515 Useppa Useppa Island

Bokeelia, FL 33922

$1,260,000
Price
3
Beds
1,708 Sq. Ft.
$738 / Sq. Ft.
1,708
Sq. Ft.
$738
per Sq. Ft.
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a view of a lake with houses
a view of a lake with houses
a view of a lake with boats and trees in the background
a view of a lake and a mountain
an aerial view of residential houses with outdoor space
a view of a lake and a yard
a view of a lake with a big yard
a view of a city
an aerial view of a house with outdoor space
an aerial view of a residential houses with outdoor space and lake view
a view of a house with a yard and garden
a living room with fireplace furniture and a large window
a living room with lots of furniture and a rug
a living room with furniture and a large window
a dining room with furniture potted plants and wooden floor
a living room with furniture and a fireplace
a living room with furniture a fireplace and a flat screen tv
a kitchen with granite countertop white cabinets and chairs
a room with lots of appliances and cabinets
a kitchen with a sink and refrigerator
a kitchen with a sink stove and microwave
a bedroom with a bed and a flat tv screen on dresser
a bedroom with a bed and a chandelier
a bathroom with a sink and a mirror
a bathroom with a double vanity sink and a mirror
a bedroom with a bed and wooden floor
a view of entryway
a view of a chairs and table in patio
a bedroom with a bed and ceiling fan
a living room with furniture and a clock
a workspace with furniture
a kitchen with cabinets and window
a en suite bathroom with a sink a toilet and a mirror
a bathroom with a shower and toilet
a bedroom with a bed and a window
a view of a patio with table and chairs potted plants and covered with wooden floor
a view of a chairs and table on the deck
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Description

Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space and the relaxed elegance synonymous with island living. This attached villa has been tastefully updated and appointed with impact-rated...Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space and the relaxed elegance synonymous with island living. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, and replacement of the water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers an opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
  1. Listed by Jim Fischer • Century 21 Sunbelt Realty • jim@jimfischerrealtor.com

Property Details for 515 Useppa Useppa Island

Development
USEPPA ISLAND
Building Design
Villa Attached, Duplex
Community Type
Boating
Waterfront
Yes
Waterfront Desc
Bayfront, Across The Road Water Frontage
Waterfront Desc
None
View
Bay, Landscaped, Mangroves, Trees Woods, Water
Garage Spaces
.00
LISTING UPDATED: 05/26/2026 11:45 AM

Property Details for 515 Useppa Useppa Island

StatusActive
MLS #2026022591
Days on Market9
Taxes$8,839 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1980
Lot Size0.06 AC / 2,613 SF
CountyLee County
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Location

Listing Courtesy of Century 21 Sunbelt Realty, Jim Fischer
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Building Information for 515 Useppa Useppa Island

Stories2Year Built1980Building Size-Lot Size0.06 AC / 2,613 SF

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$7,015 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,279

Property Taxes

$737

HOA Dues

$0

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Property Information for 515 Useppa Useppa Island

Summary
Location and General Information
  • City: Useppa Island
  • Directions: This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
  • Human Modified: No
  • Latitude: 26.66
  • Longitude: -82.21
  • MLS Area Major: OI01 - Outer Islands
  • Pets: Limits, With Approval
  • Postal Code: 33924
  • Street Name: Useppa
  • Street Number: 515
  • Block: 3
  • Full Address: 515 Useppa
  • View: Yes
Parking
  • Carport Spaces: .00
  • Carport: No
  • Covered Spaces: .00
  • Garage: No
  • Parking Features: Driveway, Golf Cart Garage, Unpaved
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $53,250.00
  • Association Fee Total: $25,164.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $.00
  • Maintenance: Other, Road Maintenance, Street Lights, Trash
  • Association Mngmt Phone: 239-283-1061
  • Mandatory HOA: No
  • Tax Annual Amount: $8,838.87
  • Tax Year: 2025
  • Transfer Fee: $.00
  • Association Fee 3: $.00
  • Membership Fee Frequency: Monthly
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Development Name: USEPPA ISLAND
  • Parcel Number: 09-44-21-02-00003.0000
  • Property Type: Residential
  • Section: 09
  • Lot Unit: 15
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Other, Sprinklers Automatic
  • Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Dimensions: 33 x 92 x 28 x 91
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: USEPPA VILLAGE E 1/2 LOT III DESC IN OR 1706/4251 + 3462/438
Property and Assessments
  • Total Area: 2469.0
  • Rear Exposure: N
  • Approx Living Area: 1708.0
  • Possession: Close Of Escrow
  • Property Attached: Yes
  • Property Condition: Resale
  • Property Sub Type: Attached
  • Township: 44
  • Senior Community: false
  • Range: 21E
  • Special Assessment: 0.00
  • Sub Condo Name: USEPPA ISLAND
  • Year Built Numeric: 1980
  • Property Sub Type Additional: Attached, Duplex, Villa
  • Restrictions: Architectural, Deed Restrictions, No Motorcycles, No Rv, No Truck
  • Zoning Code: RM-2
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Central
  • Utilities: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
  • Water Source: Public
  • Water: Central
Multi Family
Multi-Family Information
  • Num Unit Floor: 1
  • Golf Type: No Golf Available
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 2
  • Stories: 2.0
  • Total Floors: 2
  • Total One Time Fees: $53,250.00
  • Units in Building: 2
  • Unit Location: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Two Story, Duplex
  • Association Amenities: Bocce Court, Boat Dock, Marina, Fitness Center, Other, Pickleball, Private Membership, Pool, Restaurant, Spa Hot Tub, See Remarks, Tennis Courts, Trails
  • Canal Width: None
  • Community Features: Boat Facilities, Street Lights
  • Construction: Wood Frame
  • Exterior Features: Deck, Security High Impact Doors, Sprinkler Irrigation, Outdoor Grill, Other, Patio, Gas Grill
  • Exterior Features: Deck, Built In Grill, Patio, Sprinklers Auto
  • Foundation Details: Pillar Post Pier, Raised
  • Irrigation Source: Municipal
  • Other Structures: Guest House Attached
  • Patio And Porch Features: Balcony, Deck, Open, Patio, Porch
  • Pool Features: Community
  • Private Pool: No
  • Roof: Metal
  • Security Features: Smoke Detectors
  • Structure Type: Duplex
  • Gulf Access Type: No Bridges, Water Direct
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dryer, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 3
  • Bedrooms: 3+Den
  • Cooling: Central Air, Electric, Zoned
  • Cooling: Yes
  • Elevator Text Details: None
  • Fireplace: Yes
  • Flooring: Other, Tile
  • Furnished Desc: Furnished
  • Heating: Central, Electric, Zoned
  • Heating: Yes
  • Interior Features: Built In Features, Bedroom On Main Level, Fireplace, Living Dining Room, Other, See Remarks, Shower Only, Separate Shower, Tub Shower, Window Treatments, Home Office, Split Bedrooms
  • Interior Features: Fireplace, Other, Smoke Detectors, Window Coverings
  • Laundry Features: Inside
  • Levels: Two
  • Rooms Total: 0
  • Window Features: Other, Impact Glass, Window Coverings
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 515 Useppa Useppa Island

DateEvent & SourcePriceAppreciation
May 26, 2026

Listed (Active)

FORTMLS #2026022591

$1,260,000—
DateEvent & SourcePrice
05/26/2026

Listed (Active)

FORTMLS #2026022591

$1,260,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 515 Useppa Useppa Island

This home is within Lee.
Rating
School
Type
Grades
Distance
The Island School
Charter - K to 5
Oasis Charter Middle School
Charter - 6 to 8
Oasis Charter High School
Charter - 9 to 12
Oasis Elementary Charter School - North
Charter - K to 5
Rating
School
Distance
The Island School
CharterK to 5

Oasis Charter Middle School
Charter6 to 8

Oasis Charter High School
Charter9 to 12

Oasis Elementary Charter School - North
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 515 Useppa Useppa Island, Bokeelia, FL 33922

515 Useppa Useppa Island is a single family home for sale in Bokeelia, FL 33922. This property was listed for sale on May 26, 2026 by Century 21 Sunbelt Realty, it's currently listed at $1,260,000. This listing's school district is Lee. Nearby schools include The Island School, Oasis Charter Middle School and Oasis Charter High School. 515 Useppa Useppa Island is a 3-bed, 2-bath, 1,708 sqft single family home built in 1980.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Century 21 Sunbelt Realty, Jim Fischer

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.