4787 E Rugby Trail

Hernando, FL 34442

$470,500
Last Sold Price
2
Beds
1,623 Sq. Ft.
$290 / Sq. Ft.
1,623
Sq. Ft.
$290
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 1/12/26
Sold 1/12/26
a front view of a house with yard and green space

Description

Offering commanding views of the water from nearly every room, this stunning 2019 lakefront custom-built smart home offers a rare blend of luxury, functionality, and serene natural beauty. Designed with modern living in mind, the 2-bedroom, 2-bathroom residence features an open and split floor plan with cathedral ceilings and triple sliding doors that fill the space with natural light and showcase panoramic water views. The gourmet kitchen boasts soft-close wood cabinetry, quartz countertops, stainless...Offering commanding views of the water from nearly every room, this stunning 2019 lakefront custom-built smart home offers a rare blend of luxury, functionality, and serene natural beauty. Designed with modern living in mind, the 2-bedroom, 2-bathroom residence features an open and split floor plan with cathedral ceilings and triple sliding doors that fill the space with natural light and showcase panoramic water views. The gourmet kitchen boasts soft-close wood cabinetry, quartz countertops, stainless steel appliances, an expansive island, under-cabinet and recessed lighting. The spacious primary suite boasting a lakefront view includes a tray ceiling, designer walk-in closet system and en-suite bath with a walk-in shower, while the guest bedroom enjoys its own lakefront view and custom closet system. Additional highlights include a spacious interior laundry room, security and Eero Wi-Fi systems. Outdoors, the property is equally impressive, featuring a 42’x12’ screened lanai with a Bullfrog hot tub overlooking the water, a BBQ area, a private dock accessed by a brick paved walkway, and lush landscaping adorned with a variety of fruit trees. The fenced yard is secured by an electric gate, offering privacy and peace of mind, a 2-car garage, high-performance water filtration and conditioning system with housing, a CAT 2-rated 16’x30’ RV carport equipped with 50-amp service and water hookup—perfect for a Class A motorhome, and a 10’x10’ CAT 2-rated Hardy board shed providing additional storage to free your garage of lawn equipment. With premium finishes throughout the interior and exterior, this one-of-a-kind home combines smart technology, comfort, and waterfront tranquility in perfect harmony. A detailed list of upgrades is available upon request.....be sure to schedule your tour of paradise quickly!
  1. Listed by Tomika Spires-Hanssen • Brokerage DRE #1057647 • KELLER WILLIAMS REALTY-ELITE P
    P: (352)-212-5752 C: (352)-212-5752 sellcitruscounty2@gmail.com

Property Details for 4787 East Rugby Trail

Architectural Style
Contemporary
Subdivision Name
PARSONS POINT ADD TO HERNANDO
Township
18S
Carport Spaces
1
Garage Spaces
2
View
Water
Waterfront
Yes
Water View
Lake
LISTING UPDATED: 01/12/2026 01:53 PM

Property Details for 4787 East Rugby Trail

StatusSold
MLS #OM712193
Days on Market51
Taxes$2,580 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2019
Lot Size0.48 AC / 20,693 SF
CountyCitrus County
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Location

Listing Courtesy of KELLER WILLIAMS REALTY-ELITE P, Tomika Spires-Hanssen

Sold By KELLER WILLIAMS REALTY-ELITE P, Lawrence Redding

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Building Information for 4787 East Rugby Trail

Stories1Year Built2019Building Size-Lot Size0.48 AC / 20,693 SF

Payment Calculator

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$2,584 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,369

Property Taxes

$215

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4787 East Rugby Trail

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2714.0
  • Building Area Units: Square Feet
  • Direction Faces: West
  • Directions: Turn right onto N Florida Ave. Turn right onto E Parsons Point Rd and then left onto N Howe Terrace. Turn left onto E Ruby trail, follow around the corner, home is the second on the right.
  • Elementary School: Hernando Elementary
  • Middle Or Junior School: Citrus Springs Middle School
  • High School: Citrus High School
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Road Frontage Type: Street Unpaved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 4787
  • Street Direction Prefix: E
  • Street Name: RUGBY
  • Street Suffix: TRAIL
  • State: FL
  • City: HERNANDO
Parking
  • Attached Garage: Yes
  • Carport: Yes
  • Garage Dimensions: 21x25
  • Garage: Yes
  • Parking Features: Driveway, Parking Pad, RV Carport, RV Parking
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Tax Block: 3
  • Tax Book Number: 172-226
  • Tax Legal Description: PT OF SE1/4 AKA GL 2 & 3 OF SEC 24 AKA LT 3 BLK 3 PARSONS PT ADD TO HERNANDO ---&--- PT OF SE1/4 AKA GL 2 & 3 OF SEC 24 AKA LT 2 BLK 3 PARSONS PT ADD TO HERNANDO
  • Tax Lot: 3
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Landscaped
  • Lot Size Dimensions: 109 x 157
  • Parcel Number: 19E18S24000021430
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: Lake, Lake - Chain of Lakes
  • Water Access: Yes
  • Water Extras: Bridges - No Fixed Bridges, Skiing Allowed
  • Water Extras: Yes
  • Water: Bridges - No Fixed Bridges, Skiing Allowed
  • Zoning: CLR
  • Living Area: 1623
  • Lot Dimensions: 109 x 157
Property and Assessments
  • Year Built Numeric: 2019
  • Flood Zone Code: AE
  • Flood Zone Date: 09-26-2014
  • Flood Zone Panel: 12017C0236D
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 19E
  • Public Survey Section: 24
  • Dock YN: Yes
  • Dock Description: Other
  • Dock Dimensions: 10x15
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Irrigation System, Lighting, Rain Gutters, Sliding Doors
  • Fencing: Vinyl
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Shed(s)
  • Patio And Porch Features: Enclosed, Rear Porch
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Security System, Smoke Detector(s)
  • Vegetation: Trees/Landscaped
  • Waterfront Features: Canal - Freshwater, Lake Front, Lake - Chain of Lakes
  • Waterfront Feet Total: 100
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Tile, Hardwood
  • Heating: Heat Pump
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 8.0
  • Water View: Yes
  • Window Features: Blinds, Double Pane Windows
  • Bathrooms Half: 0

Property History for 4787 East Rugby Trail

DateEvent & SourcePriceAppreciation
Jan 12, 2026

Sold (Public Record)

Public Record #1926812473

$470,500

+33.9% / yr

Jan 12, 2026

Sold

MFRMLS #OM712193

$470,500—
Dec 15, 2025

Pending

MFRMLS #OM712193

—
Oct 25, 2025

Listed (Active)

MFRMLS #OM712193

$485,000—
Oct 24, 2025

Temporarily Off Market

MFRMLS #OM712193

—
Oct 24, 2025

Listed (Active)

MFRMLS #OM712193

$485,000—
May 9, 2018

Sold (Public Record)

Public Record #622422233

$50,000—
DateEvent & SourcePrice
01/12/2026

Sold (Public Record)

Public Record #1926812473

$470,500

+33.9% / yr

01/12/2026

Sold

MFRMLS #OM712193

$470,500
12/15/2025

Pending

MFRMLS #OM712193

—
10/25/2025

Listed (Active)

MFRMLS #OM712193

$485,000
10/24/2025

Temporarily Off Market

MFRMLS #OM712193

—
10/24/2025

Listed (Active)

MFRMLS #OM712193

$485,000
05/09/2018

Sold (Public Record)

Public Record #622422233

$50,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4787 East Rugby Trail

Taxable ValueLand$38,000Additions$276,756Total$314,756
Tax Record2025$2,580 ($215 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,650 SqFtAbove Grade Finished SqFt1,650 SqFtStories1Lot Size20,693 SqFtStyleSingle Family ResidenceYear Built2019ZoningCLR COASTAL LCountyCITRUSAPN19E-18S-24-21430

Schools near 4787 East Rugby Trail

This home is within Citrus.
Rating
School
Type
Grades
Distance
Hernando Elementary School
Public - PK to 5
Citrus Springs Middle School
Public - 6 to 8
Citrus High School
Public - 9 to 12
Citrus Virtual Instruction Program
Public - K to 12
Rating
School
Distance
Hernando Elementary School
PublicPK to 5

Citrus Springs Middle School
Public6 to 8

Citrus High School
Public9 to 12

Citrus Virtual Instruction Program
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KELLER WILLIAMS REALTY-ELITE P, Tomika Spires-Hanssen

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/12/2026 01:53 PM