498 SW Manatee Ter

2,628 Sq. Ft.
$361 / Sq. Ft.
2,628
Sq. Ft.
$361
per Sq. Ft.

Description

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and...Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.
  1. Listed by Brad Smith • Brokerage DRE #2029294 • UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
    P: (352)-221-5256 C: (352)-221-5256 bradsmith@ucsmith.com

Property Details for 498 Southwest Manatee Terrace

Subdivision Name
THREE RIVERS ESTATES
Township
06S
Garage Spaces
3
View
Trees/Woods, Water
Waterfront
Yes
Water View
River
Furnished
Unfurnished
LISTING UPDATED: 03/10/2026 07:04 AM

Property Details for 498 Southwest Manatee Terrace

StatusActive
MLS #GC538291
Days on Market10
Taxes$3,311 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1973
Lot Size0.89 AC / 38,768 SF
CountyColumbia County

Location

Listing Courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
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Building Information for 498 Southwest Manatee Terrace

Stories2Year Built1973Building Size-Lot Size0.89 AC / 38,768 SF

Payment Calculator

$4,886 per month

30 year fixed, 6.11% Interest

Principal and Interest

$4,610

Property Taxes

$276

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 498 Southwest Manatee Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 6168.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: From Fort White, take 47 S, Turn right onto W Right-Of-Way St/SW Wilson Springs Rd, Turn left onto Wilson Springs Rd, Turn right onto SW Newark Dr, Turn left onto SW Bridge Ln, turn right onto SW Manatee Terrace. Property will be on your left hand side. Look for the UNITED COUNTRY SMITH AND ASSOCIATES signs.
  • Other Equipment: Generator
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 498
  • Street Direction Prefix: SW
  • Street Name: MANATEE
  • Street Suffix: TERRACE
  • State: FL
  • City: FORT WHITE
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 0
  • Tax Book Number: 1074/952
  • Tax Legal Description: LOT 3 UNIT 2 THREE RIVERS ESTATES. 853-443, 916-2441, DC 1074-949, WD 1074-950,952,
  • Tax Lot: 3
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Size Dimensions: 100 x
  • Parcel Number: 00000000569001
  • Total Acreage: 1/2 to less than 1
  • Water Access: River
  • Water Access: Yes
  • Water Body Name: SANTA FE RIVER
  • Water Extras: No
  • Zoning: RESID
  • Living Area: 2628
  • Lot Dimensions: 100 x
Property and Assessments
  • Year Built Numeric: 1973
  • Flood Zone Code: AE
  • Flood Zone Date: 02-04-2009
  • Flood Zone Panel: 12023C0467C
  • Homestead: Yes
  • New Construction: No
  • Property Condition: Completed
  • Public Survey Range: 15E
  • Public Survey Section: 36
  • Dock YN: Yes
  • Dock Description: Floating Dock
  • Dock Dimensions: 6x16
Utilities
  • Sewer: Septic Tank
  • Utilities: BB/HS Internet Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block
  • Exterior Features: Balcony, French Doors, Irrigation System, Private Entrance, Private Mailbox, Private Yard
  • Fencing: Fenced
  • Foundation Details: Block, Pillar/Post/Pier
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Metal
  • Waterfront Features: River Front
  • Waterfront Feet Total: 100
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl, Tile, Hardwood
  • Heating: Electric
  • Interior Features: Cathedral Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Window Features: Blinds, Double Pane Windows
  • Bathrooms Half: 0

Property History for 498 Southwest Manatee Terrace

DateEvent & SourcePriceAppreciation
Mar 9, 2026

Listed (Active)

MFRMLS #GC538291

$950,000
Aug 12, 2016

Expired

MFRMLS #GC371351

$550,000
Feb 12, 2016

Listed (Active)

MFRMLS #GC371351

$550,000
Feb 16, 2006

Sold (Public Record)

Public Record #191635062

$170,000
DateEvent & SourcePrice
03/09/2026

Listed (Active)

MFRMLS #GC538291

$950,000
08/12/2016

Expired

MFRMLS #GC371351

$550,000
02/12/2016

Listed (Active)

MFRMLS #GC371351

$550,000
02/16/2006

Sold (Public Record)

Public Record #191635062

$170,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 498 Southwest Manatee Terrace

Taxable ValueLand-Additions-Total-
Tax Record2024$3,347 ($279 / month)
Home Facts
Beds3Total Finished SqFt2,628 SqFtAbove Grade Finished SqFt2,628 SqFtStories2Lot Size38,768 SqFtStyleSingle Family ResidenceYear Built1973ZoningA-1CountyCOLUMBIAAPN00-00-00-00569-001

Schools near 498 Southwest Manatee Terrace

This home is within Columbia.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Charter - PK to 12
Public - 10 to 12
Rating
School
Distance
Fort White Elementary School
PublicPK to 5

Fort White High School
Public6 to 12

Belmont Academy
CharterPK to 12

Residential Services
Public10 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

498 Southwest Manatee Terrace is a single family home for sale in Fort White, FL 32038. This property was listed for sale on March 9, 2026 by UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY, it's currently listed at $950,000. It has been on the market for a total of 10 days and was last sold on February 16, 2006. This listing's school district is Columbia. Nearby schools include Fort White Elementary School, Fort White High School and Belmont Academy. 498 Southwest Manatee Terrace is a 3-bed, 2-bath, 2,628 sqft single family home built in 1973.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.