520 Bay St
Berlin, MD 21811

$279,900

Price

Beds

Baths

960 Sq. Ft.

$292 / Sq. Ft.

960

Sq. Ft.

$292

per Sq. Ft.

a living room with furniture a flat screen tv and a fireplace

a living room with furniture and a window

a living room with furniture and a fireplace

a view of kitchen and dining room with wooden floor

a kitchen with stainless steel appliances granite countertop a refrigerator a sink and dishwasher

a kitchen with stainless steel appliances granite countertop a sink a stove and cabinets

a bathroom with a sink mirror vanity and toilet

a bathroom with a toilet and a shower curtain

a bathroom with a toilet sink and mirror

a bedroom with a bed and painting on the wall

a bedroom with a bed and a painting on the wall

a bathroom with a sink toilet and mirror

a front view of house with yard outdoor seating and flowers

Description

This lovely one-level duplex is located in Berlin, Maryland — a charming small town just minutes from Ocean City and Assateague Island! This 3-bedroom, 2-bath home offers a comfortable and efficient layout with approximately 960 square feet of living space, perfect for year-round living, a vacation getaway, or investment property. Step inside to an cozy and inviting floor plan featuring a living area filled with natural light. The primary bedroom includes a private ensuite bath, offering a quiet...This lovely one-level duplex is located in Berlin, Maryland — a charming small town just minutes from Ocean City and Assateague Island! This 3-bedroom, 2-bath home offers a comfortable and efficient layout with approximately 960 square feet of living space, perfect for year-round living, a vacation getaway, or investment property. Step inside to an cozy and inviting floor plan featuring a living area filled with natural light. The primary bedroom includes a private ensuite bath, offering a quiet retreat at the end of the day. Two additional bedrooms and a full hall bath provide space for guests, a home office, or hobbies. Enjoy the outdoors in the fenced backyard, ideal for small pets, gardening, or relaxing in privacy. A storage shed adds convenience for beach gear, bikes, or lawn tools. Located just outside historic downtown Berlin — voted “America’s Coolest Small Town” — this home provides easy access to shopping, dining, local parks, and area beaches. Don’t miss your opportunity to own an affordable, low-maintenance home in one of the Eastern Shore’s most desirable communities!

Listed by Veronica L Bishop • Coastal Resort Sales and Rent
P: (443)-373-1541 veronica@veronicabishop.com

Property Details for 520 Bay Street

Tax ID Number

2403163997

Ownership

Fee Simple

Condo Coop Association

HOA

Entry Floor Number

Structure Type

Twin/Semi-Detached

Style

Side-by-Side

Levels/Stories

LISTING UPDATED: 12/15/2025 02:01 AM

Property Details for 520 Bay Street

Status	Active
MLS #	MDWO2034452
Days on Market	45
Taxes	$2,154 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Townhouse
MLS Type	Residential / Fee Simple
Year Built	1994
Lot Size	0.20 AC / 8,646 SF
County	Worcester County

Location

Listing Courtesy of Coastal Resort Sales and Rent

Add your commute

Building Information for 520 Bay Street

Stories1Residences-Year Built1994Lot Size0.20 AC / 8,646 SF

Payment Calculator

$1,563 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,383

Property Taxes

$180

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 520 Bay Street

Location

In City Limits: Yes
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

School District County ID: 121138066543
Elementary School: BERLIN (WORCESTER MD)
ElementarySchoolSource: Listing Agent
Middle Or Junior School: STEPHEN DECATUR (WORCESTER MD)
MiddleSchoolSource: Listing Agent
High School: STEPHEN DECATUR (WORCESTER MD)
HighSchoolSource: Listing Agent
County: WORCESTER
MLS Area: Worcester East of Rt-113

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

Property Manager Y/N: No
Senior Community: No

Association Recreation Fee Y/N: No

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $127,633

Year Assessed: 2025
County Tax: $1,020
Improvement Assessed Value: $102,700
City Town Tax: $998
Land Assessed Value: $38,800
Clean Green Assessed: No
Land Use Code: 011
Loss Mitigation Fee: No
Agricultural Tax Due: No
Historic: No
Zoning: RESIDENTIAL
Tax Lot: 1B-1
Automatically Update Tax Values Y/N: Yes

Lease Information

Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions

Rooms

Main

# Bedrooms Count Main Level: 3
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 2
# Bathrooms Half Main Level: 0

Rooms

Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
Stories: Main

Rooms Information

Room 1

Room Type: Bedroom 2
Room Level: Main

Room Exists: Yes

Room 2

Room Type: Bedroom 3
Room Level: Main

Room Exists: Yes

Room 3

Room Type: Bathroom 2
Room Level: Main

Room Exists: Yes

Room 4

Room Type: Living Room
Room Level: Main

Room Exists: Yes
Room Features: Ceiling Fan(s), Flooring - Laminate Plank

Room 5

Room Type: Kitchen
Room Level: Main

Room Exists: Yes

Room 6

Room Type: Primary Bedroom
Room Level: Main

Room Exists: Yes
Room Features: Attached Bathroom, Bathroom - Stall Shower, Flooring - Other, Ceiling Fan(s)

Room 7

Room Type: Primary Bathroom
Room Level: Main

Room Exists: Yes
Room Features: Bathroom - Stall Shower

Financial Information

Expenses

Water Avg Month: $110
Water Prev 12 Months: $1,320

Heating Oil Avg Month: $0
Heating Oil Prev 12 Months: $0
Electric Avg Month: $55
Electric Prev 12 Months: $660
Gas Avg Month: $0
Gas Prev 12 Months: $0

Building Info

Year Major Reno Remodel: 2023
Building Level Count: 1

Total Finished SQFT: 960.00
Total Finished SQFT Source: Assessor
Total SQFT: 960.00
Total SQFT Source: Estimated
Main Entrance Orientation: Northeast
Construction Materials: Vinyl Siding
Roof: Architectural Shingle
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8042/8453/3886/804284533886_512_384_WM_kZQABiru1TXrzN1j.jpg
Wall and Ceiling Types: Dry Wall
Flooring Type: Vinyl
Foundation Details: Crawl Space
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
# Bathrooms Full: 2
# Bathrooms Half: 0
Other Structure: Shed

Lot / Land Information

Lot Size Source: Estimated
Lot Size Dimensions: 0.00 x 0.00

Fencing: Wood
Parcel ID: 5392013
Ground Rent Exists: No

Parking

Type Of Parking: Off Street

Interior Features

Interior Features: Attic, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Primary Bath(s)
Fireplace: No

Appliances: Dryer - Electric, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Accessibility Features: None
Security Features: Smoke Detector
Door Features: Double Entry
Laundry Type: Has Laundry, Main Floor, Washer In Unit, Dryer In Unit

Exterior Features

Spa: No
Exterior Features: Other

Pool: No Pool
Horse: No

Utilities

Utilities: Water Available, Sewer Available, Phone Available, Electric Available, Cable TV Available
Heating: Yes

Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Heat Pump - Electric BackUp
Heating Fuel: Electric
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer
Electric Service: 120/240V
Internet Services: Cable

Confidential Data

Listing Office

List Agent AOR: Coastal Association of REALTORS (MD)
List Agent URL: www.brilorygroup.com

Property History for 520 Bay Street

Date	Event & Source	Price	Appreciation
Nov 11, 2025	Price Change BRIGHT #MDWO2034452	$279,900	—
Nov 1, 2025	Listed (Active) BRIGHT #MDWO2034452	$299,900	—
Nov 30, 2023	Closed (Public Record) Public Record #1523367140	$249,900	+49.9% / yr
Nov 30, 2023	Closed BRIGHT #MDWO2011512	$249,900	—
Nov 18, 2023	Active Under Contract BRIGHT #MDWO2011512		—
Nov 2, 2023	Listed (Active) BRIGHT #MDWO2011512		—
Nov 1, 2023	Pending BRIGHT #MDWO2011512		—
Nov 1, 2023	Active Under Contract BRIGHT #MDWO2011512		—
Oct 1, 2023	Price Change BRIGHT #MDWO2011512	$259,500	—
Sep 6, 2023	Listed (Active) BRIGHT #MDWO2011512		—
Aug 31, 2023	Expired BRIGHT #MDWO2011512		—
Jul 2, 2023	Listed (Active) BRIGHT #MDWO2011512		—
Jul 1, 2023	Expired BRIGHT #MDWO2011512		—
Feb 15, 2023	Price Change BRIGHT #MDWO2011512	$259,900	—
Dec 22, 2022	Price Change BRIGHT #MDWO2011512	$279,900	—
Dec 9, 2022	Listed (Active) BRIGHT #MDWO2011512	$299,000	—
Aug 22, 2022	Closed (Public Record) Public Record #1496243072	$149,200	+1.8% / yr
Aug 22, 2022	Closed BRIGHT #MDWO120168	$149,200	—
Jul 16, 2022	Pending BRIGHT #MDWO120168		—
Apr 26, 2022	Temp Off Market BRIGHT #MDWO120168		—
Mar 11, 2022	Pending BRIGHT #MDWO120168		—
Feb 13, 2022	Active Under Contract BRIGHT #MDWO120168		—
Feb 12, 2022	Listed (Active) BRIGHT #MDWO120168		—
Feb 11, 2022	Expired BRIGHT #MDWO120168		—
Jan 26, 2022	Price Change BRIGHT #MDWO120168	$159,990	—
Dec 8, 2021	Price Change BRIGHT #MDWO120168	$163,000	—
Nov 20, 2021	Price Change BRIGHT #MDWO120168	$163,900	—
Nov 15, 2021	Price Change BRIGHT #MDWO120168	$164,900	—
Nov 15, 2021	Listed (Active) BRIGHT #MDWO120168		—
Sep 19, 2021	Active Under Contract BRIGHT #MDWO120168		—
Aug 31, 2021	Listed (Active) BRIGHT #MDWO120168		—
Aug 30, 2021	Pending BRIGHT #MDWO120168		—
Aug 4, 2021	Active Under Contract BRIGHT #MDWO120168		—
Jul 27, 2021	Pending BRIGHT #MDWO120168		—
Jul 27, 2021	Active Under Contract BRIGHT #MDWO120168		—
Mar 25, 2021	Listed (Active) BRIGHT #MDWO120168		—
Mar 10, 2021	Active Under Contract BRIGHT #MDWO120168		—
Mar 3, 2021	Price Change BRIGHT #MDWO120168	$149,000	—
Feb 11, 2021	Listed (Active) BRIGHT #MDWO120168	$154,000	—
Mar 3, 2005	Closed (Public Record) Public Record #154240404	$110,000	—
Feb 2, 2005	Closed (Public Record) Public Record #154634447	$110,000	—
Oct 7, 2004	Withdrawn BRIGHT #1000734876		—
Jul 8, 2004	Listed (Active) BRIGHT #1000734876	$139,900	—

Date	Event & Source	Price
11/11/2025	Price Change BRIGHT #MDWO2034452	$279,900
11/01/2025	Listed (Active) BRIGHT #MDWO2034452	$299,900
11/30/2023	Closed (Public Record) Public Record #1523367140	$249,900 +49.9% / yr
11/30/2023	Closed BRIGHT #MDWO2011512	$249,900
11/18/2023	Active Under Contract BRIGHT #MDWO2011512	—
11/02/2023	Listed (Active) BRIGHT #MDWO2011512	—
11/01/2023	Pending BRIGHT #MDWO2011512	—
11/01/2023	Active Under Contract BRIGHT #MDWO2011512	—
10/01/2023	Price Change BRIGHT #MDWO2011512	$259,500
09/06/2023	Listed (Active) BRIGHT #MDWO2011512	—
08/31/2023	Expired BRIGHT #MDWO2011512	—
07/02/2023	Listed (Active) BRIGHT #MDWO2011512	—
07/01/2023	Expired BRIGHT #MDWO2011512	—
02/15/2023	Price Change BRIGHT #MDWO2011512	$259,900
12/22/2022	Price Change BRIGHT #MDWO2011512	$279,900
12/09/2022	Listed (Active) BRIGHT #MDWO2011512	$299,000
08/22/2022	Closed (Public Record) Public Record #1496243072	$149,200 +1.8% / yr
08/22/2022	Closed BRIGHT #MDWO120168	$149,200
07/16/2022	Pending BRIGHT #MDWO120168	—
04/26/2022	Temp Off Market BRIGHT #MDWO120168	—
03/11/2022	Pending BRIGHT #MDWO120168	—
02/13/2022	Active Under Contract BRIGHT #MDWO120168	—
02/12/2022	Listed (Active) BRIGHT #MDWO120168	—
02/11/2022	Expired BRIGHT #MDWO120168	—
01/26/2022	Price Change BRIGHT #MDWO120168	$159,990
12/08/2021	Price Change BRIGHT #MDWO120168	$163,000
11/20/2021	Price Change BRIGHT #MDWO120168	$163,900
11/15/2021	Price Change BRIGHT #MDWO120168	$164,900
11/15/2021	Listed (Active) BRIGHT #MDWO120168	—
09/19/2021	Active Under Contract BRIGHT #MDWO120168	—
08/31/2021	Listed (Active) BRIGHT #MDWO120168	—
08/30/2021	Pending BRIGHT #MDWO120168	—
08/04/2021	Active Under Contract BRIGHT #MDWO120168	—
07/27/2021	Pending BRIGHT #MDWO120168	—
07/27/2021	Active Under Contract BRIGHT #MDWO120168	—
03/25/2021	Listed (Active) BRIGHT #MDWO120168	—
03/10/2021	Active Under Contract BRIGHT #MDWO120168	—
03/03/2021	Price Change BRIGHT #MDWO120168	$149,000
02/11/2021	Listed (Active) BRIGHT #MDWO120168	$154,000
03/03/2005	Closed (Public Record) Public Record #154240404	$110,000
02/02/2005	Closed (Public Record) Public Record #154634447	$110,000
10/07/2004	Withdrawn BRIGHT #1000734876	—
07/08/2004	Listed (Active) BRIGHT #1000734876	$139,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 520 Bay Street

Taxable ValueLand-Additions-Total-

Tax Record2023$2,110 ($176 / month)

Home Facts

Beds0Baths1Total Finished SqFt960 SqFtAbove Grade Finished SqFt960 SqFtStories1Lot Size8,740 SqFtStyleTownhouseYear Built1994CountyWORCESTERAPN03-163997

Schools near 520 Bay Street

This home is within Worcester County Public Schools.


Rating	School	Type	Grades	Distance
9/10	Buckingham Elementary School	Public - Serves this home	PK to 4	0.8 mi
7/10	Berlin Intermediate School	Public - Serves this home	5 to 6	0.6 mi
10/10	Stephen Decatur Middle School	Public - Serves this home	7 to 8	1.4 mi
7/10	Stephen Decatur High School	Public - Serves this home	9 to 12	1.6 mi
NR	Cedar Chapel Special School	Public - Choice school	K to 12	14.9 mi
NR	Worcester Preparatory School	Private - Nearby school	PK to 12	0.9 mi


Rating	School	Distance
9/10	Buckingham Elementary School PublicPK to 4 Serves this home	0.8 mi
7/10	Berlin Intermediate School Public5 to 6 Serves this home	0.6 mi
10/10	Stephen Decatur Middle School Public7 to 8 Serves this home	1.4 mi
7/10	Stephen Decatur High School Public9 to 12 Serves this home	1.6 mi
NR	Cedar Chapel Special School PublicK to 12 Choice school	14.9 mi
NR	Worcester Preparatory School PrivatePK to 12 Nearby school	0.9 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 520 Bay Street, Berlin, MD 21811

520 Bay Street is a townhouse for sale in Berlin, MD 21811. This property was listed for sale on November 1, 2025 by Coastal Resort Sales and Rent, it's currently listed at $279,900. It has been on the market for a total of 45 days and was last sold on November 30, 2023. This listing's school district is Worcester County Public Schools. Nearby schools include Buckingham Elementary School, Berlin Intermediate School and Stephen Decatur Middle School. 520 Bay Street is a 3-bed, 2-bath, 960 sqft townhouse built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coastal Resort Sales and Rent

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/15/2025 02:01 AM

520 Bay StBerlin, MD 21811

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More information about 520 Bay Street, Berlin, MD 21811

520 Bay St
Berlin, MD 21811