4520 Cosette Ln N

2,590 Sq. Ft.
$308 / Sq. Ft.
2,590
Sq. Ft.
$308
per Sq. Ft.

Description

Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable,...Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows. Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4’ newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace. Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood. Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub. See the supplements for a complete list of all the amazing included features and elite upgrades! This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades. You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!
  1. Listed by Counselor Realty, Inc.

Property Details for 4520 Cosette Lane North

Subdivision Name
Victor Gardens
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 02/04/2026 12:19 PM

Property Details for 4520 Cosette Lane North

StatusActive
MLS #7011932
Days on Compass16
Taxes$1,450 / year
HOA Fees$317 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2026
Lot Size0.23 AC / 9,801 SF
CountyWashington County

Location

Listing Courtesy of Counselor Realty, Inc.
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Building Information for 4520 Cosette Lane North

Stories-Year Built2026Building Size-Lot Size0.23 AC / 9,801 SF

Payment Calculator

$4,116 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,889

Property Taxes

$121

HOA Dues

$106

The Payment Calculator is for illustrative purposes only.

Property Information for 4520 Cosette Lane North

Summary
Location and General Information
  • City Name: Hugo
  • County Or Parish: Washington
  • County: Washington-MN
  • Directions: 35-E North to Frenchman Rd. South to Victor Hugo Blvd. N, right on Victor Path, Cosette Ln. to home.
  • Latitude: 45.157705
  • Longitude: -93.016303
  • Map Coordinate: 67-A3
  • City and Location: Hugo
  • City and Location Text: Hugo(MN)
  • Postal Code: 55038
  • State Or Province: MN
  • Public Survey Township: 31
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $317.00
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
  • Association Name: Associa MN
  • Association Phone: 7632256400
  • Association: Yes
  • Parcel Number: 1903121320040
  • Tax Annual Amount: $1,450.00
  • Tax Legal Description: SUBDIVISIONNAME VICTOR GARDENS LOT 10 BLOCK 6 SUBDIVISIONCD 00804
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 1450
School Information
  • High School District: 2099 - White Bear Lake
  • School District Number: 2099
  • School District Phone: 6514077500
Property
Lot Information
  • Above Grade Fin SQFT: 2590.0
  • Below Grade Fin SQFT: 0.0
  • Builder Name: PRAIRIE HOMES LIMITED LIABILITY COMPANY
  • SQFT Total: 2590.0
  • Living Area Units: Square Feet
  • Lot Features: Sod Included in Price, Tree Coverage - Light
  • Lot Size Area: 0.225
  • Lot Size Dimensions: 68x160x68x163
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • SQFT Main Total: 1096
  • Above Grade SqFt Total: 2590
  • Below Grade SqFt Total: 1096
Utilities
  • Electric: Circuit Breakers
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Fencing: None
  • Foundation Area: 1096.0
  • Fuel: Natural Gas
  • Pool Features: Below Ground, Outdoor, Shared
  • Road Frontage Type: City Street, Sidewalks
  • Roof: Age 8 Years or Less, Architectural Shingle
  • Patio Porch Type: Front Porch,Side Porch
Interior Features
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Basement Type: Drain Tiled, Egress Window(s), Concrete, Unfinished
  • Amenities Unit: Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
  • Bath Desc: Double Sink,Bathroom Ensuite,Full Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Upper Level Full Bath,Walk-In Shower Stall
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 1
  • Bathrooms Three Quarter: 0
  • Bathrooms Total Count: 3
  • Bedrooms Total: 4
  • Fireplace Features: Gas, Living Room
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Eat In Kitchen,Informal Dining Room
  • DP Resource: Yes
  • Garage Dimensions: 23x34.3
  • Garage Square Feet: 788
  • Heating: Forced Air
  • Laundry Features: Gas Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
  • Levels: Two
  • Room List: Dining Room, Bedroom, Bedroom 4, Great Room, Kitchen, Laundry, Mud Room, Office, Play Room, Bedroom 2, Bedroom 3
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 16x11
  • Room Level: Main
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 14.8x13.9
  • Room Level: Upper
  • Room Type: Bedroom
Room 3
  • Room Dimensions: 12x12
  • Room Level: Upper
  • Room Type: Bedroom 4
Room 4
  • Room Dimensions: 19x15
  • Room Level: Main
  • Room Type: Great Room
Room 5
  • Room Dimensions: 16.6x12
  • Room Level: Main
  • Room Type: Kitchen
Room 6
  • Room Dimensions: 10.9x6.5
  • Room Level: Upper
  • Room Type: Laundry
Room 7
  • Room Dimensions: 11x9.5
  • Room Level: Main
  • Room Type: Mud Room
Room 8
  • Room Dimensions: 11x7
  • Room Level: Main
  • Room Type: Office
Room 9
  • Room Dimensions: 16x10
  • Room Level: Upper
  • Room Type: Play Room
Room 10
  • Room Dimensions: 12x11.6
  • Room Level: Upper
  • Room Type: Bedroom 2
Room 11
  • Room Dimensions: 12x12
  • Room Level: Upper
  • Room Type: Bedroom 3

Property History for 4520 Cosette Lane North

DateEvent & SourcePriceAppreciation
Jan 26, 2026

Price Change

NorthStar #7011932

$797,947
Jan 26, 2026

Listed (Active)

NorthStar #7011932

Jan 22, 2026

Off Market

NorthStar #6804279

Oct 31, 2025

Price Change

NorthStar #6804279

$797,947
Oct 31, 2025

Listed (Active)

NorthStar #6804279

Dec 13, 2024

Off Market

NorthStar #6544402

Jun 12, 2024

Listed (Active)

NorthStar #6544402

$699,878
Apr 4, 2024

Sold (Public Record)

Public Record #1530001320

$97,000
Apr 4, 2024

Sold

NorthStar #6492142

$97,000
Mar 4, 2024

Pending

NorthStar #6492142

Feb 26, 2024

In Contract

NorthStar #6492142

Feb 21, 2024

Listed (Active)

NorthStar #6492142

$99,900
Jan 11, 2022

Sold

NorthStar #6132123

$69,900
Dec 16, 2021

Pending

NorthStar #6132123

Dec 2, 2021

Listed (Active)

NorthStar #6132123

$69,900
Dec 31, 2020

Sold

NorthStar #5671804

$61,500
Dec 8, 2020

Pending

NorthStar #5671804

Oct 13, 2020

Listed (Active)

NorthStar #5671804

$69,900
Sep 14, 2020

Off Market

NorthStar #5292306

Jul 27, 2020

Sold

NorthStar #4763033

Sep 12, 2019

Off Market

NorthStar #5004394

Sep 12, 2019

Listed (Active)

NorthStar #5292306

$515,405
Sep 14, 2018

Listed (Active)

NorthStar #5004394

$519,530
Apr 28, 2017

Pending

NorthStar #4763033

Apr 26, 2017

Sold

NorthStar #4763033

$75,000
Sep 20, 2016

Listed (Active)

NorthStar #4763033

$75,000
Sep 23, 2013

Off Market

Lake Superior Area REALTORS #1965502

$75,000
Sep 23, 2013

Off Market

NorthStar #4193945

Sep 24, 2012

Listed (Active)

Lake Superior Area REALTORS #1965502

$75,000
Sep 24, 2012

Listed (Active)

NorthStar #4193945

$75,000
DateEvent & SourcePrice
01/26/2026

Price Change

NorthStar #7011932

$797,947
01/26/2026

Listed (Active)

NorthStar #7011932

01/22/2026

Off Market

NorthStar #6804279

10/31/2025

Price Change

NorthStar #6804279

$797,947
10/31/2025

Listed (Active)

NorthStar #6804279

12/13/2024

Off Market

NorthStar #6544402

06/12/2024

Listed (Active)

NorthStar #6544402

$699,878
04/04/2024

Sold (Public Record)

Public Record #1530001320

$97,000
04/04/2024

Sold

NorthStar #6492142

$97,000
03/04/2024

Pending

NorthStar #6492142

02/26/2024

In Contract

NorthStar #6492142

02/21/2024

Listed (Active)

NorthStar #6492142

$99,900
01/11/2022

Sold

NorthStar #6132123

$69,900
12/16/2021

Pending

NorthStar #6132123

12/02/2021

Listed (Active)

NorthStar #6132123

$69,900
12/31/2020

Sold

NorthStar #5671804

$61,500
12/08/2020

Pending

NorthStar #5671804

10/13/2020

Listed (Active)

NorthStar #5671804

$69,900
09/14/2020

Off Market

NorthStar #5292306

07/27/2020

Sold

NorthStar #4763033

09/12/2019

Off Market

NorthStar #5004394

09/12/2019

Listed (Active)

NorthStar #5292306

$515,405
09/14/2018

Listed (Active)

NorthStar #5004394

$519,530
04/28/2017

Pending

NorthStar #4763033

04/26/2017

Sold

NorthStar #4763033

$75,000
09/20/2016

Listed (Active)

NorthStar #4763033

$75,000
09/23/2013

Off Market

Lake Superior Area REALTORS #1965502

$75,000
09/23/2013

Off Market

NorthStar #4193945

09/24/2012

Listed (Active)

Lake Superior Area REALTORS #1965502

$75,000
09/24/2012

Listed (Active)

NorthStar #4193945

$75,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4520 Cosette Lane North

Taxable ValueLand$100,000Additions-Total$100,000
Tax Record2025$1,450 ($121 / month)
Home Facts
Beds0Lot Size9,831 SqFtStyleSingle Family ResidenceCountyWASHINGTONAPN19-031-21-32-0040

Schools near 4520 Cosette Lane North

This home is within White Bear Lake School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - K to 1
Public - 6 to 8
Public - 9 to 10
Rating
School
Distance
Oneka Elementary School
PublicPK to 5

Hugo Elementary School
PublicK to 1

Central Middle School
Public6 to 8

White Bear North Campus Senior
Public9 to 10

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

4520 Cosette Lane North is a single family home for sale in Hugo, MN 55038. This property was listed for sale on January 26, 2026 by Counselor Realty, Inc., it's currently listed at $797,947. It has been on the market for a total of 16 days and was last sold on April 4, 2024. This listing's school district is White Bear Lake School District. Nearby schools include Oneka Elementary School, Hugo Elementary School and Central Middle School. 4520 Cosette Lane North is a 4-bed, 3-bath, 2,590 sqft single family home built in 2026.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Counselor Realty, Inc.

Based on information submitted to the MLS GRID as of 02/04/2026 12:19 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.