521 Main St

Oneida, NY 13421

$229,500
Last Sold Price
4
Beds
2,096 Sq. Ft.
$109 / Sq. Ft.
2,096
Sq. Ft.
$109
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 6/25/26
Closed 6/25/26
Great 2 family

Description

Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second...Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second floor unit welcomes you with a unique foyer highlighted by a stained glass window, adding character and charm. This unit includes a bright living room, kitchen with NEW refrigerator & NEW dishwasher, two bedrooms and a full bath with the convenience of a stackable washer and dryer. Enjoy outdoor space from the rear balcony. Additional features include a third floor walk-up attic, providing ample storage space. This property combines classic details with practical living spaces - ideal for rental income or multi-generational living.
  1. Listed by Jayne Wentworth • Kay Real Estate
    P: (315)-363-9191 C: (315)-264-1456 jmwentworth64@gmail.com

Property Details for 521 Main Street

Has Waterfront
No
LISTING CLOSED: 06/25/2026 12:00 AM

Property Details for 521 Main Street

StatusClosed
MLS #S1667623
Days on Market19
Taxes$5,367 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential / Residential
Year Built1900
Lot Size0.17 AC / 7,405 SF
CountyMadison County
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Location

Listing Courtesy of Kay Real Estate

Sold By Hunt Real Estate ERA

Add your commute

Building Information for 521 Main Street

Stories2Residences2Year Built1900Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

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$1,591 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,144

Property Taxes

$447

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 521 Main Street

Summary
Location and General Information
  • Cross Street: Sands Street
  • Latitude: 43.08405
  • Longitude: -75.644714
  • MLS Area Major: Oneida-Inside-251201
  • Has Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 251201-038-041-0001-063-000-0000
  • Tax Annual Amount: $5,367.00
  • Tax Assessed Value: 109500
School Information
  • Elementary School District: Oneida
  • High School District: Oneida
  • Middle Or Junior School District: Oneida
Parking
  • Garage Spaces: 1.5
  • Has Garage: Yes
  • Parking Features: Two Or More Spaces
Property
Lot Information
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Lot Size Dimensions: 50X150
  • Lot Size Square Feet: 7405.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Total: 2096.0
  • Living Area: 2096.0
  • Property Condition: Resale
  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Year Built: 1900
  • Year Built Details: Existing
Building Features
  • Construction Materials: Aluminum Siding, Blown In Insulation, Vinyl Siding, Copper Plumbing
  • Foundation Details: Stone
  • Levels: Two
Utilities
  • Electric: Circuit Breakers
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Sewer: Connected
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public
Interior and Exterior Features
Interior Features
  • Appliances: Electric Water Heater, Gas Water Heater
  • Basement: Full
  • Has Basement: Yes
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Has Cooling: Yes
  • Has Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Varies
  • Heating: Gas, Forced Air
  • Has Heating: Yes
  • Main Level Bathrooms: 0
  • Window Features: Leaded Glass, Thermal Windows
Exterior Features
  • Exterior Features: Balcony, Deck
  • Patio And Porch Features: Balcony, Deck
  • Stories: 2
  • Stories Total: 2
Multi Family
Multi Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
Income & Expenses
  • Operating Expense Includes: Maintenance
Unit Information
Unit 1
  • Actual Rent: $1,000.00
  • Actual Rent Range: 1000
  • Baths Total: 1
  • Beds Total: 2
  • Description: ,Eat-In Kitchen,Living Room,Other - See Remarks,Porch
  • Num Full Baths: 1
  • Num Half Baths: 0
  • Total Rent: $1,000.00
Unit 2
  • Actual Rent: $.00
  • Actual Rent Range: 0
  • Baths Total: 1
  • Beds Total: 2
  • Description: Oven/ Range,Refrigerator,Formal Dining Room,Living Room,Other - See Remarks
  • Num Full Baths: 1
  • Num Half Baths: 0
  • Total Rent: $.00
Rental
Rent Information
  • Tenant Pays: All Utilities

Property History for 521 Main Street

DateEvent & SourcePriceAppreciation
Jun 25, 2026

Sold

New York State Alliance of MLSs (Buffalo) #S1667623

$229,500—
Jun 25, 2026

Sold

WNYREIS #S1667623

$229,500—
Jun 25, 2026

Sold

Central New York Information Services #S1667623

$229,500—
DateEvent & SourcePrice
06/25/2026

Sold

New York State Alliance of MLSs (Buffalo) #S1667623

$229,500
06/25/2026

Sold

WNYREIS #S1667623

$229,500
06/25/2026

Sold

Central New York Information Services #S1667623

$229,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 521 Main Street

Taxable ValueLand$10,700Additions$98,800Total$109,500
Tax Record2025$5,448 ($454 / month)
Home Facts
Baths2.5Total Finished SqFt2,096 SqFtAbove Grade Finished SqFt2,096 SqFtStories2Lot Size7,405 SqFtStyleDuplexYear Built1900ZoningR2CountyMADISONAPN251201 38.41-1-63Fireplace TypeHas Fireplace

Schools near 521 Main Street

This home is within Oneida City School District.
Rating
School
Type
Grades
Distance
W F Prior Elementary School
Public - PK to 2
Otto L Shortell Middle School
Public - 6 to 8
Oneida Senior High School
Public - 9 to 12
Seneca Street School
Public - 2 to 3
Rating
School
Distance
W F Prior Elementary School
PublicPK to 2

Otto L Shortell Middle School
Public6 to 8

Oneida Senior High School
Public9 to 12

Seneca Street School
Public2 to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Kay Real Estate

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.