48 Laguna Road

Closed 9/29/26

Sold

Last Sold Price

$481,000

5 beds3 baths2,494 sqft

48 Laguna Rd, Palmyra, VA 22963

Single FamilyProperty Type

0.34 acresLot Size

2002Year Built

$193/sq ftPrice per sq ft

$1,494/yrHOA Fees

2 carsParking Spaces

Description

Welcome home to this beautifully maintained 5-bedroom, 2.5-bath home in the sought-after Lake Monticello community! Thoughtfully updated and truly move-in ready, this home features refinished hardwood floors, granite countertops, a new roof with gutter guards, a new garage door, and an encapsulated crawl space for added peace of mind. With spacious living areas and room for everyone, it's the perfect place to gather, entertain, and create lasting memories. Enjoy the Lake Monticello lifestyle with...Welcome home to this beautifully maintained 5-bedroom, 2.5-bath home in the sought-after Lake Monticello community! Thoughtfully updated and truly move-in ready, this home features refinished hardwood floors, granite countertops, a new roof with gutter guards, a new garage door, and an encapsulated crawl space for added peace of mind. With spacious living areas and room for everyone, it's the perfect place to gather, entertain, and create lasting memories. Enjoy the Lake Monticello lifestyle with Beach 3 just a short walk away, along with access to the private lake, sandy beaches, boating, fishing, golf, tennis, playgrounds, and a wide variety of community amenities. Conveniently located between Charlottesville and Richmond, you'll also appreciate the easy access to shopping, dining, and medical facilities. This exceptional home offers the perfect combination of comfort, convenience, and community—don't miss your opportunity to make it yours!

Listed by: GENEVIEVE REILLY 434.414.4453 genevievearlinereilly@gmail.com Brokerage DRE #226025964 • LONG & FOSTER - LAKE MONTICELLO

Listing closed: 09/29/2026 12:00 AM • Source: CAAR, MLS#: 679513

Get preapproved with Rocket Mortgage¹

Location

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, GENEVIEVE REILLY

Sold By REAL BROKER, LLC, DONNA PATTON

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage¹

$2,942 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,568

Property Taxes

$250

HOA Dues

$125

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 48 Laguna Road

Property Details

Taxes: $2,999 / year
MLS Type: Residential / Single Family Residence
County: Fluvanna County
Ownership: Other
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Other
Levels/Stories: 2
Garage: No
Subdivision: LAKE MONTICELLO
Subdivision: LAKE MONTICELLO (FLUVANNA VA)
Legal Subdivision: KNOLLWOOD
Central Air: Yes
Basement: No
Above Grade Finished SQFT: 2,494.00
Above Grade Fin SQFT Source: Assessor
Above Grade Unfinished SQFT: .00
Above Grade Unfin SQFT Source: Assessor
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: .00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT Source: Assessor
New Construction: No
Construction Completed: No

Building Information

Stories: 2
Year Built: 2002
Lot Size: 0.34 AC / 14,810 SF

Location

School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS
School District County ID: 121140888891

SchoolDistrictSource: Listing Agent
Elementary School: CENTRAL (FLUVANNA VA)
Middle Or Junior School: FLUVANNA (FLUVANNA VA)
MiddleSchoolSource: Listing Agent
High School: FLUVANNA (FLUVANNA VA)
HighSchoolSource: Listing Agent
County: FLUVANNA

Waterfront / Water Access

Water View: No
Water Oriented: No

Association / Community Info

HOA Condo Coop Fee Includes: Common Area Maintenance, Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash
HOA Condo Coop Amenities: Beach, Tot Lots/Playground, Security, Boat Ramp, Lake

Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2026
Zoning: R-4

Zoning Dscrp: Residential

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 5
# Bathrooms Count All Upper Levels: 2

All Lower Levels

# Bedrooms All Lower Levels: 0

Rooms

Room List: Living Room, Dining Room, Kitchen, Family Room, Foyer, Laundry, Full Bath, Half Bath, Additional Bedroom
Stories: Main

Rooms Information

Room 1

Room Type: Foyer
Room Level: First

Room Exists: Yes

Room 2

Room Type: Living Room
Room Level: First

Room Exists: Yes

Room 3

Room Type: Family Room
Room Level: First

Room Exists: Yes

Room 4

Room Type: Dining Room
Room Level: Second

Room Exists: Yes

Room 5

Room Type: Kitchen
Room Level: First

Room Exists: Yes

Room 6

Room Type: Additional Bedroom
Room Level: First

Room Exists: Yes

Room 7

Room Type: Additional Bedroom
Room Level: Second

Room Exists: Yes

Room 8

Room Type: Additional Bedroom
Room Level: Second

Room Exists: Yes

Room 9

Room Type: Additional Bedroom
Room Level: Second

Room Exists: Yes

Room 10

Room Type: Full Bath
Room Level: First

Room Exists: Yes

Room 11

Room Type: Laundry
Room Level: Second

Room Exists: Yes

Room 12

Room Type: Half Bath
Room Level: Main

Room Exists: Yes

Building Info

Building Total SQFT: 3080
Total Finished SQFT: 2,494.00

Total Finished SQFT Source: Assessor
Total Finished SQFT Units: Square Feet
Total SQFT: 2,494.00
Total SQFT Source: Assessor
Construction Materials: Vinyl Siding
Roof: Composition, Shingle
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8051/5703/8120/805157038120_512_384_LQm8UBKHQkWVowpA.jpg
Flooring Type: Carpet, Hardwood, Tile/Brick
Foundation Details: Block
Room and Floor: Bathrooms Full-Main Level-1
# Bathrooms Full: 2
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Sign On Property: Yes
Parcel ID: 18262481

Interior Features

Fireplace: No
Fireplace Features: Gas/Propane

Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
Accessibility Features: None
Security Features: Security System

Utilities

Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
Heating: Yes

Cooling: No
Cooling Type: Central A/C
Heating Type: Heat Pump(s)
Water Source: Public
Sewer Septic: Public Sewer
Internet Services: Cable, DSL, Fiber Optic

Confidential Data

Listing Office

List Agent AOR: Charlottesville Area Association of REALTORS (VA)

Property History for 48 Laguna Road

Date	Event & Source	Price	Appreciation
Sep 29, 2026	Sold CAAR #679513	$481,000	—
Sep 29, 2026	Sold Harrisonburg-Rockingham AOR #679513	$481,000	—
Sep 29, 2026	Sold BRIGHT #679513	$481,000	—
Jul 22, 2026	Pending Harrisonburg-Rockingham AOR #679513		—
Jul 21, 2026	Pending BRIGHT #679513		—
Jul 20, 2026	Pending CAAR #679513		—
Jul 15, 2026	Listed (Active) BRIGHT #679513	$482,000	—
Jul 15, 2026	Listed (Active) CAAR #679513	$482,000	—
Jul 15, 2026	Listed (Active) Harrisonburg-Rockingham AOR #679513	$482,000	—
Jan 10, 2024	Sold Harrisonburg-Rockingham AOR #647312	$367,500	—
Jan 10, 2024	Sold CAAR #647312	$367,500	—
Dec 5, 2023	Sold (Public Record) Public Record #1525458928	$367,500	+2.1% / yr
Nov 4, 2023	Listed (Active) CAAR #647312	$375,000	—
Nov 4, 2023	Listed (Active) Harrisonburg-Rockingham AOR #647312	$375,000	—
Jul 4, 2008	Sold (Public Record) Public Record #1255688032	$265,000	—
Jul 15, 2002	Sold CAAR #337686	$186,900	—
Mar 6, 2002	Listed (Active) CAAR #337686	$186,900	—

Date	Event & Source	Price
09/29/2026	Sold CAAR #679513	$481,000
09/29/2026	Sold Harrisonburg-Rockingham AOR #679513	$481,000
09/29/2026	Sold BRIGHT #679513	$481,000
07/22/2026	Pending Harrisonburg-Rockingham AOR #679513	—
07/21/2026	Pending BRIGHT #679513	—
07/20/2026	Pending CAAR #679513	—
07/15/2026	Listed (Active) BRIGHT #679513	$482,000
07/15/2026	Listed (Active) CAAR #679513	$482,000
07/15/2026	Listed (Active) Harrisonburg-Rockingham AOR #679513	$482,000
01/10/2024	Sold Harrisonburg-Rockingham AOR #647312	$367,500
01/10/2024	Sold CAAR #647312	$367,500
12/05/2023	Sold (Public Record) Public Record #1525458928	$367,500 +2.1% / yr
11/04/2023	Listed (Active) CAAR #647312	$375,000
11/04/2023	Listed (Active) Harrisonburg-Rockingham AOR #647312	$375,000
07/04/2008	Sold (Public Record) Public Record #1255688032	$265,000
07/15/2002	Sold CAAR #337686	$186,900
03/06/2002	Listed (Active) CAAR #337686	$186,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 48 Laguna Road

Taxable ValueLand$30,000Additions$369,800Total$399,800

Tax Record2025$3,018 ($252 / month)

Home Facts

Beds4Baths2.5Total Finished SqFt2,416 SqFtAbove Grade Finished SqFt2,416 SqFtStories2Lot Size14,985 SqFtStyleSingle Family ResidenceYear Built2002Year Renovated2014ZoningR-4CountyFLUVANNAAPN18A 9 227

Schools near 48 Laguna Road

This home is within Fluvanna County Public Schools.


Rating	School	Type	Grades	Distance
5/10	Central Elementary School	Public - Serves this home	PK to 2	6.8 mi
5/10	Carrysbrook Elementary	Public - Serves this home	3 to 4	8.2 mi
6/10	Fluvanna Middle	Public - Serves this home	5 to 7	6.7 mi
5/10	Fluvanna County High School	Public - Serves this home	8 to 12	3.2 mi
NR	Effort Christian School and Preschool	Private - Nearby school	PK to 5	2.1 mi


Rating	School	Distance
5/10	Central Elementary School PublicPK to 2 Serves this home	6.8 mi
5/10	Carrysbrook Elementary Public3 to 4 Serves this home	8.2 mi
6/10	Fluvanna Middle Public5 to 7 Serves this home	6.7 mi
5/10	Fluvanna County High School Public8 to 12 Serves this home	3.2 mi
NR	Effort Christian School and Preschool PrivatePK to 5 Nearby school	2.1 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 22963

1/19

$331,000

3
Bedrooms: 3
Bathrooms: 1,456
Square Feet: 0.34
Acres

338 Jefferson Drive, Palmyra, VA 22963

$340,000 | 18 Cliftwood Road, Palmyra, VA 22963

1/40

Open: 10/4 02:00PM - 04:00PM

$340,000

3
Bedrooms: 2
Bathrooms: 2,019
Square Feet: 0.34
Acres

18 Cliftwood Road, Palmyra, VA 22963

$235,000 | 2819 Mountain Hill Road, Palmyra, VA 22963

1/25

Active Under Contract

$235,000

3
Bedrooms: 1
Bathrooms: 703
Square Feet: 2.02
Acres

2819 Mountain Hill Road, Palmyra, VA 22963

$359,900 | 5 Loblolly Road, Palmyra, VA 22963

1/57

Open: 10/3 02:00PM - 04:00PMVirtual Tour

$359,900

5
Bedrooms: 3
Bathrooms: 2,166
Square Feet: 0.41
Acres

5 Loblolly Road, Palmyra, VA 22963

1/18

$298,900

3
Bedrooms: 2
Bathrooms: 1,312
Square Feet: 0.34
Acres

19 North Bearwood Drive, Palmyra, VA 22963

1/32

$299,000

3
Bedrooms: 2
Bathrooms: 1,200
Square Feet: 0.29
Acres

854 Jefferson Drive, Palmyra, VA 22963

1/36

$319,000

4
Bedrooms: 3
Bathrooms: 1,720
Square Feet: 0.04
Acres

95 Virginia Avenue, Palmyra, VA 22963

1/13

$1,690,000

5
Bedrooms: 6
Bathrooms: 5,000
Square Feet: 0.6
Acres

30 Whippoorwill Lane, Palmyra, VA 22963

1/53

$445,000

4
Bedrooms: 3
Bathrooms: 2,492
Square Feet: 0.34
Acres

12 Northwood Road, Palmyra, VA 22963

Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 48 Laguna Road, Palmyra, VA 22963	$481,000	5	3	2,494	14,810
46 Laguna Road, Palmyra, VA 22963	$276,900	4	3	2,128	14,810
50 Laguna Road, Palmyra, VA 22963	$250,000	3	2	1,200	14,810
68 Laguna Road, Palmyra, VA 22963	–	3	2	1,998	14,985
66 Laguna Road, Palmyra, VA 22963	$276,000	3	2	1,428	14,810
44 Laguna Road, Palmyra, VA 22963	$174,900	3	3	1,640	14,810
49 Laguna Road, Palmyra, VA 22963	$255,300	4	3	2,053	14,810
51 Laguna Road, Palmyra, VA 22963	$265,000	3	4	1,608	14,810
56 Laguna Road, Palmyra, VA 22963	$247,000	3	2	1,404	14,810
60 Laguna Road, Palmyra, VA 22963	$189,500	5	3	3,168	14,810
47 Laguna Road, Palmyra, VA 22963	$307,000	3	2	1,733	14,810
72 Laguna Road, Palmyra, VA 22963	$315,876	3	2.5	1,620	14,985
72 Laguna Road, Unit LM 234/9, Palmyra, VA 22963	$315,876	3	3	1,608	14,810
70 Laguna Road, Palmyra, VA 22963	$400,000	5	3	2,416	14,810
45 Laguna Road, Palmyra, VA 22963	$290,000	3	2	2,116	14,810
74 Laguna Road, Palmyra, VA 22963	–	3	2	1,252	14,985

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, GENEVIEVE REILLY

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.

Know your buying power with a preapproval and custom rate in minutes

Explore Nearby Homes

Homes in Nearby Lake Monticello Neighborhoods

Homes in Nearby Lake Monticello Cities

Homes in Nearby Lake Monticello Zip Codes