4988 Saginaw Rd
Ooltewah, TN 37363

$245,000

Price

Beds

Baths

1,068 Sq. Ft.

$229 / Sq. Ft.

1,068

Sq. Ft.

$229

per Sq. Ft.

Description

Welcome to this charming ranch-style home in the highly sought-after Collegedale area! Conveniently located just minutes from local dining, shopping, and everyday essentials, this home offers both comfort and accessibility. This updated 3-bedroom, 1.5-bath home is move-in ready and features all living spaces on one level. Enjoy spacious front and back decks—perfect for relaxing or entertaining—and a backyard with plenty of space to enjoy the outdoors. Don't miss your chance to make this delightful...Welcome to this charming ranch-style home in the highly sought-after Collegedale area! Conveniently located just minutes from local dining, shopping, and everyday essentials, this home offers both comfort and accessibility. This updated 3-bedroom, 1.5-bath home is move-in ready and features all living spaces on one level. Enjoy spacious front and back decks—perfect for relaxing or entertaining—and a backyard with plenty of space to enjoy the outdoors. Don't miss your chance to make this delightful home yours—schedule a showing today!

Listed by Brian Kelly • Real Broker

Property Details for 4988 Saginaw Road

Architectural Style

Ranch

Waterfront

LISTING UPDATED: 11/12/2025 10:10 PM

Property Details for 4988 Saginaw Road

Status	Active
MLS #	1521478
Days on Market	96
Taxes	$1,357 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Single Family Residence
Year Built	1977
Lot Size	0.41 AC / 17,859 SF
County	Hamilton County

Location

Listing Courtesy of Real Broker, Brian Kelly (423.818.9959)

Add your commute

Building Information for 4988 Saginaw Road

Stories-Year Built1977Building Size-Lot Size0.41 AC / 17,859 SF

Payment Calculator

$1,324 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,211

Property Taxes

$113

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 4988 Saginaw Road

Summary

Location and General Information

City: Ooltewah
County Or Parish: Hamilton

Directions: University Drive, Through Collegedale, Left On Scenic View, Right On Saginaw Lane, House On Left
Latitude: 35.026176
Longitude: -85.051735
Postal Code: 37363
State Or Province: TN
Subdivision Name: Elder Acres
Flood Zone : Partial: Yes

Taxes and HOA

Tax Legal Description: 3215 03D 30 LOT 29 ELDER ACRES PB2 6 PG26
Additional Parcels: No

Parcel Number: 151p B 038
Association Fee: $0
Association: No
Tax Annual Amount: $1,357

School Information

Middle Or Junior School: Ooltewah Middle
High School: Ooltewah

Elementary School: Apison Elementary

Parking

Garage Spaces: 1.0
Garage: Yes

Attached Garage: Yes

Property

Lot Information

Lot Features: Back Yard, Level, Private, Sloped
Lot Size Dimensions: 75X240

Lot Size Acres: 0.41
Living Area Source: Other
Lot Size Square Feet: 17859.6
Building Area Total: 1068.0
Lot Size Units: Acres
Living Area: 1068.0

Property and Assessments

Property Type Label: Residential
New Construction: No

Home Warranty: No
Floor Plans Count: 0
Year Built: 1977
Property Type: Residential,Single Family Residence
Property Sub Type: Single Family Residence
Improvements : Driveway: Yes

Utilities

WaterSewer : Septic Tank: Yes
Water Source: Public

Utilities: Cable Not Available, Electricity Available

Interior and Exterior Features

Exterior Features

Senior Community: No
Construction Materials: Brick, Vinyl Siding

Pool Features: None
Window Features: Aluminum Frames
Community Features: None
Parking Features: Driveway, Garage
Exterior Features: Private Yard
Roof: Shingle
Roofing : Shingle: Yes
Roofing : Tile: Yes
Structures : None: Yes

Interior Features

Fireplace: No
Electric: Yes

Bedrooms Total: 3
Bathrooms Full: 1
Bathrooms Half: 1
Appliances: Washer/Dryer, Refrigerator, Free-Standing Electric Range, Electric Water Heater, Dishwasher
Rooms Total: 0
Bathrooms Total Integer: 2
Bathrooms Total Decimal: 1.5
Bathrooms Total Notational: 1.1
Cooling: Yes
Heating: Yes
Foundation Details: Brick/Mortar, Stone
Cooling: Electric
Heating: Central, Electric
Levels: One
Interior Features: Breakfast Nook, Tub/shower Combo
Flooring: Carpet, Tile, Vinyl
Cooling : Central: Yes
Dining : Breakfast Nook: Yes
Floors : Carpet: Yes

Property History for 4988 Saginaw Road

Date	Event & Source	Price	Appreciation
Nov 12, 2025	Price Change REALTRACS #3006823	$245,000	—
Nov 12, 2025	Price Change Greater Chattanooga Association of REALTORS #1521478	$245,000	—
Nov 12, 2025	Listed (Active) REALTRACS #3006823	$255,000	—
Oct 22, 2025	Price Change Greater Chattanooga Association of REALTORS #1521478	$249,000	—
Oct 1, 2025	Listed (Active) Greater Chattanooga Association of REALTORS #1521478	$255,000	—
Jul 12, 2024	Withdrawn REALTRACS #2678792	$250,000	—
Jul 12, 2024	Withdrawn Greater Chattanooga Association of REALTORS #1388532	$250,000	—
Jul 12, 2024	Withdrawn Greater Chattanooga Association of REALTORS #1388532	$250,000	—
Mar 15, 2024	Listed (Active) Greater Chattanooga Association of REALTORS #1388532	$260,000	—
Mar 15, 2024	Listed (Active) Greater Chattanooga Association of REALTORS #1388532	$260,000	—
May 17, 2022	Closed (Public Record) Public Record #1491282723	$236,000	+17.1% / yr
May 17, 2022	Closed REALTRACS #2718684	$236,000	—
May 17, 2022	Closed Greater Chattanooga Association of REALTORS #1353826	$236,000	—
May 17, 2022	Closed Greater Chattanooga Association of REALTORS #1353826	$236,000	—
May 3, 2022	Contract - Not Showing Greater Chattanooga Association of REALTORS #1353826		—
May 3, 2022	Contract - Not Showing Greater Chattanooga Association of REALTORS #1353826		—
May 3, 2022	Contract - Showing Greater Chattanooga Association of REALTORS #1353826		—
May 3, 2022	Contract - Not Showing REALTRACS #2718684		—
Apr 29, 2022	Listed (Active) Greater Chattanooga Association of REALTORS #1353826	$224,900	—
Apr 29, 2022	Listed (Active) Greater Chattanooga Association of REALTORS #1353826	$224,900	—
Sep 18, 2017	Closed (Public Record) Public Record #606308713	$113,000	+12.9% / yr
Mar 8, 2017	Closed Greater Chattanooga Association of REALTORS #1248788	$105,500	—
Mar 8, 2017	Closed Greater Chattanooga Association of REALTORS #1248788	$105,500	—
Feb 24, 2017	Closed (Public Record) Public Record #598421155	$105,500	—
Jan 30, 2017	Contract - Not Showing Greater Chattanooga Association of REALTORS #1248788		—
Jan 30, 2017	Contract - Not Showing Greater Chattanooga Association of REALTORS #1248788		—
Oct 17, 2016	Price Change Greater Chattanooga Association of REALTORS #1248788	$106,900	—
Oct 17, 2016	Price Change Greater Chattanooga Association of REALTORS #1248788	$106,900	—
Jul 1, 2016	Listed (Active) Greater Chattanooga Association of REALTORS #1248788	$115,000	—
Jul 1, 2016	Listed (Active) Greater Chattanooga Association of REALTORS #1248788	$115,000	—
Sep 23, 2015	Withdrawn Greater Chattanooga Association of REALTORS #1227533	$102,000	—
Sep 23, 2015	Withdrawn Greater Chattanooga Association of REALTORS #1227533	$102,000	—
May 8, 2015	Listed (Active) Greater Chattanooga Association of REALTORS #1227533	$108,000	—
May 8, 2015	Listed (Active) Greater Chattanooga Association of REALTORS #1227533	$108,000	—
May 18, 2010	Withdrawn Greater Chattanooga Association of REALTORS #1130974	$92,000	—
May 18, 2010	Withdrawn Greater Chattanooga Association of REALTORS #1130974	$92,000	—
Jul 14, 2009	Listed (Active) Greater Chattanooga Association of REALTORS #1130974	$108,000	—
Jul 14, 2009	Listed (Active) Greater Chattanooga Association of REALTORS #1130974	$108,000	—
Sep 29, 2003	Closed Greater Chattanooga Association of REALTORS #1019886	$81,500	—
Sep 29, 2003	Closed Greater Chattanooga Association of REALTORS #1019886	$81,500	—
Sep 4, 2003	Contract - Not Showing Greater Chattanooga Association of REALTORS #1019886		—
Sep 4, 2003	Contract - Not Showing Greater Chattanooga Association of REALTORS #1019886		—
Aug 26, 2003	Price Change Greater Chattanooga Association of REALTORS #1019886	$79,900	—
Aug 26, 2003	Price Change Greater Chattanooga Association of REALTORS #1019886	$79,900	—
Jul 14, 2003	Listed (Active) Greater Chattanooga Association of REALTORS #1019886	$84,000	—
Jul 14, 2003	Listed (Active) Greater Chattanooga Association of REALTORS #1019886	$84,000	—
Nov 30, 1995	Closed Greater Chattanooga Association of REALTORS #955987	$59,850	—
Nov 30, 1995	Closed Greater Chattanooga Association of REALTORS #955987	$59,850	—
Nov 30, 1995	Contract - Not Showing Greater Chattanooga Association of REALTORS #955987		—
Nov 30, 1995	Contract - Not Showing Greater Chattanooga Association of REALTORS #955987		—
Oct 25, 1995	Listed (Active) Greater Chattanooga Association of REALTORS #955987	$57,900	—
Oct 25, 1995	Listed (Active) Greater Chattanooga Association of REALTORS #955987	$57,900	—

Date	Event & Source	Price
11/12/2025	Price Change REALTRACS #3006823	$245,000
11/12/2025	Price Change Greater Chattanooga Association of REALTORS #1521478	$245,000
11/12/2025	Listed (Active) REALTRACS #3006823	$255,000
10/22/2025	Price Change Greater Chattanooga Association of REALTORS #1521478	$249,000
10/01/2025	Listed (Active) Greater Chattanooga Association of REALTORS #1521478	$255,000
07/12/2024	Withdrawn REALTRACS #2678792	$250,000
07/12/2024	Withdrawn Greater Chattanooga Association of REALTORS #1388532	$250,000
07/12/2024	Withdrawn Greater Chattanooga Association of REALTORS #1388532	$250,000
03/15/2024	Listed (Active) Greater Chattanooga Association of REALTORS #1388532	$260,000
03/15/2024	Listed (Active) Greater Chattanooga Association of REALTORS #1388532	$260,000
05/17/2022	Closed (Public Record) Public Record #1491282723	$236,000 +17.1% / yr
05/17/2022	Closed REALTRACS #2718684	$236,000
05/17/2022	Closed Greater Chattanooga Association of REALTORS #1353826	$236,000
05/17/2022	Closed Greater Chattanooga Association of REALTORS #1353826	$236,000
05/03/2022	Contract - Not Showing Greater Chattanooga Association of REALTORS #1353826	—
05/03/2022	Contract - Not Showing Greater Chattanooga Association of REALTORS #1353826	—
05/03/2022	Contract - Showing Greater Chattanooga Association of REALTORS #1353826	—
05/03/2022	Contract - Not Showing REALTRACS #2718684	—
04/29/2022	Listed (Active) Greater Chattanooga Association of REALTORS #1353826	$224,900
04/29/2022	Listed (Active) Greater Chattanooga Association of REALTORS #1353826	$224,900
09/18/2017	Closed (Public Record) Public Record #606308713	$113,000 +12.9% / yr
03/08/2017	Closed Greater Chattanooga Association of REALTORS #1248788	$105,500
03/08/2017	Closed Greater Chattanooga Association of REALTORS #1248788	$105,500
02/24/2017	Closed (Public Record) Public Record #598421155	$105,500
01/30/2017	Contract - Not Showing Greater Chattanooga Association of REALTORS #1248788	—
01/30/2017	Contract - Not Showing Greater Chattanooga Association of REALTORS #1248788	—
10/17/2016	Price Change Greater Chattanooga Association of REALTORS #1248788	$106,900
10/17/2016	Price Change Greater Chattanooga Association of REALTORS #1248788	$106,900
07/01/2016	Listed (Active) Greater Chattanooga Association of REALTORS #1248788	$115,000
07/01/2016	Listed (Active) Greater Chattanooga Association of REALTORS #1248788	$115,000
09/23/2015	Withdrawn Greater Chattanooga Association of REALTORS #1227533	$102,000
09/23/2015	Withdrawn Greater Chattanooga Association of REALTORS #1227533	$102,000
05/08/2015	Listed (Active) Greater Chattanooga Association of REALTORS #1227533	$108,000
05/08/2015	Listed (Active) Greater Chattanooga Association of REALTORS #1227533	$108,000
05/18/2010	Withdrawn Greater Chattanooga Association of REALTORS #1130974	$92,000
05/18/2010	Withdrawn Greater Chattanooga Association of REALTORS #1130974	$92,000
07/14/2009	Listed (Active) Greater Chattanooga Association of REALTORS #1130974	$108,000
07/14/2009	Listed (Active) Greater Chattanooga Association of REALTORS #1130974	$108,000
09/29/2003	Closed Greater Chattanooga Association of REALTORS #1019886	$81,500
09/29/2003	Closed Greater Chattanooga Association of REALTORS #1019886	$81,500
09/04/2003	Contract - Not Showing Greater Chattanooga Association of REALTORS #1019886	—
09/04/2003	Contract - Not Showing Greater Chattanooga Association of REALTORS #1019886	—
08/26/2003	Price Change Greater Chattanooga Association of REALTORS #1019886	$79,900
08/26/2003	Price Change Greater Chattanooga Association of REALTORS #1019886	$79,900
07/14/2003	Listed (Active) Greater Chattanooga Association of REALTORS #1019886	$84,000
07/14/2003	Listed (Active) Greater Chattanooga Association of REALTORS #1019886	$84,000
11/30/1995	Closed Greater Chattanooga Association of REALTORS #955987	$59,850
11/30/1995	Closed Greater Chattanooga Association of REALTORS #955987	$59,850
11/30/1995	Contract - Not Showing Greater Chattanooga Association of REALTORS #955987	—
11/30/1995	Contract - Not Showing Greater Chattanooga Association of REALTORS #955987	—
10/25/1995	Listed (Active) Greater Chattanooga Association of REALTORS #955987	$57,900
10/25/1995	Listed (Active) Greater Chattanooga Association of REALTORS #955987	$57,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4988 Saginaw Road

Taxable ValueLand-Additions-Total-

Tax Record2025$901 ($75 / month)

Home Facts

Beds0Total Finished SqFt1,536 SqFtAbove Grade Finished SqFt1,536 SqFtStories1Lot Size18,000 SqFtStyleSingle Family ResidenceYear Built1977Year Renovated1982ZoningR1CountyHAMILTONAPN151P B 038

Schools near 4988 Saginaw Road

This home is within Hamilton County School District.


Rating	School	Type	Grades	Distance
8/10	Apison Elementary School	Public - Serves this home	PK to 5	1.9 mi
6/10	Ooltewah Middle School	Public - Serves this home	6 to 8	2.6 mi
5/10	Ooltewah High School	Public - Serves this home	9 to 12	4.7 mi
4/10	Hamilton County Virtual School	Public - Nearby school	K to 12	6.6 mi
8/10	Chattanooga School For The Liberal Arts	Public - Choice school	K to 12	8.5 mi
NR	Lakeside Academy	Public - Nearby school	PK to 5	8.5 mi
NR	Collegedale Academy	Private - Nearby school	PK to 12	1.3 mi
NR	Aw Spalding Elementary School	Private - Nearby school	K to 8	1.3 mi
NR	Lester Coon Adventist School	Private - Nearby school	K to 8	2.1 mi


Rating	School	Distance
8/10	Apison Elementary School PublicPK to 5 Serves this home	1.9 mi
6/10	Ooltewah Middle School Public6 to 8 Serves this home	2.6 mi
5/10	Ooltewah High School Public9 to 12 Serves this home	4.7 mi
4/10	Hamilton County Virtual School PublicK to 12 Nearby school	6.6 mi
8/10	Chattanooga School For The Liberal Arts PublicK to 12 Choice school	8.5 mi
NR	Lakeside Academy PublicPK to 5 Nearby school	8.5 mi
NR	Collegedale Academy PrivatePK to 12 Nearby school	1.3 mi
NR	Aw Spalding Elementary School PrivateK to 8 Nearby school	1.3 mi
NR	Lester Coon Adventist School PrivateK to 8 Nearby school	2.1 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4988 Saginaw Road, Ooltewah, TN 37363

4988 Saginaw Road is a single family home for sale in Ooltewah, TN 37363. This property was listed for sale on October 1, 2025 by Real Broker, it's currently listed at $245,000. It has been on the market for a total of 96 days and was last sold on May 17, 2022. This listing's school district is Hamilton County School District. Nearby schools include Apison Elementary School, Ooltewah Middle School and Ooltewah High School. 4988 Saginaw Road is a 3-bed, 2-bath, 1,068 sqft single family home built in 1977.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker, Brian Kelly (423.818.9959)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 11/12/2025 10:10 PM

4988 Saginaw RdOoltewah, TN 37363

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More information about 4988 Saginaw Road, Ooltewah, TN 37363

4988 Saginaw Rd
Ooltewah, TN 37363