4521 Wall St

Bellingham, WA 98229

$2,895,000
Price
4
Beds
4,200 Sq. Ft.
$689 / Sq. Ft.
4,200
Sq. Ft.
$689
per Sq. Ft.
Listing provided by Northwest MLS

Description

Stunning Lake Whatcom Waterfront Home in Old Geneva. Located on a private non-through lane, this custom built 2010 home has quality craftsmanship & fine woodwork throughout. Vintage reclaimed wide-plank fir floors, cherry cabinetry, walnut built ins & custom fir windows & trim on every level. Thoughtfully designed Chefs kitchen & beautiful upper level family room/ double office/library. Main level primary bedroom w/walk in closet & large bathroom w/soaker tub. Lower level has 3 bedrooms, 2 bathrooms...Stunning Lake Whatcom Waterfront Home in Old Geneva. Located on a private non-through lane, this custom built 2010 home has quality craftsmanship & fine woodwork throughout. Vintage reclaimed wide-plank fir floors, cherry cabinetry, walnut built ins & custom fir windows & trim on every level. Thoughtfully designed Chefs kitchen & beautiful upper level family room/ double office/library. Main level primary bedroom w/walk in closet & large bathroom w/soaker tub. Lower level has 3 bedrooms, 2 bathrooms and a spacious great room that opens onto patio & lakeside yard w/ beach & new dock. New heat pump/furnace/AC. Three car garage w/ EV charging station and pull down ladder to vast storage above. Yard behind garage has plenty room for detached ADU or extra parking/RV parking. This lovely home has been meticulously maintained and is move in ready. A quiet, sunny, in-town oasis just a short walk to Geneva Elementary!
  1. Listed by Karen Caemmerer • Windermere Real Estate Whatcom

Property Details for 4521 Wall Street

Community Name
Geneva
School District
Bellingham
View
Lake
Number of Assigned Spaces
3
Total Covered Parking
3
Entry Date
01-26-2026
Energy Source
Natural Gas
Sewer
Sewer Connected
LISTING UPDATED: 01/27/2026 05:02 AM

Property Details for 4521 Wall Street

StatusActive
MLS #2469036
Days on Market3
Cumulative Days on Market3
Taxes$17,870 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential
Year Built2010
Lot Size0.38 AC / 16,553 SF
CountyWhatcom County

Location

Listing Courtesy of Windermere Real Estate Whatcom
Add your commute

Building Information for 4521 Wall Street

Stories-Year Built2010Building Size-Lot Size0.38 AC / 16,553 SF

Payment Calculator

$15,599 per month

30 year fixed, 6.15% Interest

Principal and Interest

$14,110

Property Taxes

$1,489

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4521 Wall Street

Summary
Location and General Information
  • Style: 18 - 2 Stories w/Bsmnt
  • Building Information: Built On Lot
  • Site Features: Cable TV, Deck, Dock, Dog Run, Electric Car Charging, Fenced-Fully, Gas Available, High Speed Internet, Patio, RV Parking, Sprinkler System
  • Area: 860 - Bellingham
  • Elementary School: Geneva Elem
  • Middle Or Junior School: Whatcom Mid
  • High School: Bellingham High
  • Effective Year Built Source: See Remarks
  • Directions: Lakeway Drive to Cable to Lakewood. Left on Lakewood Lane, right on Wall St, left onto the little lane that is also called Wall St. Look for sign. House is on the right at the end of the road.
  • Property Sub Type: RESI
  • View: Yes
  • Waterfront: Yes
  • Entry Location: Main
Taxes and HOA Information
  • Tax Year: 2025
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Type: Garage-Detached, RV Parking
  • Open Parking: No
  • Parking Features: Detached Garage, RV Parking
Interior and Exterior Features
Bathroom Information
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Half Bathrooms: 1
  • Full Baths Lower: 1
  • Full Baths Main: 1
  • Full Baths Upper: 0
  • Three Quarter Baths Lower: 1
  • Three Quarter Baths Main: 0
  • Three Quarter Baths Upper: 0
  • Half Baths Lower: 0
  • Half Baths Main: 1
  • Half Baths Upper: 0
  • Full Baths Garage: 0
  • Half Baths Garage: 0
  • Three Quarter Baths Garage: 0
  • Main Level Bathrooms: 2
Bedroom Information
  • Bedrooms Main: 1
  • Bedrooms Upper: 0
  • Bedrooms Lower: 3
  • Master Bedroom Level: Main
Interior Features
  • Fireplaces Total: 2
  • Fireplaces Lower: 1
  • Fireplaces Main: 1
  • Floor Covering: Hardwood, Slate, Carpet
  • Basement: Finished
  • Features: Bath Off Primary, Built-In Vacuum, Fireplace, Water Heater
  • Water Heater Location: Garage
  • Room and Floor: Bonus Room-None, Den/Office-None, Dining Room-Main, Entry Hall-Main, Family Room-Lower, Kitchen With Eating Space-Main, Living Room-Main, Primary Bedroom-Main, Utility Room-Main, Bathroom Full-Lower, Bathroom Full-Main, Bathroom Half-Main, Bedroom-Lower, Bathroom Three Quarter-Lower
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Cooling: Yes
  • Cooling: Central A/C, Heat Pump
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Heating: Yes
  • Heating: Forced Air, Heat Pump
  • FIRPTA: No
  • Water Heater Type: Tankless
  • Room List: Bonus Room, Den/Office, Dining Room, Entry Hall, Family Room, Kitchen With Eating Space, Living Room, Primary Bedroom, Utility Room, Bathroom Full, Bathroom Half, Bedroom, Bathroom Three Quarter
  • Number Of Showers: 2
Exterior Features
  • Exterior: Cement/Concrete, Wood
  • Roof: Composition
  • Appliances That Stay: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • Waterfront Description: Lake
  • Security Features: Fully Fenced
Property
Utilities
  • Water Source: Community
  • Power Company: Puget Sound Energy
  • Sewer Company: Whatcom Water& Sewer
  • Water Company: Whatcom Water & Sewer
  • Power Production Type: Natural Gas
Property and Assessments
  • New Construction YN: No
  • Senior Exemption: No
  • Zoning Jurisdiction: County
  • Foundation: Poured Concrete
  • Level: Two
  • Lot Topography: Level
  • First Right Of Refusal: false
  • MLS Square Footage Source: Seller
  • Preliminary Title Ordered: Yes
  • Senior Community: No
  • Special Listing Conditions: None
  • Year Built Effective: 2010
  • Photos Count: 40
Lot Information
  • Lot Details: Dead End Street, Paved
  • Lot Size Source: Public records
  • Parcel Number Free Text: 3803274851600000
  • Calculated Square Footage: 4200
  • Structure Type: House
  • Square Footage Finished: 4200
  • Square Footage Unfinished: 0
  • Vegetation: Fruit Trees, Garden Space
  • Building Area Total: 4200.0
  • Building Area Units: Square Feet
  • Property Type: Residential
  • Elevation Units: Feet
  • Irrigation Water Rights: No
Rental
Rent Information
  • Occupant Type: Vacant
  • Land Lease: No

Property History for 4521 Wall Street

DateEvent & SourcePriceAppreciation
Jan 26, 2026

Listed (Active)

NWMLS #2469036

$2,895,000—
Oct 20, 2003

Sold (Public Record)

Public Record #132151325

$601,000—
DateEvent & SourcePrice
01/26/2026

Listed (Active)

NWMLS #2469036

$2,895,000
10/20/2003

Sold (Public Record)

Public Record #132151325

$601,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4521 Wall Street

Taxable ValueLand$1,112,804Additions$918,434Total$2,031,238
Tax Record2024$18,170 ($1,514 / month)
Home Facts
Beds3Baths3Total Finished SqFt4,273 SqFtAbove Ground SqFt2,730 SqFtFinished Basement SqFt1,543 SqFtUnfinished Basement Area1,542 SqFtStories1Lot Size16,400 SqFtStyleSingle Family ResidenceYear Built1992ZoningUR3CountyWHATCOMAPN380327 485160 0000Fireplace TypeHas Fireplace

Schools near 4521 Wall Street

This home is within Bellingham Public Schools.
Rating
School
Type
Grades
Distance
Geneva Elementary School
Public - PK to 5
Kulshan Middle School
Public - 6 to 8
Bellingham High School
Public - 9 to 12
Whatcom Discovery
Public - 2 to 9
Rating
School
Distance
Geneva Elementary School
PublicPK to 5

Kulshan Middle School
Public6 to 8

Bellingham High School
Public9 to 12

Whatcom Discovery
Public2 to 9

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4521 Wall Street, Bellingham, WA 98229

4521 Wall Street is a single family home for sale in Bellingham, WA 98229. This property was listed for sale on January 26, 2026 by Windermere Real Estate Whatcom, it's currently listed at $2,895,000. It has been on the market for a total of 3 days and was last sold on October 20, 2003. This listing's school district is Bellingham Public Schools. Nearby schools include Geneva Elementary School, Kulshan Middle School and Bellingham High School. 4521 Wall Street is a 4-bed, 4-bath, 4,200 sqft single family home built in 2010.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Windermere Real Estate Whatcom

Based on information submitted to the MLS GRID as of 01/27/2026 05:02 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.