4720 Whitewater Ln

1,750 Sq. Ft.
$174 / Sq. Ft.
1,750
Sq. Ft.
$174
per Sq. Ft.

Description

NO BANK NEEDED | SELLER FINANCING | OWNER FINANCING | FOR SALE BY OWNER | FINANCIAMIENTO DISPONIBLE | Spacious 4-Bedroom Ranch with Fenced Yard & No HOA! This one level home situated at 4720 Whitewater Lane, Crestview--perfectly blending comfort, convenience, and smart living. With 4 bedrooms and 2 full baths, this ranch-style residence offers approximately 1,750 sq ft of living space and is ideally positioned on a ~0.24-acre lot in the desirable Sugar Creek subdivision. Located south of I-10 and...NO BANK NEEDED | SELLER FINANCING | OWNER FINANCING | FOR SALE BY OWNER | FINANCIAMIENTO DISPONIBLE | Spacious 4-Bedroom Ranch with Fenced Yard & No HOA! This one level home situated at 4720 Whitewater Lane, Crestview--perfectly blending comfort, convenience, and smart living. With 4 bedrooms and 2 full baths, this ranch-style residence offers approximately 1,750 sq ft of living space and is ideally positioned on a ~0.24-acre lot in the desirable Sugar Creek subdivision. Located south of I-10 and minutes from military bases, schools, hospitals, and the beach. EasyDwell provides exclusive access to homes without traditional bank financing. Inquire for details and eligibility.
  1. Listed by Dustin Cook • Brokerage DRE #2028492 • The Keyes Company
    P: (772)-303-3377 C: (772)-303-3377 dust.cook@live.com

Property Details for 4720 Whitewater Lane

Furnished
Unfurnished
Waterfront Details
None
Waterfront
No
Style
No Pool/No Water
Year Built Numeric
1999
Pets Allowed YN
Yes
Subdivision
SUGAR CREEK

Open Houses

Thursday, Mar 5th

10:00 AM - 3:00 PM

Public

Saturday, Mar 7th

10:00 AM - 3:00 PM

Public

LISTING UPDATED: 03/02/2026 01:02 PM

Property Details for 4720 Whitewater Lane

StatusActive
MLS #R11136570
Days on Market126
Taxes$2,564 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1999
Lot Size0.24 AC / 10,454 SF
CountyOkaloosa County

Location

Listing Courtesy of The Keyes Company
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Building Information for 4720 Whitewater Lane

Stories1Year Built1999Building Size-Lot Size0.24 AC / 10,454 SF

Payment Calculator

$1,700 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,487

Property Taxes

$214

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4720 Whitewater Lane

Summary
Location and General Information
  • Area: 5940 - Other Florida County, 5940
  • City and Location Text: Crestview
  • County Land Code: Okaloosa County
  • County Or Parish: Okaloosa County
  • Front Exp: East
  • Front Exposure: East
  • Geo Lat: 30.717784
  • MLS Area: 5940 - Other Florida County, 5940
  • MLS Sub Area: Other, Other Geographic Area (Out Of Area Only)
  • Postal Code: 32539
  • State: FL
  • Street #: 4720
  • Subdivision Complex Bldg: SUGAR CREEK
  • Complex Name: SUGAR CREEK
  • Water Access: None
  • Zoning: R-1
Taxes and HOA Information
  • Association Deposit: No
  • Association Fee: $0
  • HOPA: No HOPA
  • Legal Desc: SUGAR CREEK S/D LOT 26 BLK B
  • Membership Fee Required: No
  • Parcel ID: 333n232555000b0260
  • Tax Information: No Homestead
  • Tax Year: 2024
Parking
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Parking: 2 Or More Spaces, 2+ Spaces, Garage
Property
Lot Information
  • Acreage Description: Less Than 1/4 Acre Lot
  • Acres: 0.24
  • Approx Sqft Total Area: 2440
  • Lot Square Footage: 10454.4
  • Property Condition: Resale
  • Sq Ft: 2440
  • Sq Ft Liv Area: 1750.0
  • Sq Ft Total: 2,440
  • Total Floors in Bldg: 1.00
  • Property Type: Residential, Single Family Residence
Property and Assessments
  • Construction Type: Single Family Residence, Resale, Other
  • Document Count: 0
  • Legal Description: SUGAR CREEK S/D LOT 26 BLK B
  • Special Assessment: No
  • Type: Single Family Residence
  • Year Built Description: 1999
Utilities
  • On Site Utilities: None
  • Utilities: None
Interior and Exterior Features
Exterior Features
  • Balcony Porch/Patio: No
  • Construction: Other
  • Gated Community YN: No
  • Guest Accommodations: No
  • Private Pool: No
  • Subdiv Amenities: None
  • Storm Protection Details: None
Interior Features
  • Baths Total: 2
  • Beds Total: 4
  • Column Description: Other
  • Cooling: Central Air
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central
  • Heating Description: Central
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 4
  • Master Bath Features: Master Bdrm - Ground
  • Num Floors: 1
  • Num of Baths: 2.0
  • Num of Full Baths: 2
  • Num Stories: 1
  • Room Count: 3
  • Rooms: Living Room, Kitchen, Master Bedroom
  • Stories: 1.0
  • Interior Features: None
  • Appliances: Refrigerator
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 15.3
  • Room Width: 18.4
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 11.9
  • Room Width: 10.1
Room 3
  • Room Type: Master Bedroom
  • Room Level: Main
  • Room Length: 11.9
  • Room Width: 18.6
Multi Family
Multi Family Information
  • Number of Stories: 1.0
Income & Expenses
  • Exp Incl Pool Service: No
Rental
Rental Information
  • DXORIGMLNO: RML
  • Pet Restrictions: Other Pet Restrictions: n/a
  • Pets Allowed: Yes
  • Pets on Premises: No
  • Pets On Premises YN: No
  • Possession Information: Close Of Escrow
  • Rental Price/SqFt: $125.00

Property History for 4720 Whitewater Lane

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Price Change

Beaches MLS #R11136570

$305,000—
Oct 29, 2025

Listed (Active)

Beaches MLS #R11136570

$320,000—
Dec 13, 2024

Sold

ECAR #960055

$306,300—
Dec 6, 2024

Sold (Public Record)

Public Record #1547718345

$306,300

-0.5% / yr

Nov 12, 2024

Pending

ECAR #960055

—
Sep 30, 2024

Listed (Active)

ECAR #960055

$328,000—
Jun 1, 2022

Sold (Public Record)

Public Record #1491816972

$310,000

+17.4% / yr

Sep 28, 2018

Sold (Public Record)

Public Record #632799929

$171,900

+2.7% / yr

Sep 28, 2018

Sold

ECAR #804500

$171,900—
Aug 18, 2018

Pending

ECAR #804500

—
Aug 2, 2018

Listed (Active)

ECAR #804500

$171,900—
Jun 17, 2018

Expired

ECAR #788678

$169,900—
Dec 28, 2017

Listed (Active)

ECAR #788678

$175,900—
Feb 15, 2017

Withdrawn

ECAR #766645

$171,900—
Jan 5, 2017

Listed (Active)

ECAR #766645

$171,900—
Oct 13, 2014

Sold (Public Record)

Public Record #478788377

$154,500

+0.3% / yr

Oct 13, 2014

Sold

ECAR #707769

$154,500—
Sep 8, 2014

Pending

ECAR #707769

—
Jun 15, 2014

Listed (Active)

ECAR #707769

$163,900—
Feb 26, 2010

Sold (Public Record)

Public Record #284356038

$152,500—
Feb 26, 2010

Sold

ECAR #524404

$152,500—
Jan 22, 2010

Pending

ECAR #524404

—
Sep 16, 2009

Listed (Active)

ECAR #524404

$159,900—
Feb 15, 2000

Sold

ECAR #139190

$96,900—
Jan 11, 2000

Pending

ECAR #139190

—
Jul 27, 1999

Listed (Active)

ECAR #139190

$96,900—
DateEvent & SourcePrice
02/06/2026

Price Change

Beaches MLS #R11136570

$305,000
10/29/2025

Listed (Active)

Beaches MLS #R11136570

$320,000
12/13/2024

Sold

ECAR #960055

$306,300
12/06/2024

Sold (Public Record)

Public Record #1547718345

$306,300

-0.5% / yr

11/12/2024

Pending

ECAR #960055

—
09/30/2024

Listed (Active)

ECAR #960055

$328,000
06/01/2022

Sold (Public Record)

Public Record #1491816972

$310,000

+17.4% / yr

09/28/2018

Sold (Public Record)

Public Record #632799929

$171,900

+2.7% / yr

09/28/2018

Sold

ECAR #804500

$171,900
08/18/2018

Pending

ECAR #804500

—
08/02/2018

Listed (Active)

ECAR #804500

$171,900
06/17/2018

Expired

ECAR #788678

$169,900
12/28/2017

Listed (Active)

ECAR #788678

$175,900
02/15/2017

Withdrawn

ECAR #766645

$171,900
01/05/2017

Listed (Active)

ECAR #766645

$171,900
10/13/2014

Sold (Public Record)

Public Record #478788377

$154,500

+0.3% / yr

10/13/2014

Sold

ECAR #707769

$154,500
09/08/2014

Pending

ECAR #707769

—
06/15/2014

Listed (Active)

ECAR #707769

$163,900
02/26/2010

Sold (Public Record)

Public Record #284356038

$152,500
02/26/2010

Sold

ECAR #524404

$152,500
01/22/2010

Pending

ECAR #524404

—
09/16/2009

Listed (Active)

ECAR #524404

$159,900
02/15/2000

Sold

ECAR #139190

$96,900
01/11/2000

Pending

ECAR #139190

—
07/27/1999

Listed (Active)

ECAR #139190

$96,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4720 Whitewater Lane

Taxable ValueLand$47,080Additions$190,166Total$237,246
Tax Record2025$2,382 ($198 / month)
Home Facts
Beds4Total Finished SqFt1,750 SqFtAbove Grade Finished SqFt1,750 SqFtStories1Lot Size10,546 SqFtStyleSingle Family ResidenceYear Built1999CountyOKALOOSAAPN33-3N-23-2555-000B-0260

Schools near 4720 Whitewater Lane

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Riverside Elementary School
PublicPK to 5

Shoal River Middle School
Public6 to 8

Crestview High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

4720 Whitewater Lane is a single family home for sale in Crestview, FL 32539. This property was listed for sale on October 30, 2025 by The Keyes Company, it's currently listed at $305,000. It has been on the market for a total of 126 days and was last sold on December 13, 2024. This listing's school district is Okaloosa County School District. Nearby schools include Riverside Elementary School, Shoal River Middle School and Crestview High School. 4720 Whitewater Lane is a 4-bed, 2-bath, 1,750 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of The Keyes Company

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.