceilings
  • Appliances: Washer, Stainless Steel Appliance(s), Wine Cooler, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock Length: 70
  • Dockage: Dock: Concrete
  • Construction: CBS
  • Dockage: Davits
  • Exterior Features: Detached Guest Qtrs, Storage
Room Information
  • Specialty Rooms: Laundry Room
  • Specialty Rooms: Guest/Servant Qtrs: Legal

Property History for 4500 Filer Cove Road

DateEvent & SourcePriceAppreciation
May 12, 2025

Listed (Active)

FKMLS #614997

$5,999,000
Mar 31, 2025

Listed (Active)

MiamiRE #A11847358

$5,999,000
Mar 15, 2025

Temp Off Market

FKMLS #610182

May 28, 2024

Listed (Active)

FKMLS #610182

$5,999,000
Mar 29, 2024

Temp Off Market

FKMLS #600480

Aug 29, 2023

Listed (Active)

FKMLS #600480

Aug 20, 2023

Backup Contract

FKMLS #600480

Apr 8, 2022

Listed (Active)

FKMLS #600480

$5,999,000
Apr 4, 2022

Temp Off Market

FKMLS #598899

Dec 21, 2021

Price Change

FKMLS #598899

$6,500,000
Dec 21, 2021

Listed (Active)

FKMLS #598899

$5,999,000
Feb 28, 2011

Sold (Public Record)

Public Record #306510676

$51,000
Mar 31, 2009

Expired

FKMLS #543224

Oct 30, 2007

Listed (Active)

FKMLS #543224

$4,900,000
Jul 30, 2006

Expired

FKMLS #533288

Jan 12, 2006

Listed (Active)

FKMLS #533288

$6,900,000
DateEvent & SourcePrice
05/12/2025

Listed (Active)

FKMLS #614997

$5,999,000
03/31/2025

Listed (Active)

MiamiRE #A11847358

$5,999,000
03/15/2025

Temp Off Market

FKMLS #610182

05/28/2024

Listed (Active)

FKMLS #610182

$5,999,000
03/29/2024

Temp Off Market

FKMLS #600480

08/29/2023

Listed (Active)

FKMLS #600480

08/20/2023

Backup Contract

FKMLS #600480

04/08/2022

Listed (Active)

FKMLS #600480

$5,999,000
04/04/2022

Temp Off Market

FKMLS #598899

12/21/2021

Price Change

FKMLS #598899

$6,500,000
12/21/2021

Listed (Active)

FKMLS #598899

$5,999,000
02/28/2011

Sold (Public Record)

Public Record #306510676

$51,000
03/31/2009

Expired

FKMLS #543224

10/30/2007

Listed (Active)

FKMLS #543224

$4,900,000
07/30/2006

Expired

FKMLS #533288

01/12/2006

Listed (Active)

FKMLS #533288

$6,900,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4500 Filer Cove Road

Taxable ValueLand-Additions-Total-
Tax Record2024$8,561 ($713 / month)
Home Facts
Beds4Baths2Total Finished SqFt4,315 SqFtAbove Grade Finished SqFt4,315 SqFtStories3Lot Size559,975 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated2015CountyMONROEAPN00112640-000100Fireplace TypeHas Fireplace

Schools near 4500 Filer Cove Road

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - PK to 5
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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4500 Filer Cove Road is a single family home for sale in Summerland Key, FL 33042. This property was listed for sale on May 12, 2025 by Coldwell Banker Schmitt Lower Keys (KW), it's currently listed at $5,999,000. It has been on the market for a total of 228 days and was last sold on February 28, 2011. This listing's school district is Monroe. Nearby schools include Sugarloaf School, Key West High School and Big Pine Academy. 4500 Filer Cove Road is a 4-bed, 4-bath, 4,315 sqft single family home built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.