4545 Split Rail Way, Unit LOT #1142

$1,680,000
Price
4
Beds
4,185 Sq. Ft.
$401 / Sq. Ft.
4,185
Sq. Ft.
$401
per Sq. Ft.

Description

Welcome to 4545 Split Rail Way—a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity. From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end...Welcome to 4545 Split Rail Way—a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity. From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end finishes, and multiple living and entertaining areas that flow seamlessly for everyday comfort and upscale gatherings. The primary suite is a luxurious escape, complete with a spa-like bathroom, walk-in closets, and tranquil views of the natural landscape. Upstairs and downstairs, you'll find generously sized bedrooms, flex rooms, and ample storage. Downstairs, the massive 2,100 sq ft unfinished basement is a blank canvas—ready to become your ultimate home gym, media room, in-law suite, or all of the above. Located in River Gorge Ranch, residents enjoy access to community amenities, walking trails, and the unmatched beauty of the Tennessee River Gorge just minutes from Chattanooga. This is more than a home—it's a lifestyle surrounded by nature, privacy, and elegance. Enjoy peaceful mountain living with all the modern conveniences, plus a 3-car garage for extra storage and functionality. Located in one of the area's most sought-after gated communities, River Gorge Ranch offers breathtaking scenery, miles of hiking trails, community amenities, and a true sense of retreat—all just a short drive from Chattanooga. Don't miss your chance to own a piece of paradise in River Gorge Ranch! Owner/Agent-Personal Interest

Property Details for 4545 Split Rail Way, Unit LOT #1142

Waterfront
No
LISTING UPDATED: 11/21/2025 12:51 PM

Property Details for 4545 Split Rail Way, Unit LOT #1142

StatusActive
MLS #1516996
Days on Market145
Taxes$556 / year
HOA Fees$975 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2025
Lot Size3.31 AC / 144,183 SF
CountyMarion County

Location

Listing Courtesy of Zach Taylor - Chattanooga, Kelly Jooma (423.432.8121)
Add your commute

Building Information for 4545 Split Rail Way, Unit LOT #1142

Stories2Year Built2025Building Size-Lot Size3.31 AC / 144,183 SF

Payment Calculator

$8,429 per month

30 year fixed, 6.28% Interest

Principal and Interest

$8,301

Property Taxes

$46

HOA Dues

$81

The Payment Calculator is for illustrative purposes only.

Property Information for 4545 Split Rail Way, Unit LOT #1142

Summary
Location and General Information
  • City: Guild
  • County Or Parish: Marion
  • Directions: From Chattanooga and I-24, take exit 161 or HWY156 to Haletown, turn Left, the RGR office is on the Right, just past the over pass. From Nashville, take I-24 East to exit 161, and turn right, the office for RGR is on the right. Go through gate go straight through traffic circle.
  • Latitude: 35.024846
  • Longitude: -85.509926
  • Postal Code: 37340
  • State Or Province: TN
  • Subdivision Name: River Gorge Ranch
Taxes and HOA
  • Tax Legal Description: TAX Map #146 001.95
  • Additional Parcels: No
  • Association Fee Includes: Maintenance Grounds, Other
  • Association Fee Frequency: Annually
  • Parcel Number: 146 009.31
  • Association Fee: $975
  • Association: Yes
  • Tax Annual Amount: $556
School Information
  • Middle Or Junior School: Jasper Middle
  • High School: Marion County High
  • Elementary School: Jasper Elementary
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: Yes
Property
Lot Information
  • Lot Features: Gentle Sloping, Level, Private
  • Lot Size Dimensions: OUT OF 146/1.00
  • Lot Size Acres: 3.31
  • Living Area Source: Builder
  • Lot Size Square Feet: 144183.6
  • Building Area Total: 4185.0
  • Lot Size Units: Acres
  • Living Area: 4185.0
Property and Assessments
  • Property Type Label: Residential
  • New Construction: Yes
  • Home Warranty: Yes
  • Floor Plans Count: 0
  • Year Built: 2025
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
Utilities
  • WaterSewer : Septic Tank: Yes
  • Water Source: Public
  • Utilities: Cable Available, Electricity Available, Water Available
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: HardiPlank Type
  • Window Features: Insulated Windows, Vinyl Frames
  • Community Features: Curbs, Gated, Park, Pool, Sidewalks, Street Lights, Tennis Court(s), Other
  • Parking Features: Driveway, Garage Door Opener
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Roofing : Shingle: Yes
  • Roofing : Tile: Yes
Interior Features
  • Fireplace: Yes
  • Electric: Yes
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Appliances: Water Heater, Microwave, Free-Standing Electric Range, Dishwasher
  • Room Type: Dining Room, Office, Laundry, Bathroom, Living Room, Kitchen, Primary Bedroom, Primary Bathroom, Bedroom, Bonus Room
  • Rooms Total: 14
  • Bathrooms Total Integer: 4
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling: Yes
  • Fireplaces Total: 1
  • Heating: Yes
  • Foundation Details: Block, Slab
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Levels: Two
  • Interior Features: Breakfast Room, Kitchen Island, Primary Downstairs, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Flooring: Luxury Vinyl, Tile
  • Stories: 2
  • Green Features : Central Air: Yes
  • Cooling : Central: Yes
  • Bed/Bath : Separate Shower: Yes
  • Dining : Breakfast Room: Yes
  • Dining : Separate Dining Room: Yes
Room Information
Room 1
  • Room Type: Dining Room
  • Room Level: First
Room 2
  • Room Type: Office
  • Room Level: First
Room 3
  • Room Type: Laundry
  • Room Level: First
Room 4
  • Room Type: Bathroom
  • Room Level: First
Room 5
  • Room Type: Living Room
  • Room Level: First
Room 6
  • Room Type: Kitchen
  • Room Level: First
Room 7
  • Room Type: Primary Bedroom
  • Room Level: First
Room 8
  • Room Type: Primary Bathroom
  • Room Level: First
Room 9
  • Room Type: Bedroom
  • Room Level: Second
Room 10
  • Room Type: Bathroom
  • Room Level: Second
Room 11
  • Room Type: Bedroom
  • Room Level: Second
Room 12
  • Room Type: Bathroom
  • Room Level: Second
Room 13
  • Room Type: Bedroom
  • Room Level: Second
Room 14
  • Room Type: Bonus Room
  • Room Level: Second
Multi Family
Unit 1
  • Unit 1 Features : Living Room: Yes
Unit 2
  • Unit 2 Features : Kitchen: Yes
  • Unit 2 Features : Living Room: Yes
Rental
Rental Information
  • Tenant Pays : None: Yes

Property History for 4545 Split Rail Way, Unit LOT #1142

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Listed (Active)

REALTRACS #2944029

$1,680,000
Jul 17, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1516996

$1,680,000
DateEvent & SourcePrice
11/21/2025

Listed (Active)

REALTRACS #2944029

$1,680,000
07/17/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1516996

$1,680,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 4545 Split Rail Way, Unit LOT #1142

This home is within Marion County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - PK to 4
Public - PK to 6
Public - PK to 8
Rating
School
Distance
Whitwell Elementary School
PublicPK to 4

Jasper Elementary School
PublicPK to 4

South Pittsburg Elementary School
PublicPK to 6

Monteagle Elementary School
PublicPK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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4545 Split Rail Way, Unit LOT #1142 is a single family home for sale in Guild, TN 37340. This property was listed for sale on July 18, 2025 by Zach Taylor - Chattanooga, it's currently listed at $1,680,000. This listing's school district is Marion County School District. Nearby schools include Whitwell Elementary School, Jasper Elementary School and South Pittsburg Elementary School. 4545 Split Rail Way, Unit LOT #1142 is a 4-bed, 4-bath, 4,185 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Zach Taylor - Chattanooga, Kelly Jooma (423.432.8121)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 MTRMLS, Inc. All Rights Reserved. Last updated: 11/21/2025 12:51 PM