490 4th St

2,300 Sq. Ft.
$65 / Sq. Ft.
2,300
Sq. Ft.
$65
per Sq. Ft.

Description

Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.
  1. Listed by Christopher Serra • Coldwell Banker Prime Properties
    P: (518)-630-3796 C: (518)-630-3796 chris.serra@coldwellbankerprime.com

Property Details for 490 4th Street

View
None
Architectural Style
Traditional
Waterfront
No
Parking Total
.00
LISTING UPDATED: 01/15/2026 04:04 PM

Property Details for 490 4th Street

StatusActive
MLS #202530826
Days on Market43
Taxes$5,641 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / Duplex
Year Built1880
Lot Size0.16 AC / 6,969 SF
CountyRensselaer County

Location

Listing Courtesy of Coldwell Banker Prime Properties
Add your commute

Building Information for 490 4th Street

Stories-Residences2Year Built1880Building Size-Lot Size0.16 AC / 6,969 SF

Payment Calculator

$1,201 per month

30 year fixed, 6.15% Interest

Principal and Interest

$731

Property Taxes

$470

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 490 4th Street

Summary
Location and General Information
  • Postal City: Troy
  • Directions: to 4th St
  • City: Troy
  • State Or Province: NY
  • Postal Code: 12180
  • County Or Parish: Rensselaer
  • Latitude: 42.71
  • Longitude: -73.69
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 8.000
  • Tax Block: 5
  • Parcel Number: 381700 111.44-5-8
  • Tax Tract: 111.44
  • Tax Annual Amount: $5,641.06
Parking
  • GarageSpaces: .00
  • Attached Garage: No
  • Parking Features: Off Street
School Information
  • School District: Troy
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: MultiFamily
  • Property Type Label: MultiFamily
Lot Information
  • Lot Features: Sloped
  • Year Built: 1880
  • Above Grade Finished Area: 2300.0
  • Above Grade Finished Area Source: CRS
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: CRS
  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Size Units: Acres
  • Lot Size Square Feet: 6969.6
Building Information
  • Living Area: 2300.0
  • Duplex Type : Up And Down: Yes
Utilities
  • Water Source: Public
  • Separate Utilities : Heat: Yes
  • Separate Utilities : Water Meter: Yes
Interior and Exterior Features
Exterior Features
  • Patio And Porch Features: Side Porch
  • Other Structures: Shed(s)
  • Exterior Features: None
  • Fencing: Chain Link, Front Yard, Gate
Interior Features
  • Heating: Forced Air
  • Roof: Rubber
  • Flooring: Hardwood, Laminate
  • Electric: 100 Amp Service
  • Basement: Unfinished
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Cooling: None
  • Foundation Details: Block
  • Cooling: No
  • Heating: Yes
Room Information
Bathrooms
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.00
  • Bathrooms Total Notational: 2.00
  • Bedrooms Total: 4
  • Bathrooms Full: 2
  • Bathrooms Half: 0
Multi Family
Multi-Family Information
  • Number Of Units Total: 2
  • Unit Information : Number Of Refrigerators: 2
  • Unit Information : Number Of Stoves: 2
Unit Information
Unit 1
  • Unit Detail : Total Bedrooms: 2
  • Unit Detail : Bedrooms on 1st Floor: 2
  • Unit Detail : Total Full Baths: 1
  • Unit Detail : Full Baths 1st Floor: 1
  • Unit Detail : Dining Rooms 1st Floor: 1
  • Unit Detail : Kitchens 1st Floor: 1
  • Unit Detail : Living Rooms 1st Floor: 1
  • Unit Detail : Other Rooms 1st Floor: 2
  • Unit Dining Room Type : Combined DRLR: Yes
  • Unit Appliances : Microwave: Yes
  • Unit Appliances : Refrigerator: Yes
  • Unit Appliances : Oven: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Living Room: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Unit 2
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Dining Room: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Living Room: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
  • Unit Includes : Washer Hookup: Yes
  • Unit Detail : Total Bedrooms: 2
  • Unit Detail : Bedrooms on 2nd Floor: 2
  • Unit Detail : Total Full Baths: 1
  • Unit Detail : Full Baths 2nd Floor: 1
  • Unit Detail : Dining Rooms 2nd Floor: 1
  • Unit Detail : Kitchens 2nd Floor: 1
  • Unit Detail : Living Rooms 2nd Floor: 1
  • Unit Detail : Other Rooms 2nd Floor: 2
  • Unit Dining Room Type : Combined DRLR: Yes
  • Unit Appliances : Microwave: Yes
  • Unit Appliances : Refrigerator: Yes
  • Unit Appliances : Oven: Yes
Unit 3
  • Unit Includes : Storage: Yes

Property History for 490 4th Street

DateEvent & SourcePriceAppreciation
Dec 15, 2025

Price Change

GLOBAL MLS #202530826

$169,900
Dec 15, 2025

Listed (Active)

GLOBAL MLS #202530826

$149,900
DateEvent & SourcePrice
12/15/2025

Price Change

GLOBAL MLS #202530826

$169,900
12/15/2025

Listed (Active)

GLOBAL MLS #202530826

$149,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 490 4th Street

Taxable ValueLand$16,000Additions$64,000Total$80,000
Home Facts
Baths2Total Finished SqFt2,300 SqFtAbove Grade Finished SqFt2,300 SqFtStories2Lot Size6,970 SqFtStyleDuplexYear Built1880ZoningMU1CountyRENSSELAERAPN381700 111.44-5-8

Schools near 490 4th Street

This home is within Troy City School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Carroll Hill School
PublicK to 5

Troy Middle School
Public6 to 8

Troy High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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490 4th Street is a multi-family home for sale in Troy, NY 12180. This property was listed for sale on December 15, 2025 by Coldwell Banker Prime Properties, it's currently listed at $149,900. This listing's school district is Troy City School District. Nearby schools include Carroll Hill School, Troy Middle School and Troy High School. 490 4th Street is a 4-bed, 2-bath, 2,300 sqft multi-family home built in 1880.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Prime Properties

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