521 River Ridge Dr

6,461 Sq. Ft.
$193 / Sq. Ft.
6,461
Sq. Ft.
$193
per Sq. Ft.

Description

Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River...Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River trails, downtown St. Charles, and St. Charles North High School, this home blends everyday convenience with timeless elegance. Step inside to hardwood floors, a dramatic two-story foyer, and a main level designed for both comfortable living and entertaining. The chef's kitchen features custom cabinetry with crown molding, a walk-in pantry, Sub-Zero built-in refrigerator, gas cooktop, granite island, and a sunroom with skylight and ceiling fan. The spacious 18x22 family room offers a gas-assisted wood-burning stone fireplace, coffered ceiling, and built-in storage cubbies. Formal living and dining rooms, a first-floor office with judges paneling, mudroom, and a generous laundry room complete the main level. Upstairs, the primary suite is a true retreat with a gas fireplace, tray ceiling, custom lighting, and a large walk-in closet with laundry chute. The luxurious his-and-her bathrooms include walk-in tile showers, dual vanities, and a freestanding soaking tub. Additional bedrooms feature Jack & Jill baths, a princess suite with private bath, and ample closet space with built-in organizers. The fully finished walk-out basement includes in-floor heating, a family room with a brick gas fireplace, a gym with mirrored wall, a spacious fifth bedroom, full bath, and abundant storage with impressive 14-foot ceilings. The 3-car insulated and heated garage is outfitted with epoxy flooring, built-in shelving, a slate wall storage system, hot and cold water, a basketball hoop, and extended driveway parking. This home beautifully combines luxury, craftsmanship, and functionality. An exceptional opportunity in St. Charles.

Listing Agent

  1. Michele Spellman Sons

    Michele Spellman Sons

    Alternative Listing Agent

    Compass

    michele.sons@compass.com

    P: (847)-363-8763

Property Details for 521 River Ridge Drive

Area
Campton Hills / St. Charles
Subdivision
Rivers Edge
Township
St. Charles
Ownership
Fee Simple w/ HO Assn.
Num Of Garage Spaces
3.0
Num Of Parking Spaces
3.0
Parking Included in Price
Yes
Air Conditioning Type
Central Air, Zoned
LISTING UPDATED: 04/11/2026 07:28 AM

Property Details for 521 River Ridge Drive

StatusActive ( Private )
MLS #12594185
Days on Market-
Taxes$19,959 / year
HOA Fees$738 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built2002
Lot Size0.51 AC / 22,215 SF
CountyKane County

Location

Add your commute

Building Information for 521 River Ridge Drive

Stories-Year Built2002Building Size-Lot Size0.51 AC / 22,215 SF

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OriginPoint Mortgage or Rocket Mortgage1

$8,019 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,294

Property Taxes

$1,663

HOA Dues

$62

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Property Information for 521 River Ridge Drive

General Information
School Information
  • Elementary School District: 303
  • Elementary School: Wild Rose Elementary School
  • Jr High Middle School: Wredling Middle School
  • High School District: 303
  • High School: St Charles North High School
  • Middle Or Junior School District: 303
Addtl Parking Information
  • Parking Details: Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Annually
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: No
Property Information
Interior Features
  • Interior Property Features: Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Coffered Ceiling(s), Beamed Ceilings, Special Millwork, Granite Counters, Separate Dining Room, Paneling, Pantry
  • Num Of Rooms: 12
  • Bedrooms Total: 5
  • Bedrooms (Below Grade): 0
  • Bath Amenities: Separate Shower,Double Sink,Double Shower,Soaking Tub
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Basement Type: Finished, Exterior Entry, Egress Window, Partial Exposure, Concrete, Rec/Family Area, Sleeping Area, Storage Space, Daylight, Full, Walk-Out Access
  • Bedrooms Possible: 5
  • Air Conditioning: Central Air, Zoned
  • Electric: Circuit Breakers, 200+ Amp Service
  • Flooring: Hardwood, Carpet
  • Basement Sq Ft: 1902
  • Dining Room: Separate
  • Basement Bathrooms: Yes
  • Fireplace Location: Family Room,Master Bedroom,Basement
  • Room Type: Den, Bedroom 5, Recreation Room, Exercise Room, Foyer, Mud Room, Storage, Screened Porch, Sun Room
  • Num of Baths: 5.1
Exterior Features
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Oven-Double, Range, Microwave, Dishwasher, High End Refrigerator, All Stainless Steel Kitchen Appliances, Humidifier
  • Other Equipment: Water-Softener Owned, Security System, CO Detectors, Ceiling Fan(s), Sump Pump
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 21-25 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 4559
  • Aprox Total Finished Sq Ft: 6461
  • Total Finished and Unfin Sq Ft: 6461
  • Main Sq Ft: 4559
  • Lot Size: .50-.99 Acre
  • Lot Dimensions: 97X180X121X181
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Brick, Cedar, Stone
  • Construction: Brick, Cedar, Stone
  • General Information: None
  • Below Grade Finished Area: 1902.0
  • Living Area Source: Assessor
  • Management Company: Retro CM
Property and Assessments
  • Public Document Count: 2
  • Document Date: 2026-03-17T14:06:34
  • Photos Count: 1
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full, Double Sink, Tub & Separate Shwr
  • Master Bedroom Dimensions: 22X17
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 17X13
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 15X14
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 16X13
Bedroom #5 Information
  • 5th Bedroom Level: Walkout Basement
  • Room Type: Bedroom 5
  • Bedroom #5 Room Dimensions: 22X16
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 17X16
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 23X19
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 24X15
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 18X08
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 16X14
Storage Room 1 Information
  • Room Level: Walkout Basement
  • Room Type: Storage
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 22X14
Recreation Room Information
  • Room Level: Walkout Basement
  • Room Type: Recreation Room
  • Dimensions: 28X17
Mud Room Information
  • Room Level: Main
  • Room Type: Mud Room
  • Dimensions: 9X7
Exercise Room Information
  • Room Level: Walkout Basement
  • Room Type: Exercise Room
  • Dimensions: 16X13
Den Information
  • Room Level: Main
  • Room Type: Den
  • Dimensions: 16X13
Screened Porch Information
  • Room Level: Walkout Basement
  • Room Type: Screened Porch
  • Dimensions: 20X18
Sun Room Information
  • Room Level: Main
  • Room Type: Sun Room
  • Dimensions: 11X08

Property History for 521 River Ridge Drive

DateEvent & SourcePriceAppreciation
Jun 6, 2018

Sold (Public Record)

Public Record #624200387

$626,667

-2.4% / yr

Jun 6, 2018

Sold

MRED #09830451

$627,000
Apr 18, 2018

Pending

MRED #09830451

Jan 10, 2018

Listed (Active)

MRED #09830451

$659,000
Jan 10, 2018

Cancelled

MRED #09711546

$669,000
Aug 4, 2017

Cancelled

MRED #09497857

$699,800
Aug 4, 2017

Listed (Active)

MRED #09711546

$695,000
Feb 8, 2017

Listed (Active)

MRED #09497857

$739,800
Feb 7, 2017

Expired

MRED #09266595

$789,900
Jun 23, 2016

Listed (Active)

MRED #09266595

$824,900
Aug 14, 2003

Sold (Public Record)

Public Record #122979119

$899,000

+221.4% / yr

Mar 20, 2002

Sold (Public Record)

Public Record #93801955

$175,000
DateEvent & SourcePrice
06/06/2018

Sold (Public Record)

Public Record #624200387

$626,667

-2.4% / yr

06/06/2018

Sold

MRED #09830451

$627,000
04/18/2018

Pending

MRED #09830451

01/10/2018

Listed (Active)

MRED #09830451

$659,000
01/10/2018

Cancelled

MRED #09711546

$669,000
08/04/2017

Cancelled

MRED #09497857

$699,800
08/04/2017

Listed (Active)

MRED #09711546

$695,000
02/08/2017

Listed (Active)

MRED #09497857

$739,800
02/07/2017

Expired

MRED #09266595

$789,900
06/23/2016

Listed (Active)

MRED #09266595

$824,900
08/14/2003

Sold (Public Record)

Public Record #122979119

$899,000

+221.4% / yr

03/20/2002

Sold (Public Record)

Public Record #93801955

$175,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 521 River Ridge Drive

Taxable ValueLand$61,446Additions$215,424Total$276,870
Tax Record2024$19,959 ($1,663 / month)
Home Facts
Beds4Total Finished SqFt4,559 SqFtAbove Grade Finished SqFt4,559 SqFtStories2Lot Size21,789 SqFtStyleSingle Family ResidenceYear Built2002CountyKANEAPN09-16-228-020Fireplace TypeHas Fireplace

Schools near 521 River Ridge Drive

This home is within Community Unit School District 303.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Wild Rose Elementary School
PublicK to 5

Wredling Middle School
Public6 to 8

St Charles North High School
Public9 to 12

Compass Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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521 River Ridge Drive is a single family home Coming Soon in St. Charles, IL 60175. This property is currently priced at $1,250,000. This listing's school district is Community Unit School District 303. Nearby schools include Wild Rose Elementary School, Wredling Middle School and St Charles North High School. 521 River Ridge Drive is a 5-bed, 6-bath, 6,461 sqft single family home built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 04/11/2026 07:28 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.