481 Panama-Bear Lake Rd

Harmony, NY 14767

$365,000
Last Sold Price
4
Beds
2,544 Sq. Ft.
$143 / Sq. Ft.
2,544
Sq. Ft.
$143
per Sq. Ft.
Closed 12/22/25
Closed 12/22/25

Description

Welcome to 481 Panama Bear Lake Road! This 4 bedroom, 2.5 bath raised ranch home with wood exterior is located on 19.7 wooden acres with a beautiful tree setting and mature gardens. Entering the driveway, besides noticing this wonderful home is a large 3 door garage with concrete floors and high ceilings along with a 4th rear door in the back corner. There is a concrete pad to the left of the garage and a shed and pheasant coop to the right of the garage. As you approach the home, there are 2 welcoming...Welcome to 481 Panama Bear Lake Road! This 4 bedroom, 2.5 bath raised ranch home with wood exterior is located on 19.7 wooden acres with a beautiful tree setting and mature gardens. Entering the driveway, besides noticing this wonderful home is a large 3 door garage with concrete floors and high ceilings along with a 4th rear door in the back corner. There is a concrete pad to the left of the garage and a shed and pheasant coop to the right of the garage. As you approach the home, there are 2 welcoming entry doors on the ground level and 2nd level, each with their own unique character. Entering the home through the lower entry, you will notice a concrete covered patio with areas to sit and relax. This entry has a sliding glass door which leads to a tiled floor and opens to the lower level. To the right, is the laundry and HVAC room which includes an electric washer and dryer, gas hot water tank, water softener, propane gas boiler and electrical panel. To the left is a spacious, open carpeted family room with large windows. Moving forward and to the right, is a large full bath with a tub and shower combo and vinyl flooring. Down the hallway from the bathroom are 2 bedrooms with carpet and a closet areas. From this level, there is a large, wide stairway that leads to an amazing 2nd floor living space. At the top of the stairs, you find a large kitchen with black walnut cabinets, a large center island with 4 stools, a stove, refrigerator, dishwasher and counter space galore to prepare meals. There is also a dining area and a great room with a wood ceiling and beams along with a doorway to the wrap around deck. Down the hallway to the left is the primary bedroom with carpeting, its own full bath with 2 sinks and a tub and shower combo along with its own doorway to the second floor deck. To the right, is the fourth bedroom currently serving as a office along with a half bathroom. Off the kitchen is the second entry door with a large tiled foyer and 2 large closets for welcoming family and friends. The outdoor deck surrounds the entire house providing unique areas to sit, relax, entertain, or enjoy this wonderful setting. This home is a must see!
  1. Listed by William Rollinger • Century 21 Turner Brokers
    P: (716)-763-7506 C: (716)-665-9777 bill@c21turnerbrokers.com

Property Details for 481 Panama-Bear Lake Road

Styles Of Residence
Raised Ranch
On Waterfront
No
Parking Description
Detached, Garage, Garage Door Opener
Nearest Cross Street
Willetts Road
LISTING UPDATED: 12/30/2025 02:10 PM

Property Details for 481 Panama-Bear Lake Road

StatusClosed
MLS #R1643272
Days on Market6
Taxes$5,490 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1993
Lot Size19.70 AC / 858,132 SF
CountyChautauqua County

Location

Listing Courtesy of Century 21 Turner Brokers

Sold By ERA Team VP Real Estate

Add your commute

Building Information for 481 Panama-Bear Lake Road

Stories1Year Built1993Building Size-Lot Size19.70 AC / 858,132 SF

Payment Calculator

$2,236 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,779

Property Taxes

$458

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 481 Panama-Bear Lake Road

Summary
Location and General Information
  • Elementary School District: Panama
  • High School District: Panama
  • Middle Or Junior School District: Panama
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 3.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Harmony-064889
  • Tax Annual Amount: $5,490.00
Property
Lot Information
  • Below Grade Finished Area: 600.0
  • Building Area Total: 2544.0
  • Land Features: Agricultural, Irregular Lot, Rural Lot, Wooded
  • Num Of Acres: 19.7
  • Lot Size Area: 19.7
  • Lot Size Square Feet: 858132.0
  • Lot Size Units: Acres
  • Parcel Number: 064889-433-000-0001-042-000
  • Lot Number: 42
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $182,000
  • Year Built: 1993
  • Year Built Description: Existing
Utilities
  • Sewer Description: Septic Tank
  • Utilities Available: Electricity Available
  • Water Supply: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Siding
  • Exterior Features: Blacktop Driveway, Concrete Driveway
  • Foundation Description: Poured, Slab
  • Other Structures: Sheds, Storage
  • Patio And Porch Features: Covered, Porch
Interior Features
  • Appliances: Dryer, Dishwasher, Freezer, Gas Cooktop, Microwave, Propane Water Heater, Refrigerator, Washer
  • Num Of Possible Bedrooms: 4
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Ceramic Tile, Varies, Vinyl
  • Heating: Propane, Baseboard
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Den, Separate Formal Living Room, Great Room, Kitchen Island, Living Dining Room, Pantry, Solid Surface Counters, Bedroom On Main Level, Bath In Primary Bedroom, Workshop
  • Laundry Features: Main Level
  • Levels: One
  • Sq Ft Total: 2544.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 2
  • Num Of Rooms: 10
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1

Property History for 481 Panama-Bear Lake Road

DateEvent & SourcePriceAppreciation
Dec 22, 2025

Sold

WNYREIS #R1643272

$365,000—
Oct 20, 2025

Pending

WNYREIS #R1643272

—
Oct 14, 2025

Listed (Active)

WNYREIS #R1643272

$365,000—
DateEvent & SourcePrice
12/22/2025

Sold

WNYREIS #R1643272

$365,000
10/20/2025

Pending

WNYREIS #R1643272

—
10/14/2025

Listed (Active)

WNYREIS #R1643272

$365,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 481 Panama-Bear Lake Road

Taxable ValueLand$34,600Additions$147,400Total$182,000
Tax Record2024$5,360 ($447 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt3,144 SqFtAbove Grade Finished SqFt2,544 SqFtFinished Basement SqFt600 SqFtStories1Lot Size858,132 SqFtStyleMiscellaneous ResidentialYear Built1993Zoning01 - NOT ZONECountyCHAUTAUQUAAPN064889 433.00-1-42

Schools near 481 Panama-Bear Lake Road

This home is within Panama Central School District.
Rating
School
Type
Grades
Distance
Panama K 6 School
Public - PK to 6
Panama High School
Public - 7 to 12
Railroad School
Private - 1 to 8
Rating
School
Distance
Panama K 6 School
PublicPK to 6

Panama High School
Public7 to 12

Railroad School
Private1 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Century 21 Turner Brokers

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.