45330 Mill Cove Harbor Road

Closed 9/5/25

Last Sold Price

$629,000

3 beds3 baths2,386 sqft$264/sqft

45330 Mill Cove Harbor Rd, California, MD 20619

Description

Enjoy stunning views of Cuckold Creek and Sam Abell Cove from this beautifully designed home, featuring an open floor plan, hardwood floors, and a first-floor primary suite with private deck access. The main level boasts a striking wall of glass that frames the serene waterfront and floods the space with natural light. Unwind in the spa-like primary bath with skylights, a soaking tub, and custom tile work. The kitchen offers granite countertops and generous cabinet storage, opening to the dining...Enjoy stunning views of Cuckold Creek and Sam Abell Cove from this beautifully designed home, featuring an open floor plan, hardwood floors, and a first-floor primary suite with private deck access. The main level boasts a striking wall of glass that frames the serene waterfront and floods the space with natural light. Unwind in the spa-like primary bath with skylights, a soaking tub, and custom tile work. The kitchen offers granite countertops and generous cabinet storage, opening to the dining area and screened-in porch—perfect for entertaining. With a cozy loft/den, gas fireplace, wood stove, multiple outdoor living spaces, and a backyard firepit, this retreat is just a short walk to Joy Point Marina and ready to be your everyday escape.

LISTING CLOSED: 09/05/2025 12:00 AM

Listed by William Rabbitt • The Southside Group Real Estate
P: (301) 909-3555 billy@southsideteam.com

Property Details for 45330 Mill Cove Harbor Road

Status

Closed

MLS #

MDSM2024998

Days on Market

Taxes

$4,432 / year

HOA Fees

Condo/Co-op Fees

Property Type

Single Family

MLS Type

Residential / Fee Simple

Year Built

1996

Lot Size

1.00 AC / 43,560 SF

County

St. Mary's County

Tax ID Number

1908117896

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Contemporary

Levels/Stories

Waterfront

Views

Water

Garage

Yes

Subdivision

NONE AVAILABLE

Subdivision

NONE AVAILABLE (SAINT MARYS MD)

Total Parking Spaces

Central Air

Yes

Basement

Yes

Above Grade Finished SQFT

2,386.00

Above Grade Fin SQFT Source

Estimated

Below Grade Finished SQFT

.00

Below Grade Fin SQFT Source

Assessor

Below Grade Unfinished SQFT

1,454.00

Below Grade Unfin SQFT Source

Assessor

Total Below Grade SQFT

1,454.00

Total Below Grade SQFT Source

Assessor

New Construction

Recent comparable sales

Median sold price

$485,000

Avg days on market

Sale-to-list ratio

99.8%

1/2

$605,000

Sold 06/30/26

3
Bedrooms: 3
Bathrooms: 2,460
Square Feet: 0.36
Acres

45550 Havenridge Street, California, MD 20619

1/30

$498,000

Sold 04/30/26

3
Bedrooms: 3
Bathrooms: 2,386
Square Feet: 1
Acres

45920 Wild Rose Lane, California, MD 20619

a front view of house with yard and trees in the background

1/55

$465,000

Sold 07/07/26

3
Bedrooms: 3
Bathrooms: 2,229
Square Feet: 1.1
Acres

23575 Gross Drive, California, MD 20619

1/42

$700,000

Sold 06/02/25

3
Bedrooms: 2
Bathrooms: 2,578
Square Feet: 3.56
Acres

23730 Kingston Village Road, California, MD 20619

1/32

$460,000

Sold 02/28/25

3
Bedrooms: 3
Bathrooms: 2,112
Square Feet: 0.98
Acres

45360 Woodlawn Drive, California, MD 20619

1/30

$469,000

Sold 06/12/26

3
Bedrooms: 3
Bathrooms: 2,474
Square Feet: 0.44
Acres

23337 Holly Lane, California, MD 20619

1/2

$601,305

Sold 12/15/25

4
Bedrooms: 3
Bathrooms: 2,140
Square Feet: 0.90
Acres

23499 Myrtle Point Road, California, MD 20619

1/35

$439,000

Sold 11/14/24

3
Bedrooms: 3
Bathrooms: 1,880
Square Feet: 0.58
Acres

23686 Kingston Creek Road, California, MD 20619

a view of a house with a snow in the yard

1/45

$485,000

Sold 04/16/26

3
Bedrooms: 2
Bathrooms: 2,587
Square Feet: 1
Acres

44792 4 Oaks Lane, California, MD 20619

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Location

Homepage
MD
St. Mary's County
California
20619
45330 Mill Cove Harbor Rd

Listing Courtesy of The Southside Group Real Estate

Sold By RE/MAX One

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Building Information for 45330 Mill Cove Harbor Road

Stories3Year Built1996Building Size-Lot Size1.00 AC / 43,560 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage¹

$3,566 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,197

Property Taxes

$369

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 45330 Mill Cove Harbor Road

Location

In City Limits: No
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

School District County ID: 121138839208
SchoolDistrictSource: Listing Agent
County: SAINT MARYS

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Oriented: Yes
Navigable Water: No
Tidal Water: No
Water Body Name: Cuckold Creek
Water Body Type: Creek

Association / Community Info

Elevator Use Fee: $0
Senior Community: No

Taxes and Assessment

Tax Year: 2024
Tax Assessed Value: $495,067

Year Assessed: 2025
County Tax: $4,432
Improvement Assessed Value: $340,900
Land Assessed Value: $187,500
Clean Green Assessed: No
Land Use Code: R
Zoning: RL
Tax Lot: 1
School Tax: $0
Tax Page Number: 32
Automatically Update Tax Values Y/N: Yes

Lease Information

Pets Allowed: Yes
Pet Restrictions: Case by Case Basis

Rooms

Main

# Bedrooms Count Main Level: 1
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 1
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 2
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

Rooms

Stories: Main, Upper 1

Building Info

Total Finished SQFT: 2,386.00
Total Finished SQFT Source: Estimated

Tax Total Finished SQFT: 1,975.00
Total SQFT: 3,840.00
Total SQFT Source: Estimated
Construction Materials: Frame
Roof: Asphalt
Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8039/9228/8034/803992288034_512_384_WM_Ak03huej8CMUwZAH.jpg
Basement Type: Other
Foundation Details: Concrete Perimeter
Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1
# Bathrooms Full: 2
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Location Type: Creek/Stream

Parcel ID: 15020879

Parking

Type Of Parking: Attached Garage
Num of Attached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Garage - Front Entry

Interior Features

Interior Features: Kitchen - Country, Dining Area, Primary Bath(s), Wood Floors, Floor Plan - Open
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Gas/Propane
Appliances: Washer/Dryer Hookups Only, Dishwasher, Microwave, Oven/Range - Gas, Refrigerator
Accessibility Features: None

Exterior Features

Outdoor Living Structures: Deck(s), Screened
Pool: No Pool

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Water Source: Well
Sewer Septic: Septic Exists

Confidential Data

Listing Office

List Agent AOR: Southern Maryland Association of REALTORS
List Agent URL: www.exploremdhomes.com

Property History for 45330 Mill Cove Harbor Road

Date	Event & Source	Price	Appreciation
Sep 5, 2025	Closed (Public Record) Public Record #1913544489	$629,000	+17.1% / yr
Sep 5, 2025	Closed BRIGHT #MDSM2024998	$629,000	—
Jul 15, 2025	Pending BRIGHT #MDSM2024998		—
Jul 15, 2025	Active Under Contract BRIGHT #MDSM2024998		—
Jun 12, 2025	Price Change BRIGHT #MDSM2024998	$650,000	—
May 27, 2025	Listed (Active) BRIGHT #MDSM2024998	$689,000	—
May 9, 2025	Withdrawn BRIGHT #MDSM2023648		—
Apr 22, 2025	Active Under Contract BRIGHT #MDSM2023648		—
Apr 16, 2025	Listed (Active) BRIGHT #MDSM2023648	$689,000	—
Aug 23, 2018	Closed (Public Record) Public Record #631074835	$207,500	-4.9% / yr
Jan 15, 2009	Withdrawn BRIGHT #1008580788	$489,900	—
Jan 15, 2009	Withdrawn BRIGHT #1008580788		—
Jul 24, 2008	Withdrawn BRIGHT #1008517588	$550,000	—
Jul 24, 2008	Withdrawn BRIGHT #1008517588		—
Jul 22, 2008	Listed (Active) BRIGHT #1008580788	$550,000	—
May 19, 2008	Listed (Active) BRIGHT #1008517588	$625,000	—
Jan 8, 2004	Closed (Public Record) Public Record #138429772	$434,000	—

Date	Event & Source	Price
09/05/2025	Closed (Public Record) Public Record #1913544489	$629,000 +17.1% / yr
09/05/2025	Closed BRIGHT #MDSM2024998	$629,000
07/15/2025	Pending BRIGHT #MDSM2024998	—
07/15/2025	Active Under Contract BRIGHT #MDSM2024998	—
06/12/2025	Price Change BRIGHT #MDSM2024998	$650,000
05/27/2025	Listed (Active) BRIGHT #MDSM2024998	$689,000
05/09/2025	Withdrawn BRIGHT #MDSM2023648	—
04/22/2025	Active Under Contract BRIGHT #MDSM2023648	—
04/16/2025	Listed (Active) BRIGHT #MDSM2023648	$689,000
08/23/2018	Closed (Public Record) Public Record #631074835	$207,500 -4.9% / yr
01/15/2009	Withdrawn BRIGHT #1008580788	$489,900
01/15/2009	Withdrawn BRIGHT #1008580788	—
07/24/2008	Withdrawn BRIGHT #1008517588	$550,000
07/24/2008	Withdrawn BRIGHT #1008517588	—
07/22/2008	Listed (Active) BRIGHT #1008580788	$550,000
05/19/2008	Listed (Active) BRIGHT #1008517588	$625,000
01/08/2004	Closed (Public Record) Public Record #138429772	$434,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 45330 Mill Cove Harbor Road

Taxable ValueLand$187,500Additions$340,900Total$528,400

Tax Record2025$5,396 ($450 / month)

Home Facts

Beds0Baths2.5Total Finished SqFt1,975 SqFtAbove Grade Finished SqFt1,975 SqFtStories2Lot Size43,560 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated1996ZoningRLCountyST. MARY'SAPN08-117896

Schools near 45330 Mill Cove Harbor Road

This home is within St. Mary's County Public Schools.


Rating	School	Type	Grades	Distance
9/10	Hollywood Elementary School	Public - Serves this home	PK to 5	1.9 mi
7/10	Esperanza Middle School	Public - Serves this home	6 to 8	2.9 mi
8/10	Leonardtown High School	Public - Serves this home	9 to 12	7.0 mi
9/10	Chesapeake Charter School	Charter - Choice school	K to 8	6.2 mi
NR	Dr. James A. Forrest Career And Technology Center	Public - Nearby school	9 to 12	7.0 mi


Rating	School	Distance
9/10	Hollywood Elementary School PublicPK to 5 Serves this home	1.9 mi
7/10	Esperanza Middle School Public6 to 8 Serves this home	2.9 mi
8/10	Leonardtown High School Public9 to 12 Serves this home	7.0 mi
9/10	Chesapeake Charter School CharterK to 8 Choice school	6.2 mi
NR	Dr. James A. Forrest Career And Technology Center Public9 to 12 Nearby school	7.0 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 45330 Mill Cove Harbor Road, California, MD 20619	$629,000	3	3	2,386	43,560
45328 Mill Cove Harbor Road, California, MD 20619	–	–	2.5	3,692	103,237
45336 Mill Cove Harbor Road, California, MD 20619	$842,000	–	2.5	3,329	58,370
45319 Mill Cove Harbor Road, California, MD 20619	$580,000	4	5	5,052	54,014
45354 Joy Point Lane, California, MD 20619	$650,000	–	2	1,844	–
45320 Mill Cove Harbor Road, California, MD 20619	$1,153,000	–	2.5	1,920	63,162
45358 Joy Point Lane, California, MD 20619	$435,000	2	1	–	53,143
45309 Mill Cove Harbor Road, California, MD 20619	$725,000	–	2.5	2,520	55,321
45388 Sypher Road, California, MD 20619	–	–	1	560	66,647
24247 Mill Cove Harbor Road, California, MD 20619	–	–	–	–	71,874
45382 Sypher Road, California, MD 20619	$830,000	3	3	2,851	48,352
45372 Sypher Road, California, MD 20619	$345,000	3	1	–	46,609
45392 Sypher Road, California, MD 20619	$470,000	2	1	996	43,124
45398 Sypher Road, California, MD 20619	$550,000	4	1	2,640	98,010
24141 Mill Cove Road, California, MD 20619	$125,000	–	4	4,003	164,221
45281 Mill Cove Harbor Road, California, MD 20619	$510,000	4	5	5,935	89,298

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of The Southside Group Real Estate

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/08/2025 03:10 PM

California, MD

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