Contract Signed
3 beds2,021 sqft$204/sqft
466 Elm Spg Rd, St. Cloud, FL 34771
Est: $2,532/moGet pre-approved
Single FamilyProperty Type
6,093 sq ftLot Size
2026Year Built
$204/sq ftPrice per sq ft
$96/yrHOA Fees
2 carsParking Spaces

Description

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. This Panama single-family home is what you always pictured for yourself. Step in...Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. This Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. Upgraded versatile flex space to a study. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. Closing cost assistance is available with use of Builder’s affiliated lender . DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
50 days on Market
  • Listed by: Bill Maltbie 813.819.5255 billjr@harespeed.com Brokerage DRE #1068515 • MALTBIE REALTY GROUP
Last updated: 08/11/2026 07:11 PM • Source: MFRMLS, MLS#: W7886854

Location

Listing Courtesy of MALTBIE REALTY GROUP, Bill Maltbie
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Payment Calculator

$2,532 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,095

Property Taxes

$429

HOA Dues

$8

The Payment Calculator is for illustrative purposes only.

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Property Information for 466 Elm Spg Road

Property Details
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Florida
  • Subdivision Name: THE CROSSINGS
  • Township: 25
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished
Building Information
  • Year Built: 2026
  • Lot Size: 0.14 AC / 6,093 SF
Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2600.0
  • Building Area Units: Square Feet
  • Community Features: Dog Park
  • Direction Faces: East
  • Directions: From downtown Orlando take 408 East to 417 South, take Narcoossee Rd. Exit, head South on Narcoossee until Jones Rd. Take a Right and continue until you see The Crossings on the Left.
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Limited Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 466
  • Street Name: ELM SPRING
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 19x20
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Maintenance Grounds, Recreational Facilities
  • Association Fee Requirement: Required
  • Association Name: RYAN HOMES
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: Leash Law.
  • Tax Block: 00
  • Tax Book Number: 33/53-60
  • Tax Legal Description: CROSSINGS PH 2 PB 36 PGS 95-109 LOT 453
  • Tax Lot: 453
  • Tax Other Annual Assessment Amt: $2,820
  • Tax Year: 2026
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Sidewalk
  • Lot Size Dimensions: 50 x 120
  • Parcel Number: 222531368200014530
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: 00
  • Living Area: 2021
  • Lot Dimensions: 50 x 120
Property and Assessments
  • Year Built Numeric: 2026
  • Association Amenities: Clubhouse, Playground, Pool
  • Flood Zone Code: X
  • Home Warranty: Yes
  • Homestead: Yes
  • New Construction: Yes
  • Projected Completion Date: 12-31-2026 12:00:00 AM
  • Property Attached: No
  • Property Condition: Under Construction
  • Public Survey Range: 31
  • Public Survey Section: 22
Utilities
  • Green Energy Efficient: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Public, Street Lights, Underground Utilities
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: CBC1257565
  • Builder Model: PANAMA
  • Builder Name: RYAN HOMES
  • Construction Materials: Block, Stucco, Wood Frame
  • Exterior Features: Irrigation System, Lighting, Sliding Doors
  • Foundation Details: Slab
  • Green Landscaping: Fl. Friendly/Native Landscape
  • Levels: One
  • Patio And Porch Features: Covered, Patio
  • Pool Features: In Ground, Outside Bath Access
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Den/Library/Office, Inside Utility
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Green Indoor Air Quality: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Heating: Central
  • Interior Features: Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Inside
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 11.0
  • Water View: No
  • Window Features: ENERGY STAR Qualified Windows
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 466 Elm Spg Road

DateEvent & SourcePriceAppreciation
Aug 11, 2026

Price Change

MFRMLS #W7886854

$412,230
Aug 7, 2026

Pending

MFRMLS #W7886854

Jun 22, 2026

Sold (Public Record)

Public Record #1943115045

$128,787
DateEvent & SourcePrice
08/11/2026

Price Change

MFRMLS #W7886854

$412,230
08/07/2026

Pending

MFRMLS #W7886854

06/22/2026

Sold (Public Record)

Public Record #1943115045

$128,787

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 466 Elm Spg Road

Taxable ValueLand$11,200Additions-Total$11,200
Tax Record2025$5,148 ($429 / month)
Home Facts
Beds0Lot Size6,098 SqFtStyleMiscellaneous Vacant LandCountyOSCEOLAAPN22-25-31-3682-0001-4530

Schools near 466 Elm Spg Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of MALTBIE REALTY GROUP, Bill Maltbie

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 08/11/2026 07:11 PM