500 Garrard Street, Unit 2

1,205 Sq. Ft.
$207 / Sq. Ft.
1,205
Sq. Ft.
$207
per Sq. Ft.

Description

Experience timeless elegance & vibrant city living in this one-of-a-kind Victorian-Italianate condo located in the historic Hearne Mansion. Nestled in the heart of Covington's Riverside Historic District—blocks from Ovation, both Covington & Newport's riverfront entertainment, parks & dining—this condo blends preserved artistry with an unbeatable location for a fun, walkable lifestyle. Positioned on the 1st floor, this unit showcases the mansion's original front parlor & dining room, rich with historic...Experience timeless elegance & vibrant city living in this one-of-a-kind Victorian-Italianate condo located in the historic Hearne Mansion. Nestled in the heart of Covington's Riverside Historic District—blocks from Ovation, both Covington & Newport's riverfront entertainment, parks & dining—this condo blends preserved artistry with an unbeatable location for a fun, walkable lifestyle. Positioned on the 1st floor, this unit showcases the mansion's original front parlor & dining room, rich with historic details: 14-foot ceilings, original 12-foot paneled doors & hardware, intricate frieze designs, a bronze plaque fireplace & stunning wood carved fireplace with stained glass accents. These artistic elements are immaculately preserved, offering a rare glimpse into 19th-century craftsmanship. Modern updates include a beautifully refreshed kitchen featuring stainless steel appliances, quartz countertops & an in-unit washer and dryer. The spacious primary suite includes a walk-in closet & breathtaking en-suite bath completely renovated in '20. Floor plan could flex to use dining room as study or additional bedroom. Two assigned parking spaces are included. Agent is related to the owners
  1. Listed by Catherine Kennard • Brokerage DRE #237621 • Keller Williams Advisors
    P: (513)-814-0635 C: (513)-814-0635 kkennard@kw.com
  2. Listed by Deborah Martin • Brokerage DRE #237621 • Keller Williams Advisors
    P: (513)-313-9390 C: (513)-313-9390 dmartin@dmartinsells.com

Property Details for 500 Garrard Street, Unit 2

Has View
Yes
Architectural Style
Historic Registry, Historic
View
City
Zoning Description
Residential
LISTING CLOSED: 02/19/2026 12:00 AM

Property Details for 500 Garrard Street, Unit 2

StatusSold
MLS #634870
Days on Market171
Pet Policy-
Taxes-
HOA Fees$945 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1874
CountyKenton County

Location

Listing Courtesy of Keller Williams Advisors

Sold By Outside Sales

Add your commute

Building Information for 500 Garrard Street, Unit 2

Building/Complex500 Garrard StFloor1Stories-Residences-Pet Policy-Pet Policy Details-Year Built1874

Payment Calculator

$2,379 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,246

Property Taxes

$188

HOA Dues

$945

The Payment Calculator is for illustrative purposes only.

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Property Information for 500 Garrard Street, Unit 2

Summary
Location and General Information
  • Longitude: -84.505617
  • Latitude: 39.086718
  • Directions: 5th Street to Garrard, Right on Garrard. Parking Lot next to building, park in spots 4 & 5 only.
  • MLSArea Major: K01 - Covington North
  • MLSArea Minor: K01 - Covington North
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: CO - Covington
  • Miscellaneous: Historic Registry
  • Unit Number: 2
Taxes and HOA
  • Association Fee Includes: Maintenance Grounds, Association Fees, Insurance
  • Association: Yes
  • Association Fee Frequency: Monthly
  • Parcel Number: 854-23-25-010.04
  • Association Fee: $945
  • Total Yearly Fees: $11,341.44
  • Tax Rate: $15.92
School Information
  • High School District: Covington Indep
  • Elementary School: John G. Carlisle Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High
Parking
  • Parking Features: Off Street, Assigned
  • Attached Garage: No
Property
Lot Information
  • Road Frontage Type: City Street
  • Lot Size Source: Realist
Property and Assessments
  • New Construction: No
  • Year Built: 1874
  • Building Area Total: 1205.0
  • Property Condition: Existing Structure
  • Living Area: 1205.0
  • Living Area Units: Square Feet
  • Living Area Source: Public Records
  • Property Attached: Yes
Building Features
  • Levels: One
  • Foundation Details: Stone
  • Construction Materials: Brick
  • Entry Level: 1
Utilities
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Water Source: Public
  • Gas Company: Duke
  • Electric Company: Duke
  • Water Company: Northern Kentucky Water
  • Sanitation Company: Sanitation District 1
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Disposal, Dishwasher, Refrigerator, Gas Range, Gas Oven, Washer/Dryer Stacked, Stainless Steel Appliance(s)
  • Cooling: Central Air
  • Fireplaces Total: 2
  • Security Features: Smoke Detector(s)
  • Fireplace: Yes
  • Window Features: Vinyl Frames, Wood Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Interior Features: Multi Panel Doors, High Ceilings, Crown Molding, Chandelier, Double Vanity, See Remarks
  • Rooms Total: 5
  • Laundry Features: Main Level
  • Heating: Forced Air, Natural Gas
  • Fireplace Features: Decorative
Exterior Features
  • Door Features: Storm Door(s)
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Bath Adjoins, High Ceilings, Hardwood Floors
  • Room Type: Primary Bedroom
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 14.0
  • Room Dimensions: 15 x 14
Room 2
  • Room Features: Carpet Flooring, Bath Adjoins
  • Room Type: Bedroom 2
  • Room Length: 16.0
  • Room Level: First
  • Room Width: 12.0
  • Room Dimensions: 16 x 12
Room 3
  • Room Features: Galley Kitchen, Wood Cabinets, Luxury Vinyl Flooring
  • Room Type: Kitchen
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 7.0
  • Room Dimensions: 10 x 7
Room 4
  • Room Features: Fireplace(s), High Ceilings, Hardwood Floors
  • Room Type: Great Room
  • Room Length: 22.0
  • Room Level: First
  • Room Width: 16.0
  • Room Dimensions: 22 x 16
Room 5
  • Room Features: Fireplace(s), Chandelier, Hardwood Floors
  • Room Type: Dining Room
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 15.0
  • Room Dimensions: 15 x 15
Condo
  • Elevator(s): No
  • Direct Entry Garage-Unit: No
  • Direct Entry Garage-Building: No
  • # of Ex Steps to Main Entrance: 6
  • Ex Steps to Main Entrance: Up
  • Private Entrance: Yes
  • Common Hallway: Yes
Rental
Rent Information
  • Pets Allowed: Yes

Property History for 500 Garrard Street, Unit 2

DateEvent & SourcePriceAppreciation
Feb 19, 2026

Sold

Northern Kentucky Multiple Listing Service #634870

$250,000
Feb 18, 2026

Sold (Public Record)

Public Record #1931462154

$250,000

+8.4% / yr

Jan 20, 2026

Contract Signed

Northern Kentucky Multiple Listing Service #634870

DateEvent & SourcePrice
02/19/2026

Sold

Northern Kentucky Multiple Listing Service #634870

$250,000
02/18/2026

Sold (Public Record)

Public Record #1931462154

$250,000

+8.4% / yr

01/20/2026

Contract Signed

Northern Kentucky Multiple Listing Service #634870

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 500 Garrard Street, Unit 2

Taxable ValueLand-Additions$170,000Total-
Tax Record2025$2,252 ($188 / month)
Home Facts
Beds2Total Finished SqFt1,205 SqFtAbove Grade Finished SqFt1,205 SqFtStories1StyleCondominiumYear Built1885CountyKENTONAPN854-23-25-010.04Fireplace TypeHas Fireplace

Schools near 500 Garrard Street, Unit 2

This home is within Covington Independent.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
John G Carlisle Elementary School
PublicK to 5

Holmes Middle School
Public6 to 8

Holmes High School
Public9 to 12

Sixth District Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Advisors

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.