4678 Bear Flat Rd

4
Baths
4,378 Sq. Ft.
$434 / Sq. Ft.
4,378
Sq. Ft.
$434
per Sq. Ft.

Description

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road....OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.
  1. Listed by Joseph Callaway • Brokerage DRE #LC634213055 • eXp Realty
    P: (602)-796-5751 contracts@thosecallaways.com

Property Details for 4678 Bear Flat Road

Subdivision Name
BEAR FLAT SUBDIVISION
View
Mountain(s)
View YN
Yes
Waterfront YN
Yes
LISTING UPDATED: 01/09/2026 11:38 AM

Property Details for 4678 Bear Flat Road

StatusActive
MLS #6965924
Days on Market3
Taxes$6,182 / year
HOA Fees$200 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2001
Lot Size1.73 AC / 75,559 SF
CountyGila County

Location

Listing Courtesy of eXp Realty
Add your commute

Building Information for 4678 Bear Flat Road

Stories2Year Built2001Building Size-Lot Size1.73 AC / 75,559 SF

Payment Calculator

$9,787 per month

30 year fixed, 6.15% Interest

Principal and Interest

$9,255

Property Taxes

$515

HOA Dues

$17

The Payment Calculator is for illustrative purposes only.

Property Information for 4678 Bear Flat Road

Summary
Location and General Information
  • Unparsed Address: 4678 N BEAR FLAT Road, Payson, AZ 85541
  • Accessibility Features: Mltpl Entries/Exits
  • City: Payson
  • Coordinates: -111.067468, 34.288142
  • Country: US
  • County Or Parish: Gila
  • Cross Street: Hwy 260 & Nf-405A
  • Directions: East from Payson on Highway 260. Turn on Thompson Draw/Bear Flat Rd. Proceed to Bear Flat through the gate. Continue to property on left.
  • Latitude: 34.288142
  • Longitude: -111.067468
  • Postal City: Payson
  • Postal Code: 85541
  • Postal Code Plus4: 9436
  • State Or Province: AZ
  • Street Suffix: Road
  • Year Built: 2,001
Taxes and HOA
  • Association Fee: $200.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Street Maint
  • Association Name: Bear Flat POA
  • Association Phone: 480-993-6816
  • Association YN: Yes
  • Tax Annual Amount: $6,182.00
  • Tax Book Number: 303.00
  • Tax Legal Description: SECTION: 34 TOWNSHIP: 11N RANGE: 12E POR BEAR FLAT SUBDIVISION, PLAT 72, HES 425, ROS 2512, BEG AT C
  • Tax Lot: 8
  • Tax Map Number: 6.00
  • Tax Parcel Letter: B
  • Tax Year: 2,025
Parking
  • Carport Spaces: 0
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage YN: Yes
  • Open Parking Spaces: 0
  • Parking Features: Gated, Garage Door Opener, Over Height Garage, Rear Vehicle Entry
School Information
  • Elementary School: Payson Elementary School
  • Elementary School District: Payson Unified District
  • High School: Payson High School
  • High School District: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School
Property
Lot Information
  • Building Area Total: 4,378
  • Building Area Units: Square Feet
  • Living Area: 4378.0
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Lot Features: Street(s) Not Paved, Hillside Lot, Waterfront Lot, Sprinklers In Rear, Sprinklers In Front, Gravel/Stone Front, Gravel/Stone Back, Auto Timer H2O Front, Auto Timer H2O Back
  • Lot Size Acres: 1.73
  • Lot Size Area: 75559.0
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 75559.0
  • Lot Size Units: Square Feet
Property and Assessments
  • Propertysp Descriptionco Hillsidesp Lot: Yes
  • Builder Name: Unknown
  • Building Area Source: Assessor
  • Disclosures: Agency Discl Req, Seller Discl Avail, Well Disclosure
  • Documents Count: 4
  • Ownership: Fee Simple
  • Parcel Number: 30306132B
  • Property Attached YN: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Public Survey Range: 111
  • Public Survey Section: 34
  • Public Survey Township: 11N
  • Road Responsibility: Private Maintained Road
Green Features
  • Green Energy Efficient: Solar Panels, Multi-Zones
  • Green Water Conservation: Tankless Ht Wtr Heat
Utilities
  • Electric On Property YN: Yes
  • Sewer: Septic in & Cnctd
  • Utilities: Propane
  • Water Source: Private Well
Interior and Exterior Features
Exterior Features
  • Community Features: Gated
  • Construction Materials: Wood Frame, Painted
  • Exterior Features: Playground, Balcony, Private Yard
  • Fencing: Wood
  • Horse YN: Yes
  • Patio And Porch Features: Playground, Balcony, Private Yard
  • Pool Private YN: No
  • Roof: Metal
  • Security Features: Security System Owned
  • Stories Total: 2
Interior Features
  • Bathrooms Total Decimal: 4.0
  • Kitchensp Featuresco Builthypheninsp Microwave: Yes
  • Kitchensp Featuresco Reversesp Osmosis: Yes
  • Basement: Finished
  • Bathrooms Total Integer: 4
  • Bedrooms Possible: 8
  • Bedrooms Total: 6
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Cooling YN: Yes
  • Fireplace YN: No
  • Flooring: Carpet, Tile
  • Heating: Propane
  • Heating YN: Yes
  • Interior Features: High Speed Internet, Granite Counters, Double Vanity, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Bidet, Full Bth Master Bdrm
  • Spa Features: None
  • Window Features: Dual Pane
Room Information
Room Information
  • Mastersp Bedroomco Split: Yes
  • Othersp Roomsco Bonus Gamesp Room: Yes
  • Othersp Roomsco Familysp Room: Yes
  • Rooms Total: 12
Rental
Rent Information
  • Land Lease YN: No

Property History for 4678 Bear Flat Road

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

ARMLS #6965924

$1,899,000—
Nov 21, 2025

Withdrawn

PAAOR #1070212

$1,899,000—
Nov 20, 2025

Withdrawn

ARMLS #6765214

$1,899,000—
Jan 28, 2025

Listed (Active)

PAAOR #1070212

$1,950,000—
Oct 2, 2024

Listed (Active)

ARMLS #6765214

$1,950,000—
Nov 14, 2022

Withdrawn

ARMLS #6398587

$2,299,999—
May 12, 2022

Listed (Active)

ARMLS #6398587

$2,299,999—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

ARMLS #6965924

$1,899,000
11/21/2025

Withdrawn

PAAOR #1070212

$1,899,000
11/20/2025

Withdrawn

ARMLS #6765214

$1,899,000
01/28/2025

Listed (Active)

PAAOR #1070212

$1,950,000
10/02/2024

Listed (Active)

ARMLS #6765214

$1,950,000
11/14/2022

Withdrawn

ARMLS #6398587

$2,299,999
05/12/2022

Listed (Active)

ARMLS #6398587

$2,299,999

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4678 Bear Flat Road

Taxable ValueLand$16,295Additions$175,642Total$191,937
Tax Record2025$7,057 ($588 / month)
Home Facts
Beds0Total Finished SqFt3,658 SqFtAbove Grade Finished SqFt3,658 SqFtStories1Lot Size75,794 SqFtStyleMiscellaneous ResidentialYear Built1983CountyGILAAPN303-06-132B

Schools near 4678 Bear Flat Road

This home is within Payson Unified District.
Rating
School
Type
Grades
Distance
Public - K to 2
Public - 2 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Payson Elementary School
PublicK to 2

Julia Randall Elementary School
Public2 to 5

Rim Country Middle School
Public6 to 8

Payson High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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4678 Bear Flat Road is a single family home for sale in Payson, AZ 85541. This property was listed for sale on January 9, 2026 by eXp Realty, it's currently listed at $1,899,000. This listing's school district is Payson Unified District. Nearby schools include Payson Elementary School, Julia Randall Elementary School and Rim Country Middle School. 4678 Bear Flat Road is a 6-bed, 4-bath, 4,378 sqft single family home built in 2001.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of eXp Realty

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Northern Arizona Association of REALTORS, Prescott Area Association of REALTORS and Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Compass are identified with the ARMLS logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. All information should be verified by the recipient and none is guaranteed as accurate by ARMLSListing information Copyright© 2026 Northern Arizona Association of REALTORS, Prescott Area Association of REALTORS and Arizona Regional Multiple Listing Service, Inc. All Rights Reserved.