531 Frances St

1,681 Sq. Ft.
$1,086 / Sq. Ft.
1,681
Sq. Ft.
$1,086
per Sq. Ft.

Description

Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is...Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.
  1. Listed by Laura A McChesney • Preferred Properties (KW)
  2. Listed by Key West Sisters • Preferred Properties (KW)

Property Details for 531 Frances Street

Waterfront
None
Waterfront
No
Zoning
HHDR - Historic High Density Residential
Subdivision
Old Town - Unrecord (1.0)
Directions
On Frances between Southard and Fleming on the corner of Stump Lane.
Building Style
Eyebrow
Pets
Pets Allowed
LISTING UPDATED: 02/23/2026 08:46 AM

Property Details for 531 Frances Street

StatusClosed
MLS #618060
Days on Market18
Taxes$564 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1933
Lot Size0.07 AC / 3,063 SF
CountyMonroe County

Location

Listing Courtesy of Preferred Properties (KW)

Sold By Coastal Collection Real Estate Inc.

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Building Information for 531 Frances Street

Stories-Year Built1933Building Size-Lot Size0.07 AC / 3,063 SF

Payment Calculator

$8,904 per month

30 year fixed, 6.11% Interest

Principal and Interest

$8,857

Property Taxes

$47

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 531 Frances Street

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 01 - Key West
  • Absolute Longitude: 81.795156
  • Control Depth: 0
  • Listing Board: Key West Association
  • Side: Median
  • KW Neighborhood: Old Town-N of Truman
  • Mile Marker: 1.0
  • Marathon Neighborhood: N/A
  • Accessibility Feat: Accessible Full Bath, Wheelchair Ramp, Accessible Kitchen, Accessible Doors
  • Key/Island: Key West
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Tax Year: 2025
  • Tax Exemptions: Homestead
Property
Lot Information
  • Acres: 0.07
  • Parcel #: 00007100-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: KW PT LOT 4 SQR 44 G2-248 OR480-612 CO JUDGES PROG DOCKET COUNTY JUDGES DOCKET 11-209 OR610-213 OR753-1897 OR885-1098 O
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Flood Zone: AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 26
  • Document Count: 3
  • Building Style: Above Flood: Yes
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Handicap Access: Yes
  • Pool Info: Heated: Yes
  • Pool Info: In Ground
  • Porch/Balcony: Deck
Interior and Exterior Features
Interior Features
  • Floor: Wood
  • Interior Features: Split Bedroom, Window Treatments, Dade County Pine
  • Appliances: Washer, Stainless Steel Appliance(s), Gas Appliances, Disposal, Microwave, Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Panel
  • Construction: Frame
  • Dockage: None
  • Exterior Features: Fencing

Property History for 531 Frances Street

DateEvent & SourcePriceAppreciation
Feb 20, 2026

Sold (Public Record)

Public Record #1930284562

$1,825,000
Feb 20, 2026

Sold

FKMLS #618060

$1,825,000
Jan 29, 2026

Pending

FKMLS #618060

Jan 15, 2026

Backup Contract

FKMLS #618060

$1,825,000
Jan 11, 2026

Listed (Active)

FKMLS #618060

$1,825,000
May 26, 2025

Temp Off Market

FKMLS #612813

Dec 21, 2024

Price Change

FKMLS #612813

$2,445,000
Dec 21, 2024

Listed (Active)

FKMLS #612813

$2,295,000
DateEvent & SourcePrice
02/20/2026

Sold (Public Record)

Public Record #1930284562

$1,825,000
02/20/2026

Sold

FKMLS #618060

$1,825,000
01/29/2026

Pending

FKMLS #618060

01/15/2026

Backup Contract

FKMLS #618060

$1,825,000
01/11/2026

Listed (Active)

FKMLS #618060

$1,825,000
05/26/2025

Temp Off Market

FKMLS #612813

12/21/2024

Price Change

FKMLS #612813

$2,445,000
12/21/2024

Listed (Active)

FKMLS #612813

$2,295,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 531 Frances Street

Taxable ValueLand-Additions-Total-
Tax Record2024$479 ($40 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,681 SqFtAbove Grade Finished SqFt1,681 SqFtStories2Lot Size3,243 SqFtStyleSingle Family ResidenceYear Built1933Year Renovated2014CountyMONROEAPN00007100-000000

Schools near 531 Frances Street

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Gerald Adams Elementary School
PublicPK to 5

Monroe Virtual Franchise
Public6 to 12

Key West High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Preferred Properties (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.