5004 Waterloo Road

Closed 4/16/25

Last Sold Price

$535,000

3 beds3 baths1,395 sqft$384/sqft

5004 Waterloo Rd, Ellicott City, MD 21043

Description

DON'T MISS OUT ON THIS Adorable Cape cod on .85 acre large level lot- 3 bedroom 2.5 bath - detached 2 car garage- fresh paint, updated kitchen with grey cabinetry, subway tile backsplash & butcher block countertop. Hardwood floors, LVP in kitchen , wood burning fireplace, New carpet upstairs, Large master suite with built in dressers, updated 2 full baths, unfinished basement with waterproofing system installed 2024 (transferable lifetime warranty), fenced rear yard, covered side porch, Many Updates-New...DON'T MISS OUT ON THIS Adorable Cape cod on .85 acre large level lot- 3 bedroom 2.5 bath - detached 2 car garage- fresh paint, updated kitchen with grey cabinetry, subway tile backsplash & butcher block countertop. Hardwood floors, LVP in kitchen , wood burning fireplace, New carpet upstairs, Large master suite with built in dressers, updated 2 full baths, unfinished basement with waterproofing system installed 2024 (transferable lifetime warranty), fenced rear yard, covered side porch, Many Updates-New Gas Furnace 21, HVAC central air 21, New roof 24, SOLAR PANELS OWNED - producing 38% electric savings in 2024! No hoa!

LISTING CLOSED: 04/16/2025 12:00 AM

Listed by Samantha Young • Young & Associates
P: (304) 500-7500 samantha@westvahomes.com

Property Details for 5004 Waterloo Road

Status

Closed

MLS #

MDHW2048020

Days on Market

Taxes

$6,982 / year

HOA Fees

Condo/Co-op Fees

Property Type

Single Family

MLS Type

Residential / Fee Simple

Year Built

1959

Lot Size

0.85 AC / 36,938 SF

County

Howard County

Tax ID Number

1402235099

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Cape Cod

Levels/Stories

Waterfront

Garage

Yes

Subdivision

NONE AVAILABLE

Subdivision

NONE AVAILABLE (HOWARD MD)

Total Parking Spaces

Central Air

Yes

Basement

Yes

Above Grade Finished SQFT

1,395.00

Above Grade Fin SQFT Source

Assessor

Below Grade Unfinished SQFT

258.00

Below Grade Unfin SQFT Source

Assessor

Total Below Grade SQFT

258.00

Total Below Grade SQFT Source

Assessor

New Construction

Building Winterized Y/N

Yes

Property Condition

Good

Recent comparable sales

Median sold price

$557,500

Avg days on market

Sale-to-list ratio

100.6%

a front view of a house with swimming pool yard and outdoor seating

1/32

$533,500

Sold 12/30/24

3
Bedrooms: 2
Bathrooms: 1,484
Square Feet: 0.92
Acres

8350 Grove Angle Road, Ellicott City, MD 21043

1/50

$515,000

Sold 11/21/25

3
Bedrooms: 2
Bathrooms: 1,550
Square Feet: 0.36
Acres

4701 Hale Haven Drive, Ellicott City, MD 21043

1/47

$557,500

Sold 07/25/25

3
Bedrooms: 2
Bathrooms: 1,232
Square Feet: 0.50
Acres

8549 Marybeth Way, Ellicott City, MD 21043

a front view of house with yard and green space

1/46

$575,000

Sold 07/15/26

3
Bedrooms: 3
Bathrooms: 1,170
Square Feet: 0.25
Acres

4010 Overlook Drive, Ellicott City, MD 21043

1/55

$635,000

Sold 09/02/25

3
Bedrooms: 2
Bathrooms: 1,350
Square Feet: 2.73
Acres

4869 Bonnie Branch Road, Ellicott City, MD 21043

1/36

$525,000

Sold 07/02/26

3
Bedrooms: 3
Bathrooms: 1,664
Square Feet: 0.55
Acres

4606 West Hill Road, Ellicott City, MD 21043

1/31

$675,000

Sold 09/26/25

3
Bedrooms: 2
Bathrooms: 1,384
Square Feet: 0.46
Acres

5422 Kerger Road, Ellicott City, MD 21043

a front view of a house with a yard and trees

1/36

$630,000

Sold 08/18/25

3
Bedrooms: 2
Bathrooms: 1,570
Square Feet: 0.67
Acres

4360 Columbia Road, Ellicott City, MD 21042

1/42

$411,000

Sold 02/27/26

3
Bedrooms: 3
Bathrooms: 1,450
Square Feet: 0.37
Acres

718 Hollow Road, Ellicott City, MD 21043

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Location

Listing Courtesy of Young & Associates

Sold By Hyatt & Company Real Estate, LLC

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Building Information for 5004 Waterloo Road

Stories3Year Built1959Building Size-Lot Size0.85 AC / 36,938 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage¹

$3,301 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,719

Property Taxes

$582

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 5004 Waterloo Road

Location

In City Limits: No
School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM

School District County ID: 121139568958
SchoolDistrictSource: Listing Agent
County: HOWARD

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

Senior Community: No

Taxes and Assessment

Tax Year: 2024
Tax Assessed Value: $441,500

Year Assessed: 2024
County Tax: $5,103
Improvement Assessed Value: $263,600
Land Assessed Value: $227,900
Clean Green Assessed: No
Front Foot Fee: $0
Front Foot Fee Payment Frequency: Annually
Land Use Code: R
Refuse Fee: $365
Zoning: R20
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 2
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 1
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 1
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

All Lower Levels

# Bathrooms All Lower Levels: 1
# Bathrooms Half All Lower Levels: 1

Lower Level 1

# Bathrooms Lower Level: 1
# Bathrooms Half Lower Level: 1

Rooms

Stories: Lower 1, Main, Upper 1

Building Info

Green Info

Green Energy Generation: PV Solar Array(s) Owned

Building Info

Total Finished SQFT: 1,395.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,995.00
Total SQFT: 1,653.00
Total SQFT Source: Assessor
Construction Materials: Brick, Combination, Steel Siding, Mixed
Roof: Architectural Shingle
Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8036/3317/7066/803633177066_512_384_WM_2dTSDoxNMFT7BJCg.jpg
Flooring Type: Wood, Ceramic Tile, Luxury Vinyl Plank, Partially Carpeted
Basement Type: Connecting Stairway, Full, Unfinished, Walkout Stairs, Water Proofing System, Workshop, Sump Pump
Foundation Details: Block
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Half-Lower Level 1-1
# Bathrooms Full: 2
# Bathrooms Half: 1
Other Structure: Shed

Lot / Land Information

Lot Size Source: Assessor
Lot Features: Level

Road Surface Type: Black Top
Road Responsibility: State
Fencing: Rear
Parcel ID: 15363613
Ground Rent Exists: No

Parking

Type Of Parking: Detached Garage
Num of Detached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener

Interior Features

Interior Features: Breakfast Area, Ceiling Fan(s), Carpet, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Wood Floors
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Mantel(s), Wood
Appliances: Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Washer, Microwave
Accessibility Features: 2+ Access Exits
Laundry Type: Lower Floor

Exterior Features

Outdoor Living Structures: Porch(es)
Pool: No Pool

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Natural Gas
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Eastern Panhandle Board of REALTORS
List Agent URL: www.westvahomes.com

Property History for 5004 Waterloo Road

Date	Event & Source	Price	Appreciation
Apr 16, 2025	Closed (Public Record) Public Record #1556603371	$535,000	+5.9% / yr
Apr 16, 2025	Closed BRIGHT #MDHW2048020	$535,000	—
Mar 12, 2025	Pending BRIGHT #MDHW2048020		—
Mar 12, 2025	Active Under Contract BRIGHT #MDHW2048020		—
Feb 13, 2025	Price Change BRIGHT #MDHW2048020	$534,990	—
Jan 10, 2025	Listed (Active) BRIGHT #MDHW2048020	$539,990	—
Nov 30, 2017	Closed (Public Record) Public Record #611190715	$350,000	+3.2% / yr
Nov 30, 2017	Closed BRIGHT #1002144763	$350,000	—
Oct 18, 2017	Pending BRIGHT #1002144763		—
Oct 4, 2017	Listed (Active) BRIGHT #1002144763	$350,000	—
Jun 15, 2012	Closed (Public Record) Public Record #333658911	$295,000	—
Jun 15, 2012	Closed BRIGHT #1003892636	$295,000	—
May 4, 2012	Pending BRIGHT #1003892636		—
Mar 13, 2012	Listed (Active) BRIGHT #1003892636	$325,000	—

Date	Event & Source	Price
04/16/2025	Closed (Public Record) Public Record #1556603371	$535,000 +5.9% / yr
04/16/2025	Closed BRIGHT #MDHW2048020	$535,000
03/12/2025	Pending BRIGHT #MDHW2048020	—
03/12/2025	Active Under Contract BRIGHT #MDHW2048020	—
02/13/2025	Price Change BRIGHT #MDHW2048020	$534,990
01/10/2025	Listed (Active) BRIGHT #MDHW2048020	$539,990
11/30/2017	Closed (Public Record) Public Record #611190715	$350,000 +3.2% / yr
11/30/2017	Closed BRIGHT #1002144763	$350,000
10/18/2017	Pending BRIGHT #1002144763	—
10/04/2017	Listed (Active) BRIGHT #1002144763	$350,000
06/15/2012	Closed (Public Record) Public Record #333658911	$295,000
06/15/2012	Closed BRIGHT #1003892636	$295,000
05/04/2012	Pending BRIGHT #1003892636	—
03/13/2012	Listed (Active) BRIGHT #1003892636	$325,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5004 Waterloo Road

Taxable ValueLand$227,900Additions$263,600Total$491,500

Tax Record2025$7,319 ($610 / month)

Home Facts

Beds0Baths2.5Total Finished SqFt1,995 SqFtAbove Grade Finished SqFt1,395 SqFtFinished Basement SqFt600 SqFtStories1Lot Size36,938 SqFtStyleSingle Family ResidenceYear Built1959Year Renovated1959ZoningR20CountyHOWARDAPN02-235099

Schools near 5004 Waterloo Road

This home is within Howard County Public Schools.


Rating	School	Type	Grades	Distance
7/10	Phelps Luck Elementary School	Public - Serves this home	PK to 5	1.3 mi
8/10	Ellicott Mills Middle School	Public - Serves this home	6 to 8	1.3 mi
9/10	Howard High School	Public - Serves this home	9 to 12	0.9 mi
1/10	Homewood School	Public - Choice school	6 to 12	4.9 mi
NR	Applications And Research Laboratory	Public - Choice school	9 to 12	5.0 mi
NR	Cedar Lane Special Center	Public - Choice school	PK to 12	8.3 mi


Rating	School	Distance
7/10	Phelps Luck Elementary School PublicPK to 5 Serves this home	1.3 mi
8/10	Ellicott Mills Middle School Public6 to 8 Serves this home	1.3 mi
9/10	Howard High School Public9 to 12 Serves this home	0.9 mi
1/10	Homewood School Public6 to 12 Choice school	4.9 mi
NR	Applications And Research Laboratory Public9 to 12 Choice school	5.0 mi
NR	Cedar Lane Special Center PublicPK to 12 Choice school	8.3 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 5004 Waterloo Road, Ellicott City, MD 21043	$535,000	3	3	1,395	36,938
2628 McKenzie Road, Ellicott City, MD 21042	$1,100,000	5	5	4,401	20,174
5007 Waterloo Road, Ellicott City, MD 21043	–	–	1	1,220	29,664
5016 Waterloo Road, Ellicott City, MD 21043	$376,500	4	3	–	36,459
5011 Waterloo Road, Ellicott City, MD 21043	–	–	1	1,053	29,664
4910 Water Grove Lane, Unit 35, Ellicott City, MD 21043	$415,000	3	4	2,670	0
4912 Water Grove Lane, Unit 34, Ellicott City, MD 21043	–	–	2.5	2,138	15,528
4916 Water Grove Lane, Unit 33, Ellicott City, MD 21043	$360,000	3	4	2,126	–
4918 Water Grove Lane, Unit 32, Ellicott City, MD 21043	$399,500	3	4	2,526	–
4920 Water Grove Lane, Unit 31, Ellicott City, MD 21043	$528,000	3	3	3,038	–
10401 Resort Road, Unit R, Ellicott City, MD 21043	$466,475	Studio	–	1,243	–
10401 Resort Road, Unit H, Ellicott City, MD 21043	$446,895	Studio	–	1,245	–
10401 Resort Road, Unit Q, Ellicott City, MD 21043	$414,670	Studio	–	1,078	–
10401 Resort Road, Unit N, Ellicott City, MD 21043	$530,450	Studio	–	1,473	–
10401 Resort Road, Unit W, Ellicott City, MD 21043	$425,475	Studio	–	1,218	–
10401 Resort Road, Unit U, Ellicott City, MD 21043	$450,910	Studio	–	1,214	–

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Listing Courtesy of Young & Associates

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/02/2025 01:09 PM

Ellicott City, MD

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