499 McCarthy Reservoir Rd, Unit 2

3,400 Sq. Ft.
$176 / Sq. Ft.
3,400
Sq. Ft.
$176
per Sq. Ft.

Description

Lake House Dream! Welcome to your mountain escape in the exclusive Miner's Lake HOA a quiet community of just a few homes sharing access to a private, amenity-rich lake. Enjoy 20 acres of outdoor recreation, including two private docks, a large BBQ area with picnic tables, and a lake stocked with largemouth bass perfect for swimming, kayaking, and fishing. The home itself is spacious and inviting, featuring vaulted wood-clad ceilings, abundant natural light, and a full wrap-around porch for year-round...Lake House Dream! Welcome to your mountain escape in the exclusive Miner's Lake HOA a quiet community of just a few homes sharing access to a private, amenity-rich lake. Enjoy 20 acres of outdoor recreation, including two private docks, a large BBQ area with picnic tables, and a lake stocked with largemouth bass perfect for swimming, kayaking, and fishing. The home itself is spacious and inviting, featuring vaulted wood-clad ceilings, abundant natural light, and a full wrap-around porch for year-round enjoyment. The main level offers a formal entry, a large living room, a primary suite, an additional bedroom, and a conveniently located kitchen with generous cabinetry and adjacent laundry. The lower level has a bedroom, bathroom, and a multi-use open area. Upstairs, a bright open loft includes its own private balcony where you'll enjoy breathtaking sunset views you'll never grow tired of. Plus, a whole-house Generac propane generator keeps things running smoothly no matter the weather. Bring your critters too livestock are welcome, with a charming red stable and small pasture ready to go. Whether you're looking for a full-time residence or a mountain getaway, this is a rare opportunity to enjoy comfort, beauty, and lake life all in one place!
  1. Listed by Anastasia Landreth • DRE #02182097 • Jackson Realty, Inc.
    P: (209)-768-1267 Slandreth90@gmail.com

Property Details for 499 McCarthy Reservoir Road, Unit 2

Parking Features
Boat Dock, Detached, Uncov Prkng Spc (2+), Workshop in Garage
Frontage Type
Waterfront, Lakefront
Architectural Style
Rustic
Subdivision
Miners Lake Subdivision
Zoning
Rural Residential 20 (RR20)
View Description
Forest, Woods
LISTING UPDATED: 01/04/2026 04:10 PM

Property Details for 499 McCarthy Reservoir Road, Unit 2

StatusActive
MLS #225073447
Days on Compass230
Taxes-
HOA Fees$750 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1991
Lot Size4.19 AC / 182,516 SF
CountyCalaveras County

Location

Listing Courtesy of Jackson Realty, Inc., Anastasia Landreth, DRE #02182097
Add your commute

Building Information for 499 McCarthy Reservoir Road, Unit 2

Stories2Year Built1991Building Size-Lot Size4.19 AC / 182,516 SF

Payment Calculator

$2,982 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,919

Property Taxes

$0

HOA Dues

$63

The Payment Calculator is for illustrative purposes only.

Property Information for 499 McCarthy Reservoir Road, Unit 2

Summary
Location and General Information
  • Area/District: 22029
  • Area Short Display: 22029
  • Cross Street: Rail Road Flat Rd
  • City: Rail Road Flat
  • County: Calaveras
  • State: CA
  • Zip Code: 95245
  • Topography: Downslope,Forest,Snow Line Above,Level,Trees Many,Downslope,Forest,Snow Line Above,Level,Trees Many
  • Directions to Property: From Highway 26 in Mokelumne Hill travel 8.7 miles to Glencoe. Turn Right onto Ridge Rd for 4 miles. Turn Right onto Rail Road Flat Rd. for a quarter mile. Turn Left onto McCarthy Reservoir Rd. Home is a quarter mile on the left.
Taxes and HOA Information
  • Association Features: Barbeque, Trails, See Remarks
  • APN: 014-029-006-000
  • License Fee: $.00
  • Association Mandatory: Yes
  • City Transfer Tax Rate: .00%
  • County Transfer Tax Rate: .00%
  • Association Fee Includes: Insurance, Maintenance Grounds
  • Association: true
  • Association Fee: $750.00
  • Association Fee Frequency: Annually
School Information
  • School District (County): Calaveras
  • Elementary School District: Calaveras Unified
  • Middle or Junior School District: Calaveras Unified
  • Senior High School District: Calaveras Unified
Parking
  • Covered Spaces: 0
  • Independent Parking Spaces: 0
  • Carport Spaces: 0
  • Garage Spaces: 2
  • Total Parking Spaces: 0
  • Tandem Parking Spaces: 0
  • Open Parking Spaces: 0
  • Parking Fee $: 0.0
Property
Lot Information
  • Square Footage: 0.0
  • Year Built Source: Assessor Agent-Fill
  • Minimum Bldg SqFt: 0.0
  • # of Lots: 0
  • Lot Size Acres: 4.19
  • Lot Size Source: Owner
  • Lot Size Square Feet: 182516.0
  • Property Faces: West
  • Lot Features: Reservoir, Lake Access
Property and Assessments
  • Property Condition: Original
  • Road Responsibility: Private Maintained Road
  • Restrictions: Rental(s)
  • Special Zones: Fire Zone
  • Home Warranty: false
  • Land Use: Residential
  • Irrigation: None
  • Year Built: 1991
  • Picture Count: 66
  • Photos Provided By: 3rd Party Photographer
  • Elevation: 2810
  • Property Disclaimer: All data, photos, visualizations, and information regarding a property, including the property’s compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
  • Census Tract: 0.0
Green Features
  • Green Verification Year: 0
Utilities
  • Sewer: Septic System
  • Utilities: Internet Available, Propane Tank Leased
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • # of Floors: 0
  • # of Guest Space(s): 0
  • # Of Buildings: 0
  • Construction Materials: Wood
  • Driveway/Sidewalks: Gravel
  • Fencing: None
  • Foundation: Pillar/Post/Pier
  • Stories: 2
  • Levels: Three Or More
  • Upper Level: Loft
  • Lower Level: Bedroom(s), Full Bath(s), Retreat
  • Main Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Kitchen, Street Entrance
  • Other Structures: Barn(s), Shed(s), Storage
  • Patio And Porch Features: Front Porch, Covered Deck, Covered Patio, Wrap Around Porch
  • Exterior Features: Balcony, Fire Pit
  • Window Features: Caulked/Sealed, Dual Pane Full
  • Horse Property: true
  • Horse Property Features: Pasture, Pens, Riding Trail, Stable, Tack Room, Cross Fenced
  • Pool: false
  • Road Surface Type: Asphalt
  • Roof: Metal
  • Senior Community: false
Interior Features
  • Interior Features: Cathedral Ceiling, Storage Area(s), Formal Entry
  • Heating: Pellet Stove, Propane
  • Appliances: Free Standing Refrigerator, Compactor, Dishwasher, Disposal, Microwave, Electric Water Heater, Free Standing Gas Oven
  • Laundry Features: Cabinets, Dryer Included, Washer Included, Inside Area, Inside Room
  • Spa: false
  • # of Fireplaces: 1
  • Bath Features: Shower Stall(s), Window
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts, 220 Volts in Laundry, Generator
  • Other Equipment: Dish Antenna, Water Filter System
  • Flooring: Carpet, Laminate, Linoleum, Wood
  • Entry Level: 0
  • Fireplace Features: Living Room, Pellet Stove
  • Possible Bedrooms: 4.0
  • Bedrooms: 3
  • Primary Bathroom Features: Jetted Tub
  • Bathrooms: 3.0
  • Full Bathrooms: 3
  • Half Bathrooms: 0
  • # of Rooms: 0
  • Room Type: Loft, Master Bathroom, Master Bedroom, Possible Guest, Kitchen, Laundry, Workshop, Living Room
Room Information
Master Bedroom
  • Primary Bedroom Features: Balcony, Ground Floor, Walk-In Closet, Outside Access
Living
  • Living Room Features: Cathedral/Vaulted, Skylight(s), View
Dining
  • Dining Room Features: Formal Area
Kitchen
  • Kitchen Features: Pantry Cabinet, Granite Counter, Stone Counter
1 Bedroom Unit
  • # of 1 Bedroom Units: 0
  • 1 Bedroom Annual Occupancy: .00%
  • # of 1 Bedrooms Occupied: 0
2 Bedroom Unit
  • # of 2 Bedroom Units: 0
  • 2 Bedroom Annual Occupancy: .00%
  • # of 2 Bedrooms Occupied: 0
3 Bedroom Unit
  • # of 3 Bedroom Units: 0
  • 3 Bedroom Annual Occupancy: .00%
  • # of 3 Bedrooms Occupied: 0
4 Bedroom Unit
  • # of 4 Bedroom Units: 0
  • 4 Bedroom Annual Occupancy: .00%
  • # of 4 Bedrooms Occupied: 0
Multi Family
Multi-Family Information
  • Unit: 2
  • # Commercial Units: 0
  • Total # Owner Occupied: 0
  • # Studios Occupied: 0
  • # of Studio Units: 0
Multi-Family Additional Information
  • 2nd Unit Approx SqFt: 0.0
  • 2nd Unit Rents for: $.00
  • 2nd Unit Bedrooms: 0.0
Unit 1
  • Unit 1 Bedrooms: 0
  • Unit 1 Full Baths: 0
  • Unit 1 Partial Baths: 0
  • Unit 1 Rent: $.00
  • Unit 1 Approx SqFt: 0.0
  • Unit 1 # of Rooms: 0
Unit 2
  • Unit 2 Bedrooms: 0
  • Unit 2 Full Baths: 0
  • Unit 2 Partial Baths: 0
  • Unit 2 Rent: $.00
  • Unit 2 Approx SqFt: 0.0
  • Unit 2 # of Rooms: 0
Unit 3
  • Unit 3 Bedrooms: 0
  • Unit 3 Full Baths: 0
  • Unit 3 Partial Baths: 0
  • Unit 3 Rent: $.00
  • Unit 3 Approx SqFt: 0.0
  • Unit 3 # of Rooms: 0
Unit 4
  • Unit 4 Bedrooms: 0
  • Unit 4 Full Baths: 0
  • Unit 4 Partial Baths: 0
  • Unit 4 Rent: $.00
  • Unit 4 Approx SqFt: 0.0
  • Unit 4 # of Rooms: 0
Mobile/Manufactured Home
  • Width: 0.0
  • Length: 0.0
  • Remodeled/Updated: No
  • Berth Size Length: 0.0
  • Berth Size Width: 0.0
Rental
Rent Information
  • Land Lease: false
  • Studio Annual Occupancy: .00%
  • Pets Allowed: Yes

Property History for 499 McCarthy Reservoir Road, Unit 2

DateEvent & SourcePriceAppreciation
Nov 14, 2025

Price Change

METROLIST #225073447

$599,000
Jun 6, 2025

Listed (Active)

METROLIST #225073447

$625,000
DateEvent & SourcePrice
11/14/2025

Price Change

METROLIST #225073447

$599,000
06/06/2025

Listed (Active)

METROLIST #225073447

$625,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 499 McCarthy Reservoir Road, Unit 2

This home is within Amador County Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Jackson Junior High School
Public6 to 8

Amador High School
Public9 to 12

North Star Independent Study School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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499 McCarthy Reservoir Road, Unit 2 is a single family home for sale in Rail Road Flat, CA 95248. This property was listed for sale on June 6, 2025 by Jackson Realty, Inc., it's currently listed at $599,000. This listing's school district is Amador County Unified School District. Nearby schools include Pioneer Magnet School for the Visual and Performing Arts, Jackson Junior High School and Amador High School. 499 McCarthy Reservoir Road, Unit 2 is a 3-bed, 3-bath, 3,400 sqft single family home built in 1991.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Jackson Realty, Inc., Anastasia Landreth, DRE #02182097

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