504 Kelly St

Destin, FL 32541

$549,000
Price
5
Beds
2,783 Sq. Ft.
$197 / Sq. Ft.
2,783
Sq. Ft.
$197
per Sq. Ft.
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a view of a livingroom with a ceiling fan and window
a kitchen with stainless steel appliances kitchen island granite countertop a sink cabinets and refrigerator
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a bedroom with a bed and a dresser
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a spacious bathroom with a double vanity sink and a large mirror
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Description

Rare gem located in the heart of Destin! Bring your boat plus RV and still have plenty of room for parking! Beautifully maintained all-brick home with major updates already complete, including a 2022 roof, main HVAC (2018), MIL-suite HVAC (2023), 2021 water heater, and a powerful 26kW whole-home generator. The spacious main home offers 3 bedrooms, 2 baths, and a loft, while the private 2-bedroom MIL suite—with its own entrance—provides an excellent space for extended family, guests, or rental income....Rare gem located in the heart of Destin! Bring your boat plus RV and still have plenty of room for parking! Beautifully maintained all-brick home with major updates already complete, including a 2022 roof, main HVAC (2018), MIL-suite HVAC (2023), 2021 water heater, and a powerful 26kW whole-home generator. The spacious main home offers 3 bedrooms, 2 baths, and a loft, while the private 2-bedroom MIL suite—with its own entrance—provides an excellent space for extended family, guests, or rental income. With no HOA and an oversized, fenced-in lot with plenty of parking, including an RV plug, this property is ideal for anyone with a boat, RV, multiple vehicles, or a need for easy in-and-out access. Two powered storage sheds and a bright Florida room add extra functionality. Situated on a rare .37-acre lot in the heart of Destin, this home offers space and flexibility that's hard to findjust minutes from A-rated schools, shopping, dining, and the beach. The interior is ready for your personal updates and vision, making this one of the best value opportunities on the market. Don't miss the potential this property offers! Buyer to verify all information.
  1. Listed by Nichole P Causton • Go Coastal Realty LLC
    P: (850)-714-7600 nichole@gocoastalrealty.com

Property Details for 504 Kelly Street

Zoning
Resid Single Family
Architectural Style
Ranch
Subdivision Name
n/a
LISTING UPDATED: 12/05/2025 02:13 PM

Property Details for 504 Kelly Street

StatusActive
MLS #990748
Days on Market31
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1978
Lot Size0.37 AC / 16,117 SF
CountyOkaloosa County

Location

Listing Courtesy of Go Coastal Realty LLC
Add your commute

Building Information for 504 Kelly Street

Stories2Year Built1978Building Size-Lot Size0.37 AC / 16,117 SF

Payment Calculator

$2,713 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,713

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 504 Kelly Street

Summary
Location and General Information
  • Directions: Hwy 98 to Benning, Benning to Kelly St. then turn left, 504 Kelly is on the left with a white picket fence.
  • MLS Area Minor: 1403 - Destin Northwest
  • MLS Area Major: 14 - Destin
  • Latitude: 30.401925
  • Longitude: -86.500308
  • Location Tax and Legal:Sub Area: 1403 - Destin Northwest
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: POSEY ADDITION LOT 2
Taxes and HOA
  • Tax Legal Description: POSEY ADDITION LOT 2
  • Parcel Number: 00-2S-22-0099-0000-0020
  • Association Fee: $0
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage, Boat, Guest, Oversized, RV
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 9.0
  • Parking Features: Boat, Garage3, Garage Attached, Guest, Oversized, RV
Property
Lot Information
  • Building Area Source: Agent-Measured
  • Lot Size Dimensions: 116.2 x 140.6
  • Lot Size Acres: 0.37
  • Lot Size Area: 0.37
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Other Structures: Guest Quarters, Workshop
  • Lot Features: Interior, Within 1/2 Mile to Water
  • Building Area Total: 2783.0
  • Lot Size Square Feet: 16117.2
  • General Property Info:SqFt Source: Agent-Measured
  • Lot Features: Interior, Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1978.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Ranch
  • Listing Info Tax Legal:Homestead: Yes
  • Construction Status: Construction Complete
  • Construction Siding: Brick
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water
  • Utilities: Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - Central Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Separate Living Area, Shower, Sprinkler System, Yard Building
  • Construction Materials: Brick
  • Stories: 2.0
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Open, Porch, Porch Open
  • Fencing: Fenced Chain Link, Fenced Privacy
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Balcony, Deck Covered, Deck Open, Fenced Back Yard, Fenced Chain Link, Fenced Privacy, Guest Quarters, Hurricane Shutters, Lawn Pump, Patio Open, Porch, Porch Open, Separate Living Area, Shower, Sprinkler System, Workshop, Yard Building
Interior Features
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Guest Quarters, Lock Out, Pantry, Shelving, Washer/Dryer Hookup
  • Flooring: Floor WW Carpet New
  • Window Features: Window Treatment All
  • Room Type: Living Room, Master Bedroom, Bedroom, Florida Room, Loft, Balcony
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Floor WW Carpet New, Furnished - None, Guest Quarters2, Lock Out, Pantry, Shelving, WasherDryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Security System, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 14.0
  • Room Dimensions: 18 x 14
Room 2
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Dimensions: 10 x 11
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.5
  • Room Dimensions: 11 x 10.5
Room 5
  • Room Type: Florida Room
  • Room Level: First
  • Room Length: 24.0
  • Room Width: 16.0
  • Room Dimensions: 24 x 16
Room 6
  • Room Type: Loft
  • Room Level: Second
  • Room Length: 15.0
  • Room Width: 14.0
  • Room Dimensions: 15 x 14
Room 7
  • Room Type: Balcony
  • Room Level: Second
  • Room Length: 10.0
  • Room Dimensions: 10 x 16
Multi Family
Multi Family Information
  • Furnished: Furnished - None
Rental
Rent Information
  • General Property Info:Immediate Occupancy: Yes
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 504 Kelly Street

DateEvent & SourcePriceAppreciation
Dec 4, 2025

Listed (Active)

ECAR #990748

$549,000—
Nov 2, 2025

Withdrawn

ECAR #978206

$575,000—
Aug 18, 2025

Price Change

ECAR #978206

$599,999—
Jun 6, 2025

Price Change

ECAR #978206

$699,900—
Jun 6, 2025

Listed (Active)

ECAR #978206

$650,000—
DateEvent & SourcePrice
12/04/2025

Listed (Active)

ECAR #990748

$549,000
11/02/2025

Withdrawn

ECAR #978206

$575,000
08/18/2025

Price Change

ECAR #978206

$599,999
06/06/2025

Price Change

ECAR #978206

$699,900
06/06/2025

Listed (Active)

ECAR #978206

$650,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 504 Kelly Street

Taxable ValueLand-Additions-Total-
Home Facts
Beds3Total Finished SqFt2,516 SqFtAbove Grade Finished SqFt2,516 SqFtStories2Lot Size16,238 SqFtStyleSingle Family ResidenceYear Built1978CountyOKALOOSAAPN00-2S-22-0099-0000-0020

Schools near 504 Kelly Street

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 504 Kelly Street, Destin, FL 32541

504 Kelly Street is a single family home for sale in Destin, FL 32541. This property was listed for sale on December 4, 2025 by Go Coastal Realty LLC, it's currently listed at $549,000. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 504 Kelly Street is a 5-bed, 3-bath, 2,783 sqft single family home built in 1978.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Go Coastal Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.