495 Emerson St

Rochester, NY 14613

$249,900
Price
8
Beds
5,954 Sq. Ft.
$42 / Sq. Ft.
5,954
Sq. Ft.
$42
per Sq. Ft.
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New
New

Description

Four units. One roof. One decision. $50,160 income generator. This isn't a house — it's a PERFORMING ASSET built for the buyer who understands the difference. Vinyl siding, vinyl windows, new and refinished hardwood floors, and fresh paint throughout mean the heavy lifting is already done — you aren't buying a project, you are buying a platform ready to produce from day one. ALL FOUR UNITS ARE SEPARATELY METERED, so tenants pay their own utilities, your expenses stay predictable, and your numbers...Four units. One roof. One decision. $50,160 income generator. This isn't a house — it's a PERFORMING ASSET built for the buyer who understands the difference. Vinyl siding, vinyl windows, new and refinished hardwood floors, and fresh paint throughout mean the heavy lifting is already done — you aren't buying a project, you are buying a platform ready to produce from day one. ALL FOUR UNITS ARE SEPARATELY METERED, so tenants pay their own utilities, your expenses stay predictable, and your numbers stay clean. No overlap. No drag. Just controlled income. Two separate driveways add real-world convenience that reduces tenant friction and supports long-term occupancy — because high occupancy isn't luck, it's the result of a property that works for the people living in it. There's also a potential 3-BEDROOM, 2-BATH OWNER'S UNIT, giving you the flexibility to house hack and let the other three units cover your mortgage, or optimize the full building for maximum rental income. Four units means FOUR INCOME STREAMS under one roof — one vacancy does not stop the machine. This is the property that every financial freedom book points to. The structure is already in place. The only question is whether you are ready to own something that works while you sleep. Schedule a showing today. Delayed Negotiations, 4/27 at 12pm.
  1. Listed by Jason W. Johansen • Living585 Realty
    P: (585)-522-1553 C: (585)-488-6390 Jason@Living585.com
  2. Listed by William Patrick Hess Jr • Living585 Realty
    P: (585)-522-1553 C: (585)-539-9699 Bill@Living585.com

Property Details for 495 Emerson Street

Subdivision Comm Complex
Mechanics Bldg Lt Assn S
Styles Of Residence
Fourplex
On Waterfront
No
Parking Description
Paved
Nearest Cross Street
Dewey Ave
LISTING UPDATED: 04/22/2026 05:31 PM

Property Details for 495 Emerson Street

StatusActive
MLS #R1671595
Days on MarketListed Today
Taxes$4,748 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1890
Lot Size0.20 AC / 8,800 SF
CountyMonroe County
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Location

Listing Courtesy of Living585 Realty
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Building Information for 495 Emerson Street

Stories2Residences4Year Built1890Building Size-Lot Size0.20 AC / 8,800 SF

Payment Calculator

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$1,654 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,258

Property Taxes

$396

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 495 Emerson Street

Summary
Location and General Information
  • Elementary School District: Rochester
  • High School District: Rochester
  • Middle Or Junior School District: Rochester
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Rochester City-261400
  • Tax Annual Amount: $4,748.00
Property
Lot Information
  • Building Area Total: 5954.0
  • Land Features: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.202
  • Lot Size Area: 0.202
  • Lot Size Square Feet: 8800.0
  • Lot Size Units: Acres
  • Parcel Number: 261400-105-410-0001-018-000-0000
  • Road Frontage: City Street
  • Lot Number: 18
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $127,600
  • Year Built: 1890
  • Year Built Description: Existing
Utilities
  • Num Of Electric Meters: 4
  • Num Of Gas Meters: 4
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Walk Out Access
  • Num Of Possible Bedrooms: 8
  • HVAC Type: Other, See Remarks
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Varies, Vinyl
  • Heating: Gas, Other, See Remarks, Baseboard, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 5954.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Gross Annual Income: $50,160.00
  • Number Of Units In Community: 4
  • Number Of Units Total: 4
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $995.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Eat-In Kitchen
  • Unit Type Total Rent: $995.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 995
Unit 2
  • Unit Type Actual Rent: $895.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Eat-In Kitchen
  • Unit Type Total Rent: $895.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 895
Unit 3
  • Unit Type Actual Rent: $795.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: ,Eat-In Kitchen
  • Unit Type Total Rent: $795.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 795
Unit 4
  • Unit Type Actual Rent: $1,495.00
  • Unit Type Baths Total: 2
  • Unit Type Beds Total: 3
  • Features: ,Dining Area With Kitchen
  • Unit Type Total Rent: $1,495.00
  • Unit Type Num Full Baths: 2
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1495
Rental
Rental Information
  • Rent Includes: Trash Collection, Water

Property History for 495 Emerson Street

DateEvent & SourcePriceAppreciation
Apr 22, 2026

Listed (Active)

WNYREIS #R1671595

$249,900—
DateEvent & SourcePrice
04/22/2026

Listed (Active)

WNYREIS #R1671595

$249,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 495 Emerson Street

Taxable ValueLand$26,400Additions$101,200Total$127,600
Tax Record2024$1,195 ($100 / month)
Home Facts
Total Finished SqFt4,254 SqFtAbove Grade Finished SqFt4,254 SqFtUnfinished Basement SqFt1,700 SqFtStories2Lot Size8,800 SqFtStyleOffice BuildingYear Built1890CountyMONROEAPN261400 105.41-1-18

Schools near 495 Emerson Street

This home is within Rochester City School District.
Rating
School
Type
Grades
Distance
School 54 Flower City Community School
Public - PK to 6
School 17 Enrico Fermi
Public - PK to 6
Edison Career and Technology High School
Public - 9 to 12
School 34 Dr Louis A Cerulli
Public - PK to 6
Rating
School
Distance
School 54 Flower City Community School
PublicPK to 6

School 17 Enrico Fermi
PublicPK to 6

Edison Career and Technology High School
Public9 to 12

School 34 Dr Louis A Cerulli
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 495 Emerson Street, Rochester, NY 14613

495 Emerson Street is a multi-family home for sale in Rochester, NY 14613. This property was listed for sale on April 22, 2026 by Living585 Realty, it's currently listed at $249,900. This listing's school district is Rochester City School District. Nearby schools include School 54 Flower City Community School, School 17 Enrico Fermi and Edison Career and Technology High School. 495 Emerson Street is a 8-bed, 5-bath, 5,954 sqft multi-family home built in 1890.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Living585 Realty

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.