4545 Split Rail Way, Unit LOT #1142

Pending

Contract Signed

$1,680,000

4 beds4 baths4,185 sqft

4545 Split Rail Way, Unit LOT #1142, Guild, TN 37340

Est: $8,809/moGet pre-approved

Single FamilyProperty Type

3.31 acresLot Size

2025Year Built

$401/sq ftPrice per sq ft

$975/yrHOA Fees

3 carsParking Spaces

Description

Welcome to 4545 Split Rail Way—a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity. From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end...Welcome to 4545 Split Rail Way—a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity. From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end finishes, and multiple living and entertaining areas that flow seamlessly for everyday comfort and upscale gatherings. The primary suite is a luxurious escape, complete with a spa-like bathroom, walk-in closets, and tranquil views of the natural landscape. Upstairs and downstairs, you'll find generously sized bedrooms, flex rooms, and ample storage. Downstairs, the massive 2,100 sq ft unfinished basement is a blank canvas—ready to become your ultimate home gym, media room, in-law suite, or all of the above. Located in River Gorge Ranch, residents enjoy access to community amenities, walking trails, and the unmatched beauty of the Tennessee River Gorge just minutes from Chattanooga. This is more than a home—it's a lifestyle surrounded by nature, privacy, and elegance. Enjoy peaceful mountain living with all the modern conveniences, plus a 3-car garage for extra storage and functionality. Located in one of the area's most sought-after gated communities, River Gorge Ranch offers breathtaking scenery, miles of hiking trails, community amenities, and a true sense of retreat—all just a short drive from Chattanooga. Don't miss your chance to own a piece of paradise in River Gorge Ranch! Owner/Agent-Personal Interest

341 days on Market

Listed by: Kelly Jooma • Zach Taylor - Chattanooga

Last updated: 06/24/2026 10:36 AM • Source: Greater Chattanooga Association of REALTORS, MLS#: 1516996

Location

Homepage
TN
Marion County
Guild
37340
4545 Split Rail Way, Unit LOT #1142

Listing Courtesy of Zach Taylor - Chattanooga, Kelly Jooma (423.432.8121)

Add your commute

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage¹

$8,809 per month

30 year fixed, 6.71% Interest

Principal and Interest

$8,681

Property Taxes

$46

HOA Dues

$81

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 4545 Split Rail Way, Unit LOT #1142

Property Details

Taxes: $556 / year
MLS Type: Residential / Single Family Residence
County: Marion County
Waterfront: No

Building Information

Stories: 2
Year Built: 2025
Lot Size: 3.31 AC / 144,183 SF

Summary

Location and General Information

City: Guild
County Or Parish: Marion

Directions: From Chattanooga and I-24, take exit 161 or HWY156 to Haletown, turn Left, the RGR office is on the Right, just past the over pass. From Nashville, take I-24 East to exit 161, and turn right, the office for RGR is on the right. Go through gate go straight through traffic circle.
Latitude: 35.024846
Longitude: -85.509926
Postal Code: 37340
State Or Province: TN
Subdivision Name: River Gorge Ranch

Taxes and HOA

Tax Legal Description: TAX Map #146 001.95
Additional Parcels: No

Association Fee Includes: Maintenance Grounds, Other
Association Fee Frequency: Annually
Parcel Number: 146 009.31
Association Fee: $975
Association: Yes
Tax Annual Amount: $556

School Information

Middle Or Junior School: Jasper Middle
High School: Marion County High

Elementary School: Jasper Elementary

Parking

Garage Spaces: 3.0
Garage: Yes

Attached Garage: Yes

Property

Lot Information

Lot Features: Gentle Sloping, Level, Private
Lot Size Dimensions: OUT OF 146/1.00

Lot Size Acres: 3.31
Living Area Source: Builder
Lot Size Square Feet: 144183.6
Building Area Total: 4185.0
Lot Size Units: Acres
Living Area: 4185.0

Property and Assessments

Property Type Label: Residential
New Construction: Yes

Home Warranty: Yes
Floor Plans Count: 0
Year Built: 2025
Property Type: Residential,Single Family Residence
Property Sub Type: Single Family Residence
Improvements : Driveway: Yes

Utilities

WaterSewer : Septic Tank: Yes
Water Source: Public

Utilities: Cable Available, Electricity Available, Water Available

Interior and Exterior Features

Exterior Features

Senior Community: No
Construction Materials: HardiPlank Type

Window Features: Insulated Windows, Vinyl Frames
Community Features: Curbs, Gated, Park, Pool, Sidewalks, Street Lights, Tennis Court(s), Other
Parking Features: Driveway, Garage Door Opener
Exterior Features: Rain Gutters
Roof: Shingle
Roofing : Shingle: Yes
Roofing : Tile: Yes

Interior Features

Fireplace: Yes
Electric: Yes

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: 1
Appliances: Water Heater, Microwave, Free-Standing Electric Range, Dishwasher
Room Type: Dining Room, Office, Laundry, Bathroom, Living Room, Kitchen, Primary Bedroom, Primary Bathroom, Bedroom, Bonus Room
Rooms Total: 14
Bathrooms Total Integer: 4
Bathrooms Total Decimal: 3.5
Bathrooms Total Notational: 3.1
Cooling: Yes
Fireplaces Total: 1
Heating: Yes
Foundation Details: Block, Slab
Cooling: Ceiling Fan(s), Central Air, Electric
Heating: Central, Electric
Levels: Two
Interior Features: Breakfast Room, Kitchen Island, Primary Downstairs, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
Flooring: Luxury Vinyl, Tile
Stories: 2
Green Features : Central Air: Yes
Cooling : Central: Yes
Bed/Bath : Separate Shower: Yes
Dining : Breakfast Room: Yes
Dining : Separate Dining Room: Yes

Room Information

Room 1

Room Type: Dining Room
Room Level: First

Room 2

Room Type: Office
Room Level: First

Room 3

Room Type: Laundry
Room Level: First

Room 4

Room Type: Bathroom
Room Level: First

Room 5

Room Type: Living Room
Room Level: First

Room 6

Room Type: Kitchen
Room Level: First

Room 7

Room Type: Primary Bedroom
Room Level: First

Room 8

Room Type: Primary Bathroom
Room Level: First

Room 9

Room Type: Bedroom
Room Level: Second

Room 10

Room Type: Bathroom
Room Level: Second

Room 11

Room Type: Bedroom
Room Level: Second

Room 12

Room Type: Bathroom
Room Level: Second

Room 13

Room Type: Bedroom
Room Level: Second

Room 14

Room Type: Bonus Room
Room Level: Second

Multi Family

Unit 1

Unit 1 Features : Living Room: Yes

Unit 2

Unit 2 Features : Kitchen: Yes
Unit 2 Features : Living Room: Yes

Rental

Rental Information

Tenant Pays : None: Yes

Property History for 4545 Split Rail Way, Unit LOT #1142

Date	Event & Source	Price	Appreciation
Jun 24, 2026	Contract - Not Showing Greater Chattanooga Association of REALTORS #1516996		—
Jul 17, 2025	Listed (Active) Greater Chattanooga Association of REALTORS #1516996	$1,680,000	—

Date	Event & Source	Price
06/24/2026	Contract - Not Showing Greater Chattanooga Association of REALTORS #1516996	—
07/17/2025	Listed (Active) Greater Chattanooga Association of REALTORS #1516996	$1,680,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 4545 Split Rail Way, Unit LOT #1142

This home is within Marion County School District.


Rating	School	Type	Grades	Distance
6/10	Whitwell Elementary School	Public - Serves this home	PK to 4	10.8 mi
5/10	Jasper Elementary School	Public - Serves this home	PK to 4	7.3 mi
4/10	South Pittsburg Elementary School	Public - Serves this home	PK to 6	11.2 mi
5/10	Monteagle Elementary School	Public - Serves this home	PK to 8	23.4 mi
6/10	Jasper Middle School	Public - Serves this home	5 to 8	7.8 mi
5/10	Marion County High School	Public - Serves this home	9 to 12	7.5 mi


Rating	School	Distance
6/10	Whitwell Elementary School PublicPK to 4 Serves this home	10.8 mi
5/10	Jasper Elementary School PublicPK to 4 Serves this home	7.3 mi
4/10	South Pittsburg Elementary School PublicPK to 6 Serves this home	11.2 mi
5/10	Monteagle Elementary School PublicPK to 8 Serves this home	23.4 mi
6/10	Jasper Middle School Public5 to 8 Serves this home	7.8 mi
5/10	Marion County High School Public9 to 12 Serves this home	7.5 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 37340

1/37

$339,000

Unavailable
Bedrooms: 3
Bathrooms: 2,231
Square Feet: 1.3
Acres

477 Hicks Hollow Road, Guild, TN 37340

1/123

$1,275,000

Unavailable
Bedrooms: 4
Bathrooms: 3,670
Square Feet: 1.8
Acres

315 Browbend Drive, Guild, TN 37340

1/81

$1,399,000

Unavailable
Bedrooms: 4
Bathrooms: 4,284
Square Feet: 10.77
Acres

8121 Highway 156, Guild, TN 37340

1/43

$1,275,000

Unavailable
Bedrooms: 2
Bathrooms: 2,505
Square Feet: 1.79
Acres

7815 Split Rail Way, Guild, TN 37340

1/131

$1,485,000

Unavailable
Bedrooms: 5
Bathrooms: 3,565
Square Feet: 1.29
Acres

2222 High Ground Road, Guild, TN 37340

1/101

$600,000

3
Bedrooms: 3
Bathrooms: 2,329
Square Feet: 1.35
Acres

355 Myers Avenue, Guild, TN 37340

1/140

$1,079,000

3
Bedrooms: 3
Bathrooms: 2,660
Square Feet: 1.51
Acres

1163 Split Rail Way, Guild, TN 37340

$1,594,900 | 4190 Split Rail Way, Unit 1368, Guild, TN 37340

1/21

Contingent

$1,594,900

Unavailable
Bedrooms: 5
Bathrooms: 4,410
Square Feet: 4.03
Acres

4190 Split Rail Way, Unit 1368, Guild, TN 37340

$1,594,900 | 4190 Split Rail Way, Guild, TN 37340

1/21

Active Under Contract

$1,594,900

4
Bedrooms: 5
Bathrooms: 4,410
Square Feet: 4.03
Acres

4190 Split Rail Way, Guild, TN 37340

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Zach Taylor - Chattanooga, Kelly Jooma (423.432.8121)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 06/24/2026 10:36 AM

Know your buying power with a preapproval and custom rate in minutes

Explore Nearby Homes

Homes in Nearby 37340 Neighborhoods

Homes in Nearby 37340 Cities

Homes in Nearby 37340 Zip Codes