46 Church St

Oneonta, NY 13820

$290,000
Last Sold Price
10
Beds
3,768 Sq. Ft.
$77 / Sq. Ft.
3,768
Sq. Ft.
$77
per Sq. Ft.
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Closed 6/12/26
Closed 6/12/26

Description

Great location! Close to downtown and bus route. This THREE UNIT APARTMENT BUILDING is located on CHURCH ST with a total of 10 BEDROOMS. Separate utilities for each apartment. Two apartments have 4 bedrooms and 2 baths with laundry in the unit. Upstairs is a 2 bedroom apartment has laundry as well. Apartments are spacious with nice size bedrooms and kitchens. Bathrooms have been updated. Currently rented for $1200, $1125 and $1100. Monthly income $3425. Yearly gross income $41,100. Rents could be...Great location! Close to downtown and bus route. This THREE UNIT APARTMENT BUILDING is located on CHURCH ST with a total of 10 BEDROOMS. Separate utilities for each apartment. Two apartments have 4 bedrooms and 2 baths with laundry in the unit. Upstairs is a 2 bedroom apartment has laundry as well. Apartments are spacious with nice size bedrooms and kitchens. Bathrooms have been updated. Currently rented for $1200, $1125 and $1100. Monthly income $3425. Yearly gross income $41,100. Rents could be much higher. Prior to 2020 this was a successful COLLEGE RENTAL. Plenty of OFF STREET PARKING, 3 CAR GARAGE and a great FRONT PORCH. Seller will provide current Certificate of Compliance with the city prior to closing. Call today for more details.
  1. Listed by Christine Keto • Oneonta Realty, LLC
    P: (607)-287-8458 C: (607)-287-8458 cricketoneontarealty@gmail.com

Property Details for 46 Church Street

Has Waterfront
No
LISTING CLOSED: 06/12/2026 12:00 AM

Property Details for 46 Church Street

StatusClosed
MLS #R1642567
Days on Market103
Taxes$6,545 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential / Residential
Year Built1975
Lot Size0.15 AC / 6,534 SF
CountyOtsego County
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Location

Listing Courtesy of Oneonta Realty, LLC

Sold By The Holscher Group

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Building Information for 46 Church Street

Stories3Residences3Year Built1975Building Size-Lot Size0.15 AC / 6,534 SF

Payment Calculator

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$1,991 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,445

Property Taxes

$545

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 46 Church Street

Summary
Location and General Information
  • Cross Street: Walnut St
  • Directions: Main St to Chestnut St. Take a right onto Church St. Second or third house on the right past Walnut St.
  • Latitude: 42.457557
  • Longitude: -75.06482
  • MLS Area Major: Oneonta-City-361200
  • Has Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 288.17-5-26
  • Tax Annual Amount: $6,545.00
  • Tax Assessed Value: 170000
School Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
Parking
  • Garage Spaces: 3.0
  • Has Garage: Yes
  • Parking Features: Gravel, Two Or More Spaces, Unpaved
Property
Lot Information
  • Lot Features: Irregular Lot, Residential Lot
  • Lot Size Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Size Units: Acres
  • Lot Size Dimensions: 43X165
  • Lot Size Square Feet: 6534.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Total: 3768.0
  • Living Area: 3768.0
  • Property Condition: Resale
  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Year Built: 1975
  • Year Built Details: Existing
Building Features
  • Construction Materials: Frame
Utilities
  • Number Of Separate Electric Meters: 4
  • Number Of Separate Gas Meters: 3
  • Sewer: Connected
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public
Interior and Exterior Features
Interior Features
  • Appliances: Gas Water Heater
  • Basement: Full
  • Has Basement: Yes
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 5
  • Bedrooms Total: 10
  • Has Fireplace: No
  • Flooring: Carpet, Hardwood, Varies, Vinyl
  • Heating: Gas, Hot Water
  • Has Heating: Yes
  • Main Level Bathrooms: 0
Exterior Features
  • Roof: Asphalt
  • Stories: 3
  • Stories Total: 3
Multi Family
Multi Family Information
  • Number Of Units In Community: 3
  • Number Of Units Total: 3
Income & Expenses
  • Gross Income: $41,100
  • Operating Expense Includes: Electric, Fuel, Insurance, Trash, Water Sewer
Unit Information
Unit 1
  • Actual Rent: $1,100.00
  • Actual Rent Range: 1100
  • Baths Total: 1
  • Beds Total: 2
  • Description: Dryer,Oven/ Range,Refrigerator,Washer,Living Room
  • Num Full Baths: 1
  • Num Half Baths: 0
  • Total Rent: $1,100.00
Unit 2
  • Actual Rent: $1,125.00
  • Actual Rent Range: 1125
  • Baths Total: 2
  • Beds Total: 4
  • Description: Dryer,Oven/ Range,Refrigerator,Washer,Laundry-In Unit
  • Num Full Baths: 2
  • Num Half Baths: 0
  • Total Rent: $1,125.00
Unit 3
  • Actual Rent: $1,200.00
  • Actual Rent Range: 1200
  • Baths Total: 2
  • Beds Total: 4
  • Description: Dryer,Oven/ Range,Refrigerator,Washer,Laundry-In Unit
  • Num Full Baths: 1
  • Num Half Baths: 1
  • Total Rent: $1,200.00
Rental
Rent Information
  • Rent Includes: Electricity, Gardener, Heat, Hot Water, Snow Removal, Trash Collection, Water

Property History for 46 Church Street

DateEvent & SourcePriceAppreciation
Jun 12, 2026

Sold

WNYREIS #R1642567

$290,000—
Jun 12, 2026

Sold

New York State Alliance of MLSs (Buffalo) #R1642567

$290,000—
Jan 14, 2026

Pending

WNYREIS #R1642567

—
DateEvent & SourcePrice
06/12/2026

Sold

WNYREIS #R1642567

$290,000
06/12/2026

Sold

New York State Alliance of MLSs (Buffalo) #R1642567

$290,000
01/14/2026

Pending

WNYREIS #R1642567

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 46 Church Street

Taxable ValueLand$17,000Additions$153,000Total$170,000
Tax Record2025$6,546 ($545 / month)
Home Facts
Total Finished SqFt2,512 SqFtAbove Grade Finished SqFt2,512 SqFtUnfinished Basement SqFt1,256 SqFtStories2Lot Size6,534 SqFtStyleMulti-Family Res (5+ Units)Year Built1982Zoning130CountyOTSEGOAPN361200 288.17-5-26

Schools near 46 Church Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Greater Plains Elementary School
Public - K to 5
Oneonta Middle School
Public - 6 to 8
Oneonta Senior High School
Public - 9 to 12
Valleyview Elementary School
Public - K to 5
Rating
School
Distance
Greater Plains Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public9 to 12

Valleyview Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Oneonta Realty, LLC

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.