4550 Cove Cir, Unit 406

St. Petersburg, FL 33708

$199,900
Price
2
Beds
1,100 Sq. Ft.
$182 / Sq. Ft.
1,100
Sq. Ft.
$182
per Sq. Ft.
a view of a city street view and ocean view
a hallway with windows
a kitchen with cabinets stainless steel appliances and a counter space
a kitchen with stainless steel appliances granite countertop a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a sink a stove a refrigerator a washer and dryer
a room with furniture and a flat screen tv
a living room with furniture and a window
a bedroom with a bed and a dresser
a view of walk in closet with clothes and shoes
a view of walk in closet with clothes and shoes
a living room with furniture and a large window
a view of a swimming pool and couches in the patio
a living room with furniture and a flat screen tv
a view of a room with toys
a front view of a building with a street
front view of a building
a view of building with yard
an outdoor space with chairs
a view of swimming pool with a table and chairs
a view of terrace
a front view of multi story residential apartment building with yard and green space
a view of a golf course with a lake
a view of a swimming pool with chairs
a view of a tennis court
swimming pool with outdoor seating
a view of a dining room with furniture window and outside view
a view of a swimming pool with chairs
a swimming pool with outdoor seating and outdoor seating
a view of lake

Description

Welcome to Sea Towers, a highly sought-after, 55+ gated waterfront community located directly on the Intracoastal Waterway in Madeira Beach. This 2-bedroom, 2-bath condominium offers approximately 1,100 square feet and features storm windows, hurricane shutters, and a covered parking space, providing both peace of mind and everyday convenience for coastal living. Enjoy captivating sunset views and ever-changing boat traffic from this secured, guard-gated community with a prime waterfront setting....Welcome to Sea Towers, a highly sought-after, 55+ gated waterfront community located directly on the Intracoastal Waterway in Madeira Beach. This 2-bedroom, 2-bath condominium offers approximately 1,100 square feet and features storm windows, hurricane shutters, and a covered parking space, providing both peace of mind and everyday convenience for coastal living. Enjoy captivating sunset views and ever-changing boat traffic from this secured, guard-gated community with a prime waterfront setting. While Sea Towers was impacted by Hurricane Helene, nearly all amenities have been rebuilt, only a couple are currently being completed. Residents can immediately enjoy two waterfront pools with locker areas, tennis courts, shuffleboard, a scenic walking path around the lagoon, a sun deck, two picnic areas with BBQ grills, and a walking bridge that looks out over the Intracoastal. The main amenity still under construction is the clubhouse, which will once again host indoor social activities upon completion. Whether you’re looking for a primary residence or a waterfront retreat, this is a rare opportunity to own in a waterfront community offering security, resilience, and exceptional value.
  1. Listed by Netti Salm • Brokerage DRE #215693 • CENTURY 21 RE CHAMPIONS
    P: (920)-370-5969 C: (920)-370-5969 c21annettesalm@gmail.com

Property Details for 4550 Cove Circle, Unit 406

Subdivision Name
WASHINGTON TOWERS THE CONDO
Township
31
Carport Spaces
1
View
City, Water
Waterfront
No
Water View
Intracoastal Waterway
Furnished
Negotiable
LISTING UPDATED: 01/08/2026 01:42 PM

Property Details for 4550 Cove Circle, Unit 406

StatusActive
MLS #TB8457353
Days on Market23
Taxes$3,420 / year
HOA Fees-
Condo/Co-op Fees$807 / month
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1973
CountyPinellas County

Location

Listing Courtesy of CENTURY 21 RE CHAMPIONS, Netti Salm
Add your commute

Building Information for 4550 Cove Circle, Unit 406

Building/Complex4550 Cove CirFloor4Stories12Residences-Pet PolicyNot AllowedPet Policy DetailsNoYear Built1973

Payment Calculator

$2,066 per month

30 year fixed, 6.15% Interest

Principal and Interest

$974

Property Taxes

$285

HOA Dues

$807

The Payment Calculator is for illustrative purposes only.

Property Information for 4550 Cove Circle, Unit 406

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1100.0
  • Building Area Units: Square Feet
  • Building Name Number: WASHINGTON
  • Community Features: Fishing, Intracoastal Waterway, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Gated Community - Guard, No Truck/RV/Motorcycle Parking, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
  • Direction Faces: East
  • Directions: Take Alt 19 west out of St Pete to the Tom Stuart Causeway and turn north (right) onto Duhme Rd. About 0.5 miles down, on your lefthand side will be Sea Towers; this is the condo community in which 4550 Cove Circle is located. Turn left into the community. Take an immediate left after the guard shack. Drive past the first building to the 2nd building - Washington.
  • Floor Number: 4
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved, Private Road
  • Senior Community: Yes
  • Unit Number: No
  • Street Number: 4550
  • Street Name: COVE
  • Street Suffix: CIRCLE
  • Unit Number: 406
  • State: FL
  • City: ST PETERSBURG
Parking
  • Carport: Yes
  • Garage: No
  • Parking Features: Covered, Deeded, Ground Level, Off Street, Reserved
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
  • Association Fee Requirement: None
  • Association Name: Laurie Lorenz
  • Association Phone: 727-397-1164
  • Association: Yes
  • CDD: No
  • Condo Land Included: Yes
  • Montly Maint Amt Addition To HOA: $0
  • Tax Block: 95077
  • Tax Book Number: 15/50
  • Tax Legal Description: WASHINGTON TOWERS, THE CONDO UNIT 406
  • Tax Lot: 406
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, FloodZone, Landscaped, Near Marina, Near Public Transit, Sidewalk
  • Parcel Number: 033115950770000406
  • Total Acreage: Non-Applicable
  • Water Access: No
  • Water Extras: Bridges - Fixed, Seawall - Concrete
  • Water Extras: Yes
  • Water: Bridges - Fixed, Seawall - Concrete
  • Zoning: CONDO
  • Living Area: 1100
Property and Assessments
  • Year Built Numeric: 1973
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Laundry, Maintenance, Other, Pool, Security, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Building Elevator: Yes
  • Flood Zone Code: A
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 03
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete
  • Exterior Features: Hurricane Shutters, Lighting, Sliding Doors, Storage, Tennis Court(s)
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Cabana, Outdoor Kitchen, Storage, Tennis Court(s)
  • Pool Features: In Ground
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Built-Up
  • Security Features: Fire Alarm, Gated Community, Security Fencing/Lighting/Alarms, Security Gate, Smoke Detector(s)
  • Waterfront Features: Waterfront
  • Waterfront Feet Total: 0
  • Number Of Stories: 12
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Common Area
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 5.0
  • Water View: Yes
  • Window Features: Shutters, Storm Window(s)
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 1
  • Pets Allowed: No

Property History for 4550 Cove Circle, Unit 406

DateEvent & SourcePriceAppreciation
Jan 6, 2026

Price Change

MFRMLS #TB8457353

$199,900—
Dec 23, 2025

Listed (Active)

MFRMLS #TB8457353

$209,000—
Dec 17, 2025

Temporarily Off Market

MFRMLS #TB8457353

—
Dec 12, 2025

Listed (Active)

MFRMLS #TB8457353

$209,000—
Mar 3, 2023

Sold (Public Record)

Public Record #1507227656

$279,000

+6.5% / yr

Mar 3, 2023

Sold

MFRMLS #U8186201

$279,000—
Feb 18, 2023

Pending

MFRMLS #U8186201

—
Jan 5, 2023

Listed (Active)

MFRMLS #U8186201

$319,900—
Apr 28, 2009

Sold (Public Record)

Public Record #268054881

$117,000

-24.6% / yr

Dec 31, 2008

Expired

MFRMLS #U7349432

$165,000—
May 29, 2008

Listed (Active)

MFRMLS #U7349432

$168,500—
Apr 30, 2008

Sold (Public Record)

Public Record #237611889

$155,000

+3.5% / yr

Feb 23, 2008

Expired

MFRMLS #U7297110

$175,000—
Aug 22, 2007

Listed (Active)

MFRMLS #U7297110

$225,000—
Mar 14, 2003

Sold (Public Record)

Public Record #109352091

$130,000—
DateEvent & SourcePrice
01/06/2026

Price Change

MFRMLS #TB8457353

$199,900
12/23/2025

Listed (Active)

MFRMLS #TB8457353

$209,000
12/17/2025

Temporarily Off Market

MFRMLS #TB8457353

—
12/12/2025

Listed (Active)

MFRMLS #TB8457353

$209,000
03/03/2023

Sold (Public Record)

Public Record #1507227656

$279,000

+6.5% / yr

03/03/2023

Sold

MFRMLS #U8186201

$279,000
02/18/2023

Pending

MFRMLS #U8186201

—
01/05/2023

Listed (Active)

MFRMLS #U8186201

$319,900
04/28/2009

Sold (Public Record)

Public Record #268054881

$117,000

-24.6% / yr

12/31/2008

Expired

MFRMLS #U7349432

$165,000
05/29/2008

Listed (Active)

MFRMLS #U7349432

$168,500
04/30/2008

Sold (Public Record)

Public Record #237611889

$155,000

+3.5% / yr

02/23/2008

Expired

MFRMLS #U7297110

$175,000
08/22/2007

Listed (Active)

MFRMLS #U7297110

$225,000
03/14/2003

Sold (Public Record)

Public Record #109352091

$130,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4550 Cove Circle, Unit 406

Taxable ValueLand-Additions-Total-
Tax Record2025$3,526 ($294 / month)
Home Facts
Beds0Total Finished SqFt1,100 SqFtAbove Grade Finished SqFt1,100 SqFtStories1StyleCondominiumYear Built1973Year Renovated1982CountyPINELLASAPN03-31-15-95077-000-0406

Schools near 4550 Cove Circle, Unit 406

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Orange Grove Elementary School
Public - PK to 5
Osceola Middle School
Public - 6 to 8
Seminole High School
Public - 9 to 12
Madeira Beach Fundamental K-8
Public - K to 8
Rating
School
Distance
Orange Grove Elementary School
PublicPK to 5

Osceola Middle School
Public6 to 8

Seminole High School
Public9 to 12

Madeira Beach Fundamental K-8
PublicK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4550 Cove Circle, Unit 406, St. Petersburg, FL 33708

4550 Cove Circle, Unit 406 is a condo for sale in St. Petersburg, FL 33708. This property was listed for sale on December 12, 2025 by CENTURY 21 RE CHAMPIONS, it's currently listed at $199,900. It has been on the market for a total of 23 days and was last sold on March 3, 2023. This listing's school district is Pinellas. Nearby schools include Orange Grove Elementary School, Osceola Middle School and Seminole High School. 4550 Cove Circle, Unit 406 is a 2-bed, 2-bath, 1,100 sqft condo built in 1973.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of CENTURY 21 RE CHAMPIONS, Netti Salm

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/08/2026 01:42 PM