5222 406th St

North Branch, MN 55056

$499,000
Price
4
Beds
2,880 Sq. Ft.
$173 / Sq. Ft.
2,880
Sq. Ft.
$173
per Sq. Ft.
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Pending
Pending

Description

Set on almost 4.7 private acres with an incredible 200+ feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful...Set on almost 4.7 private acres with an incredible 200+ feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful upgrades and updates throughout. The updated kitchen features granite countertops, solid oak floors, stainless steel appliances, and flows seamlessly into the living spaces, all framed by expansive windows overlooking the lake. Cozy up to two fireplaces - a striking stone-wall gas fireplace and a high-efficiency wood-burning fireplace, perfect for year-round comfort. Solid 6-panel doors and custom closet organization systems in every bedroom add both quality and functionality. Outdoor living is just as impressive with a nice sized deck with convenient and easy to maintain deck tile flooring - ideal for soaking in the views and a walkout lower-level patio that leads right to the shoreline. Storage truly abounds, including an oversized, heated and finished 2-stall garage complete with a gas heater, heavy-duty shelving, and a workbench with cabinets. This home has been meticulously cared for and the pride in ownership shows! With compliant septic, incredible lake frontage, and a rare combination of privacy and convenience, this is a truly special Chain Lake offering. Additional acreage available.
  1. Listed by RE/MAX Results
  2. Listed by eXp Realty

Property Details for 5222 406th Street

View
Panoramic
Waterfront Features
Lake Front
Waterfront YN
Yes
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 04/29/2026 09:18 AM

Property Details for 5222 406th Street

StatusPending
MLS #7034890
Days on Compass35
Taxes$5,500 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1969
Lot Size4.68 AC / 203,860 SF
CountyChisago County
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Location

Listing Courtesy of RE/MAX Results; eXp Realty
Add your commute

Building Information for 5222 406th Street

Stories-Year Built1969Building Size-Lot Size4.68 AC / 203,860 SF

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$2,971 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,513

Property Taxes

$458

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5222 406th Street

Summary
Location and General Information
  • City Name: North Branch
  • County Or Parish: Chisago
  • County: Chisago-MN
  • Directions: 35 N to North Branch exit - Hwy 95 W to Flink N to 406th St W - follow to the very end
  • Latitude: 45.538656
  • Longitude: -93.004886
  • Nbr of Acres: 254
  • Lake Name: Natural Environment
  • PLAT: 0
  • Map Coordinate: 242-A2
  • City and Location: North Branch
  • City and Location Text: North Branch(MN)
  • Postal Code: 55056
  • State Or Province: MN
  • Public Survey Township: 35
  • Water Body Name: Chain Lake
  • Waterfront Footage: 13006300
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 110012610
  • Tax Annual Amount: $5,500.00
  • Tax Legal Description: SECTION 07 TOWNSHIP 035 RANGE 021 THAT PT OF N 230 FT OF S 54O FT OF N1/2 OF SE1/4 OF NE1/4 LYING W OF E 425 FT OF SAID N1/2 OF SE1/4 OF NE1/4
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 5500
School Information
  • High School District: 138 - North Branch
  • School District Number: 138
  • School District Phone: 6516741000
Property
Lot Information
  • Above Grade Fin SQFT: 1440.0
  • Below Grade Fin SQFT: 1440.0
  • SQFT Total: 2880.0
  • Living Area Units: Square Feet
  • Lot Features: Accessible Shoreline, Tree Coverage - Heavy
  • Lot Size Area: 4.68
  • Lot Size Dimensions: 0x0
  • Lot Size Units: Acres
  • Other Structures: Storage Shed
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family
  • Property Type: Residential
  • SQFT Main Total: 1440
  • Building Area Total: 2880.0
  • Above Grade SqFt Total: 1440
  • Below Grade SqFt Total: 1440
Utilities
  • Electric: Circuit Breakers, 100 Amp Service
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Water Source: Drilled, Well
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Exterior Features: Steel Siding
  • Fencing: None
  • Foundation Area: 1440.0
  • Foundation Details: Block
  • Fuel: Natural Gas
  • Road Frontage Type: City Street
  • Road Responsibility: Private Maintained Road
  • Roof: Age Over 8 Years, Asphalt
  • Patio Porch Type: Deck,Patio
Interior Features
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Basement Type: Block, Daylight/Lookout Windows, Full, Storage Space, Walkout
  • Amenities Unit: Deck,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Panoramic View,Tile Floors,Washer/Dryer Hookup
  • Bath Desc: 3/4 Basement,Main Floor Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 2
  • Bedrooms Total: 4
  • Fireplace Features: Family Room, Gas, Living Room, Wood Burning
  • Fireplaces Total: 2
  • FireplaceYN: Yes
  • Cooling: Ductless Mini-Split
  • Dining Room Description: Breakfast Area,Kitchen/Dining Room,Living/Dining Room
  • DP Resource: Yes
  • Garage Dimensions: 25x24
  • Garage Door Height: 7
  • Garage Door Width: 16
  • Garage Square Feet: 600
  • Heating: Baseboard, Boiler, Ductless Mini-Split, Fireplace(s), Hot Water
  • Laundry Features: Lower Level, Laundry Room
  • Levels: One
  • Room List: Dining Room, Family Room, Bedroom, Bedroom 4, Kitchen, Laundry, Living Room, Bedroom 2, Bedroom 3
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 11x9
  • Room Level: Main
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 16x15
  • Room Level: Lower
  • Room Type: Family Room
Room 3
  • Room Dimensions: 16x15
  • Room Level: Main
  • Room Type: Bedroom
Room 4
  • Room Dimensions: 15x12
  • Room Level: Lower
  • Room Type: Bedroom 4
Room 5
  • Room Dimensions: 15x11
  • Room Level: Main
  • Room Type: Kitchen
Room 6
  • Room Dimensions: 11x7
  • Room Level: Lower
  • Room Type: Laundry
Room 7
  • Room Dimensions: 30x15
  • Room Level: Main
  • Room Type: Living Room
Room 8
  • Room Dimensions: 15x15
  • Room Level: Lower
  • Room Type: Bedroom 2
Room 9
  • Room Dimensions: 30x15
  • Room Level: Lower
  • Room Type: Bedroom 3

Property History for 5222 406th Street

DateEvent & SourcePriceAppreciation
Apr 23, 2026

Pending

NorthStar #7034890

—
Mar 25, 2026

In Contract

NorthStar #7034890

—
Mar 19, 2026

Price Change

NorthStar #7034890

$499,000—
DateEvent & SourcePrice
04/23/2026

Pending

NorthStar #7034890

—
03/25/2026

In Contract

NorthStar #7034890

—
03/19/2026

Price Change

NorthStar #7034890

$499,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5222 406th Street

Taxable ValueLand-Additions-Total-
Tax Record2025$5,500 ($458 / month)
Home Facts
Beds4Total Finished SqFt1,440 SqFtAbove Grade Finished SqFt1,440 SqFtStories1Lot Size204,732 SqFtStyleSingle Family ResidenceYear Built1969Year Renovated2000CountyCHISAGOAPN11-00126-10Fireplace TypeHas Fireplace

Schools near 5222 406th Street

This home is within North Branch Public Schools.
Rating
School
Type
Grades
Distance
Sunrise River Elementary School
Public - 1 to 5
North Branch Middle School
Public - 6 to 8
Distance Learning Program
Public - 6 to 12
North Branch Senior High School
Public - 9 to 12
Rating
School
Distance
Sunrise River Elementary School
Public1 to 5

North Branch Middle School
Public6 to 8

Distance Learning Program
Public6 to 12

North Branch Senior High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX Results; eXp Realty

Based on information submitted to the MLS GRID as of 04/29/2026 09:18 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.