5020 Waterloo Road

Closed 2/27/25
Closed 2/27/25
Street View
Rear View
Living Room/ Common Area 1.1
Common Area 1.2
Common Area 1.3
Kitchen 1.1
Kitchen 1.2
Dining Room 1.1
Dining Room 1.2
Powder Room
Breezeway 1.1
Breezeway 1.2
Bath 7.1
Bath 7.2
Bedroom 7.1
Bedroom 7.2
Bedroom 6.1
Bedroom 6.2
Common Area 4.1
Powder Room 1.1
Powder Room 1.2
Bathroom 3.1
Bathroom 3.2
Bedroom 3.1
Bedroom 3.2
Bedroom 1.1
Bedroom 1.2.
Bedroom 2.1
Bedroom 2.2
Bathroom 2.1
Bathroom 2.2
Office 1.1
Attic/ Common Area 3.1
Attic/ Common Area 3.2
Attic/ Common Area 3.3
Bathroom 6.1
Bathroom 6.2
Bathroom 5.1
Bathroom 5.2
Baedroom 5.1
Common Area 2
Bedroom 4.1
Bathroom 4.1
Washer/ Dryer and water tank for sprinlkers
two water heaters
Wheelchair Ramp
Large Wrapapround Deck 1.1
Large Wrapapround Deck 1.2
Large Wrapapround Deck 1.3
Front
Floor Plan - Side Building
Floor Plan - Main Floor
Floor Plan - Basement
Floor Plan -Attic
Last Sold Price
$780,000
7 beds4,642 sqft$168/sqft
5020 Waterloo Rd, Ellicott City, MD 21043

Description

The property is back on the market due to the buyer's unforeseen job loss, with no fault attributed to the sellers. Discover a rare gem in the heart of Ellicott City, Howard County. This exceptional property offers unmatched versatility, featuring an updated kitchen with granite countertops, 7 spacious bedrooms, each with its own ensuite bathroom, 2 additional half bathrooms, and 4 dedicated office spaces. Nestled on nearly half an acre, this home is perfect for a large family, with the unique option...The property is back on the market due to the buyer's unforeseen job loss, with no fault attributed to the sellers. Discover a rare gem in the heart of Ellicott City, Howard County. This exceptional property offers unmatched versatility, featuring an updated kitchen with granite countertops, 7 spacious bedrooms, each with its own ensuite bathroom, 2 additional half bathrooms, and 4 dedicated office spaces. Nestled on nearly half an acre, this home is perfect for a large family, with the unique option to live on one side while renting out the other for supplemental income. The property’s versatility extends beyond residential. It is an ideal investment opportunity for generating income through rental arrangements for families, medical offices, or professional workspaces while residing on one side of the property. Exempt from HOA restrictions and upgraded to follow ADA standards, this property is ideally suited for use as a large office space, senior care facility, Assisted Living Facility (ALF), veterans housing, or other specialized services. Enjoy the expansive backyard from a wrap-around deck, complete with an ADA-compliant ramp for easy access to the ground floor. Whether you're seeking a home or a property with commercial potential, this is a must-see. Schedule your private viewing today and explore the endless possibilities this remarkable property offers.
LISTING CLOSED: 02/27/2025 12:00 AM

  1. Listed by KATALIN Szallo • Smart Realty, LLC
    P: (571) 336-4559 kati_szallo@yahoo.com

Property Details for 5020 Waterloo Road

Status
Closed
MLS #
MDHW2043378
Days on Market
77
Taxes
$7,849 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Fee Simple
Year Built
1967
Lot Size
0.48 AC / 20,996 SF
County
Howard County
Tax ID Number
1402253186
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
3
Waterfront
No
Garage
No
Expected On Market Date
08-29-2024
Subdivision
NONE AVAILABLE
Subdivision
NONE AVAILABLE (HOWARD MD)
Total Parking Spaces
5
Central Air
Yes
Basement
Yes
Above Grade Finished SQFT
3,166.00
Above Grade Fin SQFT Source
Estimated
Below Grade Finished SQFT
1,476.00
Below Grade Fin SQFT Source
Estimated
Below Grade Unfinished SQFT
114.00
Below Grade Unfin SQFT Source
Estimated
Total Below Grade SQFT
1,590.00
Total Below Grade SQFT Source
Estimated
New Construction
No

Recent comparable sales

Median sold price

$915,000

Avg days on market

50

Sale-to-list ratio

97.6%

Ellicott City, MD

9 comparable properties found

a front view of a house with a yard
1/2
1

$915,000

Sold 10/28/25

6
Bedrooms
4,146
Square Feet
0.32
Acres

5118 Little Creek Drive, Ellicott City, MD 21043

$800,000 | 8680 Ridge Road, Ellicott City, MD 21043
1/44
2

$800,000

Sold 12/20/24

7
Bedrooms
3,680
Square Feet
0.47
Acres

8680 Ridge Road, Ellicott City, MD 21043

a front view of a house with garden
1/52
3

$855,000

Sold 12/19/25

6
Bedrooms
4,169
Square Feet
0.34
Acres

7718 Briarstone Court, Ellicott City, MD 21043

$715,000 | 5204 Spurr Terrace, Ellicott City, MD 21043
1/37
4

$715,000

Sold 11/22/24

6
Bedrooms
3,766
Square Feet
0.42
Acres

5204 Spurr Terrace, Ellicott City, MD 21043

a front view of a house with a yard and garage
1/58
5

$937,000

Sold 03/28/25

6
Bedrooms
3,987
Square Feet
0.17
Acres

5033 Summer Solstice Place, Ellicott City, MD 21043

$1,003,500 | 4312 Song Smith Lane, Ellicott City, MD 21043
1/58
6

$1,003,500

Sold 07/29/26

6
Bedrooms
4,442
Square Feet
0.25
Acres

4312 Song Smith Lane, Ellicott City, MD 21043

a front view of a house with yard
1/70
7

$1,050,000

Sold 05/28/26

6
Bedrooms
4,874
Square Feet
0.39
Acres

8114 Kylemore Way, Ellicott City, MD 21043

front view of a house with a yard
1/48
8

$810,000

Sold 07/03/25

6
Bedrooms
3,588
Square Feet
0.44
Acres

5114 Meadow Creek Terrace, Ellicott City, MD 21043

$2,525,000 | 10520 Pudding Lane, Ellicott City, MD 21042
1/106
9

$2,525,000

Sold 03/04/26

7
Bedrooms
8,316
Square Feet
1.15
Acres

10520 Pudding Lane, Ellicott City, MD 21042

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Location

Listing Courtesy of Smart Realty, LLC

Sold By EXP Realty, LLC

Add your commute

Building Information for 5020 Waterloo Road

Stories3Year Built1967Building Size-Lot Size0.48 AC / 20,996 SF

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$4,619 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,965

Property Taxes

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HOA Dues

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Property Information for 5020 Waterloo Road

Location
Location
  • In City Limits: No
  • School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM
  • School District County ID: 121139568958
  • SchoolDistrictSource: Listing Agent
  • County: HOWARD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $501,567
  • Year Assessed: 2024
  • County Tax: $5,798
  • Improvement Assessed Value: $367,400
  • Land Assessed Value: $219,900
  • Clean Green Assessed: No
  • Land Use Code: R
  • Refuse Fee: $365
  • Historic: No
  • Zoning: R20
  • Tax Lot: 1
  • Automatically Update Tax Values Y/N: Yes
  • TaxDataUpdatedYN: No
Rooms
Main
  • # Bedrooms Count Main Level: 5
  • # Bathrooms Count Main Level: 5
  • # Bathrooms Full Main Level: 4
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 0
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 0
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 2
  • # Bathrooms All Lower Levels: 3
  • # Bathrooms Full All Lower Levels: 2
  • # Bathrooms Half All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 2
  • # Bathrooms Lower Level: 3
  • # Bathrooms Full Lower Level: 2
  • # Bathrooms Half Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Year Major Reno Remodel: 2018
  • Total Finished SQFT: 4,642.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 2,358.00
  • Total SQFT: 4,756.00
  • Total SQFT Source: Estimated
  • Construction Materials: Block
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8033/2671/3704/803326713704_512_384_WM_uLBviK7KG6HFaPAp.jpg
  • Basement Type: Connecting Stairway, Improved, Outside Entrance, Windows
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bedrooms-Main Level-4, Bedrooms-Main Level-5, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Full-Main Level-3, Bathrooms Full-Main Level-4, Bathrooms Half-Main Level-1, Bedrooms-Lower Level 1-1, Bedrooms-Lower Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1, Bathrooms Full-Lower Level 1-2, Bathrooms Half-Lower Level 1-1
  • # Bathrooms Full: 7
  • # Bathrooms Half: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 15365188
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 5
Interior Features
Interior Features
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Accessibility Features: Doors - Lever Handle(s)
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central
  • Heating Fuel: Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Greater Capital Area Association of REALTORS
  • List Agent URL: www.renrel.com

Property History for 5020 Waterloo Road

DateEvent & SourcePriceAppreciation
Feb 27, 2025

Closed (Public Record)

Public Record #1552664079

$780,000

+12.0% / yr

Feb 27, 2025

Closed

BRIGHT #MDHW2043378

$780,000—
Dec 13, 2024

Pending

BRIGHT #MDHW2043378

—
DateEvent & SourcePrice
02/27/2025

Closed (Public Record)

Public Record #1552664079

$780,000

+12.0% / yr

02/27/2025

Closed

BRIGHT #MDHW2043378

$780,000
12/13/2024

Pending

BRIGHT #MDHW2043378

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5020 Waterloo Road

Taxable ValueLand$219,900Additions$367,400Total$587,300
Tax Record2025$8,438 ($703 / month)
Home Facts
Beds0Baths1Total Finished SqFt2,358 SqFtAbove Grade Finished SqFt2,358 SqFtStories1Lot Size20,996 SqFtStyleSingle Family ResidenceYear Built1967Year Renovated1967ZoningR20CountyHOWARDAPN02-253186

Schools near 5020 Waterloo Road

This home is within Howard County Public Schools.
Rating
School
Type
Grades
Distance
Phelps Luck Elementary School
Public - PK to 5
Ellicott Mills Middle School
Public - 6 to 8
Howard High School
Public - 9 to 12
Homewood School
Public - 6 to 12
Rating
School
Distance
Phelps Luck Elementary School
PublicPK to 5

Ellicott Mills Middle School
Public6 to 8

Howard High School
Public9 to 12

Homewood School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 5020 Waterloo Road, Ellicott City, MD 21043
$780,000
7
4,642
20,996
8340 Grove Angle Road, Ellicott City, MD 21043
–
–
–
5,222
32,801
8308 Grove Road, Ellicott City, MD 21043
$535,000
4
2,058
20,255
5016 Waterloo Road, Ellicott City, MD 21043
$376,500
4
–
36,459
8312 Grove Road, Ellicott City, MD 21043
$585,000
4
1,554
20,030
8302 Grove Road, Ellicott City, MD 21043
–
–
1
1,092
24,611

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Smart Realty, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/27/2025 09:27 PM