4775 Cove Cir, Unit 103

1,050 Sq. Ft.
$274 / Sq. Ft.
1,050
Sq. Ft.
$274
per Sq. Ft.

Description

Welcome to this beautifully fully remodeled waterfront 2-bedroom, 2-bath condo in the highly sought-after 55+ gated community of Continental Towers in St. Petersburg. Offering stunning Intracoastal Waterway views, this move-in ready residence combines modern upgrades with effortless coastal living. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow seamlessly together, all complemented by serene water views. The interior has been completely updated, featuring...Welcome to this beautifully fully remodeled waterfront 2-bedroom, 2-bath condo in the highly sought-after 55+ gated community of Continental Towers in St. Petersburg. Offering stunning Intracoastal Waterway views, this move-in ready residence combines modern upgrades with effortless coastal living. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow seamlessly together, all complemented by serene water views. The interior has been completely updated, featuring brand new flooring, new windows, a fully renovated kitchen with stone countertops, stainless steel appliances, and modern cabinetry, creating a clean, contemporary space that truly feels like new construction. Enjoy peace of mind with a brand new HVAC system and updated finishes throughout. The spacious primary suite offers a private retreat with an en-suite bathroom and a bonus sunroom—perfect for enjoying your morning coffee while taking in the waterfront views. The guest bedroom provides ample space and flexibility, ideal for visitors or a home office. This first-floor unit offers easy, stair-free access and includes a private outdoor space to relax and unwind. Residents of Continental Towers enjoy a resort-style lifestyle with amenities including two community pools, tennis courts, shuffleboard, a fishing pier, and 24-hour gated security. Boat slips are being reconstructed, with limited availability for separate purchase. The community is also undergoing updates, enhancing long-term value and appeal. The condo fee covers cable, insurance, exterior maintenance, water, sewer, trash, pest control, and more—providing truly low-maintenance living. The current special assessment has already been paid in full by the seller. Ideally located just minutes from the beaches, shopping, and dining, this property offers the perfect blend of luxury, convenience, and coastal lifestyle. Whether you’re seeking a full-time residence or seasonal retreat, this fully upgraded waterfront condo is a rare opportunity—schedule your private showing today!
  1. Listed by Michael Dudley • Brokerage DRE #1060731 • HOPKEY REALTY
    P: (407)-575-8126 C: (407)-575-8126 mike@dudleyeliterealty.com

Property Details for 4775 Cove Circle, Unit 103

Subdivision Name
CONTINENTAL TOWERS CONDO
Township
31
View
Water
Waterfront
No
Water View
Bay/Harbor - Partial, Intracoastal Waterway
Furnished
Unfurnished
LISTING UPDATED: 05/04/2026 01:48 PM

Property Details for 4775 Cove Circle, Unit 103

StatusActive
MLS #O6398514
Days on Market32
Pet PolicyNot Allowed
Taxes$3,141 / year
HOA Fees$808 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1971
CountyPinellas County

Location

Listing Courtesy of HOPKEY REALTY, Michael Dudley
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Building Information for 4775 Cove Circle, Unit 103

Building/Complex4775 Cove CirFloor1Stories12Residences-Pet PolicyNot AllowedPet Policy DetailsNoYear Built1971

Payment Calculator

$2,505 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,435

Property Taxes

$262

HOA Dues

$808

The Payment Calculator is for illustrative purposes only.

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Property Information for 4775 Cove Circle, Unit 103

Summary
Location and General Information
  • Building Area Source: Appraiser
  • Building Area Total: 1050.0
  • Building Area Units: Square Feet
  • Building Name Number: CONTINENTAL
  • Community Features: Waterfront, Deed Restrictions, Fitness Center, Pool, Tennis Court(s)
  • Direction Faces: North
  • Directions: From I-4, take Exit 88 for Lee Rd and head east. Continue on Lee Rd, then turn right onto N Orange Blossom Trail (US-441). Head south, then turn left onto Shader Rd. Continue and turn right onto Cinderlane Pkwy. Follow the road into the community, then turn onto Cove Cir. The building will be on your right—Unit #103 is on the first floor at 4775 Cove Cir.
  • Floor Number: 1
  • Mls Major Change Type: Price Decrease
  • Listing Service: Limited Service
  • Senior Community: Yes
  • Unit Number: No
  • Street Number: 4775
  • Street Name: COVE
  • Street Suffix: CIRCLE
  • Unit Number: 103
  • State: FL
  • City: ST PETERSBURG
Parking
  • Carport: No
  • Garage: No
  • Parking Features: Assigned
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: 24-Hour Guard, Cable TV, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities, Security, Sewer, Trash, Water
  • Association Fee Requirement: Required
  • Association Name: Laurie Lorenz
  • Association Phone: 727-397-1164
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Montly Maint Amt Addition To HOA: $0
  • Tax Block: NA
  • Tax Book Number: 8-84
  • Tax Legal Description: CONTINENTAL TOWERS CONDO UNIT 103
  • Tax Lot: NA
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 043115178600000103
  • Water Access: Bay/Harbor, Intracoastal Waterway
  • Water Access: Yes
  • Water Body Name: BOCA CIEGA BAY
  • Water Extras: Fishing Pier, Seawall - Concrete
  • Water Extras: Yes
  • Water: Fishing Pier, Seawall - Concrete
  • Living Area: 1050
Property and Assessments
  • Year Built Numeric: 1971
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance, Pool, Security, Shuffleboard Court, Tennis Court(s), Vehicle Restrictions
  • Building Elevator: Yes
  • Flood Zone Code: AE
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 04
  • Dock YN: Yes
  • Dock Description: Dock - Composite, Dock w/Electric, Dock w/o Water Supply
  • Dock Dimensions: 0
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete
  • Exterior Features: Irrigation System, Private Mailbox
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Other
  • Security Features: Fire Sprinkler System, Security Gate
  • Waterfront Features: Waterfront
  • Waterfront Feet Total: 17
  • Number Of Stories: 12
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate, Other
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
  • Laundry Features: Laundry Closet
  • Living Area Source: Appraiser
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: Yes
  • Window Features: Blinds, Storm Window(s)
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: No

Property History for 4775 Cove Circle, Unit 103

DateEvent & SourcePriceAppreciation
May 4, 2026

Price Change

MFRMLS #O6398514

$287,990—
Apr 16, 2026

Listed (Active)

MFRMLS #O6398514

$289,990—
Jul 28, 2022

Sold

MFRMLS #T3381096

$425,000—
DateEvent & SourcePrice
05/04/2026

Price Change

MFRMLS #O6398514

$287,990
04/16/2026

Listed (Active)

MFRMLS #O6398514

$289,990
07/28/2022

Sold

MFRMLS #T3381096

$425,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4775 Cove Circle, Unit 103

Taxable ValueLand-Additions-Total-
Tax Record2025$2,878 ($240 / month)
Home Facts
Beds0Total Finished SqFt1,050 SqFtAbove Grade Finished SqFt1,050 SqFtStories1StyleCondominiumYear Built1971Year Renovated1981CountyPINELLASAPN04-31-15-17860-000-0103

Schools near 4775 Cove Circle, Unit 103

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - 7 to 12
Rating
School
Distance
Orange Grove Elementary School
PublicPK to 5

Osceola Middle School
Public6 to 8

Seminole High School
Public9 to 12

NORTHSTAR ACADEMY-7421
Charter7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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4775 Cove Circle, Unit 103 is a condo for sale in St. Petersburg, FL 33708. This property was listed for sale on April 16, 2026 by HOPKEY REALTY, it's currently listed at $287,990. It has been on the market for a total of 32 days and was last sold on July 28, 2022. This listing's school district is Pinellas. Nearby schools include Orange Grove Elementary School, Osceola Middle School and Seminole High School. 4775 Cove Circle, Unit 103 is a 2-bed, 2-bath, 1,050 sqft condo built in 1971.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of HOPKEY REALTY, Michael Dudley

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/04/2026 01:48 PM