521 Main St

2,096 Sq. Ft.
$112 / Sq. Ft.
2,096
Sq. Ft.
$112
per Sq. Ft.

Description

Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second...Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second floor unit welcomes you with a unique foyer highlighted by a stained glass window, adding character and charm. This unit includes a bright living room, kitchen with NEW refrigerator & NEW dishwasher, two bedrooms and a full bath with the convenience of a stackable washer and dryer. Enjoy outdoor space from the rear balcony. Additional features include a third floor walk-up attic, providing ample storage space. This property combines classic details with practical living spaces - ideal for rental income or multi-generational living.
  1. Listed by Jayne Wentworth • Kay Real Estate
    P: (315)-363-9191 C: (315)-363-9191 jmwentworth64@gmail.com

Property Details for 521 Main Street

On Waterfront
No
Parking Description
Two Or More Spaces
Nearest Cross Street
Sands Street
LISTING UPDATED: 04/02/2026 01:35 PM

Property Details for 521 Main Street

StatusActive
MLS #S1667623
Days on Market5
Taxes$5,367 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1900
Lot Size0.17 AC / 7,405 SF
CountyMadison County

Location

Listing Courtesy of Kay Real Estate
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Building Information for 521 Main Street

Stories2Residences2Year Built1900Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

$1,628 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,181

Property Taxes

$447

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 521 Main Street

Summary
Location and General Information
  • Elementary School District: Oneida
  • High School District: Oneida
  • Middle Or Junior School District: Oneida
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: 1.50
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Oneida-Inside-251201
  • Tax Annual Amount: $5,367.00
Property
Lot Information
  • Building Area Total: 2096.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Square Feet: 7405.0
  • Lot Size Units: Acres
  • Parcel Number: 251201-038-041-0001-063-000-0000
  • Road Frontage: City Street
  • Lot Number: 63
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $109,500
  • Year Built: 1900
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Aluminum Siding, Blown In Insulation, Vinyl Siding, Copper Plumbing
  • Exterior Features: Balcony, Deck
  • Foundation Description: Stone
  • Patio And Porch Features: Balcony, Deck
Interior Features
  • Appliances: Electric Water Heater, Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Luxury Vinyl, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 2096.0
  • Main Level Bathrooms: 0
  • Window Features: Leaded Glass, Thermal Windows
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Maintenance
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $1,000.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Eat-In Kitchen,Living Room,Other - See Remarks,Porch
  • Unit Type Total Rent: $1,000.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1000
Unit 2
  • Unit Type Actual Rent: $.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: Oven/ Range,Refrigerator,Formal Dining Room,Living Room,Other - See Remarks
  • Unit Type Total Rent: $.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 0
Rental
Rental Information
  • Tenant Pays: All Utilities

Property History for 521 Main Street

DateEvent & SourcePriceAppreciation
Apr 1, 2026

Listed (Active)

WNYREIS #S1667623

$234,500
Oct 25, 2024

Sold

WNYREIS #S1563900

$186,000
Sep 18, 2024

Pending

WNYREIS #S1563900

Sep 13, 2024

Listed (Active)

WNYREIS #S1563900

$174,500
Oct 17, 2016

Sold (Public Record)

Public Record #585873200

$118,000
Oct 17, 2016

Sold

WNYREIS #S357791

$124,900
Aug 9, 2016

Pending

WNYREIS #S357791

Jul 8, 2016

Listed (Active)

WNYREIS #S357791

$124,900
DateEvent & SourcePrice
04/01/2026

Listed (Active)

WNYREIS #S1667623

$234,500
10/25/2024

Sold

WNYREIS #S1563900

$186,000
09/18/2024

Pending

WNYREIS #S1563900

09/13/2024

Listed (Active)

WNYREIS #S1563900

$174,500
10/17/2016

Sold (Public Record)

Public Record #585873200

$118,000
10/17/2016

Sold

WNYREIS #S357791

$124,900
08/09/2016

Pending

WNYREIS #S357791

07/08/2016

Listed (Active)

WNYREIS #S357791

$124,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 521 Main Street

Taxable ValueLand$10,700Additions$98,800Total$109,500
Tax Record2024$5,304 ($442 / month)
Home Facts
Baths2.5Total Finished SqFt2,096 SqFtAbove Grade Finished SqFt2,096 SqFtStories2Lot Size7,405 SqFtStyleDuplexYear Built1900ZoningR2CountyMADISONAPN251201 38.41-1-63Fireplace TypeHas Fireplace

Schools near 521 Main Street

This home is within Oneida City School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 6 to 8
Public - 9 to 12
Public - 2 to 3
Rating
School
Distance
W F Prior Elementary School
PublicPK to 2

Otto L Shortell Middle School
Public6 to 8

Oneida Senior High School
Public9 to 12

Seneca Street School
Public2 to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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521 Main Street is a multi-family home for sale in Oneida, NY 13421. This property was listed for sale on April 1, 2026 by Kay Real Estate, it's currently listed at $234,500. It has been on the market for a total of 5 days and was last sold on October 25, 2024. This listing's school district is Oneida City School District. Nearby schools include W F Prior Elementary School, Otto L Shortell Middle School and Oneida Senior High School. 521 Main Street is a 4-bed, 2-bath, 2,096 sqft multi-family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Kay Real Estate

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.