490 4th Street

825 Sq. Ft.
$82 / Sq. Ft.
825
Sq. Ft.
$82
per Sq. Ft.

Description

Discover the potential in this 2-bedroom, 1-bath home with spacious living space, a full basement, and a separate shop building, this property offers great flexibility for DIYers, investors, or first-time buyers looking to add value. The home sits on a residential street just minutes from downtown, Lake Michigan, and major commuter routes. The property features a solid layout ready for your personal touch or updates—ideal for a handyman special, rental investment, or small rehab project. The basement...Discover the potential in this 2-bedroom, 1-bath home with spacious living space, a full basement, and a separate shop building, this property offers great flexibility for DIYers, investors, or first-time buyers looking to add value. The home sits on a residential street just minutes from downtown, Lake Michigan, and major commuter routes. The property features a solid layout ready for your personal touch or updates—ideal for a handyman special, rental investment, or small rehab project. The basement provides storage or workshop potential, while the detached shop adds even more possibilities for projects, hobbies, or equipment.
  1. Listed by Charles Campbell • Brokerage DRE #6505431288 • ListWithFreedom.com
    P: (855)-456-4945 C: (561)-888-1337 ccampbell@ListWithFreedom.com

Property Details for 490 4th Street

Architectural Style
Traditional
LISTING UPDATED: 12/13/2025 10:24 PM

Property Details for 490 4th Street

StatusActive
MLS #25061864
Days on Market44
Taxes$1,193 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1940
Lot Size0.15 AC / 6,389 SF
CountyBerrien County

Location

Listing Courtesy of ListWithFreedom.com
Add your commute

Building Information for 490 4th Street

Stories2Year Built1940Building Size-Lot Size0.15 AC / 6,389 SF

Payment Calculator

$430 per month

30 year fixed, 6.15% Interest

Principal and Interest

$330

Property Taxes

$99

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 490 4th Street

Summary
Location and General Information
  • Cross Streets: Territorial Rd
  • Municipality: Benton Twp
  • Directions: When leaving Benton Harbor city center take Territorial Rd East bound then turn right onto 4th Street before Millburg
  • Area - Major: Outside MichRIC Area - Z
  • Street #: 490
  • Street Name: 4th
  • Suffix: Street
  • City: Benton Harbor
  • State: MI
  • Zip Code: 49022
  • County: Berrien
  • Latitude: 42.122386
  • Longitude: -86.34438
  • Area - Minor: Outside MichRIC Area - Z
Taxes and HOA
  • Taxable Value: 20489.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 11-03-5020-0072-00-2
School Information
  • High School: Benton Harbor High School
  • Middle School: Fair Plain Middle School
  • Elementary School: Discovery Enrichment Center
Parking
  • Parking Features: Detached, Garage Faces Side
  • Garage Spaces: 1.0
  • Garage Y/N: Yes
  • Attached Garage: No
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Level
  • SqFt Source: Public Records
  • Lot Dimensions: 51x130
  • Total Fin SqFt All Levels: 825.0
  • SqFt Above Grade: 825.0
  • Lot Measurement: Acres
  • Lot Acres: 0.15
  • Lot Square Footage: 6389.0
  • Lot Size Area: 0.15
Property and Assessments
  • Tax Year: 2024
  • Legal: LOT 72 TOWN OF MILLBURG
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 0
  • Property Type: Residential,Single Family Residence
  • Year Built: 1940
  • Video Groups: 0
Utilities
  • Utilities: Electricity Available
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Util Avail at Street: Electricity Available
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Roof: Shingle
  • Stories: 2
  • Construction Materials: Wood Siding, Other
  • Exterior Material: Wood Siding, Other
  • Roofing: Shingle
  • Substructure: Walk-Out Access
Interior Features
  • Heating: Hot Water
  • Laundry Features: Main Level
  • Fireplace: No
  • Room Total: 5
  • Main Bedrooms: 1
  • Fireplaces Total: 0
  • Basement: Yes
  • Flooring: Carpet, Vinyl, Wood
  • Total Baths: 1.0
  • Room Types: Living Room, Kitchen, Primary Bedroom
  • Bathrooms Total (Integer): 1
  • Bathrooms Total (Decimal): 1.0
  • Bathrooms Total (Notational): 1.0
  • Heating: Yes
  • Heat Source: None
  • Heat Type: Hot Water
  • Water Heater: Natural Gas
  • Basement Finished SQFT: 0.0
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 11.0
  • Room Width: 14.0
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 9.0
  • Room Width: 10.0
Room 3
  • Room Type: Primary Bedroom
  • Room Level: Upper
  • Room Length: 10.0
  • Room Width: 11.0
Rental
Rental Information
  • Occupant Type: Vacant
  • Terms Available: Cash, Conventional, FHA, VA Loan, Other

Property History for 490 4th Street

DateEvent & SourcePriceAppreciation
Dec 14, 2025

Listed (Active)

Michigan Regional Information Center #25061864

$67,750
DateEvent & SourcePrice
12/14/2025

Listed (Active)

Michigan Regional Information Center #25061864

$67,750

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 490 4th Street

Taxable ValueLand-Additions-Total-
Tax Record2021$588 ($49 / month)
Home Facts
Beds0Total Finished SqFt825 SqFtAbove Grade Finished SqFt825 SqFtLot Size6,621 SqFtStyleSingle Family ResidenceYear Built1940ZoningA1 SING FAMCountyBERRIENAPN11-03-5020-0072-00-2

Schools near 490 4th Street

This home is within Benton Harbor Area Schools.
Rating
School
Type
Grades
Distance
Public - 1 to 3
Public - 6 to 8
Public - 9 to 12
Public - 4 to 5
Rating
School
Distance
Fair Plain Middle School
Public6 to 8

Benton Harbor High School
Public9 to 12

Fair Plain East Elementary
Public4 to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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490 4th Street is a single family home for sale in Benton Harbor, MI 49022. This property was listed for sale on December 14, 2025 by ListWithFreedom.com, it's currently listed at $67,750. This listing's school district is Benton Harbor Area Schools. Nearby schools include Sorter International Elementary School, Fair Plain Middle School and Benton Harbor High School. 490 4th Street is a 2-bed, 1-bath, 825 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of ListWithFreedom.com

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