454 Cottage Cir, Unit 454

River Ranch, FL 33867

$239,000
Price
2
Beds
1,506 Sq. Ft.
$159 / Sq. Ft.
1,506
Sq. Ft.
$159
per Sq. Ft.
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Virtual Tour
a view of a backyard with swimming pool
a view of a house with a patio
a front view of a house
a view of a dining room with furniture window and wooden floor
a living room with furniture and a flat screen tv
a living room with furniture and a fireplace
a kitchen with a sink stove and cabinets
a kitchen with kitchen island a sink stove and cabinets
a close view of sink
a kitchen with stainless steel appliances granite countertop a refrigerator a stove and a sink
a view of a dining room with furniture window and wooden floor
a bathroom with a granite countertop double vanity sink and a mirror
a kitchen with stainless steel appliances granite countertop a stove a refrigerator and a microwave
a large bed in a bedroom next to a window
a bed room with a bed and a chandelier
a bathroom with a granite countertop toilet sink and mirror
a bathroom with a toilet and a shower
a bedroom with bed and a window
a bathroom with a granite countertop toilet sink and mirror
a bathroom with a bath tub and a shower
a utility room with dryer and washer
a utility room with dryer and washer
a view of a dining room with furniture window and outside view
a dining room with furniture and window
a view of a house with backyard and sitting area
a view of a house with backyard sitting area and garden

Description

Discover the ultimate turnkey investment or vacation escape with this gorgeous, ground-floor end-unit cottage located inside the acclaimed Westgate River Ranch Resort & Rodeo. Currently active in the Westgate rental program, this property comes fully furnished and ready to go! The interior features premium updates, including granite countertops in both the kitchen and bathrooms, a cozy wood-burning fireplace in the main living area, and a dedicated inside laundry room complete with a full-size washer...Discover the ultimate turnkey investment or vacation escape with this gorgeous, ground-floor end-unit cottage located inside the acclaimed Westgate River Ranch Resort & Rodeo. Currently active in the Westgate rental program, this property comes fully furnished and ready to go! The interior features premium updates, including granite countertops in both the kitchen and bathrooms, a cozy wood-burning fireplace in the main living area, and a dedicated inside laundry room complete with a full-size washer and dryer. This beautifully maintained 2-bedroom, 2-bathroom condo offers 1,146 square feet of main living space, a relaxing screen room, plus an additional 360-square-foot fully enclosed Florida room equipped with independent AC. Perfect for simplified ownership, the rare, all-inclusive HOA fee completely covers electricity, water, sewer, trash, high-speed internet, cable, lawn care, and exterior building maintenance. Enjoy being just steps away from world-class resort amenities, including live rodeos, horseback riding, a waterpark, boating, and dining. Conveniently located just one hour south of Orlando and two hours from Tampa. Schedule your private tour today!
  1. Listed by Michelle Chandler • Brokerage DRE #1037043 • EXP REALTY LLC
    P: (727)-432-2776 C: (727)-432-2776 chandlerhomesllc@gmail.com

Property Details for 454 Cottage Circle, Unit 454

Subdivision Name
OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01
Township
31
Waterfront
No
Furnished
Furnished
LISTING UPDATED: 05/20/2026 09:32 AM

Property Details for 454 Cottage Circle, Unit 454

StatusActive
MLS #TB8508730
Days on Market19
Pet PolicyAllowed
Taxes$2,818 / year
HOA Fees$2,394 / quarter
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1966
CountyPolk County
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Location

Listing Courtesy of EXP REALTY LLC, Michelle Chandler
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Building Information for 454 Cottage Circle, Unit 454

Building/Complex454 Cottage CirFloor-Stories1Residences-Pet PolicyAllowedPet Policy DetailsYesYear Built1966

Payment Calculator

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$2,224 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,191

Property Taxes

$235

HOA Dues

$798

The Payment Calculator is for illustrative purposes only.

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Property Information for 454 Cottage Circle, Unit 454

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1506.0
  • Building Area Units: Square Feet
  • Building Name Number: 454
  • Community Features: Gated Community - Guard, Pool, Tennis Court(s)
  • Direction Faces: North
  • Directions: From FL Turnpike – Turn Right on SR 60 W for 21 miles. Turn Left on River Ranch Blvd (Westgate River Ranch. Go through main Gate. Follow down to Main Lodge and make a Right
  • Floor Number: 1
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 454
  • Street Name: COTTAGE
  • Street Suffix: CIRCLE
  • Unit Number: 454
  • State: FL
  • City: RIVER RANCH
Parking
  • Carport: No
  • Garage: No
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Maintenance Grounds, Pest Control, Recreational Facilities, Security
  • Association Fee Requirement: Required
  • Association Name: Westgate Resorts - Cortney Biggs
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Montly Maint Amt Addition To HOA: $0
  • Tax Book Number: 000
  • Tax Legal Description: OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDOMINIUM PHASE 1 COND BK 9 PGS 14/15 OR BK 2527 PGS 2147 THRU 2244 UNIT 454 & AN UNDIVIDED SHARE IN THE LAND & COMMON ELEMENTS AS PER CONDO DECLARATION
  • Tax Year: 2025
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Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 313123996012004540
  • Water Access: No
  • Water Extras: No
  • Living Area: 1506
Property and Assessments
  • Year Built Numeric: 1966
  • Flood Zone Code: x
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 31
  • Public Survey Section: 23
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Other
  • Exterior Features: Irrigation System
  • Foundation Details: Other
  • Levels: One
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Metal
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Ceramic Tile
  • Heating: Electric
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes
  • Max Pet Weight: 60

Property History for 454 Cottage Circle, Unit 454

DateEvent & SourcePriceAppreciation
May 18, 2026

Listed (Active)

MFRMLS #TB8508730

$239,000—
DateEvent & SourcePrice
05/18/2026

Listed (Active)

MFRMLS #TB8508730

$239,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 454 Cottage Circle, Unit 454

This home is within Polk.
Rating
School
Type
Grades
Distance
Ben Hill Griffin Jr Elementary School
Public - PK to 5
Bartow Elementary Academy
Public - K to 5
Union Academy
Public - 6 to 8
Frostproof Middle/Senior High School
Public - 6 to 12
Rating
School
Distance
Ben Hill Griffin Jr Elementary School
PublicPK to 5

Bartow Elementary Academy
PublicK to 5

Union Academy
Public6 to 8

Frostproof Middle/Senior High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 454 Cottage Circle, Unit 454, River Ranch, FL 33867

454 Cottage Circle, Unit 454 is a condo for sale in River Ranch, FL 33867. This property was listed for sale on May 18, 2026 by EXP REALTY LLC, it's currently listed at $239,000. This listing's school district is Polk. Nearby schools include Ben Hill Griffin Jr Elementary School, Bartow Elementary Academy and Union Academy. 454 Cottage Circle, Unit 454 is a 2-bed, 2-bath, 1,506 sqft condo built in 1966.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP REALTY LLC, Michelle Chandler

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/20/2026 09:32 AM