454 Cottage Cir

River Ranch, FL 33867

$275,000
Price
2
Beds
1,146 Sq. Ft.
$240 / Sq. Ft.
1,146
Sq. Ft.
$240
per Sq. Ft.

Description

2B/2B 1146 SF with a 360-sf enclosed air-conditioned patio & Bonus Room. Completely furnished and currently in the rental program earning a good income. Kitchen & Baths have Granite Counters. Stainless steel appliances including new Refrigerator & Range Hood. Glass-top Range & Tile flooring. 3 new TV's & Electronic front door keyless entry. Complete AC system replaced last summer. Main bedroom has a King size bed and there are Twin Beds in the Guest Bedroom. Formal Dining Room & Separate Laundry...2B/2B 1146 SF with a 360-sf enclosed air-conditioned patio & Bonus Room. Completely furnished and currently in the rental program earning a good income. Kitchen & Baths have Granite Counters. Stainless steel appliances including new Refrigerator & Range Hood. Glass-top Range & Tile flooring. 3 new TV's & Electronic front door keyless entry. Complete AC system replaced last summer. Main bedroom has a King size bed and there are Twin Beds in the Guest Bedroom. Formal Dining Room & Separate Laundry Room. Extra parking with an additional driveway added by previous owner. Condo Association has a private pool separate from the waterpark. This unit can be used as a full time or part time residence or rental unit. Located on the Westgate River Ranch, Dude Ranch with many activities for the Family including the brand-new Water Park, Rodeo, Saloon, Horseback riding, Restaurants and Marina just to name a few. Longhorn Cattle, Buffaloe and petting zoo on site. OWNER IS A LICENSED FLORIDA REAL ESTATE AGENT
Showing this property has to be coordinated with the rental office. This Unit is normally rented on Weekends.
  1. Listed by Greg Sullivan • Brokerage DRE #1046028 • BY OWNER.COM
    P: (800)-296-9637 C: (800)-296-9637 help@byowner.com

Property Details for 454 Cottage Circle

Subdivision Name
OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01
Township
31
Waterfront
No
LISTING UPDATED: 12/22/2025 09:07 AM

Property Details for 454 Cottage Circle

StatusActive
MLS #TB8419556
Days on Market125
Taxes$2,867 / year
HOA Fees$9,576 / year
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1966
CountyPolk County

Location

Listing Courtesy of BY OWNER.COM, Greg Sullivan
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Building Information for 454 Cottage Circle

Building/Complex454 Cottage CirFloor-Stories1Residences-Pet PolicyOnly Dogs AllowedPet Policy DetailsDogs OKYear Built1966

Payment Calculator

$2,396 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,359

Property Taxes

$239

HOA Dues

$798

The Payment Calculator is for illustrative purposes only.

Property Information for 454 Cottage Circle

Summary
Location and General Information
  • Building Area Source: Owner
  • Building Area Total: 1146.0
  • Building Area Units: Square Feet
  • Building Name Number: 454
  • Community Features: Gated Community - Guard, Pool, Tennis Court(s)
  • Direction Faces: North
  • Directions: Head southeast on State Rd 60 E Turn right onto River Ranch Blvd Turn right onto Cottage Cir Turn left to stay on Cottage Cir Turn left onto Bear Trail Destination will be on the right
  • Floor Number: 1
  • Mls Major Change Type: Price Decrease
  • Listing Service: Limited Service
  • Senior Community: No
  • Unit Number: Yes
  • Street Number: 454
  • Street Name: COTTAGE
  • Street Suffix: CIRCLE
  • State: FL
  • City: RIVER RANCH
Parking
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Maintenance Grounds, Pest Control, Recreational Facilities, Security
  • Association Fee Requirement: Required
  • Association Name: uknown
  • Association Phone: 000-000-0000
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Montly Maint Amt Addition To HOA: $0
  • Tax Book Number: 0
  • Tax Legal Description: OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDOMINIUM PHASE 1 COND BK 9 PGS 14/15 OR BK 2527 PGS 2147 THRU 2244 UNIT 454 & AN UNDIVIDED SHARE IN THE LAND & COMMON ELEMENTS AS PER CONDO DECLARATION
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 313123996012004540
  • Water Access: No
  • Water Extras: No
  • Living Area: 1146
Property and Assessments
  • Year Built Numeric: 1966
  • Association Amenities: Gated, Pool, Tennis Court(s)
  • Flood Zone Code: X
  • Flood Zone Date: 09-28-2012
  • Flood Zone Panel: 12105C0825G
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 31
  • Public Survey Section: 23
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Other
  • Exterior Features: Irrigation System
  • Foundation Details: Other
  • Levels: One
  • Patio And Porch Features: Enclosed, Patio, Porch
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Metal
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Additional Rooms: Bonus Room, Great Room
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Tile
  • Heating: Electric
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Inside
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 1
  • Pets Allowed: Dogs OK

Property History for 454 Cottage Circle

DateEvent & SourcePriceAppreciation
Dec 22, 2025

Price Change

MFRMLS #TB8419556

$275,000—
Dec 11, 2025

Price Change

MFRMLS #TB8419556

$285,000—
Nov 16, 2025

Price Change

MFRMLS #TB8419556

$295,000—
Oct 15, 2025

Price Change

MFRMLS #TB8419556

$309,000—
Sep 30, 2025

Price Change

MFRMLS #TB8419556

$315,000—
Aug 20, 2025

Listed (Active)

MFRMLS #TB8419556

$324,000—
Apr 14, 2023

Sold (Public Record)

Public Record #1509249608

$255,000—
DateEvent & SourcePrice
12/22/2025

Price Change

MFRMLS #TB8419556

$275,000
12/11/2025

Price Change

MFRMLS #TB8419556

$285,000
11/16/2025

Price Change

MFRMLS #TB8419556

$295,000
10/15/2025

Price Change

MFRMLS #TB8419556

$309,000
09/30/2025

Price Change

MFRMLS #TB8419556

$315,000
08/20/2025

Listed (Active)

MFRMLS #TB8419556

$324,000
04/14/2023

Sold (Public Record)

Public Record #1509249608

$255,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 454 Cottage Circle

Taxable ValueLand$100Additions$204,900Total$205,000
Tax Record2024$2,867 ($239 / month)
Home Facts
Beds2Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStyleCondominiumYear Built1966CountyPOLKAPN313123996012004540

Schools near 454 Cottage Circle

This home is within Polk.
Rating
School
Type
Grades
Distance
Ben Hill Griffin Jr Elementary School
Public - PK to 5
Bartow Elementary Academy
Public - K to 5
Union Academy
Public - 6 to 8
Frostproof Middle/Senior High School
Public - 6 to 12
Rating
School
Distance
Ben Hill Griffin Jr Elementary School
PublicPK to 5

Bartow Elementary Academy
PublicK to 5

Union Academy
Public6 to 8

Frostproof Middle/Senior High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 454 Cottage Circle, River Ranch, FL 33867

454 Cottage Circle is a condo for sale in River Ranch, FL 33867. This property was listed for sale on August 20, 2025 by BY OWNER.COM, it's currently listed at $275,000. It has been on the market for a total of 125 days and was last sold on April 14, 2023. This listing's school district is Polk. Nearby schools include Ben Hill Griffin Jr Elementary School, Bartow Elementary Academy and Union Academy. 454 Cottage Circle is a 2-bed, 2-bath, 1,146 sqft condo built in 1966.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of BY OWNER.COM, Greg Sullivan

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 12/22/2025 09:07 AM