Last Sold Price
5 beds3,055 sqft$70/sqft
490 Territorial Road, Benton Harbor, MI 49022

Description

TIMELESS CHARM, MODERN COMFORT, and ROOM for EVERYONE! Step into a home that feels both classic and comforting where hand-carved details, glowing hardwood floors, and brick fireplaces create a sense of story and warmth in every room. This inviting home has been beautifully cared for and thoughtfully updated with a NEW roof, siding, fascia, and gutters (2023), a NEW water heater (2024), and a NEW boiler (2021) giving you PEACE OF MIND for years to come. The kitchen has butcher block countertops, tile...TIMELESS CHARM, MODERN COMFORT, and ROOM for EVERYONE! Step into a home that feels both classic and comforting where hand-carved details, glowing hardwood floors, and brick fireplaces create a sense of story and warmth in every room. This inviting home has been beautifully cared for and thoughtfully updated with a NEW roof, siding, fascia, and gutters (2023), a NEW water heater (2024), and a NEW boiler (2021) giving you PEACE OF MIND for years to come. The kitchen has butcher block countertops, tile floors, and stainless steel appliances, plus a convenient pantry/laundry room just steps away. Cozy up in the living room or enjoy dinner in the formal dining room gazing out the bay windows. Upstairs, you'll find four large bedrooms, centered around a bright, open, and airy landing. The third-floor attic offers even more flexibility with a 5th bedroom- whether it's a playroom, game room, or guest suite. This home oozes with old world charm and craftsmanship not found in newer homes.
LISTING CLOSED: 05/01/2026 12:00 AM

  1. Listed by The Dennis Bamber Group • Brokerage DRE #6505245167 • Cressy & Everett Real Estate
    P: (574) 532-3808 C: (574) 532-3808 dennisbamber@cressyeverett.com

Property Details for 490 Territorial Road

Status
MLS #
25056704
Days on Market
115
Taxes
$2,611 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1914
Lot Size
0.25 AC / 10,890 SF
Architectural Style
Traditional

Location

Listing Courtesy of Cressy & Everett Real Estate

Sold By Michigan Top Producers

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Building Information for 490 Territorial Road

Stories3Year Built1914Building Size-Lot Size0.25 AC / 10,890 SF

Payment Calculator

$1,310 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,093

Property Taxes

$218

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 490 Territorial Road

Summary
Location and General Information
  • Cross Streets: Haul & Paw Paw St
  • Road Frontage Type: Private Road
  • Municipality: Benton Harbor City
  • Directions: Parking is in the back down an alley/private drive. No parking on the street. GPS the street address but also Haul Road as that will help where to park.
  • Area - Major: Southwestern Michigan - S
  • Street #: 490
  • Street Name: Territorial
  • Suffix: Road
  • City: Benton Harbor
  • State: MI
  • Zip Code: 49022
  • County: Berrien
  • Latitude: 42.118378
  • Longitude: -86.446831
  • Area - Minor: Southwestern Michigan - S
Taxes and HOA
  • Taxable Value: 60471.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 11-54-7570-0003-02-0
  • Homestead: 100
  • SEV: 86600
Parking
  • Parking Features: Detached
  • Garage Y/N: No
  • Attached Garage: No
  • Driveway: Concrete
Virtual Tour
  • Total Virtual Tours Count: 1
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Level, Sidewalk
  • SqFt Source: Measured
  • Lot Dimensions: 107x103x103x102
  • Below Grade Finished Area: 0.0
  • Total Fin SqFt All Levels: 3055.0
  • SqFt Above Grade: 3055.0
  • Lot Measurement: Acres
  • Lot Acres: 0.25
  • Lot Square Footage: 10890.0
  • Lot Size Area: 0.25
Property and Assessments
  • Tax Year: 2025
  • Road Surface Type: Paved
  • Legal: SPLIT/COMBINED ON 09/07/2016 FROM 54-7570-0001-02-0, 54-7570-0002-02-0, 54-7570-0003-01-0; LOT 3 & W 24' OF LOT 2 BLK 1 SUB OF BLKS 5 & 6 IN THRESHER IMPROVEMENT ADD TO CITY OF BENTON HARBOR
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 4
  • Floor Plans Change Timestamp: 11-05-2025 10:29:34 AM
  • Property Type: Residential, Single Family Residence
  • Year Built: 1914
  • Videos Change Timestamp: 04-15-2026 01:33:50 PM
  • Video Groups: 0
  • Accessibility Features YN: No
  • Income Property: No
Utilities
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Util Avail at Street: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available
  • Utilities Attached: Natural Gas Connected
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Roof: Composition
  • Patio And Porch Features: 3 Season Room, Covered, Porch(es)
  • Stories: 3
  • Construction Materials: Brick, Vinyl Siding
  • Fencing: Fenced Back, Chain Link, Full
  • Street Type: Paved, Private, Public
  • Exterior Material: Brick, Vinyl Siding
  • Roofing: Composition
  • Substructure: Partial
  • Windows: Bay/Bow, Replacement
  • Patio and Porch Features: Porch(es), Covered
  • Landscape: Ground Cover, Shrubs/Hedges
  • Landscape : Ground Cover: Yes
  • Landscape : Shrubs/Hedges: Yes
  • Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Dirt
Interior Features
  • Heating: Hot Water, Radiant
  • Window Features: Replacement, Bay/Bow, Garden Window, Window Treatments
  • Interior Features: Ceiling Fan(s), Broadband, Pantry
  • Laundry Features: In Kitchen, Laundry Room, Main Level
  • Fireplace: Yes
  • Fireplace Features: Bedroom, Living Room
  • Room Total: 15
  • Main Bedrooms: 0
  • Fireplaces Total: 2
  • Basement: Yes
  • Flooring: Linoleum, Tile, Wood
  • Cooling: Ceiling Fans
  • Total Baths: 3.0
  • Full Baths: 1
  • Room Types: Kitchen, Dining Room, Living Room, Laundry, Bathroom 1, Other, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 2, Bathroom 3, Bedroom 5, Game Room
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 2.0
  • Bathrooms Total (Notational): 1.2
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Hot Water, Radiant
  • Kitchen Features: Garden Window, Pantry
  • Additional Items: Ceiling Fan(s), Window Treatments
  • Appliances: Microwave, Oven, Range, Refrigerator
  • Water Heater: Natural Gas
  • Bedrooms: 5
  • Half Baths: 2.0
  • Main Full Baths: 0
  • Main Half Baths: 1
  • Main Level SQFT: 1445
  • Total Beds Above Grade: 5
  • Basement Bedrooms: 0.0
  • Basement Finished SQFT: 0.0
  • Basement Full Baths: 0.0
  • Basement Half Baths: 0.0
  • Total Basement SQFT: 1064.0
  • Main Level Primary: No
  • # of Outbuildings: 1.0
  • Outbuilding 1 Dimensions: 0.0
  • Outbuilding 1 Description: Storage Shed
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 11.0
  • Room Width: 14.0
Room 2
  • Room Type: Dining Room
  • Room Level: Main
  • Room Length: 16.0
  • Room Width: 12.0
Room 3
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 15.0
  • Room Width: 27.0
Room 4
  • Room Type: Laundry
  • Room Level: Main
  • Room Length: 6.0
  • Room Width: 11.0
Room 5
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Length: 5.0
  • Room Width: 6.0
Room 6
  • Room Type: Other
  • Room Level: Main
  • Room Length: 8.0
  • Room Width: 7.0
Room 7
  • Room Type: Primary Bedroom
  • Room Level: Upper
  • Room Length: 12.0
  • Room Width: 14.0
  • Room Description: Fireplace
Room 8
  • Room Type: Bedroom 2
  • Room Level: Upper
  • Room Length: 12.0
  • Room Width: 10.0
Room 9
  • Room Type: Bedroom 3
  • Room Level: Upper
  • Room Length: 12.0
  • Room Width: 12.0
Room 10
  • Room Type: Bedroom 4
  • Room Level: Upper
  • Room Length: 9.0
  • Room Width: 10.0
Room 11
  • Room Type: Bathroom 2
  • Room Level: Upper
Room 12
  • Room Type: Bathroom 3
  • Room Level: Upper
  • Room Length: 4.0
  • Room Width: 8.0
  • Room Description: 3rd Floor
Rental
Rental Information
  • Occupant Type: Owner
  • Terms Available: Cash, Conventional

Property History for 490 Territorial Road

DateEvent & SourcePriceAppreciation
May 1, 2026

Sold

Realcomp #69025056704

$215,000
May 1, 2026

Sold

Michigan Regional Information Center #25056704

$215,000
May 1, 2026

Sold

MiRealSource #70503355

$215,000
DateEvent & SourcePrice
05/01/2026

Sold

Realcomp #69025056704

$215,000
05/01/2026

Sold

Michigan Regional Information Center #25056704

$215,000
05/01/2026

Sold

MiRealSource #70503355

$215,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 490 Territorial Road

Taxable ValueLand-Additions-Total-
Tax Record2025$2,687 ($224 / month)
Home Facts
Beds6Total Finished SqFt2,464 SqFtAbove Grade Finished SqFt2,464 SqFtLot Size8,625 SqFtStyleSingle Family ResidenceYear Built1914ZoningDISTRICT ACountyBERRIENAPN54-7570-0003-02-0

Schools near 490 Territorial Road

This home is within Benton Harbor Area Schools.
Rating
School
Type
Grades
Distance
Public - 4 to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Fair Plain East Elementary
Public4 to 5

Fair Plain Middle School
Public6 to 8

Benton Harbor High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cressy & Everett Real Estate

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