Last Sold Price
2 beds1,872 sqft$202/sqft
518 Elk Road, Owenton, KY 40359

Description

Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.
LISTING CLOSED: 05/21/2026 12:00 AM

  1. Listed by Mindy Hearne • Ashcraft Real Estate Services
    P: (859) 802-9417 C: (859) 802-9417 mindy@ashcraftrealty.com

Property Details for 518 Elk Road

Status
MLS #
641187
Days on Market
14
Taxes
-
HOA Fees
$208 / month
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
-
Lot Size
0.48 AC / 20,908 SF
Has View
Yes
Architectural Style
Cottage
View
Lake

Location

Listing Courtesy of Ashcraft Real Estate Services

Sold By Outside Sales

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Building Information for 518 Elk Road

Stories-Year Built-Building Size-Lot Size0.48 AC / 20,908 SF

Payment Calculator

$2,129 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,921

Property Taxes

$0

HOA Dues

$208

The Payment Calculator is for illustrative purposes only.

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Property Information for 518 Elk Road

Summary
Location and General Information
  • Longitude: -84.77121
  • Latitude: 38.49241
  • Directions: Follow 127 to Owenton Continue straight onto KY-227 S/KY-22 E/Main St  Continue to follow KY-227 S/KY-22 E  1.5 mi Turn right onto KY-227 S  2.0 mi Turn left onto KY-330 E  1.2 mi Turn right onto State Hwy 1883  Destination will be on the right  1.7 mi
  • MLSArea Major: K22 - Owen Cty
  • MLSArea Minor: K22 - Owen Cty
  • Year Built Known: No
  • Property Condition Disclosure: Yes
  • SIC: OW - Owenton- Owen Cty
Taxes and HOA
  • Association: Yes
  • Association Fee Frequency: Annually
  • Parcel Number: 075-80-05-018.00
  • Association Fee: $2,500
  • Total Yearly Fees: $2,500.00
  • Tax Rate: 12.20
School Information
  • High School District: Owen Co Public
  • Elementary School: Owen County Elementary
  • Middle Or Junior School: Maurice Bowling Middle School
  • High School: Owen County High
Parking
  • Parking Features: Driveway
  • Attached Garage: No
Property
Lot Information
  • Lot Size Units: Acres
  • Lot Size Square Feet: 20992.0
  • Lot Size Acres: 0.4819
  • Lot Size Source: Realist
  • Lot Size Dimensions: 73 X 291
  • Lot Size Area: 0.48
Property and Assessments
  • New Construction: No
  • Building Area Total: 1872.0
  • Property Condition: Existing Structure
  • Living Area: 1872.0
  • Living Area Units: Square Feet
  • Living Area Source: Public Records
  • Property Attached: No
Building Features
  • Levels: Two
  • Structure Type: House
  • Foundation Details: Poured Concrete
  • Construction Materials: Vinyl Siding
Utilities
  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Water Source: Public
  • Electric Company: Owen Electric
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Microwave, Refrigerator, Washer/Dryer Stacked, Electric Range
  • Cooling: Central Air
  • Fireplace: No
  • Window Features: Vinyl Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Walk-Out Access, Full Finished Bath, Finished
  • Rooms Total: 4
  • Laundry Features: Electric Dryer Hookup
  • Heating: Forced Air
Exterior Features
  • Patio And Porch Features: Covered, Tiered Deck
  • Association Amenities: Lake Year Round
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Hardwood Floors
  • Room Type: Primary Bedroom
  • Room Length: 8.4
  • Room Level: First
  • Room Width: 9.4
  • Room Dimensions: 8.4 x 9.4
Room 2
  • Room Features: Walk-Out Access
  • Room Type: Bedroom 2
  • Room Length: 22.9
  • Room Level: Basement
  • Room Width: 10.3
  • Room Dimensions: 22.9 x 10.3
Room 3
  • Room Features: Walk-Out Access, Ceiling Fan(s), Hardwood Floors
  • Room Type: Family Room
  • Room Length: 27.1
  • Room Level: First
  • Room Width: 21.6
  • Room Dimensions: 27.1 x 21.6
Room 4
  • Room Features: Shower
  • Room Type: Primary Bath
  • Room Length: 8.4
  • Room Level: First
  • Room Width: 9.4
  • Room Dimensions: 8.4 x 9.4
Room 5
  • Room Features: Shower
  • Room Type: Bathroom 2
  • Room Length: 10.4
  • Room Level: Basement
  • Room Width: 12.5
  • Room Dimensions: 10.4 x 12.5

Property History for 518 Elk Road

DateEvent & SourcePriceAppreciation
May 21, 2026

Sold

Northern Kentucky Multiple Listing Service #641187

$378,000
Apr 20, 2026

Contract Signed

Northern Kentucky Multiple Listing Service #641187

Apr 3, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #641187

$399,000
DateEvent & SourcePrice
05/21/2026

Sold

Northern Kentucky Multiple Listing Service #641187

$378,000
04/20/2026

Contract Signed

Northern Kentucky Multiple Listing Service #641187

04/03/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #641187

$399,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 518 Elk Road

This home is within Owen County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Rating
School
Distance
Owen County Elementary School
PublicPK to 4

Maurice Bowling Middle School
Public5 to 8

Owen County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Ashcraft Real Estate Services

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.