Sold
Last Sold Price
4 beds2,018 sqft
51 N Ridge, Surf City, NC 28445
Single FamilyProperty Type
0.38 acresLot Size
2001Year Built
$483/sq ftPrice per sq ft
2 carsParking Spaces

Description

Attention boat lovers and water enthusiasts. We are presenting an amazing opportunity to own a beach home with over 160' off deep water frontage. There are not many home sites like this on the island. Possible Owner Financing available. 5% interest rate for 2 years (30 year amortization) with 20% downpayment. Experience the epitome of coastal living with this stunning waterfront property. A true rarity, this beautiful home offers a substantial waterfront, a large portion of which is bulkheaded and...Attention boat lovers and water enthusiasts. We are presenting an amazing opportunity to own a beach home with over 160' off deep water frontage. There are not many home sites like this on the island. Possible Owner Financing available. 5% interest rate for 2 years (30 year amortization) with 20% downpayment. Experience the epitome of coastal living with this stunning waterfront property. A true rarity, this beautiful home offers a substantial waterfront, a large portion of which is bulkheaded and features a convenient 10,000 lb lift for your boating needs. Nestled in the serene community of Sandy Ridge, this home fulfills the cherished beach house dream that so many desire. Imagine sharing blissful moments with family and friends in a home that offers not only ample bedrooms and bathrooms for comfort but also easy access to the beach for endless sandy adventures. Enhancing the allure, this residence grants you the pleasure of having your very own watercraft - be it a boat, jet skis, or kayaks - right on your property. Picture yourself soaking in breathtaking sunset views from the comfort of your private balconies, while the calming sound of the water soothes your soul. The heartwarming kitchen and spacious living areas provide a perfect setting for entertaining and relishing in the company of loved ones, all while savoring the finest local seafood catches. With four generously sized bedrooms, each complemented by its own bathroom, both owners and guests enjoy the ultimate convenience and luxury. The pi¨ce de r©sistance? Several rooms and inviting porches offer unparalleled 180-degree vistas of the renowned Topsail sound - a true treat for the senses. And if you work from home, enjoy these same beautiful water views from your home office. Don't miss out on this extraordinary opportunity to own a slice of coastal paradise. Immerse yourself in the tranquility of Topsail Island and seize the chance to make this dreamlike home your own.
  • Listed by: Steve Crager Brokerage DRE #N/A • Crager Realty Group
Listing closed: 01/26/2024 12:00 AM • Source: NCRMLS, MLS#: 100415611

Recent comparable sales

Median sold price

$965,000

Avg days on market

83

Sale-to-list ratio

95.8%

Surf City, NC

9 comparable properties found

$900,000 | 108 Shaes Lodge, Surf City, NC 28445
1/51
1

$900,000

Sold 05/20/26

4
Bedrooms
2,265
Square Feet
0.13
Acres
$1,300,000 | 331 Oceanaire Lane, Surf City, NC 28445
1/57
2

$1,300,000

Sold 08/24/26

4
Bedrooms
2,262
Square Feet
2.18
Acres
$990,000 | 322 Oceanaire Lane, Surf City, NC 28445
1/54
3

$990,000

Sold 10/15/24

5
Bedrooms
2,177
Square Feet
0.11
Acres
$965,000 | 317 Oceanaire Lane, Surf City, NC 28445
1/64
4

$965,000

Sold 11/14/25

4
Bedrooms
2,024
Square Feet
0.31
Acres
$970,000 | 310 Oceanaire Lane, Surf City, NC 28445
1/49
5

$970,000

Sold 03/23/26

4
Bedrooms
2,051
Square Feet
0.11
Acres
$950,000 | 308 Oceanaire Lane, Surf City, NC 28445
1/62
6

$950,000

Sold 03/10/26

4
Bedrooms
2,025
Square Feet
0.11
Acres
$915,000 | 304 Oceanaire Lane, Surf City, NC 28445
1/52
7

$915,000

Sold 08/24/26

4
Bedrooms
2,044
Square Feet
0.11
Acres
$1,030,000 | 118 Fairytale Lane, Surf City, NC 28445
1/83
8

$1,030,000

Sold 04/14/25

4
Bedrooms
2,148
Square Feet
0.18
Acres
$942,500 | 117 Coastal Cay, Surf City, NC 28445
1/51
9

$942,500

Sold 08/17/25

4
Bedrooms
2,748
Square Feet
0.03
Acres

Location

Listing Courtesy of Crager Realty Group

Sold By Landmark Sotheby's International Realty

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Payment Calculator

$5,554 per month

30 year fixed, 6.71% Interest

Principal and Interest

$5,038

Property Taxes

$515

HOA Dues

$0

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Property Information for 51 N Ridge

Property Details
  • Taxes: $6,185 / year
  • MLS Type: Residential / Single Family Residence
  • Subdivision Name: Sandy Ridge
  • View: Canal, ICW, Sound, Water
  • Waterfront: Yes
  • Waterfront Features: Boat Lift, Bulkhead, Canal Front, Water Depth 4+
  • Zoning: R5
Building Information
  • Stories: 3
  • Year Built: 2001
  • Lot Size: 0.38 AC / 16,466 SF
Summary
Location and General Information
  • Island Or Mainland: Island
  • In City Limits: Yes
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: Go over the Surf City Bridge. Head South on South Topsail Drive. Turn R on Sandy Lane. Turn R on East Ridge. Turn L on N Ridge. Home is in the cul-de-sac.
  • Latitude: 34
  • Longitude: -78
  • Road Frontage Type: Maintained, City Street, State Road, Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: none known
  • Association Amenities: Beach Access, None
  • Association Fee Frequency: Annually
  • Association Name: Sandy Ridge
  • Association Phone: none
  • Association: Yes
  • Parcel Number: 4234-04-8142-0000
  • Tax Book Number: 27
  • Tax Legal Description: lot 51 Sandy Ridge
  • Tax Lot: 51
  • Tax Map Number: 105
  • Tax Assessed Value: $539,023
  • Tax Year: 2022
Parking
  • Attached Garage Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Total: 2.0
  • Parking Features: Off Street
Property
Lot Information
  • Living Area Range: 2000 - 2199
  • Lot Number: 51
  • Boat Slip Length: 20.0
  • Boat Slip Width: 10.0
  • Mean High Water Depth: 4.0
  • Building Area Total: 2018.0
  • Frontage Type: ICW Front, Sound Front, Canal Front
  • Lot Size Acres: 0.38
  • Lot Size Area: 0.38
  • Lot Size Square Feet: 16466.0
  • Lot Features: Cul-De-Sac, Boat Dock, Boat Lift, Boat Slip, Bulkhead, Water Depth 4+
  • Lot Size Dimensions: irregular
  • Lot Size Units: Acres
  • Living Area: 2018.0
  • Living Area Units: Square Feet
  • Structure Type: Wood Frame, Stick Built
Property and Assessments
  • Deed Book: 4807
  • Deed Page: 1814.0
  • New Construction: No
  • Possession: At Closing
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Year Built: 2001
  • Permitted Use: Public
Utilities
  • Sewer Provider: Municipal Sewer
  • Utilities: Sewer Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Finish: Vinyl Siding
  • Accessibility Features: None
  • Construction Materials: Vinyl Siding, Wood Frame
  • Exterior Features: Outdoor Shower
  • Fencing: None
  • Foundation Details: Other, Pilings
  • Horse: No
  • Patio And Porch Features: Deck, Porch, Balcony
  • Roof: Architectural Shingle
  • Stories: 3
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 5.0
  • Bathrooms Total Notational: 4.1
  • Attic Features: Scuttle
  • Heating System Fuel Source: Electric
  • Water Heater: Electric
  • Dining Room Type: Combination, Kitchen2
  • Master Bedroom Level: Non Primary Living Area
  • Appliances: Built-In Microwave, Refrigerator, Range, Dishwasher
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 5
  • Bedrooms Total: 4
  • Basement: None
  • Cooling: Central Air, Heat Pump, Zoned
  • Cooling: Yes
  • Fireplace: No
  • Flooring: Bamboo, LVT/LVP, Tile
  • Heating: Yes
  • Heating: Heat Pump, Zoned, Electric
  • Interior Features: Vaulted Ceiling(s), Solid Surface, Kitchen Island, Reverse Floor Plan
  • Levels: Three Or More
  • Room Type: Bedroom 1, Office, Living Room, Kitchen, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Dining Area
  • Rooms Total: 8
  • Window Features: Thermal Windows
Room Information
Room 1
  • Room Level: Second
  • Room Length: 18.0
  • Room Width: 11.0
  • Room Type: Bedroom 2
Room 2
  • Room Level: Upper
  • Room Length: 19.0
  • Room Width: 12.0
  • Room Type: Living Room
Room 3
  • Room Level: Second
  • Room Length: 10.0
  • Room Width: 14.0
  • Room Type: Bedroom 4
Room 4
  • Room Level: Upper
  • Room Length: 10.0
  • Room Width: 19.0
  • Room Type: Bedroom 1
Room 5
  • Room Level: Upper
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Type: Kitchen
Room 6
  • Room Level: Upper
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Type: Dining Room
Room 7
  • Room Level: Upper
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Type: Office
Room 8
  • Room Level: Second
  • Room Length: 18.0
  • Room Width: 12.0
  • Room Type: Bedroom 3
Multi Family
Multi Family Information
  • Furnished: Unfurnished
  • Unit Type: 4 Bedroom Or More
Agent
Sale and Listing
  • Sold Exclusive: No

Property History for 51 N Ridge

DateEvent & SourcePriceAppreciation
Jan 26, 2024

Sold

NCRMLS #100415611

$975,000
Jan 12, 2024

Sold (Public Record)

Public Record #1526114307

$975,000
Dec 24, 2023

Pending

NCRMLS #100415611

DateEvent & SourcePrice
01/26/2024

Sold

NCRMLS #100415611

$975,000
01/12/2024

Sold (Public Record)

Public Record #1526114307

$975,000
12/24/2023

Pending

NCRMLS #100415611

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 51 N Ridge

Taxable ValueLand$412,060Additions$126,963Total$539,023
Tax Record2024$4,474 ($373 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,536 SqFtAbove Grade Finished SqFt1,536 SqFtStories2Lot Size16,466 SqFtStyleSingle Family ResidenceYear Built1993ZoningR5CountyPENDERAPN4234-04-8142-0000Fireplace TypeHas Fireplace

Schools near 51 N Ridge

This home is within Pender County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 5 to 8
Public - 9 to 12
Public - 6 to 8
Rating
School
Distance
North Topsail Elementary School
PublicPK to 5

Topsail Middle School
Public5 to 8

Topsail High School
Public9 to 12

Surf City Middle
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 51 N Ridge, Surf City, NC 28445
$975,000
4
2,018
16,466
$565,000
4
2,872
11,972
$505,000
3
1,212
14,375
$1,130,000
4
2,233
10,019
$366,000
3
1,259
7,000
$362,000
4
2,003
9,148

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Crager Realty Group

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 09/14/2026 09:54 AM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass or its subsidiaries, affiliates and their agents and associated third parties shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS