497 Horns Creek Rd

1,152 Sq. Ft.
$326 / Sq. Ft.
1,152
Sq. Ft.
$326
per Sq. Ft.

Description

PRIVATE MOUNTAIN RETREAT ON 5.75 ACRES WITH POOL Nestled on 5.75 private acres with gorgeous mountain views, this 2-bedroom, 1.5-bath home offers the perfect blend of rustic charm and modern updates. Built in 2013, the 1,152 sq. ft. home features beautiful red oak hardwoods in the primary suite, fresh LVT flooring in the secondary bedroom and bathrooms, updated vanities, crown molding, and a fully renovated master bath with a tiled backsplash and new shower. The spacious kitchen showcases freshly...PRIVATE MOUNTAIN RETREAT ON 5.75 ACRES WITH POOL Nestled on 5.75 private acres with gorgeous mountain views, this 2-bedroom, 1.5-bath home offers the perfect blend of rustic charm and modern updates. Built in 2013, the 1,152 sq. ft. home features beautiful red oak hardwoods in the primary suite, fresh LVT flooring in the secondary bedroom and bathrooms, updated vanities, crown molding, and a fully renovated master bath with a tiled backsplash and new shower. The spacious kitchen showcases freshly painted cabinetry with updated hardware, stainless appliances, and a large island/table. The open living room is ideal for entertaining, while the covered front porch with a swing provides the perfect spot for morning coffee. Outdoor amenities include an above-ground pool with a deck, a chicken coop, storage shed, and plenty of space for farm animals. A creek runs along the back property line, offering a peaceful natural retreat. With a new well house, tankless hot water heater, and Starlink internet dish included, this property is move-in ready. Located just minutes from Parksville Lake and the Ocoee River—famous for whitewater rafting, kayaking, and fishing—and close to Benton Falls and premier hiking trails, this property is an outdoor lover's dream. Cleveland is only 15 miles away, with Chattanooga just 40 miles west for shopping, dining, and entertainment. Whether you envision a private homestead or a seasonal mountain getaway for yourself or income generating short term rental/airbnb, this property delivers the tranquility of mountain living with modern convenience. Call for a showing today!
  1. Listed by Bonnie Bennett • Bender Realty

Property Details for 497 Horns Creek Road

Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 02/02/2026 04:00 PM

Property Details for 497 Horns Creek Road

StatusActive
MLS #1527775
Days on Market1
Taxes$938 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2013
Lot Size5.75 AC / 250,470 SF
CountyPolk County

Location

Listing Courtesy of Bender Realty, Bonnie Bennett (423.464.4099)
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Building Information for 497 Horns Creek Road

Stories1Year Built2013Building Size-Lot Size5.75 AC / 250,470 SF

Payment Calculator

$1,906 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,828

Property Taxes

$78

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 497 Horns Creek Road

Summary
Location and General Information
  • City: Old Fort
  • County Or Parish: Polk
  • Directions: From I-75 N, take Exit 20 toward Cleveland, merge onto US-74, merge onto US-64 E towards the ramp to Ocoee, in 9.2 miles turn right onto Old Federal Rd, turn left onto Horns Creek Rd, in 3.7 miles the driveway to the home is on the right with Gate Code Entry. Long gravel road/driveway; veer to right. Home at end of driveway, SOP
  • Latitude: 35.044734
  • Longitude: -84.705355
  • Postal Code: 37362
  • State Or Province: TN
  • Subdivision Name: None
  • Flood Zone : Partial: Yes
  • Road : Gravel: Yes
Taxes and HOA
  • Tax Legal Description: Tax ID: 108 007.09 (5.75 acres of of 497 Horns Creek Rd, Polk County Plat Book 21, Pg 1)
  • Additional Parcels: No
  • Parcel Number: 108 007.09
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $938
School Information
  • Middle Or Junior School: Chilhowee Middle
  • High School: Polk County High School
  • Elementary School: South Polk Elementary
Parking
  • Garage: No
  • Attached Garage: No
  • Carport Spaces: 1.0
Virtual Tour
Property
Lot Information
  • Lot Features: Cleared, Garden, Landscaped, Many Trees, Rural, Secluded, Sloped, Sloped Down, Views, Wooded
  • Lot Size Dimensions: 5.75 acres
  • Lot Size Acres: 5.75
  • Living Area Source: Tax Records
  • Lot Size Square Feet: 250470.0
  • Building Area Total: 1152.0
  • Lot Size Units: Acres
  • Living Area: 1152.0
Property and Assessments
  • Property Type Label: Residential
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 2
  • Year Built: 2013
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
  • Improvements : Fenced: Yes
Utilities
  • WaterSewer : Septic Tank: Yes
  • WaterSewer : Well: Yes
  • Water Source: Private, Well
  • Utilities: Electricity Connected, Sewer Not Available
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Aluminum Siding
  • Pool Features: Above Ground, Outdoor Pool
  • Window Features: Clad, Double Pane Windows, Insulated Windows, Vinyl Frames
  • Community Features: Gated
  • Parking Features: Circular Driveway, Driveway, Gated, Gravel
  • Exterior Features: Rain Gutters
  • Roof: Metal
  • Roofing : Metal: Yes
  • Pool : Above Ground: Yes
Interior Features
  • Fireplace: No
  • Electric: Yes
  • Bedrooms Total: 2
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Appliances: Tankless Water Heater, Refrigerator, Plumbed For Ice Maker, Microwave, Instant Hot Water, Ice Maker, Free-Standing Electric Range, Free-Standing Electric Oven, Exhaust Fan, Electric Water Heater, Dishwasher
  • Rooms Total: 0
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 1.5
  • Bathrooms Total Notational: 1.1
  • Cooling: Yes
  • Heating: Yes
  • Foundation Details: Block, Permanent
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Levels: One
  • Interior Features: Ceiling Fan(s), Crown Molding, Eat-in Kitchen, En Suite, High Speed Internet, Kitchen Island, Pantry, Primary Downstairs, Separate Shower
  • Flooring: Hardwood, Luxury Vinyl, Wood
  • Stories: 1
  • Green Features : Central Air: Yes
  • Cooling : Central: Yes
  • Bed/Bath : En Suite: Yes
  • Bed/Bath : Separate Shower: Yes
Multi Family
Unit 3
  • Unit 3 Features : Storage: Yes
Unit 4
  • Unit 4 Features : Eat-in Kitchen: Yes

Property History for 497 Horns Creek Road

DateEvent & SourcePriceAppreciation
Feb 2, 2026

Listed (Active)

Greater Chattanooga Association of REALTORS #1527775

$375,000
Dec 21, 2025

Withdrawn

Greater Chattanooga Association of REALTORS #1521464

$375,000
Oct 1, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1521464

$375,000
Nov 20, 2020

Closed (Public Record)

Public Record #683555803

$213,000
Nov 20, 2020

Closed

Greater Chattanooga Association of REALTORS #1320339

$213,000
Nov 20, 2020

Closed

Greater Chattanooga Association of REALTORS #1320339

$213,000
Oct 14, 2020

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1320339

Oct 14, 2020

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1320339

Aug 31, 2020

Price Change

Greater Chattanooga Association of REALTORS #1320339

$220,000
Aug 31, 2020

Price Change

Greater Chattanooga Association of REALTORS #1320339

$220,000
Jul 1, 2020

Listed (Active)

Greater Chattanooga Association of REALTORS #1320339

$225,000
Jul 1, 2020

Listed (Active)

Greater Chattanooga Association of REALTORS #1320339

$225,000
DateEvent & SourcePrice
02/02/2026

Listed (Active)

Greater Chattanooga Association of REALTORS #1527775

$375,000
12/21/2025

Withdrawn

Greater Chattanooga Association of REALTORS #1521464

$375,000
10/01/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1521464

$375,000
11/20/2020

Closed (Public Record)

Public Record #683555803

$213,000
11/20/2020

Closed

Greater Chattanooga Association of REALTORS #1320339

$213,000
11/20/2020

Closed

Greater Chattanooga Association of REALTORS #1320339

$213,000
10/14/2020

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1320339

10/14/2020

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1320339

08/31/2020

Price Change

Greater Chattanooga Association of REALTORS #1320339

$220,000
08/31/2020

Price Change

Greater Chattanooga Association of REALTORS #1320339

$220,000
07/01/2020

Listed (Active)

Greater Chattanooga Association of REALTORS #1320339

$225,000
07/01/2020

Listed (Active)

Greater Chattanooga Association of REALTORS #1320339

$225,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 497 Horns Creek Road

Taxable ValueLand$12,475Additions$43,025Total$55,500
Tax Record2025$938 ($78 / month)
Home Facts
Beds0Total Finished SqFt1,152 SqFtAbove Grade Finished SqFt1,152 SqFtStories1Lot Size250,470 SqFtStyleSingle Family ResidenceYear Built2013CountyPOLKAPN108 00709

Schools near 497 Horns Creek Road

This home is within Polk County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - K to 12
Public - PK to 5
Rating
School
Distance
South Polk Elementary School
PublicPK to 5

Polk County Virtual School
Public6 to 8

Polk Innovative Learning Academy
PublicK to 12

Benton Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

497 Horns Creek Road is a single family home for sale in Old Fort, TN 37362. This property was listed for sale on February 2, 2026 by Bender Realty, it's currently listed at $375,000. It has been on the market for a total of 1 days and was last sold on November 20, 2020. This listing's school district is Polk County School District. Nearby schools include South Polk Elementary School, Polk County Virtual School and Polk Innovative Learning Academy. 497 Horns Creek Road is a 2-bed, 2-bath, 1,152 sqft single family home built in 2013.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Bender Realty, Bonnie Bennett (423.464.4099)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 02/02/2026 04:00 PM