515 Water St

Carthage, TN 37030

$206,000
Price
3
Beds
1,415 Sq. Ft.
$146 / Sq. Ft.
1,415
Sq. Ft.
$146
per Sq. Ft.
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Description

Charming home with investment potential in downtown Carthage! This 3-bedroom, 2-bath home offers 1,415 sq ft of living space on a 0.33-acre lot. A few prominent features include hardwood floors, vinyl siding, covered front porch, a concrete driveway, utility room and a fenced backyard. The upstairs bonus space provides added flexibility for an office, guest area, or storage. Conveniently located in the heart of Carthage —just 10 minutes from I-40 and 45 minutes to BNA. Shed does not convey.Charming home with investment potential in downtown Carthage! This 3-bedroom, 2-bath home offers 1,415 sq ft of living space on a 0.33-acre lot. A few prominent features include hardwood floors, vinyl siding, covered front porch, a concrete driveway, utility room and a fenced backyard. The upstairs bonus space provides added flexibility for an office, guest area, or storage. Conveniently located in the heart of Carthage —just 10 minutes from I-40 and 45 minutes to BNA. Shed does not convey.
  1. Listed by Robin Underwood • Underwood Hometown Realty, LLC

Property Details for 515 Water Street

Subdivision Name
N/A
Waterfront
No
LISTING UPDATED: 01/04/2026 05:08 PM

Property Details for 515 Water Street

StatusActive
MLS #3060160
Days on Market54
Taxes$695 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1930
Lot Size0.33 AC / 14,374 SF
CountySmith County

Location

Listing Courtesy of Underwood Hometown Realty, LLC, Robin Underwood (615.489.5921)
Add your commute

Building Information for 515 Water Street

Stories2Year Built1930Building Size-Lot Size0.33 AC / 14,374 SF

Payment Calculator

$1,062 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,004

Property Taxes

$58

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 515 Water Street

Summary
Location and General Information
  • Directions: From Nashville, take I-40 E to exit 258. Turn L, go for 4.9mi, go L on Upper Ferry Rd for .8 mi, continue on Main St N for .3 mi, go L on College Ave W, go for 361ft, turn R onto Water St, in 285ft, property will be on your Left
  • Elementary School: Carthage Elementary
  • High School: Smith County High School
  • Levels: Two
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Middle Or Junior School: Smith County Middle School
  • Mlg Can View: Yes
Parking
  • Total Non Garage Parking Spaces: 2.0
  • Garage Spaces: .00
  • Parking Total: 2.00
Taxes and HOA Information
  • Condo Coop Association YN: No
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Carpet, Wood, Tile
Lot Information
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 053D D 01200 000
  • Lot Size Area: 0.33
Property and Assessments
  • Construction Materials: Vinyl Siding
  • Documents Count: 4
  • New Construction: No
  • Possession: Negotiable
  • Property Attached: No
  • Senior Community: No
  • Stories: 2
  • Year Built Details: Existing
Utilities
  • Basement: Crawl Space
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Central, Natural Gas
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available, Water Available
  • Water Source: Private
Interior and Exterior Features
Interior Features
  • Appliances: Electric Oven, Electric Range, Refrigerator
  • Interior Features: Ceiling Fan(s), High Speed Internet
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
Bedroom Information
  • Main Level Beds: 3
Exterior Features
  • Attached Garage: No
  • Covered Spaces: .00
  • Exterior Features: No Dock
  • Fencing: Back Yard
  • Garage: No
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • Roof: Shingle
  • View YN: No

Property History for 515 Water Street

DateEvent & SourcePriceAppreciation
Jan 4, 2026

Price Change

REALTRACS #3060160

$206,000—
Dec 9, 2025

Listed (Active)

REALTRACS #3060160

$211,000—
Jan 20, 2012

Closed (Public Record)

Public Record #322700150

$22,000

-21.9% / yr

Sep 28, 2007

Closed (Public Record)

Public Record #226867870

$64,000

+4.7% / yr

May 5, 2006

Closed (Public Record)

Public Record #195004351

$60,000—
DateEvent & SourcePrice
01/04/2026

Price Change

REALTRACS #3060160

$206,000
12/09/2025

Listed (Active)

REALTRACS #3060160

$211,000
01/20/2012

Closed (Public Record)

Public Record #322700150

$22,000

-21.9% / yr

09/28/2007

Closed (Public Record)

Public Record #226867870

$64,000

+4.7% / yr

05/05/2006

Closed (Public Record)

Public Record #195004351

$60,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 515 Water Street

Taxable ValueLand$5,000Additions$22,275Total$27,275
Home Facts
Beds0Total Finished SqFt1,104 SqFtAbove Grade Finished SqFt1,104 SqFtStories2Lot Size14,375 SqFtStyleSingle Family ResidenceYear Built1930Year Renovated1982ZoningR-2CountySMITHAPN053D D 01200

Schools near 515 Water Street

This home is within Smith County School District.
Rating
School
Type
Grades
Distance
Carthage Elementary School
Public - PK to 4
Smith County Middle School
Public - 5 to 8
Smith County High School
Public - 9 to 12
Rating
School
Distance
Carthage Elementary School
PublicPK to 4

Smith County Middle School
Public5 to 8

Smith County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 515 Water Street, Carthage, TN 37030

515 Water Street is a single family home for sale in Carthage, TN 37030. This property was listed for sale on December 9, 2025 by Underwood Hometown Realty, LLC, it's currently listed at $206,000. It has been on the market for a total of 54 days and was last sold on January 20, 2012. This listing's school district is Smith County School District. Nearby schools include Carthage Elementary School, Smith County Middle School and Smith County High School. 515 Water Street is a 3-bed, 2-bath, 1,415 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Underwood Hometown Realty, LLC, Robin Underwood (615.489.5921)

Based on information submitted to the MLS GRID as of 01/04/2026 05:08 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.