3 beds1,666 sqft$1,921/sqft
5045 North Ridge Road, Pentwater, MI 49449
Est: $17,584/moGet pre-approved

Description

Once in a lifetime opportunity to own this gorgeous 29.4 acre property on Lake Michigan with your own private 450 feet of frontage on the lake located just south of Pentwater and north of the Silver Lake Sand Dunes with low bluff, sandy beach and great sunset views. The property is in a land conservancy. The land conservancy offers great lower capped property taxes. A buyer/owner is limited to adding on or rebuilding to no more than 20% larger than existing home/cottage. Privacy is the greatest luxury....Once in a lifetime opportunity to own this gorgeous 29.4 acre property on Lake Michigan with your own private 450 feet of frontage on the lake located just south of Pentwater and north of the Silver Lake Sand Dunes with low bluff, sandy beach and great sunset views. The property is in a land conservancy. The land conservancy offers great lower capped property taxes. A buyer/owner is limited to adding on or rebuilding to no more than 20% larger than existing home/cottage. Privacy is the greatest luxury. Creek runs through property. Hurry as this won't last long. Only 20 stairs or so to the beach. Truestream fiber internet is now at the property but not yet connected. Currently there is a 2-story historic cottage that sits back from the bluff a ways with a detached garage. Great well water. New septic system. There are mutual easements for the shared drivewaySeller keeping northern red cottage that is also in conservancy.
LISTING UPDATED: 08/10/2026 05:42 PM

  1. Listed by Andrea L Crossman • Brokerage DRE #6505346469 • Coldwell Banker Woodland Schmidt
    P: (616)-218-0267 C: (616)-218-0267 andrea@andreacrossman.com

Property Details for 5045 North Ridge Road

Status
MLS #
71026041755
Days on Market
Listed Today
Taxes
$15,820 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1900
Lot Size
29.40 AC / 1,280,664 SF
Architectural Style
Traditional
Has View
Yes
Waterfront Features
All Sports Lake, Lake Front, Private Water Frontage, Water Access Rights
Waterfront
Yes

Location

Listing Courtesy of Coldwell Banker Woodland Schmidt
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Building Information for 5045 North Ridge Road

Stories2Year Built1900Building Size-Lot Size29.40 AC / 1,280,664 SF

Payment Calculator

$17,584 per month

30 year fixed, 6.55% Interest

Principal and Interest

$16,265

Property Taxes

$1,318

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5045 North Ridge Road

Summary
Location and General Information
  • Carrier Route: R002
  • Directions: On Ridge Rd, turn west at the mailbox that has 4965 on it (newer house you'll pass on the way in). Follow the driveway about 1/2 mile long and drive will fork, turn South by the tennis courts to the white cottage.
  • Latitude: 43.737307
  • Longitude: -86.46815
  • Cross Street: Lake Breeze Dr & Sandhill Dr
  • MLS Area Major: Pentwater Twp (64014)
  • Water Body Name: Lake Michigan
Taxes and HOA
  • Parcel Number: 6400103340001
  • Tax Amount Summer: $15,820.00
  • Tax Annual Amount: $15,820.00
  • Tax Assessed Value: $368,516.00
  • Tax Legal Description: Proposed split, proposed long legal on file.
  • Tax Other Annual Assessment Description: None Known
  • Tax Year: 2025
School Information
  • High School District: Pentwater
Parking
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached, Unpaved
Property
Lot Information
  • Frontage Length: 441.0
  • Lot Size Acres: 29.4
  • Lot Size Area: 1280664.0
  • Lot Size Dimensions: 441x2934x450x2430
  • Water Frontage Feet: 450.0
  • Lot Features: Wooded
  • Lot Size Units: Square Feet
  • Road Frontage Feet: 441
  • Road Surface Type: Paved
Property and Assessments
  • State Equalized Value: 3100600.0
  • Living Area: 1666.0
  • Building Area Total: 1666.0
  • Building Area Units: Square Feet
  • Above Grade Finished Area: 1666.0
  • Above Grade Finished Area Units: Square Feet
  • Class Name: Residential
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • New Construction: No
  • Year Built: 1900
Building Features
  • Construction Materials: Wood Siding
  • Foundation Details: Crawl Space
  • Stories: 2
  • Stories Total: 2
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Interior Features
  • Bathrooms Total Notational: 1.1
  • Appliances: Refrigerator, Range
  • Basement: false
  • Has Basement: No
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Fireplace Features: Living Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring: Tile, Vinyl, Wood
  • Heating: None
  • Has Heating: No
  • Rooms Total: 8
Exterior Features
  • Patio And Porch Features: Porch, Screened
  • Pool Private: No
  • Exterior Features: Scrn Porch
Room Information
Room 1
  • Room Level: Main
  • Room Type: Bedroom 4
Room 2
  • Room Level: Upper
  • Room Type: Bedroom 3
Room 3
  • Room Level: Main
  • Room Type: Office
Room 4
  • Room Level: Upper
  • Room Type: Bedroom 2
Room 5
  • Room Description: Screened Porch
  • Room Level: Main
  • Room Type: Bedroom 3
Room 6
  • Room Level: Main
  • Room Type: Living Room
Room 7
  • Room Level: Main
  • Room Type: Kitchen
Room 8
  • Room Level: Upper
  • Room Type: Bedroom3
Room 9
  • Room Level: Main
  • Room Type: Bath Lav
Room 10
  • Room Level: Upper
  • Room Type: Bath Full
Agent
Sale and Listings
  • Public GLR Website: Yes

Property History for 5045 North Ridge Road

DateEvent & SourcePriceAppreciation
Aug 10, 2026

Listed (Active)

Michigan Regional Information Center #26041755

$3,200,000
Aug 10, 2026

Listed (Active)

Realcomp #71026041755

$3,200,000
Aug 10, 2026

Listed (Active)

MiRealSource #70551413

$3,200,000
DateEvent & SourcePrice
08/10/2026

Listed (Active)

Michigan Regional Information Center #26041755

$3,200,000
08/10/2026

Listed (Active)

Realcomp #71026041755

$3,200,000
08/10/2026

Listed (Active)

MiRealSource #70551413

$3,200,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 5045 North Ridge Road

This home is within Pentwater Public School District.
Rating
School
Type
Grades
Distance
Public - PK to 12
Rating
School
Distance
Pentwater Public School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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5045 North Ridge Road is a single family home for sale in Pentwater, MI 49449. This property was listed for sale on August 10, 2026 by Coldwell Banker Woodland Schmidt, it's currently listed at $3,200,000. This listing's school district is Pentwater Public School District. Nearby schools include Pentwater Public School. 5045 North Ridge Road is a 3-bed, 2-bath, 1,666 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Woodland Schmidt

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